Trading and Demat account opening form

Name of the Trading Member: INDmoney Private Limited

Name of the Clearing Member: INDmoney Private Limited

Stock Broking SEBI Registration Number: - [INZ000305337]
NSE Trading Member ID: [90267], NSE Clearing Member ID: [M70042]
BSE Trading Member ID: [6779], BSE Clearing Member ID: [6779]
Depository Participant SEBI Registration Number:[IN-DP-690-2022]

INDmoney Pvt Ltd, 616, 6th floor, Suncity Success Tower, Sector 65,
Registered Office:
Gurugram, Haryana, 122005

Compliance Officer: Mr. Ameya M Bhelekar,

Phone No. : +91 7314852022,
Email ID : complianceinstocks@indmoney.com.
For any support / query please contact INDmoney Pvt Ltd at the above address or email to
instockssupport@indmoney.com & Phone no. +91 7314852049

Managing Director: Mr. Nikhil Behl, Phone & Email ID +91 7314852061, directorinstocks@indmoney.com

In case not satisfied with the response, please contact the concerned Exchange, DP & SEBI at:
NSE: investorhelpline.nseindia.com/NICEPLUS/ or Please send email or physical form to the
concerned Regional Investor Service Centre of the Exchange or contact at 1800 266 0050
BSE: bsecrs.bseindia.com/ecomplaint/frmInvestorHome.aspx or Please send email or physical form to
the concerned Regional Investor Service Centre of the Exchange or contact at 022 2272 8097
CDSL: www.cdslindia.com/Footer/grievances.aspx or Email at complaints@cdslindia.com or contact
at 1800225533
SEBI: scores.gov.in/scores/Welcome.html or contact at 1800 266 7575 or 1800 22 7575
After exhausting all available options for the resolution of the grievance, if you are still not satisfied with
the outcome, can initiate dispute resolution through the ODR Portal https://smartodr.in
Website: www.indstocks.com

Version: 2.4
Sr. Name of the document Brief description of the document Page
No.
MANDATORY DOCUMENTS AS PRESCRIBED BY SEBI & EXCHANGES

A. KYC Form - Document captures the basic information 05

about the client and an instruction /checklist for accoun
opening.
1 Account Opening Form
B. Document captures the additional information abou the
client relevant to Trading/Depository Participan (DP 09
account and an instruction /checklist.

Document detailing the rate/amount of brokerage & 15

2 Tariff Sheet charges levied on the client for trading on Stock
Exchange(s) & DP Service charges & other charges.
A. Rights & Obligations of Stock Broker/ Trading Membe
Annexure-1
and Client for trading on exchanges (including
additional rights & obligations in case of digital and
3 Rights and Obligations internet based trading).
B. Rights & obligations of Beneficial Owner & Depository Annexure-
Participant as prescribed by SEBI & Depositories. 1A

Risk Disclosure Document detailing risks associated with dealing in the Annexure-2
4 Document(RDD) securities market.
Document detailing dos and dont’s for trading on
5 Guidance note exchange, for the education of the investors. Annexure-3

Document describing significant policies and procedures

6 Policiesand Procedures of INDmoney Pvt Ltd. Annexure-4

Most Important Terms and Conditions (MITC)

7 MITC 17

8 Annexures Nomination Form 18

VOLUNTARY DOCUMENTS AS PROVIDED BY THE STOCK BROKER

1 Running Account Authorization Authorization to maintain a Running Account. 21

Additional terms & conditions specific to clients for the 22

2 Voluntary Terms & Conditions purpose of operational efficiency.

24-25
Avail Mutual Funds Schemes permitted to dealt with on
3 BSE StAR MF Facility. the Exchange Platforms including BSE StAR Mutual
Fund Platform of BSE

A. Name Mismatch declaration 28

4 Voluntary Declaration
B. Declaration for confirmation of Signature

2
IMPORTANT INSTRUCTIONS
A. Important Points
• Self-attested copy of PAN card is mandatory for all retails clients / individual investors, including
Promoters / Partners / Karta / Trustees and whole-time directors and persons authorized to deal in
securities on behalf of Company / Firm / Others.
• Copies of all the documents submitted by the applicant should be self-attested and accompanied by
originals for verification. In case the original of any document is not produced for verification, then the
copies should be properly attested by entities authorized for attesting the documents, as per the below
mentioned list.
• If any proof of identity or address is in a foreign language, then translation into English is required.
• Name & address of the applicant mentioned on the KYC form, should match the documentary proof
submitted.
• If correspondence & permanent address are different, then proof for both have to be submitted.
• Sole proprietor must make the application in his individual name & capacity.
• For non-residents and foreign nationals, (allowed to trade subject to RBI and FEMA guidelines), copy of
passport/PIO Card/OCI Card and overseas address proof is mandatory.
• For foreign entities, CIN is optional; and in the absence of DIN no. for the directors, their passport copy
should be given.
• In case of Merchant Navy NRI’s, Mariner’s declaration or certified copy of CDC (Continuous
Discharge Certificate) is to be submitted.
• For opening an account with Depository participant or Mutual Fund, for a minor, photocopy of the School
Leaving Certificate/Mark sheet issued by Higher Secondary Board/Passport of Minor/Birth Certificate
must be provided.
• Politically Exposed Persons (PEP) are defined as individuals who are or have been entrusted with
prominent public functions in a foreign country, e.g., Heads of States or of Governments, senior
politicians, senior Government/judicial/ military officers, senior executives of state-owned corporations,
important political party officials, etc.

B. Proof of Identity (POI)

List of documents admissible as Proof of Identity:
• Unique Identification Number (UID) (Aadhaar)/ Passport/ Voter ID card/ Driving license.
• PAN card with photograph.
• Identity card / document with applicant’s Photo, issued by any of the following: Central/State Government
and its Departments, Statutory/ Regulatory Authorities, Public Sector Undertakings, Scheduled
Commercial Banks, Public Financial Institutions, Colleges affiliated to Universities, Professional Bodies
such as ICAI, ICWAI, ICSI, Bar Council etc., to their Members; and Credit cards/Debit cards issued by
Banks.

