PERSON NAME: WHITING, ANTHONY DALE

PERSON SSN : 961-70-2669

FIRST NAME : WHITING
LAST NAME : ANTHONY DALE
PERSON DOB : 12/28/66
PERSON ADRESS: 7509 82ND AVE SW, LAKEWOOD, WA 98498
PERSON SCORE: 805
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T U I D V I S I O N A L E R T
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WHITING, ANTHONY DALE 374-70-2669
REMARK: AVAILABLE AND CLEAR

LEARY, SHERYL GONZALES 538-31-7703

REMARK: AVAILABLE AND CLEAR

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O P E N A C C O U N T S
-------------------------------------------------------------------
E W CREDITOR TERM REPORT HIGH STATUS
ACCOUNT NUMBER TYPE OPEN BALANCE MR 30 60 90
ACTV PAYMENT SOURCE
-------------------------------------------------------------------
C C W S E C U 072 06/19 $35600 AS AGREED
65363280003 AUTO 05/17 $21253 26 0 0 0
06/19 $553 XP/TU/EF
06/19: CCCCCCCCCCCCCCCCCCCCCCCCCC

Page: 3/16
-------------------------------------------------------------------
APPLICANT:WHITING, ANTHONY DALE
SSN :374-70-2669
ADDRESS :7509 82ND AVE SW, LAKEWOOD, WA 98498
-------------------------------------------------------------------
C C CITI MIN 07/19 $16300 AS AGREED
410039******9405 REV 03/00 $886 35 0 0 0
07/19 $25 XP/TU/EF
07/19: CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: FLEXIBLE SPENDING CREDIT CARD;

C C CB/VICSCRT 06/19 $1120 AS AGREED

534214******7112 REV 01/02 $455 99 0 0 0
06/19 $27 EF
06/19: CCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: CHARGE;

B B W S E C U 06/19 $25000 AS AGREED

710805***** REV 06/19 $102 1 0 0 0
06/19 $- XP/TU/EF
06/19: C

C C MACYS/DSNB 07/19 $2500 AS AGREED

603534******5504 REV 05/00 $77 99 0 0 0
06/19 $27 XP/TU/EF
07/19:
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC--C-CCCCCCCCCCCCCCCC

C C BEST BUY/CBNA 07/19 $5000 AS AGREED

603535******1186 REV 12/17 $0 20 0 0 0
04/18 $0 XP/TU/EF
07/19: CCCCCCCCCCCCCCCCCCCC

C C BK OF AMER 09/14 $18000 AS AGREED

414734******4000 REV 07/08 $0 74 0 0 0
09/14 $0 EF
09/14: C
REMARK: FLEXIBLE SPENDING CREDIT CARD;

C C COMENITYBANK/JARED 07/19 $9000 AS AGREED

778850******4507 REV 02/18 $0 18 0 0 0
05/18 $0 XP/TU/EF
07/19: CCCCCCCCCCCCCCCCCC

C C COMENITYBANK/VICTORIA MIN 07/19 $1120 AS AGREED

585637****** REV 01/02 $0 99 0 0 0
07/19 $0 XP/TU
07/19:
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
Page: 4/16
-------------------------------------------------------------------
APPLICANT:WHITING, ANTHONY DALE
SSN :374-70-2669
ADDRESS :7509 82ND AVE SW, LAKEWOOD, WA 98498
-------------------------------------------------------------------
J C CREDIT FIRST N A 07/19 $3000 AS AGREED
664659*** REV 04/95 $0 99 0 0 0
06/19 $0 XP/TU/EF
07/19:
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC----CCCCCCC---CCCC-CC-CC-CCCC

B B EASTMAN CREDIT UNION 07/19 $25000 AS AGREED

644093******0 REV 12/16 $0 32 0 0 0
06/19 $0 XP/TU/EF
07/19: CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC

B B KOHLS/CAPONE 07/19 $600 AS AGREED

639305******4300 REV 12/12 $0 79 0 0 0
05/19 $0 XP/TU/EF
07/19:
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC

B B SYNCB/BELK 07/19 $1024 AS AGREED

604583****** REV 12/16 $0 32 0 0 0
04/17 $0 XP/TU/EF
07/19: CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC

B B SYNCB/JCP 07/19 $900 AS AGREED

600889****** REV 05/14 $0 62 0 0 0
01/16 $0 XP/TU/EF
07/19:
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC

B B SYNCB/LOWES 07/19 $1500 AS AGREED

798192****** REV 05/15 $0 51 0 0 0
07/15 $0 XP/TU/EF
07/19: CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC

A B SYNCB/LOWES 07/19 $5300 AS AGREED

798192****** REV 05/15 $0 51 0 0 0
02/19 $0 XP/EF
07/19: CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC

B B SYNCB/WALMART 07/19 $1500 AS AGREED

603220****** REV 11/14 $0 56 0 0 0
08/17 $0 XP/TU/EF
07/19: CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
Page: 5/16
-------------------------------------------------------------------
APPLICANT:WHITING, ANTHONY DALE
SSN :374-70-2669
ADDRESS :7509 82ND AVE SW, LAKEWOOD, WA 98498
-------------------------------------------------------------------
C C W S E C U 06/19 $25000 AS AGREED
653632***** REV 01/16 $0 42 0 0 0
06/19 $0 XP/TU/EF
06/19: CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC

-------------------------------------------------------------------
C L O S E D A C C O U N T S
-------------------------------------------------------------------
E W CREDITOR TERM REPORT HIGH STATUS
ACCOUNT NUMBER TYPE OPEN BALANCE MR 30 60 90
ACTV PAYMENT SOURCE
-------------------------------------------------------------------
J B AHFC 60 01/15 $38144 PAID
175185231 AUTO 01/14 $0 12 0 0 0
11/14 $0 XP/TU/EF
11/14: -CCCCCCCCC
REMARK: FIXED RATE;

C C AMEX 06/16 $16300 PAID

-34999******03713 REV 03/00 $0 61 0 0 0
05/16 $0 XP/TU/EF
06/16:
-------------------------CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: PURCHASED BY ANOTHER LENDER; ACCOUNT CLOSED;

A B BANK OF AMERICA 02/11 $18000 PAID

488860******6516 REV 12/03 $0 86 0 0 0
09/10 $0 XP/EF
02/11:
---CC-----------------------C--------CCCC-CC-CCCCCCCCCCCCCCCCCCC
REMARK: ACCOUNT CLOSED AT CONSUMER'S REQUEST;

B B BANK OF AMERICA 12/10 $1000 PAID

426429******2577 REV 11/01 $0 99 0 0 0
12/09 $0 XP/TU/EF
12/10:
-----------CCC---------CCC----CCCCCCCCCCCC---------CCCCCCCCCCCCC
REMARK: ACCOUNT CLOSED AT CREDIT GRANTOR'S REQUEST;

