BENEFITS ACCRUING ON :

NORM AL RETIREM ENT D EATH

Provident fund (own contribution). Provident fund (own contribution).
M onth l y Pens ion. M onth l y F am il y Pens ion.
C om m utation of Pens ion (on req ues t). Dep os it l ink ed ins urance am ount.
R etirem ent G ratuity . Death G ratuity .
C G E G I S (s aving s fund val ue with C G E G I S (ful l ins urance val ue p l us fund
interes t). val ue with interes t).
E ncas h m ent of l eave. E ncas h m ent of l eave.
C om p os ite Trans fer G rant. C om p os ite trans fer g rant.
R es toration of com m uted p ortion of
p ens ion 76/ 20 0 8 K it p as s and s ettl em ent p as s .
K it p as s and s ettl em ent p as s .
Pos t retirem ent p as s es . Pas s es for widow/ widower.
R ail way E m p l oy ees L iberal is ed H eal th R ail way E m p l oy ees L iberal is ed H eal th
s ch em e -1997. s ch em e -1997.
R etention of R ail way Q uarters . R etention of R ail way Q uarters .
B enefits of s tay ing in H ol iday A p p ointm ent on com p as s ionate g rounds .
H om es / officers res t h ous es .
GENERAL

1. Th e ag e p res cribed for retirem ent on s up erannuation is 60 y ears for al l G overnm ent
s ervants .
2. R etirem ent is effective from th e afternoon of th e l as t day of th e m onth in wh ich ag e of
s up erannuation is attained.
3. A n em p l oy ee wh os e date of birth is 1st of th e m onth s h al l retire on th e afternoon of th e
l as t day of th e p receding m onth .
4. Th e date of retirem ent on s up erannuation wil l be deem ed as a work ing day .
5. I n cas e of p rem ature retirem ent/ V ol untary retirem ent, th e day of retirem ent wil l be
treated as a non work ing day .
6. E ntire g ratuity wil l be with h el d for non-vacation of q uarters and during p endency of
dep artm ental or j udicial p roceeding s .
7. L ife certificate s h oul d be furnis h ed to th e p ens ion dis burs ing auth ority by th e
p ens ioner/ fam il y p ens ioner in th e m onth of N ovem ber every y ear.
8. A n am ount of R s .15, 0 0 0 / - is p ay abl e as im m ediate rel ief [ F uneral A dvance] to th e fam il y
of an em p l oy ee wh o dies wh il e in s ervice. Th is am ount wil l be recoverabl e from th e
death g ratuity p ay abl e.
9. Pens ion wil l be cal cul ated and p aid incl uding th e day of death of p ens ioner/ fam il y
p ens ioner.
10 . Pens ion/ fam il y p ens ion is p aid to em p l oy ees wh o were ap p ointed p rior to 1.1.20 0 4.
11. Th e ex is ting R ail way Services (Pens ion) R ul es , 1993 incl uding C om m utation of Pens ion
R ul es and E x traordinary Pens ion R ul es , and State R ail way Provident F und R ul es as
contained in I ndian R ail way E s tabl is h m ent C ode V ol .I , (1985 E d.) 1995 R ep rint s h al l not
be ap p l icabl e to th e new recruits entering into R ail way s ervice from 1.1.20 0 4.
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1. P r o v i d e n t f u n d ( o w n c o n t r i b u t i o n ) :
Th is is p aid to th e em p l oy ee at th e tim e of h is / h er retirem ent from h is / h er own
contribution to Provident fund tog eth er with interes t th ereon.
2. P e n s i o n :
Th is is a m onth l y recurring p ay m ent m ade to th e R ail way em p l oy ees cons eq uent up on
th eir retirem ent with a q ual ify ing s ervice of not l es s th an 10 y ears .:
1)L ink ag e of ful l p ens ion with 33 y ears of q ual ify ing s ervice is dis p ens ed with effect 2n d
Sep tem ber, 20 0 8. A Ra i l w a y s e r v a n t w h o h a s r e n d e r e d 20 y e a r s o f q u a l i f y i n g
s e r v i c e , retiring after 2-9-20 0 8, s h al l be el ig ibl e for 50 % of th e em ol um ents or averag e
em ol um ents during th e l as t ten m onth s , wh ich ever is m ore beneficial to h im .
( S.C.118 / 0 8 ) .
Al l e m p l o y e e s b e c o m i n g e n t i t l e d t o p e n s i o n o n c o m p l e t i o n o f 10 y e a r s o f
q u a l i f y i n g s e r v i c e i n a c c o r d a n c e w i t h Ru l e 6 9 [ 2] o f t h e Ra i l w a y Se r v i c e s
[ P e n s i o n ] Ru l e s , 19 9 3, o n o r a f t e r 0 1.0 1.20 0 6 , a r e e l i g i b l e f o r p e n s i o n e q u a l
t o 5 0 % o f t h e e m o l u m e n t s o r a v e r a g e e m o l u m e n t s , wh ich ever is m ore beneficial
to th em ( S.C.119 / 20 10 ) .
2) M inim um Pens ion rais ed to R s .350 0 / - and m ax im um R s . 450 0 0 / - w.e.f.0 1.0 1.20 0 6.
( S.C.118 / 0 8 ) .
3)F am il y Pens ion continue to be p aid at 30 % of l as t p ay drawn s ubj ect to a m inim um of
R s .350 0 / - and m ax im um of 27, 0 0 0 / - w.e.f.0 1.0 1.20 0 6 ( S.C.118 / 0 8 ) .
4) A dditional q uantum of p ens ion/ fam il y p ens ion from 20 % to 10 0 % introduced to th e
p ens ioners / fam il y p ens ioners in th e ag e g roup of 80 -10 0 and above.