C. Proof of Address (PoA)

List of documents admissible as Proof of Address: (*Documents having an expiry date should be valid on
the date of submission.)
• Passport/ Voters Identity Card/ Ration Card/ Registered Lease or Sale Agreement of Residence/ Driving
License.
• Utility bills like Telephone Bill (only land line), Electricity bill or Gas bill - Not more than 3 months old.
• Bank Account Statement/Passbook - Not more than 3 months old.
• Self-declaration by High Court and Supreme Court judges, giving the new address in respect of their own
accounts.
• Proof of address issued by any of the following: Bank Managers of Scheduled Commercial Banks/
Scheduled Co-Operative Bank / Multinational Foreign Banks / Gazetted Officer / Notary Public / Elected
representatives to the Legislative Assembly / Parliament / Documents issued by any Govt. or Statutory
Authority.
• Identity card/document with address, issued by any of the following: Central/State Government and its
departments, Statutory / Regulatory Authorities, Public Sector Undertakings, Scheduled Commercial
Banks, Public Financial Institutions, Colleges affiliated to Universities and Professional Bodies such as
ICAI, ICWAI, ICSI, Bar Council etc., to their Members.

3
• For FII / sub account, Power of Attorney given by FII / sub-account to the Custodians (which are duly
notarized and / or apostilled or consularised) that gives the registered address should be taken.
• Proof of address in the name of the spouse may be accepted.

D. Exemptions/clarifications to PAN (*Sufficient documentary evidence in support of such claims

to be collected.)
• In case of transactions undertaken on behalf of Central Government and / or State Government and by
officials appointed by Courts e.g. Official liquidator, Court receiver etc.
• Investors residing in the state of Sikkim.
• UN entities / multilateral agencies exempt from paying taxes / filing tax returns in India.
• SIP of Mutual Funds up to INR 50,000/- p.a.
• In case of institutional clients, namely, FIIs, MFs, VCFs, FVCIs, Scheduled Commercial Banks,
Multilateral and Bilateral Development Financial Institutions, State Industrial Development Corporations,
Insurance Companies registered with IRDA and Public Financial Institution as defined under section 4A
of the Companies Act, 1956, Custodians shall verify the PAN card details with the original PAN card and
provide duly certified copies of such verified PAN details to the intermediary.

E. List of people authorized to attest the documents.

• Notary Public, Gazetted Officer, Manager of a Scheduled Commercial / Co-operative Bank or
Multinational Foreign Banks (Name, Designation & Seal should be affixed on the copy).
• In case of NRIs, authorized officials of overseas branches of Scheduled Commercial Banks registered in
India, Notary Public, Court Magistrate, Judge, Indian Embassy / Consulate General in the country where
the client resides are permitted to attest the documents.

F. Additional documents in case of trading in derivatives segments - illustrative list:

Copy of ITRAcknowledgement Copy of Annual Accounts

In case of salary income - Salary Slip, Copy of Form 16 Net worth certificate
Copy of demat account holding statement. Bank account statement for last 6 months
Any other relevant documents substantiating ownership Self declaration with relevant supporting
of assets. documents.
*In respect of other clients, documents as per risk management policy of the stock broker need to be
provided by the client from time to time.

G. Copy of cancelled cheque leaf/ pass book/bank statement specifying name of the constituent,
MICR Code or/ and IFSC Code of the bank should be submitted.

H. Demat master or recent holding statement issued by DP bearing name of the client.
For Individuals:
• Stock broker has an option of doing ‘in-person’ verification through web camera at the branch office of
the stock broker/Authorised Person office.
• In the case of non-resident clients, employees at the stock broker’s local office overseas can do in- person
verification. Further, considering the infeasibility of carrying out ‘In-person’ verification of the non- resident
clients by the stock broker’s staff, attestation of KYC documents by Notary Public, Court, Magistrate,
Judge, Local Banker, Indian Embassy / Consulate General in the country where the client resides may
be permitted.

For non-individuals:
• Form needs to be initialized by all the authorized signatories.
• Copy of Board Resolution or declaration (on the letterhead) naming the persons authorized to deal in
securities on behalf of company/ others & their specimen signatures.

4
Mandatory
A. KNOW YOUR CLIENT (KYC) APPLICATION FORM (FOR INDIVIDUALS ONLY)

KYC KIN No: Account Normal

40056643493215 Type:

Please fill in ENGLISH & in BLOCK LETTERS (*Mandatory fields)

A. IDENTITY DETAILS (Please refer instruction A)

1. Name of Applicant PANKAJ MAURYA

Photograph
Maiden Name and sign
across it.
2. a. Mother’s Name KAUSHILYA DEVI

b. Father/Spouse’s Name
RAMASHISH MAURYA

3. a. Gender Male Female Transgender

b. Date of birth (DD-MM-YYYY) 14-03-2003

c. Marital Status Single Married Others

4. Nationality ✓ Indian

5. Residential Status ✓ Residential Individual

6.Occupation Type Service Private
Public Sector Government Sector
Sector
Business Not Categorized

Others Professional Self Employed Retired

Housewife Student Any Others
7. Citizenship Indian 8. ISO 3166 Country Code IN

Tick if applicable

Residence for tax purpose in jurisdiction(s) outside

ISO 3166 Country Code of Jurisdiction of

Tax identification Number or Equivalent Country Code

ISO3166 Country Code of

Place of Birth

5
 PROOF OF IDENTITY (POI) (Please refer instruction C)
(Certified copy of any one of the following Proof of Identity [PoI] needs to be submitted)

PAN E M V P M 6 3 9 7 F UID (Aadhaar)

Identification No. Expiry Date (if Any):
Other
(Please
Specify)

B. ADDRESS DETAILS

Current/Permanent/Overseas Address Details (Please refer instruction D)

(Certified copy of any one of the following Proof of Address [PoA] needs to be submitted)
i. Address Type* Residential Registered Office

Business Unspecified

ii. Proof of Address* Passport Voter ID Card

Driving License NREGAJob Card

UID (Aadhaar) Others

Simplified Measures Account – Document Type Code

1. Address* Line 1 S/O: RAMAASHISH,BHEDKUL SULTANPUR,PARASIYA,JAIRAMGIRI,MAU,UT

Line 2 TAR PRADESH,221601

Line 3
City/Town/Village* MAU District*
State* UttarPradesh Country INDIA

Pin/Post Code* 221601 State/U.T Code* UP

ISO 3166 Country Code* IN

2. Contact/Mobile No. 9118519190 Tel (Res.)

Tel (off). Email id* pankaj.maurya224129@gmail.com

Mobile No.* 9118519190 Fax

3. Proof of Address AADHAAR

Correspondence/Local Address Details* (Same as Current/Permanent/Overseas

Address details)
1. Address Line 1 S/O: RAMAASHISH,BHEDKUL SULTANPUR,PARASIYA,JAIRAMGIRI,MAU,UT