C C BANK OF AMERICA 01/16 $18000 PAID

414734******0718 REV 07/08 $0 90 0 0 0
01/16 $0 XP/TU/EF
01/16:
-CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC-CCCCCCCCCCCCCCC--
REMARK: ACCOUNT CLOSED AT CONSUMER'S REQUEST; FLEXIBLE SPENDING
CREDIT CARD;
Page: 6/16
-------------------------------------------------------------------
APPLICANT:WHITING, ANTHONY DALE
SSN :374-70-2669
ADDRESS :7509 82ND AVE SW, LAKEWOOD, WA 98498
-------------------------------------------------------------------
B B BANK OF KANSAS CITY NA360 10/16 $215000 PAID
4385764 MTG 05/15 $0 18 0 0 0
09/16 $0 XP/TU/EF
10/16: -CCCCCCCCCCCCCCCCC
REMARK: ACCOUNT CLOSED DUE TO REFINANCE; VA REAL ESTATE LOAN;

B B BARCLAYSBK 11/13 $500 PAID

416790* REV 11/06 $0 84 0 0 0
01/08 $0 EF
REMARK: ACCOUNT CLOSED BY CREDIT GRANTOR;

B B BB&T 072 04/17 $26731 PAID

50391340076611001 AUTO 03/17 $0 2 0 0 0
04/17 $0 XP/TU/EF
04/17: -C

J B BK OF AMER 180 03/12 $133206 PAID

221967295 MTG 06/10 $0 21 0 0 0
03/12 $0 XP/TU/EF
03/12: -CCCCCCCCCCCCCCCCCCCC
REMARK: FHA REAL ESTATE LOAN;

B B BOKF NA 180 09/17 $204517 PAID

1970005048138 MTG 10/16 $0 11 0 0 0
08/17 $0 XP/TU/EF
09/17: -CCCCCCC-CCC
REMARK: REAL ESTATE MORTGAGE; FIXED RATE;

B B CBNA 07/19 $4500 PAID

426938******0357 REV 11/15 $0 45 0 0 0
07/17 $0 XP/TU/EF
07/19: -CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: ACCOUNT CLOSED AT CREDIT GRANTOR'S REQUEST;

B B EASTMAN CREDIT UNION 060 02/13 $29014 PAID

101142404 AUTO 11/12 $0 4 0 0 0
01/13 $0 XP/TU/EF
02/13: -CCC

B B EASTMAN CREDIT UNION 036 03/12 $3810 PAID

98908290 AUTO 01/10 $0 27 0 0 0
02/12 $0 XP/TU/EF
03/12: --CCCCCCCCCCC-CCCCCCCCCCC-C
Page: 7/16
-------------------------------------------------------------------
APPLICANT:WHITING, ANTHONY DALE
SSN :374-70-2669
ADDRESS :7509 82ND AVE SW, LAKEWOOD, WA 98498
-------------------------------------------------------------------
B B EASTMN CU 60 07/17 $26882 PAID
105884937 AUTO 04/17 $0 03 0 0 0
06/17 $0 XP/TU/EF
07/17: --CC
REMARK: FIXED RATE;

B B EASTMN CU 60 01/16 $34323 PAID

103011607 AUTO 11/14 $0 14 0 0 0
12/15 $0 XP/TU/EF
01/16: --CCCCC--------
REMARK: FIXED RATE;

B B EASTMN CU 60 11/15 $25000 PAID

103380391 INST 03/15 $0 08 0 0 0
10/15 $0 XP/TU/EF
11/15: --CCC----
REMARK: UNSECURED; FIXED RATE;

B B EASTMN CU 60 06/13 $25375 PAID

101313641 AUTO 02/13 $0 04 0 0 0
05/13 $0 XP/TU/EF
05/13: -CC
REMARK: FIXED RATE;

B B EASTMN CU 60 05/17 $25000 PAID

105634522 INST 02/17 $0 03 0 0 0
04/17 $0 XP/TU/EF
05/17: --CC
REMARK: UNSECURED; FIXED RATE;

B B FIFTH THIRD BANK 072 12/12 $28900 PAID

891146318 AUTO 11/12 $0 2 0 0 0
12/12 $0 XP/TU/EF
12/12: -C

J C HERITAGE BANK 10/13 $100000 PAID

74050017644 MTG 12/11 $0 23 0 0 0
10/13 $- XP/TU/EF
10/13: -CCCCCCCCCCCCCCCCCCCCCC
REMARK: HOME EQUITY LINE OF CREDIT - REVOLVING TERMS;

J B JPMCB AUTO 060 05/17 $32181 PAID

11611818385503 AUTO 04/16 $0 13 0 0 0
05/17 $0 XP/TU/EF
05/17: -CCCCCCCCCCCC
Page: 8/16
-------------------------------------------------------------------
APPLICANT:WHITING, ANTHONY DALE
SSN :374-70-2669
ADDRESS :7509 82ND AVE SW, LAKEWOOD, WA 98498
-------------------------------------------------------------------
B B JPMCB AUTO 72 04/17 $25706 PAID
11627820373501 AUTO 10/16 $0 06 0 0 0
03/17 $0 XP/TU/EF
04/17: -C-CCCC
REMARK: FIXED RATE;

J C SALAL CU 120 09/14 $21015 PAID

1802020600 INST 07/14 $0 01 0 0 0
08/14 $0 XP/TU/EF
08/14: -C
REMARK: SECURED; FIXED RATE;

B B SETOYOTA FIN DBA OF WO060 06/13 $33606 PAID

110000002674560 AUTO 12/12 $0 6 0 0 0
05/13 $0 XP/TU/EF
06/13: -CCCCC

B B SIERRA PACIFIC MTG CO 180 01/13 $128000 PAID

3101427108590 MTG 03/12 $0 6 0 0 0
11/12 $0 XP/EF
01/13: -CCCCC
REMARK: CONVENTIONAL REAL ESTATE LOAN, INCLUDING PURCHASE MONEY
FIRST; FANNIE MAE ACCOUNT;

B B SYNCB/AMAZON 08/18 $1024 INACTIVE

604578******2675 REV 02/13 $0 66 0 0 0
09/14 $0 XP/TU/EF
08/18:
-CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: INACTIVE ACCOUNT;

C C SYNCB/JCP 04/17 $1000 PAID

600889****** REV 08/05 $0 99 0 0 0
07/09 $0 XP/EF
10/10:
-CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC-CCCCC-CCCCCCCCCCCCCCCCCC
REMARK: ACCOUNT CLOSED AT CONSUMER'S REQUEST;

C C SYNCB/ONDC 06/18 $3600 PAID

447995****** REV 05/17 $0 13 0 0 0
08/17 $0 XP/TU/EF
06/18: -CCCCCCCCCCCCC
REMARK: ACCOUNT CLOSED BY CONSUMER;
Page: 9/16
-------------------------------------------------------------------
APPLICANT:WHITING, ANTHONY DALE
SSN :374-70-2669
ADDRESS :7509 82ND AVE SW, LAKEWOOD, WA 98498
-------------------------------------------------------------------
B B SYNCB/TJXDC 07/19 $1024 INACTIVE
524366******8016 REV 02/17 $0 29 0 0 0
03/17 $0 XP/TU/EF
07/19: -CCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: INACTIVE ACCOUNT;