Age of Family pensioner Addit ional q u ant u m of pension

i) From 8 0 years t o less t h an 8 5 years 2 0 % of revised Family pension
ii) From 8 5 years t o less t h an 9 0 years 3 0 % of revised Family pension
iii) From 9 0 years t o less t h an 9 5 years 4 0 % of revised Family pension
iv) From 9 5 years t o less t h an 1 0 0 years 5 0 % of revised Family pension
v) 1 0 0 years or more 1 0 0 % of revised Family pension

The Pension sanctioning Authorities should ensure that the date of birth and the age of a
pensioner is invariably indicated in the pension payment order to facilitate payment of
additional pension by the Pension Disbursing Authority as soon as it becomes due. The
amount of additional pension will be shown distinctly in the pension payment order. For
example, in case where a pensioner is more than 80 years of age and his pension is
Rs.10,000 p.m. the pension will be shown as (i) Basic pension = Rs.10,000 and (ii)
Additional pension = Rs.2,000 p.m. The pension on his attaining the age of 85 years will
be shown as (i) Basic pension = Rs.10,000 and (ii) additional pension = Rs.3,000 p.m.

( S.C.118 / 0 8 ) .
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5)F itm ent weig h tag e of 40 % is ex tended to p re-20 0 6 retirees / fam il y p ens ioners .
6)Th e p eriod for wh ich enh anced fam il y p ens ion p ay abl e to th e fam il y of a rail way
s ervant wh o dies in s ervice, is ex tended to ten y ears with out any up p er ag e l im it.
F am il y p ens ioners in receip t of enh anced fam il y p ens ion on 0 1.0 1.0 6 are al s o covered
under th is p rovis ion.
7)I n res p ect of p ers ons ap p ointed on or after 0 1.0 1.20 0 4 and s ubs eq uentl y
ex p ired, fam il y p ens ion incl uding enh anced fam il y p ens ion as above wil l be g ranted o n
p r o v i s i o n a l b a s i s til l furth er orders of R ail way B oard.

3. Q u a l i f y i n g Se r v i c e :
Q ual ify ing s ervice m eans th e s ervice rendered by th e em p l oy ee and it com m ences from
th e date h e tak es ch arg e of th e p os t to wh ich h e is firs t ap p ointed eith er s ubs tantivel y
or in an officiating / tem p orary cap acity , p rovided with out break , by confirm ation.

Th e m ax im um q ual ify ing s ervice for reck oning p ens ion, retirem ent/ death g ratuity is on
com p l etion of 10 y ears of q ual ify ing s ervice in accordance with R ul e 69[ 2] of th e R ail way
Services [ Pens ion] R ul es , 1993, on or after 0 1.0 1.20 0 6, are el ig ibl e for p ens ion eq ual to
50 % of th e em ol um ents or averag e em ol um ents , wh ich ever is m ore beneficial to th em .

Em o l u m e n t s :

Th e term " E m ol um ents " m eans th e p ay as defined in R ul e 20 0 3 (21) (a) (i)-R I I wh ich a
rail way s ervant was receiving im m ediatel y before h is retirem ent or on th e date of h is
death .

N on-p racticing al l owance adm is s ibl e to R ail way M edical O fficer is treated as
p ay / em ol um ents for arriving at th e retirem ent benefits .

I n cas e of R unning s taff 55% of p ay rep res enting R unning al l owance wil l be treated as
p ay / em ol um ents for th e p urp os e of retirem ent benefits .