Line 2 TAR PRADESH,221601

Line 3

6
 City/Town/Village* MAU District*
State* UttarPradesh Country* IN

Pin/Post Code* 221601 State/UT Code* UP

ISO 3166 Country Code* IN

2. Contact/Mobile No.* 9118519190 Tel (Res.)

Tel (off). Email id* pankaj.maurya224129@gmail.com

Mobile No.* 9118519190 Fax

C. Address in the Jurisdiction Details where Applicant is Resident Outside India for
Tax Purposes*
1. Address
City/Town/Village* State
ZIP/Post Code* ISO 3166 Country Code*
D. DETAILS OF RELATED PERSON
Addition of Related Person/ Deletion of Relate Person

KYC Number of Related Person (if available)

Related Person Type* Guardian of Minor Assignee

Authorized Representative

Name*

PROOF OF IDENTITY (PoI) OF RELATED PERSON*(If KYC number and name are
provided, below details are optional)
Identity Proof Submitted
Identity Proof Number
Expiry Date
Others (any document notified Identification No.
by the central government)
Simplified Measures Account Identification No.
- Document Type code

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 E. REMARKS (if any):

DECLARATION
I hereby declare that the details furnished above are true and correct to the best of my / ou
knowledge and belief and I undertake to inform you of any changes therein, immediately. In
case any of the above information is found to be false or untrue or misleading o
misrepresenting, I am / we are aware that I / we may be held liable for it and my account may
be frozen or deactivated. I hereby give consent to receiving information from KRA / CKYC
registry through SMS / Email on the above-mentioned mobile number/Email.

Signature of Applicant and Date Place

For Office use only

Documents Received Certified Copies

Details of INDmoney Pvt Ltd Documents

Employee verified & In Person Verification
done by
Name & E code
Ritwik Roy
Designation
Senior Product Manager
Branch
Gurugram
Date / Place
27/04/2024 - Gurugram
Signature Stamp and Seal of
INDmoney Pvt Ltd

8
 Mandatory
A. ADDITIONAL KYC DETAILS FOR DEMAT & TRADING ACCOUNT

UCC ID:
TYPE OF ACCOUNT : Normal Sub Status Resident

(To be filled by INDmoney Pvt Ltd)

Application No. Date

DP Internal Reference No.
DP ID Client ID

I/We request you to open a demat account in my/ our name as per following details:
Sole/First Holder’s Name PANKAJ MAURYA PA E M V P M 6 3 9 7 F

Second Holder’s Name N/A PA N/A

Third Holder’s Name N/A PA N/A

A. BANK ACCOUNT DETAILS (Bank will be considered for payout of funds)

Bank Account holder Name: Pankaj Maurya Branch Location: MAUNATHBHANJAN
Bank Name: STATE BANK OF INDIA

City MAUNATHBHANJAN State UTTAR PRADESH

Country PINCode

Account No. XXXXX1832 Account Type Savings

MICR Code 272002151 IFSC Code SBIN0011193

i. Photocopy of the cancelled cheque having the name of the account holder where the
cheque book is issued,
ii. Photocopy of the Bank Statement having name and address of the BO
iii. Photocopy of the Passbook having name and address of the BO, (or)
iv. Letterfrom the Bank.
In case of options (ii), (iii) and (iv) above, IFSC code of the branch should be present / mentioned on
the document.

9
 B. DEPOSITORY ACCOUNT DETAILS

DP Details

DP Name INDmoney Pvt Ltd

Depository Name Central Depository Services (India) Limited

(NSDL/ CDSL)

Beneficiary Name PANKAJ MAURYA

DP ID Client ID
C. TRADING PREFERENCES
*Please sign in the relevant boxes where you wish to trade. Please strike off the segment not
chosen by you

Exchanges NSE & BSE

All Cash/ Mutual Fund

F&O Debt
Segments

If you do not wish to trade in any of segments/ Mutual Fund, please mention here
.

FATCA/ CRS DECLARATION/ SELF CERTIFICATIONFOR INDIVIDUAL

Client Name: PANKAJ MAURYA

First Second Third

Holder Holder Holder
1 Are you a tax resident of only India? Yes NA NA
(Refer Risk Disclosure Document)

2 Specify country of residence for tax NA NA NA

purpose (if above clause is no)
3 Specify Tax Identification No. / Others NA NA NA

4 Do you have any asset outside India? No NA NA

I have understood the information requirement of this form (read with the FATCA-CRS) and
hereby confirm that the information provided above is true, correct and complete to the best of
my knowledge and belief. In case any of the above specified information is found to be false or
untrue or misleading or misrepresenting, I am aware that I may be liable for it. In case of any
change in the above given status on a future date, I undertake to inform INDmoney Pvt Ltd the
same within 30 days.

D. PAST ACTIONS
Details of any action/ proceedings initiated/ pending/ taken by SEBI/ Stock Exchange/ any
other authority against the applicant/ constituent or its Partners/ promoters/ whole time
directors/authorized persons in charge of dealing in securities during the last 3 years: 10

No Yes:
If Yes, Please Specify
 E. OTHER DETAILS
Number of years of Investment / Trading Nil 1-5 Years >5 Years
Experience
Gross <1Lac 1-5 Lac 5-10 Lac 10-25 Lac 25Lac-1Cr >1Cr
Annual
Income or Net Worth in ₹(Net worth should not be older than 1 year) as on date:

Occupation
Please tick, if applicable:
Politically Exposed Person (PEP)/ Related to a Politically Exposed Person (PEP)

Dealings If client is dealing through the AP, provide the following details:
through
AP Name
authorized
persons (AP) SEBI Registered Number:
and other Registered office address:
stock
brokers Ph: Fax: Website:
Whetherdealing with any other stock-broker/AP (if case dealing with multiple
stock brokers/AP, provide details of all)
Name of stock broker:
Name of AP, if any:
Client code: Exchange:
Details of disputes/dues pending from/to such stock broker/AP:
Any other information:
SMS Alert Facility Refer to Terms & Conditions given in Annexure - 5

MOBILE NO. +91 9118519190

[Mandatory, if you are giving Power of Attorney (POA)]
(if POA is not granted & you do not wish to avail of this facility, cancel this option).
Easi
To register for easi, please visit our website www.cdslindia.com. Easi allows a BO to view his ISIN
balances, transactions and value of the portfolio online.