C C SYNCB/TJXDC 05/17 $1024 PAID

524366******6907 REV 05/13 $0 48 0 0 0
07/13 $0 XP/TU/EF
05/17: -CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: ACCOUNT CLOSED BY CONSUMER;

C C SYNCB/WHTE 11/14 $2000 PAID

504662****** REV 06/04 $0 99 0 0 0
02/05 $0 EF
REMARK: ACCOUNT CLOSED AT CONSUMER'S REQUEST;

C C TIB OK 08/11 $8000 PAID

422974******0063 REV 05/08 $0 38 0 0 0
--/-- $0 EF
REMARK: ACCOUNT CLOSED AT CONSUMER'S REQUEST;

B B TOYOTA MOTOR CREDIT CO061 11/14 $34194 PAID

70401863977930001 AUTO 10/14 $0 2 0 0 0
10/14 $0 XP/TU/EF
11/14: -C

B B TOYOTA MOTOR CREDIT CO060 07/13 $36933 PAID

70401063447070001 AUTO 06/13 $0 2 0 0 0
07/13 $0 XP/TU/EF
07/13: -C

C C US BANK 10/13 $5000 PAID

403784****** REV 08/11 $0 26 0 0 0
--/-- $0 XP/TU/EF
10/13: -CCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: ACCOUNT CLOSED AT CONSUMER'S REQUEST;

C C US BANK 07/12 $16000 PAID

442828****** REV 11/01 $0 13 0 0 0
08/09 $0 XP/TU/EF
07/12: -----CCCCCCCC
Page: 10/16
-------------------------------------------------------------------
APPLICANT:WHITING, ANTHONY DALE
SSN :374-70-2669
ADDRESS :7509 82ND AVE SW, LAKEWOOD, WA 98498
-------------------------------------------------------------------
J C US BANK 04/12 $100000 PAID
3000699903 MTG 02/09 $0 39 0 0 0
04/12 $- XP/TU/EF
04/12: -CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: HOME EQUITY LINE OF CREDIT - REVOLVING TERMS;

C C US BANK HOGAN LOC 04/12 $500 PAID

-00015******5358 REV 09/05 $0 80 0 0 0
--/-- $0 XP/TU/EF
04/12:
-CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: CHECK CREDIT OR LINE OF CREDIT;

B B US DEPT OF ED/GLELSI UNK 08/14 $12750 PAID

9388798581 EDU 03/12 $0 30 0 0 0
08/14 $0 XP/TU/EF
08/14: -CC-------------CCCCCCCCCCCCCC

C C W S E C U 060 05/19 $19262 PAID

65363280002 AUTO 01/17 $0 28 0 0 0
05/19 $0 XP/TU/EF
05/19: -CCCCCCCCCCCCCCCCCCCCCCCCCCCC

J B WATERMARK 01/12 $55000 PAID

2094490309 MTG 09/05 $0 76 0 0 0
07/06 $- EF
REMARK: ACCOUNT CLOSED BY CONSUMER;

B B WATERMARK 01/12 $5000 PAID

2094490308 MTG 12/05 $0 73 0 0 0
11/06 $- EF
REMARK: ACCOUNT CLOSED BY CONSUMER;

B B WATERMARK 01/12 $9600 PAID

2094490307 MTG 12/05 $0 73 0 0 0
10/06 $- EF
REMARK: ACCOUNT CLOSED BY CONSUMER;

J C WELLS FARGO HM MORTGAG360 02/15 $288000 PAID

9360478906142 MTG 05/14 $0 6 0 0 0
01/15 $0 XP/TU/EF
02/15: -CCCCC
REMARK: CONVENTIONAL REAL ESTATE LOAN, INCLUDING PURCHASE MONEY
FIRST; FANNIE MAE ACCOUNT;
Page: 11/16
-------------------------------------------------------------------
APPLICANT:WHITING, ANTHONY DALE
SSN :374-70-2669
ADDRESS :7509 82ND AVE SW, LAKEWOOD, WA 98498
-------------------------------------------------------------------
C C WF/PREFERR 12/18 $5700 PAID
577442******3135 REV 08/16 $0 28 0 0 0
02/17 $0 XP/TU/EF
12/18: -CCCCCCCCCCCCCCCCCCCCCCCCCCCC
REMARK: ACCOUNT CLOSED BY CONSUMER;

-------------------------------------------------------------------
D E R O G A T O R Y A C C O U N T S
-------------------------------------------------------------------
*** NO RECORD FOUND ***

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C O L L E C T I O N A C C O U N T S
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*** NO RECORD FOUND ***

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O T H E R C R E D I T H I S T O R Y
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*** NO RECORD FOUND ***

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P U B L I C R E C O R D S
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*** NO RECORD FOUND ***

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I N Q U I R I E S ( L A S T 1 2 0 D A Y S )
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*** NO RECORD FOUND ***