P e n s io n :

1. W h o are el ig ibl e to receive Pens ion?

E m p l oy ees wh o retire on s up erannuation/ V ol untary retirem ent/ or C om p ul s oril y retired

(as a m eas ure of p enal ty ) or p rem aturel y (on review of s ervice)/ inval idation h aving
q ual ify ing s ervice of not l es s th an 10 y ears .

2. Pens ion – C an it be with h el d?

Pens ion and/ or g ratuity can be with h el d or with drawn eith er in ful l or in p art wh eth er
p erm anentl y or for a s p ecified p eriod by th e Pres ident if th e rail way em p l oy ee is h el d
g uil ty of ch arg es of g rave m is conduct or neg l ig ence in th e dis cip l inary / j udicial
p roceeding s .
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3. C an p ens ion be g ranted during p endency of dep artm ental / j udicial p roceeding s ?
A rail way s ervant ag ains t wh om dis cip l inary p roceeding s for m aj or p enal ty or j udicial
p roceeding s are p ending on th e date of retirem ent s h al l be g ranted onl y p rovis ional
p ens ion and s uch p rovis ional p ens ion s h al l not be al l owed to be com m uted.

4. C al cul ation of Pens ion: a) 50 % of th e em ol um ents .

b) Pay + 55%

D iffe r e n t K in d s o f P e n s io n :

1. Sup erannuation Pens ion: Th is is g ranted to a rail way s ervant wh o is retired on h is

attaining th e ag e of com p ul s ory retirem ent.
2. R etiring Pens ion: Th is is g ranted to a rail way s ervant wh o retires or h as retired
before attaining th e ag e of com p ul s ory retirem ent.
3. I n val id Pens ion: Th is is g ranted to a rail way s ervant wh o retires from s ervice on
account of any bodil y or m ental infirm ity wh ich p erm anentl y incap acitates h im for th e
s ervice.
4. C om p ens ation Pens ion: Th is is g ranted to a rail way s ervant wh o is s el ected for
dis ch arg e owing to abol ition of h is p erm anent p os t.
5. C om p ul s ory retirem ent Pens ion: Th is is g ranted to a rail way s ervant com p ul s oril y
retired from s ervice as a p enal ty . E m p l oy ees wh o are com p ul s oril y retired from
s ervice as a p enal ty m ay be g ranted by th e com p etent auth ority p ens ions or g ratuity
or both at a rate not l es s th an 2/ 3r d of p ens ion and not m ore th an th e com p ens ation
adm is s ibl e on th e date of com p ul s ory retirem ent.

COM M UTATION OF P ENSION:

A G overnm ent s ervant s h al l continue to be entitl ed to com m ute for a l um p s um p ay m ent up to

40 % of h is p ens ion.
Th e ex is ting Tabl e of C om m utation V al ue for Pens ion A nnex ed to th e R ail way Services
[ C om m utation of Pens ion] R ul es , 1993 s h al l be s ubs tituted by a new Tabl e at A nnex ure of th is
l etter.

Th e revis ed Tabl e of C om m utation V al ue for p ens ion wil l be us ed for al l com m utations of
p ens ion wh ich becom e abs ol ute after 2n d Sep tem ber, 20 0 8. I n th e cas e of th os e p ens ioners , in
wh os e cas e com m utation of p ens ion becam e abs ol ute on or after 1.1.20 0 6 but before 2n d
Sep tem ber, 20 0 8, th e p re-revis ed Tabl e of C om m utation V al ue for Pens ion wil l be us ed for
p ay m ent of com m utation of p ens ion bas ed on p re-revis ed p ay / p ens ion. Such p ens ioners s h al l
h ave an op tion to com m ute th e am ount of p ens ion th at h as becom e additional l y com m utabl e on
account of retros p ective revis ion of p ay / p ens ion on im p l em entation of th e recom m endations of
th e Six th C entral Pay C om m is s ion. O n ex ercis ing s uch an op tion by th e p ens ioner, th e revis ed
Tabl e of C om m utation V al ue for Pens ion wil l be us ed for th e com m utation of th e additional
am ount of p ens ion th at h as becom e com m utabl e on account of retros p ective revis ion of
p ay / p ens ion. I n al l cas es wh ere th e date of retirem ent / com m utation of p ens ion is on or after
2n d Sep tem ber, 20 0 8, th e revis ed Tabl e of C om m utation V al ue for Pens ion wil l be us ed for
com m utation of entire p ens ion.
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L u m p s u m c o m m u t e d v a lu e :
(A m ount offered for com m utation x com m utation factor on ag e nex t birth day x 12)

Provis ions of R ail way Services [ C om m utation of Pens ion] R ul es , 1993 s h al l s tand m odified in
accordance with p ara 9.2 and 9.3 above.
COMMUTATION VALUE FOR A PENSION OF Re.1 PER ANNUM