Transactions Using Secured Texting Facility (TRUST). Refer to Terms and Conditions
Annexure – 6

I wish to avail the TRUST facility using the Mobile number registered for SMS Alert Facility. I
have read and understood the Terms and Conditions prescribed by CDSL for the same.
I wish to register the following clearing members/ IDs under my above-mentioned BO ID
registered for TRUST.
Yes No

11
 Sr No. Stock Exchange Clearing Member Name Clearing Member ID
Name/ID (Optional)
1. NSE INDmoney Pvt Ltd M70042
2. BSE INDmoney Pvt Ltd 6779

F. Additional Details
Whether you wish to receive physical ECN
contract note or Electronic Contract Note
(ECN) (please specify): …………………………………..
pankaj.maurya224129@gmail.com
Specify your Email id, if applicable:
Whether you wish to avail of the facility of I/We wish to avail the facility o
internet trading/ wireless technology mobile/digital/web/internet based trading
(please specify): technology offered by INDmoney Pvt Ltd

G. Introducer Details (Optional)

Name of the Introducer:
Status of the Introducer: AP/ Remisier/ Authorized
Person/ Existing Client/ Others, please specify:
Address and phone no. of the Introducer
Signature of the Introducer:

H. Nomination Details (Please tick the appropriate options & Fill Annexure 7)
I / We do wish to nominate.
I / We do not wish to nominate

INTERNET & WIRELESS TECHNOLOGY BASED TRADING FACILITY PROVIDED BY STOCK BROKERS
TO CLIENT (All the clauses mentioned in the ‘Rights and Obligations’ document(s) shall be applicable.
Additionally, the clauses mentioned herein shall also be applicable.)

1. Stock broker is eligible for providing Internet based trading (IBT) and securities trading through the use
of wireless technology that shall include the use of devices such as mobile phone, laptop with data card,
etc. which use Internet Protocol (IP). The stock broker shall comply with all requirements applicable to
internet based trading/securities trading using wireless technology as may be specified by SEBI & the
Exchanges from time to time.
2. The client is desirous of investing/trading in securities and for this purpose, the client is desirous of using
either the internet based trading facility or the facility for securities trading through use of wireless
technology. The Stock broker shall provide the Stock broker’s IBT Service to the Client, and the Client
shall avail of the Stock broker’s IBT Service, on and subject to SEBI/Exchanges Provisions and the
terms and conditions specified on the Stock broker’s IBT Web Site provided that they are in line with
the norms prescribed by Exchanges/SEBI.
3. The stock broker shall bring to the notice of client the features, risks, responsibilities, obligations and
liabilities associated with securities trading through wireless technology/internet/smart order routing or
any other technology should be brought to the notice of the client by the stock broker.
4. The stock broker shall make the client aware that the Stock Broker’s IBT system itself generates the
initial password and its password policy as stipulated in line with norms prescribed by Exchanges/ SEBI.
12
5. The Client shall be responsible for keeping the Username and Password confidential and secure and
shall be solely responsible for all orders entered and transactions done by any person whosoever
through the Stock broker’s IBT System using the Client’s Username and/or Password whether or not
such person was authorized to do so. Also the client is aware that authentication technologies and strict
security measures are required for the internet trading/securities trading through wireless technology
through order routed system and undertakes to ensure that the password of the client and/or his
authorized representative are not revealed to any third-party including employees and dealers of the
stock broker.
6. The Client shall immediately notify the Stock broker in writing if he forgets his password, discovers
security flaw in Stock Broker’s IBT System, discovers/suspects discrepancies/ unauthorized access
through his username/password/account with full details of such unauthorized use, the date, the manner
and the transactions effected pursuant to such unauthorized use, etc.
7. The Client is fully aware of and understands the risks associated with availing of a service for routing
orders over the internet/securities trading through wireless technology and Client shall be fully liable
and responsible for any and all acts done in the Client’s Username/ password in any manner
whatsoever.
8. The stock broker shall send the order/trade confirmation through email to the client at his request. The
client is aware that the order/ trade confirmation is also provided on the web portal. In case client is
trading using wireless technology, the stock broker shall send the order/trade confirmation on the device
of the client.
9. The client is aware that trading over the internet involves many uncertain factors and complex
hardware, software, systems, communication lines, peripherals, etc. are susceptible to interruptions and
dislocations. The Stock broker and the Exchange do not make any representation or warranty that the
Stock broker’s IBT Service will be available to the Client at all times without any interruption.
10. The Client shall not have any claim against the Exchange or the Stock broker on account of any
suspension, interruption, non-availability or malfunctioning of the Stock broker’s IBT System or Service
or the Exchange’s service or systems or non-execution of his orders due to any link/system failure at
the Client/Stock brokers/Exchange end for any reason beyond the control of the stock
broker/Exchanges
DECLARATION

• I hereby agree with the Terms & conditions, Privacy Policy and Policies & Procedures of INDmoney Pvt
Ltd. I consent to INDmoney Pvt Ltd for conducting my KYC to open my Trading and Demat Account.
• I/We hereby authorize INDmoney Pvt Ltd to download the available CKYC record from the CKYC
Registry, KRA, NSDL for conducting my KYC to open my Trading and Demat Account.

• I/We hereby authorize INDmoney Pvt Ltd to use my KYC details for registration/modification KRA,
CERSAI (CKYC), Exchanges and other parties involved for the purpose of KYC registration.
• I confirm having read/been explained and understood the contents of the document on policy and
procedures of the stockbroker and the tariff sheet.

• I further confirm having read/been explained and understood the contents of the ‘Rights and
Obligations’ document(s) and ‘Risk Disclosure Document’, document on policy and procedures of the
stock broker and the tariff sheet. I do hereby agree to be bound by such provisions as outlined in these
documents. I have also been informed that the standard set of documents have been displayed for
information on the stockbroker’s designated website, if any.
• I have received and read the Rights and Obligations document and terms & conditions and agree to
abide by and be bound by the same and by the Bye Laws as are in force from time to time. I declare
that the particulars given by me above are true and to the best of my knowledge as on the date of
making this application. I agree and undertake to intimate the DP any change(s) in the details /
particulars mentioned by me in this form. I further agree that any false / misleading information given
by me or suppression of any material information will render my account liable for termination and
suitable action.

13
• The rules and regulations of the Depository and Depository Participants pertaining to an account which
are in force now have been read by me and I have understood the same and I agree to abide by and
to be bound by the rules as are in force from time to time for such account.

