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    Loan Application Hekima Loan 2022

    Uploaded by

    JAMES MUANGE
    1) The document is a loan application form for Hekima Loan application. It collects personal details of the applicant like name, ID number, contact details, employment details, next of kin, and loan repayment details if approved. 2) It asks for the purpose of the loan and security being offered. It also contains declarations by the applicant about providing accurate information and authorizing deductions from salary for loan repayment. 3) There is a section for guarantors to provide their details and accept joint liability for loan repayment in case of default by the applicant.

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    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd

    Loan Application Hekima Loan 2022

    Uploaded by

    JAMES MUANGE
    40 views2 pages
    1) The document is a loan application form for Hekima Loan application. It collects personal details of the applicant like name, ID number, contact details, employment details, next of kin, and loan repayment details if approved. 2) It asks for the purpose of the loan and security being offered. It also contains declarations by the applicant about providing accurate information and authorizing deductions from salary for loan repayment. 3) There is a section for guarantors to provide their details and accept joint liability for loan repayment in case of default by the applicant.

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    1) The document is a loan application form for Hekima Loan application. It collects personal details of the applicant like name, ID number, contact details, employment details, next of kin, and loan repayment details if approved. 2) It asks for the purpose of the loan and security being offered. It also contains declarations by the applicant about providing accurate information and authorizing deductions from salary for loan repayment. 3) There is a section for guarantors to provide their details and accept joint liability for loan repayment in case of default by the applicant.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    40 views2 pages

    Loan Application Hekima Loan 2022

    Uploaded by

    JAMES MUANGE
    1) The document is a loan application form for Hekima Loan application. It collects personal details of the applicant like name, ID number, contact details, employment details, next of kin, and loan repayment details if approved. 2) It asks for the purpose of the loan and security being offered. It also contains declarations by the applicant about providing accurate information and authorizing deductions from salary for loan repayment. 3) There is a section for guarantors to provide their details and accept joint liability for loan repayment in case of default by the applicant.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 2

    FORM F002

    LOAN NO:
    HEKIMA LOAN APPLICATION FORM
    A). PERSONAL DETAILS
    Members Name..................................................................TSC/PF No.......................... M/ NO.....................
    ID No: ……………….…… Fosa Account No: ………….……………… Phone No………………………
    Workstation........................................................... Email address …………………………………………..
    Country…………………… County…………………Sub-county…………….. Location………………..
    Electoral Area……………………………… Terms of service (Permanent, contract) …………………….
    Nex of Kin (name)………………………………………………… Phone No…………………………….
    B). LOAN APPLICATION AND REPAYMENT DETAILS
    I…………………………………………..hereby apply for a loan of KShs…..………………… (figures),
    amount in words..................................................................................................................... and I hereby
    authorize recoveries from my salary in installments of KShs …………………… for a period of
    ………………… commencing on ………………….. until the amount is fully recovered.
    I give consent and authorize Kwetu Sacco Society Ltd during loan appraisal to access and query my credit
    information both negative and positive from any of the Licensed Credit Reference Bureau to Receive
    Credit Reports /Scores.
    C). PURPOSE OF THE LOAN

    1)…………………………………….. 2)………………………………… 3)……………………………

    D).SECURITY WHICH I OFFER FOR THE LOAN:

    1)Pension/Salary 2). Shares Deposits 3). Guarantors Shares Deposits 4).Other….……...


    E). BORROWER’S DECLARATION
    I hereby give Kwetu Sacco Ltd consent to use the information and attachments provided with this form for the in-
    tended purpose and agree to abide by the SACCO’s General Terms and Conditions and Data Privacy policy at the
    SACCO Branches or on the SACCO’s website: www.kwetusacco.com . I also confirm having understood that my
    personal data provided in this application form shall be processed in accordance with the provisions of the Data
    Protections Act, 2019 (KE), and where applicable the General Data Protection Regulation (EU) 679/2016 or all
    other applicable laws as may be amended from time to time.
    I also authorize the necessary deductions including 1.9% interest, a standing order charge of ksh. 100 monthly to be
    made from my salary as repayment of the loan , an Insurance premium of 0.5%, and legal and Administration fee
    of 3.0% to be recovered from loan after it has been approved. I declare that I am not indebted to any other credit
    society, bank, or any other loaning agency (except as listed on pay slip) either as borrower or endorser.
    I further Authorize My Salary payment to be channeled through Kwetu Sacco Ltd and shall always be paid through
    Fosa account and the pay-point shall not be changed without the consent of the Kwetu Sacco society Ltd. I also
    acknowledge a debt collection fee of not less than Kshs. 20,000/= or any amount the SACCO deems fir in case of
    default.
    I hereby declare that the particulars are true to the best of my knowledge.

    Applicant Signature........................................................... Date.............................................................

    Witnessed By...................................................... Signature............................ Tsc/ PF.No………...….


    Member No……………………………… Tel No:………………………………………………….…
    BORROW WISELY, PAY PROMPTLY
    F. GUARANTORSHIP CLAUSE (Amount in Guarantee Must be More or Equal to the Amount Applied)

    We the undersigned hereby accept jointly and severally liability for the repayment of the loans in the event
    of the borrower’s default. We understand that the amount in default may be recovered by an offset against
    our shares in the society or by attachment of our property or salary and that we shall not be eligible for
    loans unless the amount in default has been cleared in full.
    We, the undersigned, also give consent to Kwetu SACCO Ltd to use our data provided for intended
    purpose in accordance with the Data Protection Act 2019 and any other laws that may apply.
    NOTE: Read above before you guarantee anybody. (Guarantors must attach ID Copies)

    Name TSC/PF. NO Member No. Shares Given Tel No. Signature

    1.

    2.

    3.

    TOTAL

    FOR OFFICIAL USE ONLY


    AMOUNT APPLIED……………………………………… AMOUNT APPRAISED……………………………
    AMOUNT APPROVED…………………………………… MONTHLY LOAN REPAYMENT………………..
    REPAYMENT PERIOD (MONTHS)…………………..

    Registered By: ……………………………………………………………………………. Sign………...………


    Appraised By: I certify the application is within the loaning policy of the society. Sign………...………
    Approved By: I certify the amount appraised is correct. Sign………...………
    Verification (Accounts): remarks…………………………………………...……………….. Sign…………..……
    CEO / Finance Manager: Recommend /not recommend for approval Signature.......................................................
    CREDIT / MANAGEMENT
    Approved Not approved Deferred (tick as appropriate)
    REASON: Bad credit history lack of security inadequate funds to meet loan demand
    Credit committee minute No…………………………………... Date……………………………………………
    Credit Committee Member…………………..……………… Signature…………………… Date: ……………...
    Credit Committee Chairman ……..…………………………. Signature................................ Date:…...………….

    BORROW WISELY, PAY PROMPTLY

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