Age next Commutation Age next Commutation Age next Commutation

birthday value expressed birthday value expressed birthday value expressed
as No. of year’s as No. of year’s as No. of year’s
purchase purchase purchase

20 9.188 41 9.075 62 8. 093

21 9.187 42 9.059 63 7.982

22 9.186 43 9.040 64 7.862

23 9.185 44 9.019 65 7.731

24 9.184 45 8.996 66 7.591

25 9.183 46 8.971 67 7.431

26 9.182 47 8.943 68 7.262

27 9.180 48 8.913 69 7.083

28 9.178 49 8.881 70 6.897

29 9.176 50 8.846 71 6.703

30 9.173 51 8.808 72 6.502

31 9.169 52 8.768 73 6.296

32 9.164 53 8.724 74 6.085

33 9.159 54 8.678 75 5.872

34 9.152 55 8.627 76 5.657

35 9.145 56 8.572 77 5.443

36 9.136 57 8.512 78 5.229

37 9.126 58 8.446 79 5.018

38 9.116 59 8.371 80 4.812

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39 9.103 60 8.287 81 4.611

40 9.090 61 8.194

(S.C .N O .118/ 0 8)

N ote: A Pensioner who has commuted a part of his pension shall receive only the balance of the
pension monthly i. e. , R esidual Pension. Dearnes s R el ief after com m utation woul d be cal cul ated
on th e orig inal bas ic p ens ion.

Re s t o r a t i o n o f c o m m u t e d p o r t i o n o f p e n s i o n :

The Government servants who had drawn lumpsum payment in respect of pro-rata pension
have become entitled to restoration of 1/3rd commuted portion of pension as per the provisions
of this Department’s OM No. 34.2.86-P&PW dated 5th March 87 after 15 years from the date of
commutation or 1.4.85 whichever is later (S.C .N o.76/ 20 0 8).

GRATUITY :

Th e m ax im um l im it of al l k inds of g ratuity s h al l be R s .10 l ak h . A ccording l y , firs t p rovis o under

R ul e 70 (i)(b) of Pens ion R ul es s h al l s tand m odified to th e effect th at th e am ount of retirem ent
g ratuity or death g ratuity p ay abl e under th is R ul e s h al l in no cas e ex ceed R s .10 l ak h .
(S.C .N O .118/ 0 8).

a) R etirem ent G ratuity (Pay + DA ) x Q ual ify ing Service (in 6 m onth l y p eriods )
4
b) R etirem ent G ratuity (Pay + 55% ) + DA on (Pay + 30 % ) x Q .S. (in 6 m onth l y p eriods )
4
COM P ASSIONATE AL L OW ANCE:
Th e cas e of a rem oved/ dis m is s ed R ail way s ervant is des erving of s p ecial cons ideration, th e
auth ority com p etent to dis m is s or rem ove th e R ail way s ervant from s ervice m ay s anction a
com p as s ionate al l owance not ex ceeding two-th irds of p ens ion or g ratuity or both , wh ich woul d
h ave been adm is s ibl e to h im if h e h ad retired on com p ens ation p ens ion.

C om p as s ionate al l owance being one of th e cl as s es of p ens ions , and a m inim um q ual ify ing
s ervice of ten y ears being p rereq uis ite for s anction of any cl as s of p ens ion, before s anctioning
com p as s ionate al l owance, it is abs ol utel y neces s ary for th e com p etent auth ority intending to
s anction com p as s ionate al l owance to a p ers on on wh om th e p unis h m ent of rem oval / dis m is s al is
im p os ed, to s atis fy its el f th at s uch a p ers on h ad rendered not l es s th an 10 y ears of q ual ify ing
s ervice. (S.C .N o.96/ 0 8 & L r.N o.P(R )50 0 / X X I I I . Dt.16.10 .0 8.)
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FAM IL Y P ENSION 19 6 4 :

F or th e p urp os e of g rant of F am il y Pens ion, th e ‘ F am il y ’ s h al l be categ oriz ed as under:

Ca t e g o r y -I

[ a] W idow or widower, up to th e date of death or re-m arriag e, wh ich ever is earl ier.

[ b] Son/ daug h ter [ incl uding widowed daug h ter] , up to th e date of h is / h er m arriag e/ re-m arriag e
or til l th e date h e/ s h e s tarts earning or til l th e ag e of 25 y ears , wh ich ever is th e earl ies t.

Ca t e g o r y -II

[ c] U nm arried / W idowed/ Divorced daug h ter, not covered by C ateg ory -I above, up to th e date
of m arriag e/ re-m arriag e or til l th e date s h e s tarts earning or up to th e date of death , wh ich ever is
earl ies t.