• I hereby consent to receive from INDmoney Pvt Ltd the digital contract notes, bills, ledgers, statement
of accounts of funds, securities, demat transaction statement/holding statement, notices, circulars,
amendments and such other correspondences including the standard documents which form part of
the account opening kit. I further agree that INDmoney Pvt Ltd shall fulfill their legal obligations if the
above documents are sent electronically. Accordingly, I request you to issue all the correspondence to
my registered email id as per the records of INDmoney Pvt Ltd. I shall ensure confidentiality and secrecy
of my login credentials. INDmoney Pvt Ltd shall not be responsible for any breach of secrecy. Emails
sent to my registered email id, which have not bounced back, shall be deemed to be duly delivered to
me. I agree that INDmoney Pvt Ltd will not be obligated to take cognizance of any auto replies such as
“out-of- office/out of station” etc. and such electronic mails shall be deemed to have been received by
me. I undertake to immediately inform INDmoney Pvt Ltd about the change in my email address, if any.

• I hereby declare that the details furnished above are true and correct to the best of my knowledge and
belief and I undertake to inform you of any changes therein immediately. In case any of the above
information is found to be false or untrue or misleading or misrepresenting, I am aware that I may be
held liable for it.

Signature of applicant & Date

Place: MAU

14
 Mandatory

Tariff Sheet (Charges Applicable on Trading Transactions)

A. Brokerage Amount (excludes GST)
Delivery - Equity Cash Segment 0.05% of the executed order value or up to ₹20
Intraday - Equity Cash Segment* 0.05% of the executed order value or up to ₹20
Futures ₹20 per Order
Options** ₹20 per Order
B. Other Charges
Call& Trade Order ₹500/- per Executed Order
Charges for OFS / Buyback ₹10/- per Executed Order
Payment Gateway Charges (Net Banking) ₹10/- for each fund addition
Payment Gateway Charges (UPI) NIL

Additional Charges Applicable on Trading transaction

Other Charges Applicable In Description of the Charges
Exchange transactions
Exchange Turnover Charges Charged by the respective exchanges
Security Transaction Charges (STT) Direct tax levied under STT Act
Stamp Duty Charged by respective State where the investor resides
SEBI Turnover Fee Charge levied by SEBI on each transaction
GST Goods and Service Tax as applicable over and above tariff

Note: Brokerage will not exceed the rates specified by SEBI and the Exchanges. All Statutory and
Regulatory charges will be levied as per exchange, SEBI, and depository circulars published from
time to time.
Brokerage is also charged on expired, exercised, and assigned Options contracts.
Charges for other value-added services will be applicable at the time of availing such service, upon
your consent. Detailed explanation of all charges is available online at :
https://www.indstocks.com/pricing?type=indian-stocks
*Additional ₹50/- + GST will be charged per order for square off done by broker
**Turnover for Options is calculated as (Strike + Premium)*Lot Size
Delayed payment charges @1.5% per month, will be charged on the outstanding bill amount if
not paid within the due date
Inter Settlement, transfer of shares from INDmoney Pvt Ltd for Margin trade finance account on
behalf of you would be charged @ ₹10/- + GST per ISIN

Tariff Sheet Charges Applicable on Depository Related Transactions

Type Of Charge Amount (Excluding GST)
For receiving Securities in Demat account (BUY) NIL
DP charges for Delivery Sell orders ₹13.5/- per ISIN (Including the
depository transaction charges)
Remat Charges ₹250/- per certificate (Including the
depository transaction charges)
Demat - Dematerialisation Charges ₹250/- per certificate (Including the
depository transaction charges)

15
 Physical Statement Courier ₹300/- per request & ₹300/- courier charges
Modification in Client Master ₹25/- per request
Off market transfers from Demat account ₹10/- per ISIN (Including the
depository transaction charges)

• The charges quoted above are for the services listed. In addition to this, INDmoney Pvt Ltd may also
offer additional paid services. INDmoney Pvt Ltd will be informing the customers with regards to such
additional services and charges associated with the same on an upfront basis and will be charged
separately. The authorization for subscription of such services will be taken from the client.

• The above tariff is subject to change. Changes if any will be intimated 30 days in advance. The changes
will be updated in the app and website of INDmoney Pvt Ltd and the client is requested to check the
same and stay updated from time to time on charges.
• I / We undertake that we have made the client aware of 'Policy and Procedures', tariff sheet and all the
non-mandatory documents.

• I/We have also made the client aware of the ‘Rights and Obligations' document (s), RDD and Guidance
Note. I/We have given/sent him a copy of all the KYC documents. I/We undertake that any change in
the 'Policy and Procedures', tariff sheet and all the non-mandatory documents would be duly intimated
to the clients. I/We also undertake that any change in the 'Rights and Obligations' and RDD would be
made available on my/our website, if any, for the information of the clients.

Signature of Applicant

For office use only

UCC Code allotted to the Client.

Documents verified with In-Person Verification

originals Client interviewed by done by
Name of the Employee
Employee Code
Designation of employee
Date

Signature

Stamp and Seal of INDmoney Pvt Ltd

16
 Most Important Terms and Conditions (MITC)

1. Your trading account has a “Unique Client Code” (UCC), different from your demat account number. Do not allow
anyone (including your own stockbroker, their representatives and dealers) to trade in your trading account on their
own without taking specific instruction from you for your trades. Do not share your internet/ mobile trading login
credentials with anyone else.

2. You are required to place collaterals as margins with the stockbroker before you trade. The collateral can either be
in the form of funds transfer into specified stock broker bank accounts or margin pledge of securities from your demat
account. The bank accounts are listed on the stock broker website. Please do not transfer funds into any other
account. The stock broker is not permitted to accept any cash from you.

3. The stock broker’s Risk Management Policy provides details about how the trading limits will be given to you, and
the tariff sheet provides the charges that the stock broker will levy on you.

4. All securities purchased by you will be transferred to your demat account within one working day of the payout. In
case of securities purchased but not fully paid by you, the transfer of the same may be subject to limited period
pledge i.e. seven trading days after the pay-out (CUSPA pledge) created in favor of the stock broker. You can view
your demat account balances directly at the website of the Depositories after creating a login.

5. The stock broker is obligated to deposit all funds received from you with any of the Clearing Corporations duly
allocated in your name. The stock broker is further mandated to return excess funds as per applicable norms to you
at the time of quarterly/ monthly settlement. You can view the amounts allocated to you directly at the website of the
Clearing Corporation(s).