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C R E D I T O R S
-------------------------------------------------------------------
- 5TH 3RD BK [TU] 800-972-3030
38 FOUNTAIN SQ PL,CINCINNATI, OH 45202
- AHM [EF] 704-442-1600
8601 MCALPINE PARK DRIVE SUITE 230,CHARLOTTE, NC 28211
- AM HONDA FIN [TU] 800-517-9699
8515 MCALPINE PK DR,CHARLOTTE, NC 28211
- AMERICAN EXPRESS [EF] 800-528-4800
P.O. BOX 7871,FORT LAUDERDALE, FL 33329
- AMERICAN HONDA FINANCE [XP] 800-517-9699
13856 BALLANTYNE CORPORA,CHARLOTTE, NC 28277
- AMEX [XP/TU] 800-528-4800
TAPE - P O BOX 7871,FORT LAUDERDALE, FL 33329
- BANK OF AMERICA [XP/EF] 800-759-6262
1825 E BUCKEYE RD,PHOENIX AZ 85034
- BANK OF KANSAS CITY [XP] p#800-947-70
,oklahoma
- BANKAMERIC [EF] 800-759-6262
P.O. BOX 7047,DOVER DE 19903
Page: 12/16
-------------------------------------------------------------------
APPLICANT:WHITING, ANTHONY DALE
SSN :374-70-2669
ADDRESS :7509 82ND AVE SW, LAKEWOOD, WA 98498
-------------------------------------------------------------------
- BANKAMERICA [TU] 800-236-6497
POB 1597,NORFOLK VA 23501
- BARCLAYSBK [EF] p#302-622-89
1007 ORANGE STREET SUITE 1541 PO BOX 26182,WILMINGTON, DE 1980
- BB&T [XP/TU/EF] 888-562-6228
PO BOX 1847,WILSON NC 27894
- BK OF AMER [TU] 800-669-6607
,
- CBNA [XP/TU] 888-574-1301
50 NORTHWEST POINT ROAD,ELK GROVE VILLAGE, IL 60007
- CHASE [XP/EF] 800-336-6675
900 STEWART AVE,GARDEN CITY NY 11530
- CHASE AUTO [TU] 800-336-6675
P.O. BOX 901003 CREDIT BUREAU DISPUTE PROCESSG,FORT WORTH, TX
- CHASE MANHATTAN BANK NA [XP] (516) 759-22
4 BRIDGE ST,GLEN COVE NY 115422531
- CITI [XP/TU] 855-378-6467
PO BOX 6190,SIOUX FALLS, SD 57117
- COMENITYBANK/JARED [XP] (717) 288-36
PO BOX 182789,COLUMBUS, OH 43218
- CRDT FIRST [TU/EF] 216-362-5000
POB 81315,CLEVELAND, OH 44181
- CREDIT FIRST N A [XP] 800-321-3950
6275 EASTLAND RD,BROOK PARK, OH 44142
- Credit Plus [TU] 800-258-3488
31550 Winter Place Parkway,SALISBURY, MD 21801
- DSNB MACYS [TU] 800-956-6229
PO BOX 8218,MASON, OH 45040
- EASTMAN CRUN [TU] 423-229-8200
POB 1989,KINGSPORT, TN 37662
- EASTMN CU [EF] 423-229-8200
201 SOUTH WILCOX DR,KINGSPORT, TN 37662
- FIFTH THIRD BANK [XP/EF] 800-972-3030
FIFTH THIRD CENTER,CINCINNATI OH 45263
- gecrb/belt [EF] 800-669-6550
,
- GECRB/LOWBRC [MANUAL] 800-444-1408
,
- GECRB/WALMART [XP/TU] 877-294-7880
PO BOX 965024,ORLANDO, FL 32896
- GEMB/BELK [TU] 800-669-6550
PO BOX 981400,EL PASO, TX 79998
- GEMB/JC PENNEYS [EF] 800-542-0800
,
- GEMB/LOWES [XP/EF] 800-444-1408
PO BOX 103065,ROSWELL GA 30076
- GEMB/OLDNAVYDC [XP] 877-222-6868
,
- GEMB/WALMART [EF] 800-957-0832
,
- GEMB/WHIT [EF] 866-396-8254
PO BOX 276 MAIL CODE OH3-4258 C/O CARDHOLDER OPERA,DAYTON, OH
- GROUP HEALTH CREDIT [EF] 206-298-3491
115 15TH AVE E,SEATTLE, WA 98112
Page: 13/16
-------------------------------------------------------------------
APPLICANT:WHITING, ANTHONY DALE
SSN :374-70-2669
ADDRESS :7509 82ND AVE SW, LAKEWOOD, WA 98498
-------------------------------------------------------------------
- GUILD MORTGAGE [EF] 800-365-4441
450 AMERICAN ST,SIMI VALLEY CA 93065
- HERITAGE BANK [XP] 360-943-1500
201 WEST FIFTH,OLYMPIA, WA 98507
- HERITAGE BNK [TU] 360-943-1500
201 5TH AV SW,OLYMPIA, WA 98501
- HERTAGE BK [EF] 360-943-1500
P O BOX 1578,OLYMPIA, WA 98507-1578
- KOHLS/CAP1 [EF] 800-564-5740
,
- KOHLS/CAPONE [XP] 800-564-5740
,
- MACY'S/DSNB [EF] 866-593-2543
911 DUKE BLVD,MASON, OH 45040
- MBGA/JC PENNEY [XP] 800-542-0800
PO BOX 981131,EL PASO TX 79998
- MBNA AMERICA [TU] 800-421-2110
PO BOX 17054,WILMINGTON DE 19884
- MCYDSNB [XP] 800-956-6229
,
- RELIANCE REALTY INC [XP] (978) 922-59
ONE WORTHINGTON GREEN,BEVERLY MA 01915
- SALAL CREDIT UNION [XP]
PO BOX 19340,SEATTLE, WA 98109
- SALAL CU [TU] 206-298-9394
P O BOX 19340,SEATTLE, WA 98109
- SYNCB/AMAZON [XP/TU] 866-634-8379
PO BOX 965015,ORLANDO, FL 32896
- SYNCB/BELK [XP] 800-669-6550
PO BOX 965028,ORLANDO, FL 32896
- SYNCB/JCP [TU] 866-227-5213
PO BOX 965007,ORLANDO, FL 32896
- SYNCB/TJX COS DC [XP/TU] 800-982-6879
PO BOX 965005,ORLANDO, FL 32896
- TIB OK [EF] 972-650-6519
P O BOX 560528,DALLAS, TX 75356
- TOYOTA MOTOR CREDIT CO [XP] 800-874-8822
3957 WESTERRE PKWY STE 3,RICHMOND VA 23233
- TOYOTA MTR [TU/EF] 804-965-2800
3951 WESTERRE PARKWAY,RICHMOND, VA 23233
- U.S. BANK [TU] 888-852-5786
601 2ND AVE SOUTH,MINNEAPOLIS, MN 55402
- US BANK [XP/TU/EF] 800-872-2657
PO BOX 2188,OSHKOSH, WI 54903
- US BANK HOGAN LOC [XP] 800-872-2657
1200 ENERGY PARK DR,ST PAUL, MN 55108
- US BANK/NA ND [XP] 800-285-8585
4325 17TH AVE SW,FARGO, ND 58125
- US DEPT OF ED [XP] 800-236-4300
3321 WILLOW LANE,MACUNGIE PA 18062
- USBANK [EF] 800-872-2657
1850 OSBORN ST VERIFICATION OF DEPOSIT DEPT,OSHKOSH, WI 54902
- USDOE/GLELSI [TU] 800-236-4300
2401 INTERNATIONAL LANE POB 7859,MADISON, WI 53704
Page: 14/16
-------------------------------------------------------------------
APPLICANT:WHITING, ANTHONY DALE
SSN :374-70-2669
ADDRESS :7509 82ND AVE SW, LAKEWOOD, WA 98498
-------------------------------------------------------------------
- W S E C U [XP/TU/EF] 360-943-7911
PO BOX WSECU,OLYMPIA, WA 98507
- WATERMARK [EF] 800-732-9300
800 STEWART STREET,SEATTLE, WA 98101
- WELLS FARGO HM MORTGAG [XP] 800-262-5294
7495 NEW HORIZON WAY,FREDERICK, MD 21703
- WELLS FARGO HOME MOR [EF] 800-262-5294
4680 HALLMARK PARKWAY X0701-01K,SAN BERNARDINO, CA 92407
- WF/PREFERR [XP] 877-805-7744
PO BOX 14517,DES MOINES, IA 50306
- WFHM [MANUAL] 800-262-5294
,
- WFNNB/VICTORIAS SECRET [XP/TU/EF] 800-695-9478
PO BOX 182128,COLUMBUS OH 43218
- WOFCO [EF] p#800-553-26
P.O. BOX 991817,MOBILE, AL 36691
- WORLD OMNI [XP] 800-553-2650
PO BOX 991817,MOBILE, AL 36691
- WORLD OMNI F [TU] 800-553-2650
1769 PARAGON DRIVE,MEMPHIS, TN 38132