[ d] Parents wh o were wh ol l y dep endent on th e R ail way s ervant wh en h e/ s h e was al ive

p rovided th e deceas ed em p l oy ee h ad l eft beh ind neith er a widow nor a ch il d. F am il y p ens ion to
dep endent p arents and unm arried/ divorced/ widowed daug h ter wil l continue til l th e date of
death .

F am il y p ens ion to unm arried/ widowed / divorced daug h ters in C ateg ory -I I and dep endent
p arents s h al l be p ay abl e onl y after th e oth er el ig ibl e fam il y m em bers in C ateg ory -I h ave ceas ed
to be el ig ibl e to receive fam il y p ens ion and th ere is no dis abl ed ch il d to receive th e fam il y
p ens ion. G rant of fam il y p ens ion to ch il dren in res p ective categ ories s h al l be p ay abl e in order of
th eir date of birth and y oung er of th em wil l not be el ig ibl e for fam il y p ens ion unl es s th e nex t
above h im / h er h as becom e inel ig ibl e for g rant of fam il y p ens ion in th at categ ory .

Th e dep endency criteria for th e p urp os e of fam il y p ens ion s h al l be th e m inim um fam il y p ens ion
al ong with dearnes s rel ief th ereon.

Th e ch il dl es s widow of a deceas ed R ail way s ervant s h al l continue to be p aid fam il y p ens ion even
after h er rem arriag e s ubj ect to th e condition th at th e fam il y p ens ion s h al l ceas e once h er
indep endent incom e from al l oth er s ources becom es eq ual to or h ig h er th an th e m inim um
p res cribed fam il y p ens ion in th e C entral G overnm ent. Th e fam il y p ens ioner in s uch cas es , woul d
be req uired to g ive a decl aration reg arding h er incom e from oth er s ources to th e p ens ion
dis burs ing auth ority every s ix m onth s .

1.F am il y p ens ion s h al l be cal cul ated at a uniform rate of 30 % of bas ic p ay in al l cas es and s h al l
be s ubj ect to a m inim um of R s .350 0 / - p .m . and m ax im um of 30 % of th e h ig h es t p ay in th e
G overnm ent i.e, R s .270 0 0 / -. [ Th e h ig h es t p ay in th e G ovt. is R s .90 , 0 0 0 s ince 1.1.20 0 6] . R ul e
75[ 2] rel ating to F am il y Pens ion, 1964 under Pens ion R ul es s h al l s tand m odified to th is ex tent.

2.Th e enh anced fam il y p ens ion under R ul e 75[ 4] [ i] [ a] s h al l be p ay abl e to th e fam il y of a
R ail way s ervant wh o dies in s ervice from th e date of death of th e R ail way s ervant for a p eriod
 :8:

of ten y ears , with out any up p er ag e l im it. R ul e 75[ 4] [ i] [ a] s h al l s tand m odified to th is ex tent.
Th ere wil l be no ch ang e in th e p eriod for p ay m ent of enh anced fam il y p ens ion to th e fam il y in
th e cas e of death of a p ens ioner. (S.C .N O .118/ 0 8)

CONSTANT ATTEND ANT AL L OW ANCE:

I n th e cas e of p ens ioners wh o retired on dis abil ity p ens ion under th e R ail way Services
[ E x traordinary Pens ion] R ul es , 1993 for 10 0 % dis abil ity [ wh ere th e individual is com p l etel y
dep endent on s om ebody el s e for day to day functions ] a C ons tant A ttendant A l l owance of
R s .30 0 0 / - p .m . s h al l be al l owed in addition to th e dis abil ity p ens ion, on th e l ines ex is ting in
Defence F orces . Th e R ail way Services [ E x traordinary Pens ion] R ul es , 1993 s h al l s tand
m odified to th is ex tent. (S.C .N O .118/ 0 8)

FINAL SETTL EM ENT D UES[ D EATH CASES] :

1 . Family Pension : ( t o t h e persons appoint ed before 1 .1 .2 0 0 4 ).

a) T h e amou nt of family pension payable is 3 0 % of basic pay su bj ect t o a minimu m

of 3 5 0 0 / - and a maximu m of 2 7 , 0 0 0 / - w .e.f . 0 1 .0 1 .2 0 0 6 .
b) R ailw ay servant w h o dies in service aft er h aving rendered not less t h an 7 years
cont inu ou s service, enh anced family pension w ill be payable t o t h e family from
t h e dat e of deat h of t h e R ailw ay S ervant for a period of t en years w it h ou t any
u pper age limit .
c) I n respect of persons appoint ed on or aft er 0 1 .0 1 .2 0 0 4 and su bseq u ent ly
expired, family pension inclu ding enh anced family pension as above w ill be
grant ed on p r ov isional b asis t ill fu rt h er orders of R ailw ay B oard.