6. You will get a contract note from the stock broker within 24 hours of the trade.

7. You may give a one-time Demat Debit and Pledge Instruction (DDPI) authority to your stock broker for limited
access to your demat account, including transferring securities, which are sold in your account for pay-in.

8. The stock broker is expected to know your financial status and monitor your accounts accordingly. Do share all
financial information (e.g. income, networth, etc.) with the stock broker as and when requested for. Kindly also keep
your email Id and mobile phone details with the stock broker always updated.

9. In case of disputes with the stock broker, you can raise a grievance on the dedicated investor grievance ID of the
stock broker. You can also approach the stock exchanges and/or SEBI directly.

10. Any assured/guaranteed/fixed returns schemes or any other schemes of similar nature are prohibited by law. You
will not have any protection/recourse from SEBI/stock exchanges for participation in such schemes.

User agrees to have Understood & Acknowledged the Most Important Terms and Conditions (MITC).

17
 Mandatory
Annexure:7. Nomination Form

Nomination Registration No. Dated

I/We hereby confirm that I/We do not wish to appoint any nominee in my demat account and
understand the issues involved in non-appointment of nominee(s) and further are aware that in
case of death of all the account holder(s), my / our legal heirs would need to submit all the requisite
documents / information for claiming of assets held in my / our demat account, which may also
include documents issued by Court or other such competent authority, based on the value of assets
held in the demat account.

First/Sole Holder or Guardian

(in case of Minor) Second Holder Third Holder
Name
Signatures

Note: Signature of witness, along with name and address are required, if the account holder
affixes thumb impression, instead of signature [in both the cases i.e. nomination / / opt out
nomination -

I/We nominate the following persons who is/are entitled to receive security balances lying in my/our
account, particulars where of are given below, in the event of my / our death.

Nomination Details Nominee 1 Nominee 2 Nominee 3

Nominee Name

First Name KAUSHILYA

Middle Name KAUSHILYA

Last Name
*Percentage of allocation of
DEVI
securities
Equally (If not equally please %100.00 % %
specify percentage)
Share of each nominee
Any odd lot after division shall be transferred to the first nominee mentioned in the form
Nomination Identification Details –
[Please tick any one of following Nominee 1 Nominee 2 Nominee 3
and provide details of same]

18
 Photograph & Signature
PAN
Aadhaar
Saving Bank a/c no.
Proof of Identity
Demat a/c ID
(Optional Field)
*Address:
S/O: RAMAASHISH,BHEDKUL SULTANPUR,PARASIYA,JAIRAMGIRI,MAU,UTTAR PRADESH,221601
*City
MAU
*State
UttarPradesh
*Pin
221601
*Country
IN
Mobile no/ Telephone No.
(Optional Field) 9118519190

Email ID (Optional
Field):
FAX No. (Optional Field)
*Relationship with the BO:
Mother
To be filled only if nominee(s) is a minor:
Date of birth (mandatory if
Nominee is a minor)
dd-mm-yyyy
Name of the Guardian of Nominee (if nominee is a minor)
First Name

Middle Name
Last Name
Address of guardian of nominee:
*City
*State
*Country
*PIN
Age
Mobile /Telephone no [Optional
Fields]
Email ID: [Optional Fields]
Fax No.[Optional Fields]
*Relationship of the Guardian
with the Nominee
Guardian Identification Details –
[Please tick any one of following Nominee 1 Nominee 2 Nominee 3
and provide details of same]

19
 Photograph & Signature
PAN
Aadhaar
Saving Bank a/c no.
Proof of Identity
Demat a/c ID
(Optional Field)

Note : Residual securities: in case of multiple nominees remaining after distribution of securities as per
percentage of allocation shall be transferred to the first nominee .
* Marked is Mandatory field
Note: Signature of witness, along with name and address are required, if the account holder affixes
thumb impression, instead of signature [in both the cases i.e. nomination /negative nomination
Details of the Witness
Witness Details
Name of
witness
Address of witness
Signature of witness

The Depository Participant shall provide acknowledgement of the nomination form to the account
holder(s)

I / We have received and read the Rights and Obligations document and terms & conditions and agree
to abide by and be bound by the same and by the Bye Laws as are in force from time to time. I / We
declare that the particulars given by me/us above are true and to the best of my/our knowledge as on
the date of making this application. I/We agree and undertake to intimate the DP any change(s) in the
details / Particulars mentioned by me / us in this form. I/We further agree that any false / misleading
information given by me / us or suppression of any material information will render my account liable for
termination and suitable action.
First/Sole Holder or
Guardian (in case of Second Holder Third Holder
Minor)
Name
PANKAJ MAURYA

Signatures

20
 Non-Mandatory

Running account authorization and terms and conditions cum registration for receiving SMS alerts
from depository and exchanges

I/We are dealing through you as a client in the Capital Market & in order to facilitate ease of operations and
upfront requirement of margin for trade. I/We authorize you as under:

• I/We request you to maintain my/our accounts for funds on a running accounts basis instead of ‘bill to
bill’ settlement basis unless I/we specifically request you for a payout of available free funds in the
account.
• I/We further authorize you to retain funds as may be permitted by Stock Exchanges/ SEBI from time to
time or towards any outstanding obligation which is not billed/charged in my account.
• I/We understand and agree that no interest will be payable on the amount of funds retained by you as
above.
• I/We agree that INDmoney Pvt Ltd shall not be liable for any claim for loss or loss of profit or for any
consequential, incidental, special or exemplary damages, or otherwise, caused by retention of such
securities/funds.
• I/We further authorize you to also retain a sum as may be permitted by SEBI/Stock Exchanges SEBI
circular SEBI/HO/MIRSD/DOP/P/CIR/2021/577 & Exchange Circular Nos. NSE/INSP/49458, BSE
Notice No. 20210831-40 from time to time, while settling my/our account.
• I/We confirm that I will bring to your notice any dispute arising from the statement of account or
settlement so made in writing within 7 working days from the date of receipt of funds/securities or
statement of account.
• Standing instruction/authorization for maintaining my/our account as running account shall remain valid
until revoked in writing, addressed to you.
• I further agree and confirm that such periodic settlement of running account may not be necessary,
either on a monthly or quarterly basis, if
a. I am availing margin trading facility as per SEBI circulars.
b. I have provided funds received towards collaterals / margins in the form of Bank Guarantee (BG)/
Fixed Deposit Receipts (FDR).
• I would like mandatory settlement of the funds and securities(if applicable) as indicated below.
30 days 90 days