-------------------------------------------------------------------
T R A D E S U M M A R Y
-------------------------------------------------------------------
# BALANCE HIGH CREDIT PAYMENT PAST DUE
MORTGAGE 10 0 0 0 0
AUTO 15 21253 35600 553 0
EDUCATION 1 0 0 0 0
OTHER INSTALLM 3 0 0 0 0
OPEN 0 0 0 0 0
REVOLVING 34 1520 141864 79 0
OTHER 0 0 0 0 0
TOTAL 63 22773 177464 632 0

SECURED DEBT 21253 HIGH CREDIT 177464

UNSECURED DEBT 1520 REV CREDIT UTILIZATION 1%
OLDEST TRADE 04/95 TOTAL DEBT/HIGH CREDIT 13%

-------------------------------------------------------------------
D E R O G A T O R Y S U M M A R Y
-------------------------------------------------------------------
CHARGE OFFS 0 30 DAYS 0 INQUIRIES 0
COLLECTIONS 0 60 DAYS 0 DISPUTES 0
BANKRUPTCY 0 90 DAYS 0
PUBLIC RECORDS 0 OTHER 0

-------------------------------------------------------------------
M I S C E L L A N E O U S I N F O R M A T I O N
-------------------------------------------------------------------
Instant View Password: AV-2B770BE6
To verify the authenticity of this credit report, please visit
https://credit.creditplus.com and click on the Instant View link.
Enter Identifier # 49439615 and password AV-2B770BE6 to view the
report. For any inquiries regarding this report or services
provided by CREDIT PLUS 2 please contact us at (800) 258-3488.
Page: 15/16
-------------------------------------------------------------------
APPLICANT:WHITING, ANTHONY DALE
SSN :374-70-2669
ADDRESS :7509 82ND AVE SW, LAKEWOOD, WA 98498
-------------------------------------------------------------------

-------------------------------------------------------------------
D I S C L A I M E R
-------------------------------------------------------------------

An asterisk (*) following the payment amount indicates the

repositories have no payment data and that the amount was
automatically calculated as a percentage of the account balance.

This is a report containing information supplied by the

repositories listed above. The merge process is automated and the
report may include some duplications and/or omissions. Inquiries
regarding any disputed items should be directed to the creditor
reporting the item, or to the appropriate repository service
center(s) listed below.

TRANS UNION EQUIFAX EXPERIAN

PO BOX 1000 PO BOX 740256 PO BOX 2002
CHESTER,PA 19016 ATLANTA,GA 30374 ALLEN,TX 75013
800-916-8800 800-685-1111 888-397-3742
transunion.com/myoptions www.experian.com/reportaccess
www.equifax.com/fcra

-------------------------------------------------------------------
T R E N D S U M M A R Y
-------------------------------------------------------------------

*** END OF REPORT 7/31/2019 4:57:24 PM ***

Page: 16/16
 YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT

CORNERSTONE HOME LENDING INC - 293 REPORT #: 49439615

3500 188TH ST SW STE 400 REFERENCE #: 2930000029
LYNNWOOD, WA 98037
4259491076

RETURN SERVICE REQUESTED

ANTHONY DALE WHITING

7509 82ND AVE SW
LAKEWOOD, WA 98498
=================================================================
YOUR CREDIT SCORE - 790
Source: EXPERIAN Date: 07/30/19
Model: EXPERIAN/FAIR, ISAAC (VER. 2)

=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.

Your credit report is a record of your credit history. It

includes information about whether you pay your bills on time and
how much you owe to creditors.

Your credit score can change, depending on how your credit

history changes.

-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.

-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 300 to a high of 850.

Generally, the higher your score, the more likely you are to be
offered better credit terms.

-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 73 percent of U.S. consumers.

-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED
* LACK OF RECENT BANK/NATIONAL REVOLVING INFORMATION
* TOO MANY INQUIRIES LAST 12 MONTHS
* TOO MANY ACCOUNTS RECENTLY OPENED
Page: 1/18
=================================================================
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.

It is a good idea to check your credit report to make sure the

information it contains is accurate.

-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.

To order your free annual credit report:

* BY TELEPHONE: Call toll-free: 1-877-322-8228

* ON THE WEB: Visit www.annualcreditreport.com

* BY MAIL: Mail your completed Annual Credit Report Request Form

(which you can obtain from the Federal Trade Commission's web
site at
http://www.ftc.gov/bcp/conline/include/requestformfinal.pdf) to:

Annual Credit Report Request Service

P.O. Box 105281
Atlanta, GA 30348-5281

-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 2/18
 NOTICE TO THE HOME LOAN APPLICANT

In connection with your application for a home loan, the lender

must disclose to you the score that a consumer reporting agency
distributed to users and the lender used in connection with your
home loan, and the key factors affecting your credit scores.

The credit score is a computer generated summary calculated at

the time of the request and based on information that a consumer
reporting agency or lender has on file. The scores are based on
data about your credit history and payment patterns. Credit
scores are important because they are used to assist the lender
in determining whether you will obtain a loan. They may also be
used to determine what interest rate you may be offered on the
mortgage. Credit scores can change over time, depending on your
conduct, how your credit history and payment patterns change, and
how credit scoring technologies change.

Because the score is based on information in your credit history,

it is very important that you review the credit-related
information that is being furnished to make sure it is accurate.
Credit records may vary from one company to another.

If you have questions about your credit score or the credit

information that is furnished to you, contact the consumer
reporting agency at the address and telephone number provided
with this notice, or contact the lender, if the lender developed
or generated the credit score. The consumer reporting agency
plays no part in the decision to take any action on the loan
application and is unable to provide you with specific reasons
for the decision on a loan application.

If you have questions concerning the terms of the loan, contact

the lender.

------------------------------------------------------------------
-----------------
Signature
Date
Page: 3/18
 YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT

CORNERSTONE HOME LENDING INC - 293 REPORT #: 49439615

3500 188TH ST SW STE 400 REFERENCE #: 2930000029
LYNNWOOD, WA 98037
4259491076

RETURN SERVICE REQUESTED

SHERYL GONZALES LEARY

7509 82ND AVE SW
LAKEWOOD, WA 98498
=================================================================
YOUR CREDIT SCORE - 805
Source: EXPERIAN Date: 07/30/19
Model: EXPERIAN/FAIR, ISAAC (VER. 2)

=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.

Your credit report is a record of your credit history. It

includes information about whether you pay your bills on time and
how much you owe to creditors.

Your credit score can change, depending on how your credit

history changes.

-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.

-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 300 to a high of 850.