2 . D eat h G r at u it y : ( t o t h e persons appoint ed before 1 .1 .2 0 0 4 ).

a) D eat h grat u it y is grant ed at t h e follow ing rat es depending u pon t h e lengt h of

q u alifying service pu t in by t h e deceased employee, su bj ect t o a maximu m of 10
l a k h s , as u nder :
L e n g t h o f s e r v ic e R a t e o f D e a t h G r a t u it y :
i) L ess t h an O ne year 2 t imes of emolu ment s
ii) O ne year or more bu t less t h an 5 years 6 t imes of emolu ment s.
iii) 5 years or more bu t less t h an 2 0 years 1 2 t imes of emolu ment s
iv) M ore t h an 2 0 years H alf of emolu ment s for every complet ed six
mont h ly period of q u alifying service su bj ect t o a maximu m of 3 3 t imes of
emolu ment s and sh all not exceed 10 l a k h s .

4. E x -g r at ia C omp ensat ion : P ayable t o families of R ailw ay servant w h o die in

h arness in t h e performance of t h eir bonafide official du t ies u nder variou s
circu mst ances for w h ich an applicat ion h as t o be su bmit t ed by t h e family t o t h e
administ rat ion.
 :9 :
1 D eat h occu rring du e t o accident s in t h e performance of bonafide official du t ies
1 0 .0 0 lak h s
2 D eat h occu rring in t h e cou rse of performance of du t ies at t ribu t able t o act s of violence
by t errorist s, ant i-social element s, et c 1 0 .0 0 lak h s
3 D eat h occu rring du ring
[ a] enemy act ion in int ernat ional w ar or border sk irmish es and
[ b] act ion against milit ant s, t errorist s, ext remist s et c. 1 5 .0 0 lak h s
4 D eat h occu rring w h ile on du t y in t h e specified h igh alt it u de, inaccessible border post s,
et c. on accou nt of nat u ral disast ers, ext reme w eat h er condit ions 1 5 .0 0 lak h s.
T h e aggregat e of t h e relief / ex-grat ia compensat ion paid from different sou rces, su ch
as P M ’ s / C M ’ s relief fu nd et c. is limit ed t o 2 0 .0 0 lak h s in each individu al case w .e.f.
0 1 .0 1 .2 0 0 6 .( S .C .1 4 3 / 1 1 )
4. C ent r al G ov er nment E mp loyees G r ou p I nsu r anc e S c h eme:
O n t h e deat h of t h e R ailw ay employee w h ile in service, t h e family w ill be paid fu ll
insu rance valu e plu s savings valu e w it h int erest .
S l.N o . C a t e g o r y I n s u r a n c e c o v e r
1 G rou p ‘ A’ 1 , 2 0 , 0 0 0
2 G rou p ‘ B ’ 6 0 , 0 0 0
3 G rou p ‘ C ’ 3 0 , 0 0 0
4 G rou p ‘ D ’ 1 5 , 0 0 0
5 . D ep osit L ink ed I nsu r anc e S c h eme
I f t h e balance as indicat ed in T able below [ as per V C P C scales of pay] w as maint ained
in t h e P rovident Fu nd accou nt du ring t h e last 3 years immediat ely preceding t h e dat e of
deat h of t h e R ailw ay employee, an addit ional amou nt eq u al t o t h e average balance
st anding at t h e credit of t h e P F accou nt of t h e deceased du ring t h e 3 years immediat ely
preceding t h e deat h of t h e su bscriber, w ill be paid t o t h e nominee, su bj ect t o a
maximu m of 6 0 , 0 0 0 / -. T h e su bscriber sh ou ld h ave pu t in at least 5 years service at t h e
t ime of h is/ h er deat h , t o be ent it led t o t h is benefit .
M in im u m A m o u n t o f b a la n c e in P F a c c o u n t E m p lo y e e s h o ld in g p o s t w it h
m a x im u m o f p a y
· 2 5 , 0 0 0 · 1 2 , 0 0 0 & above
· 1 5 , 0 0 0 · 9 , 0 0 0 bu t less t h an 1 2 , 0 0 0
· 1 0 , 0 0 0 · 3 , 0 0 0 or more bu t less t h an 9 , 0 0 0
· 6 , 0 0 0 L ess t h an 3 , 5 0 0
6 . L eav e enc ash ment : E ncash ment of u navailed leave at credit at t h e t ime of deat h
of t h e employee is payable su bj ect t o a maximu m of 3 0 0 days. B ot h earned leave and
H alf P ay L eave w ill be considered for encash ment of leave su bj ect t o overall limit of 3 0 0
days. C ash eq u ivalent payable for H alf P ay L eave sh all be eq u al t o leave salary as
admissible for H alf P ay L eave plu s D earness allow ance admissible on t h e leave salary
( S .C .N O .1 5 9 / 0 8 ).
1 . ( L ast pay + D A x N o. of days of L AP ) / 3 0 .
2 . ( ( P ay+ 3 0 % ) + D A on ( P ay + 3 0 % ) ) x N o. of days of L AP / 3 0 .
 :1 0 :

