VISVESVARAYA TECHNOLOGICAL UNIVERSITY

“Jnana Sangama”, Belagavi-590018, Karnataka

FINAL PROJECT SYNOPSIS ON

“DESIGNING OF SMART AND SECURE SINGLE ATM CARD
FOR MULTIPLE BANK ACCOUNTS”

Submitted in partial fulfillment of the requirements for the award of the degree
of

Bachelor of Engineering
In
ELECTRONICS AND COMMUNICATION ENGINEERING
For the Academic Year 2023-2024

Submitted By
AMRUTHA J S :
4AD20EC004

ARUNACHALAM G :
4AD20EC006

CHANDAN GOWDA K S :
4AD20EC011

Under the Guidance of

Mrs. JUSLIN F
Asst. Professor
Department of
ECE.
13th Kilometer, Mysuru - Kanakapura - Bangalore
Road, Mysore - 570 028, Karnataka
Phone: +91- 821-25 93 335.
 ABSTARCT

This project aims to integrate multiple bank accounts into one single smart card. Many bank
charges ATM usage fees from the customers for different transactions. At present day, every
customer has an individual ATM card for each and every bank in which he/she maintains
account. So, while handling the cards, many passwords are involved. In order to overcome
these difficulties, we embedded more than one bank account of the user in a single ATM
smart card, therefore letting the user to swipe the card so that the respective individual can
select the bank from which he/she is interested to carry out transaction. User module is the
interactive module through which the user can log into the system and perform the
transactions of the user’s choice. Hereby, the users can access multiple accounts by entering
a single PIN number.
 DESIGN OF SMART AND SECURE ATM
CARD

INTRODUCTION

Since ATM’s have been getting theft these recent days, it has come veritably much
necessary to increase the security of the ATM machines. A single CCTV camera positioned
at the corner of the ATM isn’t enough to give important security since it only captures the
videotape footage of what have been going on in the ATM but doesn’t take any measures
as such the pincher is locked and handovered to the law. Since the pincher shouldn’t escape
from the ATM machine, the ideal of this designis to handover the malefactor to the police
by making him stay outside by automatically closing of the door due to the damage done to
the machine and contemporaneously making him unconscious using poisonous gas and at
the same time informing the bank and police station about the conditioning that has been
being the ATM cabin. In ultramodern period ATM system is veritably essential part of our
life. It makes veritably easy our deals which was veritably tedious in early time. As for
pullout of plutocrat, different styles are used. For case, punched cards were used. By the
use of similar cards, only one payment was authorized. Thereby, a stoner had to get a force
of cards from his/ her bank because the punched cards weren't returned to the stoner.
Another illustration was the use of a glamorous card which had a limited life. The use of
similar cards allowed; for case twenty recessions of plutocrat. For morning, particular
identification number (Leg) has been of veritably great significance in the overall
operation.
In the proposed method, the magnetic strip-based ATM card is replaced with RFID
based card which have a unique number. The Arduino MEGA microcontroller is used to
process the data from the sensor. The fingerprint module is used to authenticate the user.
The user can register the bank details and also withdraw the amount from the registered
bank details. Hence this system provides more secure and multiple bank account using
single ATM card.

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 DESIGN OF SMART AND SECURE ATM
CARD
LITERATURE SURVEY

The works related to ATM security monitoring using GSM, MEMS Sensor and tracking
unauthorized user using IoT devices and physical security is described in this section.
Venka Reddy Maram, Mirza Sajid Ali Baig et al. [1] proposed a Advanced Security
Management System for ATM's using GSM and MEMS. The theft movement is observed by the
MEMS sensor and sends a request to the microcontroller which will automatically lock the door,
represented with the help of DC motor and send a message through GSM. A buzzer sound is
produced to alert the security. The door will be unlocked with the switch which is present outside
the room.
Moturi Phalguna Satishi et al. [2] developed the Implementation of bank security system
using GSM and IOT. Here, when any disturbance takes place for the ATM then data is sent
through IoT and door is automatically closed. Then an alert is sent to the surrounding area using
buzzer, at the same time total data will be uploaded in web page using IoT and puts alert message
to the concerned person.
Aman Kumar et al. [3] developed Advanced security system for ATM where there are 3
phases of security, 1). Palm scanning, 2). Retina scanning, 3). If any misuse gas is released
making the person unconscious. In performing the transaction gate will closed. The wall of
phases will of strong fibre that cannot cut by any Gas. When he wants to come out then need to
press a button that button connected through gate then gate will open. The final phase has Gas
that can power for unconscious. And all CCTV cameras monitored by near police station.
Sudhakar Hallur, Manjunath Bajantri et al. [4] proposed ATM security using GSM
Technology where each user is provided with a unique card and number where the person can
do the transactions privately. A provision to give physical security to the machine is being
discussed here.