Generally, the higher your score, the more likely you are to be
offered better credit terms.

-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 82 percent of U.S. consumers.

-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* TOO MANY INQUIRIES LAST 12 MONTHS
* TOO MANY ACCOUNTS RECENTLY OPENED
* TOO MANY ACCOUNTS WITH BALANCES
* NO RECENT REVOLVING BALANCES
Page: 4/18
=================================================================
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.

It is a good idea to check your credit report to make sure the

information it contains is accurate.

-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.

To order your free annual credit report:

* BY TELEPHONE: Call toll-free: 1-877-322-8228

* ON THE WEB: Visit www.annualcreditreport.com

* BY MAIL: Mail your completed Annual Credit Report Request Form

(which you can obtain from the Federal Trade Commission's web
site at
http://www.ftc.gov/bcp/conline/include/requestformfinal.pdf) to:

Annual Credit Report Request Service

P.O. Box 105281
Atlanta, GA 30348-5281

-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 5/18
 NOTICE TO THE HOME LOAN APPLICANT

In connection with your application for a home loan, the lender

must disclose to you the score that a consumer reporting agency
distributed to users and the lender used in connection with your
home loan, and the key factors affecting your credit scores.

The credit score is a computer generated summary calculated at

the time of the request and based on information that a consumer
reporting agency or lender has on file. The scores are based on
data about your credit history and payment patterns. Credit
scores are important because they are used to assist the lender
in determining whether you will obtain a loan. They may also be
used to determine what interest rate you may be offered on the
mortgage. Credit scores can change over time, depending on your
conduct, how your credit history and payment patterns change, and
how credit scoring technologies change.

Because the score is based on information in your credit history,

it is very important that you review the credit-related
information that is being furnished to make sure it is accurate.
Credit records may vary from one company to another.

If you have questions about your credit score or the credit

information that is furnished to you, contact the consumer
reporting agency at the address and telephone number provided
with this notice, or contact the lender, if the lender developed
or generated the credit score. The consumer reporting agency
plays no part in the decision to take any action on the loan
application and is unable to provide you with specific reasons
for the decision on a loan application.

If you have questions concerning the terms of the loan, contact

the lender.

------------------------------------------------------------------
-----------------
Signature
Date
Page: 6/18
 YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT

CORNERSTONE HOME LENDING INC - 293 REPORT #: 49439615

3500 188TH ST SW STE 400 REFERENCE #: 2930000029
LYNNWOOD, WA 98037
4259491076

RETURN SERVICE REQUESTED

ANTHONY DALE WHITING

7509 82ND AVE SW
LAKEWOOD, WA 98498
=================================================================
YOUR CREDIT SCORE - 779
Source: TRANS UNION Date: 07/30/19
Model: TRANSUNION/FICO CLASSIC (04)

=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.

Your credit report is a record of your credit history. It

includes information about whether you pay your bills on time and
how much you owe to creditors.

Your credit score can change, depending on how your credit

history changes.

-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.

-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 309 to a high of 839.

Generally, the higher your score, the more likely you are to be
offered better credit terms.

-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 71 percent of U.S. consumers.

-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
* LENGTH OF TIME REVOLVING ACCOUNTS HAVE BEEN ESTABLISHED
* LACK OF RECENT INSTALLMENT LOAN INFORMATION
* LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED
* INQUIRIES IMPACTED THE CREDIT SCORE
Page: 7/18
=================================================================
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.

It is a good idea to check your credit report to make sure the

information it contains is accurate.

-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.

To order your free annual credit report:

* BY TELEPHONE: Call toll-free: 1-877-322-8228

* ON THE WEB: Visit www.annualcreditreport.com

* BY MAIL: Mail your completed Annual Credit Report Request Form

(which you can obtain from the Federal Trade Commission's web
site at
http://www.ftc.gov/bcp/conline/include/requestformfinal.pdf) to:

Annual Credit Report Request Service

P.O. Box 105281
Atlanta, GA 30348-5281

-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 8/18
 NOTICE TO THE HOME LOAN APPLICANT

In connection with your application for a home loan, the lender

must disclose to you the score that a consumer reporting agency
distributed to users and the lender used in connection with your
home loan, and the key factors affecting your credit scores.

The credit score is a computer generated summary calculated at

the time of the request and based on information that a consumer
reporting agency or lender has on file. The scores are based on
data about your credit history and payment patterns. Credit
scores are important because they are used to assist the lender
in determining whether you will obtain a loan. They may also be
used to determine what interest rate you may be offered on the
mortgage. Credit scores can change over time, depending on your
conduct, how your credit history and payment patterns change, and
how credit scoring technologies change.

Because the score is based on information in your credit history,

it is very important that you review the credit-related
information that is being furnished to make sure it is accurate.
Credit records may vary from one company to another.

If you have questions about your credit score or the credit

information that is furnished to you, contact the consumer
reporting agency at the address and telephone number provided
with this notice, or contact the lender, if the lender developed
or generated the credit score. The consumer reporting agency
plays no part in the decision to take any action on the loan
application and is unable to provide you with specific reasons
for the decision on a loan application.

If you have questions concerning the terms of the loan, contact

the lender.

------------------------------------------------------------------
-----------------
Signature
Date
Page: 9/18
 YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT

CORNERSTONE HOME LENDING INC - 293 REPORT #: 49439615

3500 188TH ST SW STE 400 REFERENCE #: 2930000029
LYNNWOOD, WA 98037
4259491076

RETURN SERVICE REQUESTED

SHERYL GONZALES LEARY

7509 82ND AVE SW
LAKEWOOD, WA 98498
=================================================================
YOUR CREDIT SCORE - 804
Source: TRANS UNION Date: 07/30/19
Model: TRANSUNION/FICO CLASSIC (04)

=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.

Your credit report is a record of your credit history. It

includes information about whether you pay your bills on time and
how much you owe to creditors.

Your credit score can change, depending on how your credit

history changes.

-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.

-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 309 to a high of 839.

Generally, the higher your score, the more likely you are to be
offered better credit terms.

-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 88 percent of U.S. consumers.

-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
* PROPORTION OF LOAN BALANCES TO LOAN AMOUNTS IS TOO HIGH
* NUMBER OF ESTABLISHED ACCOUNTS
* TOO MANY ACCOUNTS WITH BALANCES
* INQUIRIES IMPACTED THE CREDIT SCORE
Page: 10/18
=================================================================
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.

It is a good idea to check your credit report to make sure the

information it contains is accurate.

-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.

To order your free annual credit report:

* BY TELEPHONE: Call toll-free: 1-877-322-8228

* ON THE WEB: Visit www.annualcreditreport.com

* BY MAIL: Mail your completed Annual Credit Report Request Form

(which you can obtain from the Federal Trade Commission's web
site at
http://www.ftc.gov/bcp/conline/include/requestformfinal.pdf) to:

Annual Credit Report Request Service

P.O. Box 105281
Atlanta, GA 30348-5281

-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 11/18
 NOTICE TO THE HOME LOAN APPLICANT

In connection with your application for a home loan, the lender

must disclose to you the score that a consumer reporting agency
distributed to users and the lender used in connection with your
home loan, and the key factors affecting your credit scores.