Signature of applicant & Date

21
Voluntary Terms & Conditions; Additional terms & conditions specific to clients for the purpose of
operational efficiency
1. AUTHORISATIONTO MAINTAIN NON-BASIC SERVICE DEPOSITORY PARTICIPANT (BSDA)
• Keeping in view my past and proposed transaction and holding, I would like to continue / avail normal
depository participant facility. I have also noted that being a normal depository participant (Non BSDA),
normal annual subscription charges as per the INDmoney Pvt Ltd Demat tariff would be applicable.
The tariff for normal Depository participant (NON BSDA) are already provided and agreed under tariff
sheet in Account Opening Form and any changes in the same will be updated by INDmoney Pvt Ltd
from time to time on its website and/or app.
• I/We hereby confirm and understand that by providing this authorization we specifically waive off the
right to assess my Depository participant as BSDA account even if applicable by eligibility.
• I/we hereby confirm to have read and understood the salient features of BSDA account.
• I/We confirm and understand that my Depository Participant would be charged and treated as normal
Depository participant (NON BSDA) until opted otherwise by a specific Communication to INDmoney
Pvt Ltd.
2. AUTHORISATIONFOR NON-ISSUANCE OF DELIVERY SLIP
• I/ We do not require the Delivery Instruction Slip (DIS) booklet for the time being, since I / We have
issued a POA/ registered for eDIS / executed PMS agreement in favour of/with INDmoney Pvt Ltd for
executing delivery instructions for settling stock exchange trades [settlement related transactions]
effected through such Power of Attorney Holder - Clearing Member / by PMS manager or for executing
delivery instructions through eDIS. However, the Delivery Instruction Slip (DIS) booklet should be
issued to me / us immediately on my / our request at any later date.
• I/We also understand that in case I/We am/are in need of a DIS, I/We can request the same through
INDmoney Mobile Application/Website and INDmoney will dispatch the same to our registered address
within a reasonable time frame.
3. ERRORS AND OMMISSIONS
• I/We understand and agree that inadvertent errors may occur, while executing orders placed by me. In
such circumstances INDmoney Pvt Ltd shall make all reasonable efforts to rectify the same and ensure
that I/We am not put to any monetary loss.
• I understand and agree that I shall not hold INDmoney Pvt Ltd responsible for damages/ loss.
• I/We understand and agree that my request to modify or cancel the order shall not be deemed to have
been executed unless and until the same is confirmed by INDmoney Pvt Ltd.

4. SUSPICIOUS TRADING AND MARKET MANIPULATION

• I/We undertake not to execute transactions, either singly or in concert with other clients/Market
Participants, which may be viewed as manipulative trades as defined by SEBI/Exchanges.
• In case I/We am/are found to be indulging in such activities, INDmoney Pvt Ltd has the right to inform
the Exchange/SEBI/other regulatory authorities of the same without any intimation to me/ us and
suspend/close my trading account.

5. DECLARATIONOF RESIDENCY STATUS

• I understand that if the sole/first applicant has or attains NRI Status, investments can be made only upon
providing Foreign Inward Remittance Certificate (FIRC) to INDmoney Pvt Ltd every time the investment
is made. I/We here by agree to intimate any changes in my/our residency status and will abide by all
prevailing rules mandated for NRI Investments.

6. REGULATORY ACTION
• I/We hereby confirm that I/We have not been prohibited from participating in the securities market
directly or indirectly by SEBI/Exchanges or any other regulator or Statutory authority. I/We agree to
inform INDmoney Pvt Ltd, in writing, of any regulatory action taken by any Exchange or Regulatory/
Statutory authority on me in future.

22
• I/We also acknowledge that, in any such event in the future or INDmoney Pvt Ltd comes to know of any
such prevailing action, INDmoney Pvt Ltd has the right to suspend/Close the trading account maintained
by me/us in INDmoney Pvt Ltd with immediate effect. INDmoney Pvt Ltd can, at its sole discretion, close
all the open positions and liquidate collaterals to the extent of debit balances, without any notice to me.

7. PMLA DECLARATION
• I declare that I have read and understood the contents and provisions of the PMLA Act, 2002
available on website. I further declare that I shall adhere to all the provisions of the PMLA Act, 2002. I
further undertake and confirm that: a. I do not have any links with any known criminals.
• I am a genuine person and not involved or indulge knowingly or assisted, directly or indirectly, in any
process or activity connected with the proceeds of crime nor am I party to it. The investment money is
derived from proper means and does not involve any black or Hawala money in any manner.

8. INDEMNIFICATION
• I hereby indemnify and hold INDmoney Pvt Ltd , its Directors and employees and any representative
acting on behalf of INDmoney Pvt Ltd harmless from and against all claims, demands, actions,
proceedings, losses, damages, liabilities, charges and/or expenses that are occasioned or may be
occasioned to the INDmoney Pvt Ltd directly or indirectly, relating to bad delivery of shares/ securities
and/ or third party delivery, whether authorized or unauthorized and fake/forged/stolen shares/
securities/transfer documents introduced or that may be introduced by or through me during the course
of my dealings/ operations on the Exchange(s) and/ or proof of address, identity and other supporting/
documents provided by me at the time of registration and/ or subsequently.

9. AUTHORIZATIONBY CLIENT FOR DEPOSITORY PARTICIPANT

• I/We hereby authorize you to use the above-furnished details for registration KRA, CERSAI (CKYC),
Exchanges and other parties involved for the purpose of KYC registration.
• I/We hereby authorize you to receive credits automatically into my/ our Depository participant maintained
with INDmoney Pvt Ltd.
• I/We hereby authorize INDmoney Pvt Ltd to debit my depository participant account based on 2 -factor
authentication or e-dis or authorization given by me.
• I declare that is my registered mobile no. and I/we hereby authorize INDmoney Pvt Ltd and depository to
be provide SMS/E-mail alert facility on my registered mobile number.
• I/We hereby authorize you to credit interest / dividend, directly to my bank account details provided above
through ECS.
• I/We authorize INDmoney Pvt Ltd to debit all charges pertaining to my/our depository participant to my/our
trading account and vice versa. All such transfers will be at the discretion of INDmoney Pvt Ltd and I/we
hereby agree to abide by the same and make payment promptly when requested to do so.
• I/We wish to instruct INDmoney Pvt Ltd to accept all pledge instructions to my account without any further
instructions from me/us.
• I wish to receive an account statement as per SEBI regulation.
Daily Weekly Fortnightly Monthly
• I would like to share my email id with RTA.
• I wish to receive annual report - ‘Electronically’.
• I/We request you to send Electronic Transaction-cum-Holding
Statement at the email ID