OBJECTIVES

 The main objective of this project is to integrate multiple bank accounts and multiple
users accounts into one single smart card using RFID.
 A Formula based authentication is used for generating OTP using alphabets and operators
and substituting the numbers for the alphabets. OTP will be sent to registered numbers.
 Thus, the users can register the bank details and now proceed with their transactions
without carrying multiple bank ATM cards or memorizing various pin numbers, thereby
ensuring security and authenticity through the biometric authentication.

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 DESIGN OF SMART AND SECURE ATM
CARD

CIRCUIT DIAGRAM AND EXPLAINATION

Fig: Block diagram of the proposed project

In the proposed method, the magnetic strip-based ATM card is replaced with RFID based card
which have a unique number. The Arduino MEGA microcontroller is used to process the data
from the sensor. The user can register the bank details and also withdraw the amount from the
registered bank details. Hence this system provides more secure and multiple bank account
ARDUINO MEGA , POWER SUPPLY , BUZZER , FINGER PRINT , SENSOR SERVO
MOTOR , LCD , RFID TAG RFID READER , KEY PAD , GSM using single ATM card. A
power supply of +5V is given to the circuit as an input. Arduino mega acts as a microcontroller
that simultaneously stores data given to it. The ATM card consist of a magnetic strip containing
a unique 12-digit number which acts as an RFID tag. This tag is read by a passive RFID reader
(here EM-18 module) which is connected to the microcontroller through serial communication
(UART). A 4x4 keypad is connected to the microcontroller that acts as an input to enter the 4-
digit pin. Once the authenticity of the pin is confirmed the finger print of the user is verified
using an optical fingerprint reader. The money is deposited or withdrew through servo motor
that rotates 180 degree if the finger print matches the biometric data. On the other hand, if the
finger print does not match, the buzzer starts ringing. Finally, irrespective of success or failure
of the transaction a message or call is sent to the user through GSM module (A7670C) which is
4G LTE based network that uses AT command.

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 DESIGN OF SMART AND SECURE ATM
CARD
HARDWARE REQUIREMENTS

1. Arduino Mega(2560)
2. GSM (A7670C)
3. Finger Print Sensor
4. Buzzer
5. Key Pad
6. Servo Motor
7. LCD Display
8. RFID Reader
9. RFID Tag

EXPECTED OUTCOME

In this project ,the user can manage his/her multiple accounts in various banks with the help of
this single smart card ATM which provides easy access and reduces the complexity of managing
more than one ATM card and their respective passwords. He proposed scheme of MAASC
(Multiple Account Access using Single ATM Card) provides the individual, the comfort of
penetrating druggies multiple accounts of different banks using a single card. Also, it provides the
user one position advanced convenience than the being system. The deals are approved by
biometric authentication of the user which is replaced rather of Leg. As the bank garçon are
different so the linking of single card to multiple garçon won’t be a tough process.

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 DESIGN OF SMART AND SECURE ATM
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REFERENCE

[1] Gokul.R , Godwin Rose Samuel.W, Arul.M, Sankari.C, “Multi Account Embedded ATM
Card” International Journal of scientific & Engineering Research, April-2013.

[2] Ronald Petrlic University of Paderborn, “Integrity Protection for Automated Teller
Machines”, International Joint Conference of IEEE 2011.

[3] Dr. Marc Lassus, “smart cards: accost effective solution against electronic fraude,” no.437,
IEEE 2005.

[4] H. Lasisi and A.A. Ajisafe , “Development of stripe biometric based fingerprint
Authentications Systems in automated teller”, IEEE 2 nd International Conference on Advances in
Computation Tools for Engineering Applications, 2012.

[5] Harshal M. Bajad1Sandeep E. Deshmukh2pradnya R. chaugule3Mayur S. Tambade4,

“Universal ATM Card System”, International Journal of Engineering Research & Technology
(IJERT), October-2012.

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 DESIGN OF SMART AND SECURE ATM
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TARGET DATES

Work To Be Carried Out DEADLINE

Synopsis approval

Project plan

Start project

Review requirements, learning and design requirements _

_ _
_ Release and handover of project deliverables. _
_ _
______________
Signature of the Guide
Department of ECE

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