The credit score is a computer generated summary calculated at

the time of the request and based on information that a consumer
reporting agency or lender has on file. The scores are based on
data about your credit history and payment patterns. Credit
scores are important because they are used to assist the lender
in determining whether you will obtain a loan. They may also be
used to determine what interest rate you may be offered on the
mortgage. Credit scores can change over time, depending on your
conduct, how your credit history and payment patterns change, and
how credit scoring technologies change.

Because the score is based on information in your credit history,

it is very important that you review the credit-related
information that is being furnished to make sure it is accurate.
Credit records may vary from one company to another.

If you have questions about your credit score or the credit

information that is furnished to you, contact the consumer
reporting agency at the address and telephone number provided
with this notice, or contact the lender, if the lender developed
or generated the credit score. The consumer reporting agency
plays no part in the decision to take any action on the loan
application and is unable to provide you with specific reasons
for the decision on a loan application.

If you have questions concerning the terms of the loan, contact

the lender.

------------------------------------------------------------------
-----------------
Signature
Date
Page: 12/18
 YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT

CORNERSTONE HOME LENDING INC - 293 REPORT #: 49439615

3500 188TH ST SW STE 400 REFERENCE #: 2930000029
LYNNWOOD, WA 98037
4259491076

RETURN SERVICE REQUESTED

ANTHONY DALE WHITING

7509 82ND AVE SW
LAKEWOOD, WA 98498
=================================================================
YOUR CREDIT SCORE - 807
Source: EQUIFAX Date: 07/30/19
Model: EQUIFAX/FICO CLASSIC V5 FACTA

=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.

Your credit report is a record of your credit history. It

includes information about whether you pay your bills on time and
how much you owe to creditors.

Your credit score can change, depending on how your credit

history changes.

-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.

-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 334 to a high of 818.

Generally, the higher your score, the more likely you are to be
offered better credit terms.

-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 90 percent of U.S. consumers.

-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
* LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED
* NUMBER OF BANK OR NATIONAL REVOLVING ACCOUNTS WITH BALANCES
=================================================================
Page: 13/18
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.

It is a good idea to check your credit report to make sure the

information it contains is accurate.

-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.

To order your free annual credit report:

* BY TELEPHONE: Call toll-free: 1-877-322-8228

* ON THE WEB: Visit www.annualcreditreport.com

* BY MAIL: Mail your completed Annual Credit Report Request Form

(which you can obtain from the Federal Trade Commission's web
site at
http://www.ftc.gov/bcp/conline/include/requestformfinal.pdf) to:

Annual Credit Report Request Service

P.O. Box 105281
Atlanta, GA 30348-5281

-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 14/18
 NOTICE TO THE HOME LOAN APPLICANT

In connection with your application for a home loan, the lender

must disclose to you the score that a consumer reporting agency
distributed to users and the lender used in connection with your
home loan, and the key factors affecting your credit scores.

The credit score is a computer generated summary calculated at

the time of the request and based on information that a consumer
reporting agency or lender has on file. The scores are based on
data about your credit history and payment patterns. Credit
scores are important because they are used to assist the lender
in determining whether you will obtain a loan. They may also be
used to determine what interest rate you may be offered on the
mortgage. Credit scores can change over time, depending on your
conduct, how your credit history and payment patterns change, and
how credit scoring technologies change.

Because the score is based on information in your credit history,

it is very important that you review the credit-related
information that is being furnished to make sure it is accurate.
Credit records may vary from one company to another.

If you have questions about your credit score or the credit

information that is furnished to you, contact the consumer
reporting agency at the address and telephone number provided
with this notice, or contact the lender, if the lender developed
or generated the credit score. The consumer reporting agency
plays no part in the decision to take any action on the loan
application and is unable to provide you with specific reasons
for the decision on a loan application.

If you have questions concerning the terms of the loan, contact

the lender.

------------------------------------------------------------------
-----------------
Signature
Date
Page: 15/18
 YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT

CORNERSTONE HOME LENDING INC - 293 REPORT #: 49439615

3500 188TH ST SW STE 400 REFERENCE #: 2930000029
LYNNWOOD, WA 98037
4259491076

RETURN SERVICE REQUESTED

SHERYL GONZALES LEARY

7509 82ND AVE SW
LAKEWOOD, WA 98498
=================================================================
YOUR CREDIT SCORE - 803
Source: EQUIFAX Date: 07/30/19
Model: EQUIFAX/FICO CLASSIC V5 FACTA

=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.

Your credit report is a record of your credit history. It

includes information about whether you pay your bills on time and
how much you owe to creditors.

Your credit score can change, depending on how your credit

history changes.

-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.

-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 334 to a high of 818.

Generally, the higher your score, the more likely you are to be
offered better credit terms.

-----------------------------------------------------------------
How your score compares to the scores of other consumers:
-----------------------------------------------------------------
Your credit score ranks higher than 85 percent of U.S. consumers.

-----------------------------------------------------------------
Key factors that adversely affected your credit score:
-----------------------------------------------------------------
* TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
* TOO MANY INQUIRIES LAST 12 MONTHS
* TOO MANY ACCOUNTS WITH BALANCES
=================================================================
Page: 16/18
CHECKING YOUR CREDIT REPORT
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.

It is a good idea to check your credit report to make sure the

information it contains is accurate.

-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.

To order your free annual credit report:

* BY TELEPHONE: Call toll-free: 1-877-322-8228

* ON THE WEB: Visit www.annualcreditreport.com

* BY MAIL: Mail your completed Annual Credit Report Request Form

(which you can obtain from the Federal Trade Commission's web
site at
http://www.ftc.gov/bcp/conline/include/requestformfinal.pdf) to:

Annual Credit Report Request Service

P.O. Box 105281
Atlanta, GA 30348-5281

-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 17/18
 NOTICE TO THE HOME LOAN APPLICANT

In connection with your application for a home loan, the lender

must disclose to you the score that a consumer reporting agency
distributed to users and the lender used in connection with your
home loan, and the key factors affecting your credit scores.

The credit score is a computer generated summary calculated at

the time of the request and based on information that a consumer
reporting agency or lender has on file. The scores are based on
data about your credit history and payment patterns. Credit
scores are important because they are used to assist the lender
in determining whether you will obtain a loan. They may also be
used to determine what interest rate you may be offered on the
mortgage. Credit scores can change over time, depending on your
conduct, how your credit history and payment patterns change, and
how credit scoring technologies change.

Because the score is based on information in your credit history,

it is very important that you review the credit-related
information that is being furnished to make sure it is accurate.
Credit records may vary from one company to another.