7 . C omp osit e T r ansf er G r ant : O ne mont h ’ s pay in t h e P ay B and plu s G rade P ay

draw n by t h e deceased at t h e t ime of deat h is payable , if t h e family w ant s t o set t le at
a place 2 0 K ms. aw ay from t h e old h eadq u art ers. For relocat ion w it h in t h e same st at ion
or w it h in 2 0 K ms. of t h e H q rs of t h e deceased, t h e ent it lement is eq u ivalent t o 1 / 3 rd of
one mont h ’ s pay in t h e P ay B and plu s G rade P ay.

8 . D ear ness R elief on f amily p ension ( D R ) :

D earness relief on family pension is payable at t h e rat es commu nicat ed by G overnment
from t ime t o t ime.
9 . Pr ov id ent Fu nd :
Amou nt lying in t h e P rovident Fu nd accou nt of t h e deceased t oget h er w it h int erest is
payable t o t h e family.

B . C omp assionat e g r ou nd s ap p oint ment :

As per ru les appoint ment on compassionat e grou nds is offered t o t h e

w idow / w idow er/ eligible w ard on t h e deat h of t h e employee. T h e compet ent au t h orit y
w ill consider t h e case on merit s and offer compassionat e appoint ment t o t h e
w idow / w idow er/ eligible w ard of t h e deceased.

A p p oint ment on c omp assionat e g r ou nd s in c ases of med ic ally

inc ap ac it at ed st af f on t h e R ailw ays:.

T ot ally medically de-cat egorised employees [ bed-ridden and u nable t o move]

w it h less t h an 2 0 years of q u alifying service. S u ch st aff int end t o volu nt arily
ret ire and seek compassionat e appoint ment to t h eir w ards
( S .C .N O .44/ 2 0 1 0 ) .

C . R et ent ion of R ailw ay Q u ar t er s:

T h e family of an allot t ee railw ay employee w h o dies w h ile in service w ill be permit t ed t o
ret ain t h e railw ay q u art er on t h e req u est t o t h e q u art ers cont rolling au t h orit y for a
period of t w ent y fou r mont h s on payment of normal rent / flat rat e of licence fee/ rent
from t h e dat e immediat ely aft er t h e dat e of deat h of an employee. W h ere t h e deceased
st aff/ officer or h is / h er dependant s ow ns a h ou se at t h e place of post ing in su ch cases
ret ent ion of R ailw ay q u art er sh all h ow ever be permit t ed only for a period of 1 2 mont h s.
D e a t h G r a t u it y w ill n o t b e r e le a s e d t o t h e f a m ily t ill t h e R a ilw a y q u a r t e r in
o c c u p a t io n is v a c a t e d . I n c a s e t h e r a ilw a y q u a r t e r is r e t a in e d b e y o n d t h e
p e r m is s ib le p e r io d , d a m a g e s r a t e s w ill b e r e c o v e r e d .
 :1 1 :

D . S et t lement p ass:

A pass in t h e ent it led class w ill be issu ed t o t h e family and dependent relat ives in case
t h ey int end t o set t le near t h eir h ome t ow n aft er deat h of t h e R ailw ay employee, for t h e
t ransport at ion of personal effect s as admissible u nder pass ru les for w h ich an
applicat ion h as t o be su bmit t ed t o t h e pass issu ing au t h orit y w it h in one year from t h e
dat e of deat h of railw ay servant .

E . PR C Pass t o W id ow / W id ow er ( W id ow Pass) :

H alf t h e nu mber of P ost ret irement C ompliment ary P asses t h at t h e railw ay servant w as
ent it led before deat h w ill be issu ed t o t h e family as per pass ru les for w h ich an
applicat ion h as t o be given t o t h e pass issu ing au t h orit y.

F. M ed ic al f ac ilit ies:

M edical facilit ies t o t h e dependent s & family members of R ailw ay employee w h o dies in
h arness w ill cont inu e t o be given t ill t h e t ime of filling u p t h e forms for set t lement du es.
O ne mont h ’ s pay w ill be recovered from t h e set t lement du es ( on w rit t en opt ion only) t o
provide medical facilit ies t o t h e family members from R ailw ay H ospit als / H ealt h U nit s.

