Reference Number Requested by Subscriber Report Date Report Created Version

Consumer Report Plus Dashboard CEC7-EDD1-B593-46CC Kiki Bot Creditinfo 2024-03-25 6:38 2024-03-25 6:38 553
Searched Name - Hanif Gulam
National ID - 1243025
 Date of Birth - 1959-01-05
Country of Birth - Not Speci ed

Dashboard

 Creditinfo Predictor (CIP)  Inquiries

696
Score
B2
Score Grade

Trend
 0
Inquiries During the Last 12 Months
0
Inquiring Subscribers During the Last 12
months
Banking (Credit Reference Bureau) Regulations ‚2020‘
In accordance with the Banking (Credit Reference Bureau) Regulations 2020, a
customer's credit score shall not be used solely to deny a customer a loan, credit
facility or any other nancial service. The credit score shall be used as one of the
factors to inform the decision making process when determining the customer's
application for a loan, credit facility or any other nancial service.

 Payment Pro le Status

 Overdue Balance Sum (Open Contracts) 3,741.07 KES  Worst Current Arrears 75
Installment Amount Sum 500.00 KES  Worst Arrears Last 12 Months 75
Number of Di erent Creditors 3

 Open Contracts - Debtor

Subscriber Type of Contract Opened Updated Total Balance Past Due Amount Past Due Days
Equity Bank Kenya
Credit Card 2023-02-01 2024-02-29 1,350,000.00 KES 1,019.43 KES 507.23 KES 75
Limited
Diamond Trust Bank
Credit Card 2008-08-09 2017-09-30 1,000,000.00 KES 456.93 KES 233.84 KES 12
(K) Limited
Diamond Trust Bank
Credit Card 2019-05-24 2021-12-31 1,000,000.00 KES 6,381.39 KES 3,000.00 KES 6
(K) Limited
Diamond Trust Bank
Credit Card 2019-05-24 2021-09-30 1,000,000.00 KES 45,530.76 KES 0.00 KES 0
(K) Limited
4,350,000.00 KES 53,388.51 KES 3,741.07 KES

 Closed Contracts - Debtor

Subscriber Type of Contract Closed Status Total Balance Past Due Amount Past Due Days
Spire Bank Ltd Credit Card 2020-12-31 Closed 10,000.00 KES 0.00 KES – –
Spire Bank Ltd Credit Card – Closed 10,000.00 KES 0.00 KES – –
20,000.00 KES 0.00 KES 0.00 KES

 Payment Pro le

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2024

2023

Payments
Period Contracts Submitted Past Due Days Past Due Not Paid Installments Outstanding
2024 Mar 0 – – – –
2024 Feb 1 507.23 KES 75 3 1,019.43 KES
2024 Jan 1 507.23 KES 45 2 1,007.23 KES
2023 Dec 1 7.06 KES 15 1 507.06 KES
2023 Nov 0 – – – –
2023 Oct 0 – – – –
2023 Sep 0 – – – –
2023 Aug 0 – – – –
2023 Jul 0 – – – –
2023 Jun 0 – – – –
2023 May 0 – – – –
2023 Apr 2 0.00 KES 0 0 0.00 KES

 Collaterals

0 0.00 KES 0.00 KES Not Speci ed

Number of Collaterals Total Value Highest Value Type of Highest Value

1/2
 Bounced Cheques

0 – –
Number of Bounced Cheques Weeks Since Last Bounced Cheque Total Value

 Relations

0  0
Known Relations Known Involvements

 Creditinfo Quest (CIQ)  Disputes

 0  0  0  0
CIQ Fraud Alerts CIQ Fraud Alerts Third Party Active Disputes False Disputes
 0
Registered in Court

 Explanations Deliquency status of  OK  Attention  Default  No data available

Payment calendar 0-29 past due days 30-89 past due days more than 90 past due
days

Other Data  No suspicious behavior  Needs your attention  Warning  No data available

 Disclaimer The data and information contained in the Credit Report or used to calculate the Credit Score has been compiled based on the data provided by several
data providers.

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