If you have questions about your credit score or the credit

information that is furnished to you, contact the consumer
reporting agency at the address and telephone number provided
with this notice, or contact the lender, if the lender developed
or generated the credit score. The consumer reporting agency
plays no part in the decision to take any action on the loan
application and is unable to provide you with specific reasons
for the decision on a loan application.

If you have questions concerning the terms of the loan, contact

the lender.

------------------------------------------------------------------
-----------------
Signature
Date
Page: 18/18
CORNERSTONE HOME LENDING INC - 293
3500 188TH ST SW STE 400
LYNNWOOD, WA 98037
4259491076

NOTICE TO THE HOME LOAN APPLICANT

CREDIT SCORE INFORMATION DISCLOSURE

WHITING, ANTHONY DALE

7509 82ND AVE SW
LAKEWOOD, WA 98498

In connection with your application for a home loan, the lender

must disclose to you the score that a consumer reporting agency
distributed to users and the lender used in connection with your
home loan, and the key factors affecting your credit scores.

The credit score is a computer generated summary calculated at the

time of the request and based on information that a consumer
reporting agency or lender has on file. The scores are based on
data about your credit history and payment patterns. Credit scores
are important because they are used to assist the lender in
determining whether you will obtain a loan. They may also be used
to determine what interest rate you may be offered on the mortgage.
Credit scores can change over time, depending on your conduct, how
your credit history and payment patterns change, and how credit
scoring technologies change.

Because the score is based on information in your credit history,

it is very important that you review the credit-related information
that is being furnished to make sure it is accurate. Credit records
may vary from one company to another.

If you have questions about your credit score or the credit

information that is furnished to you, contact the consumer
reporting agency at the address and telephone number provided with
this notice, or contact the lender, if the lender developed or
generated the credit score. The consumer reporting agency plays no
part in the decision to take any action on the loan application and
is unable to provide you with specific reasons for the decision on
a loan application.

If you have questions regarding the terms of the loan, contact the
lender.

Your credit scores were provided by the following credit reporting

agencies:

TRANSUNION EQUIFAX EXPERIAN

PO BOX 2000 PO BOX 740241 PO BOX 2002
CHESTER, PA 19016 ATLANTA, GA 30374 ALLEN, TX 75013
800-916-8800 800-685-1111 888-397-3742
transunion.com/myoptions www.experian.com/reportaccess
www.equifax.com/fcra
 The following information about your credit scores was created on
Page: 1/2
 7/29/2019.

Applicant : WHITING, ANTHONY DALE

Name of Score: EQUIFAX/FICO CLASSIC V5 FACTA
Credit Score : 807 Range: 334-818
Key Factors affecting the score:
- TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
- LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED
- NUMBER OF BANK OR NATIONAL REVOLVING ACCOUNTS WITH BALANCES

Applicant : WHITING, ANTHONY DALE

Name of Score: TRANSUNION/FICO CLASSIC (04)
Credit Score : 779 Range: 309-839
Key Factors affecting the score:
- TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
- LENGTH OF TIME REVOLVING ACCOUNTS HAVE BEEN ESTABLISHED
- LACK OF RECENT INSTALLMENT LOAN INFORMATION
- LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED
- INQUIRIES IMPACTED THE CREDIT SCORE

Applicant : WHITING, ANTHONY DALE

Name of Score: EXPERIAN/FAIR, ISAAC (VER. 2)
Credit Score : 790 Range: 300-850
Key Factors affecting the score:
- LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED
- LACK OF RECENT BANK/NATIONAL REVOLVING INFORMATION
- TOO MANY INQUIRIES LAST 12 MONTHS
- TOO MANY ACCOUNTS RECENTLY OPENED

Borrower Signature _________________________________________ Date

__________
Page: 2/2
CORNERSTONE HOME LENDING INC - 293
3500 188TH ST SW STE 400
LYNNWOOD, WA 98037
4259491076

NOTICE TO THE HOME LOAN APPLICANT

CREDIT SCORE INFORMATION DISCLOSURE

LEARY, SHERYL GONZALES

7509 82ND AVE SW
LAKEWOOD, WA 98498

In connection with your application for a home loan, the lender

must disclose to you the score that a consumer reporting agency
distributed to users and the lender used in connection with your
home loan, and the key factors affecting your credit scores.

The credit score is a computer generated summary calculated at the

time of the request and based on information that a consumer
reporting agency or lender has on file. The scores are based on
data about your credit history and payment patterns. Credit scores
are important because they are used to assist the lender in
determining whether you will obtain a loan. They may also be used
to determine what interest rate you may be offered on the mortgage.
Credit scores can change over time, depending on your conduct, how
your credit history and payment patterns change, and how credit
scoring technologies change.

Because the score is based on information in your credit history,

it is very important that you review the credit-related information
that is being furnished to make sure it is accurate. Credit records
may vary from one company to another.

If you have questions about your credit score or the credit

information that is furnished to you, contact the consumer
reporting agency at the address and telephone number provided with
this notice, or contact the lender, if the lender developed or
generated the credit score. The consumer reporting agency plays no
part in the decision to take any action on the loan application and
is unable to provide you with specific reasons for the decision on
a loan application.

If you have questions regarding the terms of the loan, contact the
lender.

Your credit scores were provided by the following credit reporting

agencies:

TRANSUNION EQUIFAX EXPERIAN

PO BOX 2000 PO BOX 740241 PO BOX 2002
CHESTER, PA 19016 ATLANTA, GA 30374 ALLEN, TX 75013
800-916-8800 800-685-1111 888-397-3742
transunion.com/myoptions www.experian.com/reportaccess
www.equifax.com/fcra
 The following information about your credit scores was created on
Page: 1/2
 7/29/2019.

Applicant : LEARY, SHERYL GONZALES

Name of Score: EQUIFAX/FICO CLASSIC V5 FACTA
Credit Score : 803 Range: 334-818
Key Factors affecting the score:
- TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
- TOO MANY INQUIRIES LAST 12 MONTHS
- TOO MANY ACCOUNTS WITH BALANCES

Applicant : LEARY, SHERYL GONZALES

Name of Score: TRANSUNION/FICO CLASSIC (04)
Credit Score : 804 Range: 309-839
Key Factors affecting the score:
- TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
- PROPORTION OF LOAN BALANCES TO LOAN AMOUNTS IS TOO HIGH
- NUMBER OF ESTABLISHED ACCOUNTS
- TOO MANY ACCOUNTS WITH BALANCES
- INQUIRIES IMPACTED THE CREDIT SCORE

Applicant : LEARY, SHERYL GONZALES

Name of Score: EXPERIAN/FAIR, ISAAC (VER. 2)
Credit Score : 805 Range: 300-850
Key Factors affecting the score:
- TOO MANY INQUIRIES LAST 12 MONTHS
- TOO MANY ACCOUNTS RECENTLY OPENED
- TOO MANY ACCOUNTS WITH BALANCES
- NO RECENT REVOLVING BALANCES

Borrower Signature _________________________________________ Date

__________
Page: 2/2