G . Fix ed M ed ic al A llow anc e:

Family pensioners eligible for medical facilit ies u nder exist ing H ealt h care sch eme
[ R E L H S ] , are ent it led t o a medical allow ance of 3 0 0 / - per mont h [ w .e.f. 0 1 .0 9 .2 0 0 8 ] if
t h ey are residing 2 .5 K ms. ou t side t h e C it y/ M u nicipalit y/ T ow n w h ere t h e R ailw ay
H ospit al/ H ealt h U nit / D ispensary is sit u at ed. T h is allow ance is given t o meet t h e day t o
day medical expenses. I t is in lieu of foregoing ou t door t reat ment from H ealt h U nit s
/ R ailw ay H ospit als et c. except in case of ch ronic diseases. Any disease w h ich persist s
for a period of approximat ely t h ree mont h s or more is defined as a ch ronic disease.

H . E x emp t ion f r om I nc ome-T ax :

T h e follow ing D eat h benefit s are fu lly exempt from I ncome t ax.

S l.N o. B enefit S ect ion u nder w h ich exempt

1 D eat h G rat u it y C lau se 1 0 of S ect ion 1 0 of I T Act .
2 L eave encash ment S u b C lau se ( i) of clau se 1 0 ( AA) of S ect ion 1 0 of I T Act .
 :1 2 :

R E L H S ( R A I L W A Y E M PL O Y E E S L I B E R A L I S E D H E A L T H S C H E M E ) :

R E L H S-97 h as been m ade M AND ATORY for al l retiring R ail way em p l oy ees . I n cas e th e
retiring officer / s taff is unwil l ing to j oin th e s ch em e, h e / s h e wil l h ave to s ubm it h is / h er
unw i l l i ng ne s s in writing with a cl ear unders tanding th at no furth er ch ance s h al l be g iven to
j oin th e s ch em e in future.(S.C .122/ 20 0 9)

H OIL D AY H OM ES:

Th e occup ation of R ail way H ol iday H om es by retired R ail way O fficers wil l be p erm itted to
occup y onl y wh en th os e are not req uired by s erving R ail way O fficers . Th e al l otm ent can be for
a m ax im um of s even day s at a tim e and not m ore th an one s uite woul d be al l otted to th em .
Th e al l otm ent wil l be l iabl e to be cancel l ed if req uired during th e p eriod by a s erving rail way
officer.

The retired non-gazetted Railway employees are also permitted to occupy Railway
Holiday Homes on the same terms and conditions as laid down in respect of Railway Officers

A s reg ards th e ch arg es , th e total am ount recoverabl e in a m onth [ a m onth wil l be tak en
to m ean th irty day s ] s h oul d be eq ual to 15% of th e l as t p ay drawn by th at retired rail way
officer. Dail y rate can, th erefore be work ed out as 15% of th e l as t p ay drawn divided by th irty .
C h arg es for el ectricity air conditioning and h eating arrang em ents p rovided if any , s h oul d be
recovered in addition. R etired rail way s ervants , wh en th ey ap p l y for al l otm ent for s uch
accom m odation, s h oul d al ong with th eir ap p l ication furnis h th e p articul ars of th e l as t p os t h el d
and l as t p ay drawn. (S.C .N o.118/ 20 0 8).

M is s in g e m p lo y e e :

1)Th e fam il y p ens ion can h e g ranted to th e fam il y of an em p l oy ee rep orted m is s ing and wh os e
wh ereabouts are not k nown after a p eriod of one y ear reck oned from th e date of fil ing th e F I R
with th e p ol ice auth orities . th at fam il y p ens ion to th e el ig ibl e fam il y m em ber of an em p l oy ee
rep orted m is s ing woul d accrue from th e date of l odg ing th e F I R or ex p iry of l eave in th e cas e of
an em p l oy ee wh o h ad dis ap p eared, wh ich ever is l ater. W h il e p roviding th at th e fam il y p ens ion
to th e fam il y of th e m is s ing em p l oy ed p ens ioner m ay be s anctioned after a p eriod of s ix m onth s
from th e date of reg is tration of an F I R with th e p ol ice
M ISSING P ENSIONER:

2)Th e fam il y p ens ion to th e fam il y of a m is s ing p ens ioner woul d accrue with effect from th e
date of l odg ing th e F I R or from th e date im m ediatel y s ucceeding th e day til l p ens ion h ad been
l as t p aid to th e p ens ioner, wh ich ever is l ater. A ccording l y , arrears in p as t cas es woul d al s o be
adm is s ibl e.