Signature of applicant & Date

23
 Non-Mandatory

Avail Mutual Funds Schemes permitted to dealt with on the Exchange Platforms including BSE StAR
Mutual Fund Platform of BSE

I authorize INDmoney Pvt Ltd and agree to the General Terms and Conditions as under:

• I request you to register me as your client for participating in the mutual fund transaction facilities, provided
by Exchange Platforms. I shall ensure compliance with the requirements as may be specified from time to
time by Exchanges, SEBI and AMFI. For the said purpose of availing the facilities, I state that the KYC
details as submitted by me for the stock broking may be considered for the purpose and I further confirm
that the details contained in the above remain unchanged as of date.
• I understand and agree that INDmoney Pvt Ltd would only offer schemes that are available or permitted
to be dealt with on the BSE StAR MF.
• I understand that the services as availed on INDmoney Pvt Ltd shall comprise of purchase and redemption
of direct Mutual Funds on the Platform and switch and redemption from regular Mutual Funds to direct
Mutual Funds. Such Services are facilitated by INDmoney Pvt Ltd to its Users through BSE STAR MF
Platform.
• I understand and agree that Mutual Fund investments are subject to market risks and shall be solely
responsible for the same.
• I shall be liable in case of loss (including opportunity/notional loss) charges, costs, expenses etc caused
to me including but not limited to loss for Net Asset Value (NAV) related issues due to any interruption,
malfunction, error, non-availability, technical glitch of for any other reason of whatsoever nature in the
internet /mobile trading platform or any other order routing platform of INDmoney Pvt Ltd and shall not
have any claim/complaint of whatsoever nature against of INDmoney Pvt Ltd and/ or its employees,
directors, associates, affiliates, subsidiary, group companies etc. in this regard.
• I understand and agree that the role of INDmoney Pvt Ltd is limited to the extent of providing the Platform
to clients and the services are offered and provided by the respective AMCs to me. The information in
relation to mutual fund products including the Net Asset Value (NAV) is received from the respective
AMC/RTA/Exchange/third party and is displayed on an “AS IS” basis on INDmoney Pvt Ltd.’s Platform.
• I understand and agree that INDmoney Pvt Ltd shall not be liable in any manner whatsoever for any
differences in such price data due to any delay/connectivity or system issues.
• I understand and agree that INDmoney Pvt Ltd offers only an execution platform and no advisory is
provided to me by INDmoney Pvt Ltd and/or any of its associates, affiliates and group do not provide any
recommendation, advisory, solicitation etc for transacting in mutual funds.
• I understand and agree that INDmoney Pvt Ltd shall share the information and documents received from
me for the Mutual Fund Products with the respective AMC/RTA/Stock Exchanges through secure
channels.
• I agree that INDmoney Pvt Ltd will not be responsible for disclosure of my information due to errors in
transmission, unauthorized third-party access, or other causes beyond its reasonable control.
• I understand and agree that INDmoney Pvt Ltd shall not be liable in case of loss or damages, caused to
me on account of any interruption, malfunction, error, delay, downtime, non-availability, technical glitch of
the Platform, or failure or error of any transaction on the Platform including but not limited to loss related
to Net Asset Value (NAV).
• I agree to the cut off timings specified by INDmoney Pvt Ltd on its website and as amended from time to
time with respect to NAV and will be bound by the same.
• I agree to forthwith return/reimburse the amount gained/received by me to INDmoney Pvt Ltd and/ or fulfil

24
 my obligation(s) due to any technical glitch/error in the platform of INDmoney Pvt Ltd and INDmoney Pvt
Ltd is also entitled to take necessary action to recover the said amount.
• The Payment Gateway available on the Platform for investing in Mutual Funds is also provided by BSE
Star MF Platform. INDmoney Pvt Ltd is acting as a facilitator for the Mutual Fund transactions on the
Platform. INDmoney Pvt Ltd does not warranty or guarantee the performance of any Mutual Fund schemes
that they offer. The User details like PAN, Address Details, Bank Details and Documents, Signature, etc
would be shared with BSE Star MF Platform to facilitate the Mutual Fund order and Payment proces sing
to be passed to relevant AMC’s. Such records may be used for authorizing the transactions that have been
submitted by the User. INDmoney Pvt Ltd and BSE Star MF Platform would be communicating messages
on the Mobile Number and email address provided by the User to inform the status of the orders/
Investments/Portfolio/New schemes etc. The money debited from the User’s registered bank account in
case of transactions in Mutual Funds shall be collected and it will be credited / transferred to the respective
Mutual Funds either on the same day or the next working day. Hence, the User agrees, understand and
acknowledge that there would be an interim time lag in transferring / crediting the money to the respect ive
Mutual Fund account. The units of the schemes shall be allotted, redeemed or switched, as the case may
be, at the Net Asset Value prevalent on the date of the transaction request. The User agrees that any
transaction request falling due on a holiday or after the cut off time mentioned on the Platform would be
processed on the next working day and respective NAV would be applicable as per the Mutual Fund’s
scheme information document. The cut-off timings will be prior to the statutory cut-off timing specified
under the SEBI Regulations and the scheme information document for operational convenience. The User
can refer to the Platform for updated status with respect to the order at all times. There may be a possibility
of variances in values arising out of delayed data feeds, transmission losses in electronic data, electronic
fund transfer etc. for which INDmoney Pvt Ltd and its authorised representatives shall not be liable. The
User agrees to maintain a clear balance in its bank account at all times to cover the purchase price and
other costs and charges / quantity of units.
• INDmoney Pvt Ltd will have no role in failed or pending transactions and fraudulent use of card / net
banking / payment in any manner. Users are advised to use their own Net Banking, UPI, Mandates only
for making investments / payments / transactions. Users will be solely responsible for using Net Banking
and other modes for payments on INDmoney Pvt Ltd. Any fraudulent transaction / attempt will attract action
including being suspended from usage of platform. Transactions once completed cannot be cancelled.
User should not use the bank account of someone else to make the payment or investments for Mutual
Funds and such transactions are liable to be rejected.
• Although all reasonable care has been taken towards guarding against unauthorized use of any
information transmitted by the User, INDmoney Pvt Ltd does not represent or guarantee that the use of
the Services provided by/ through it will not result in theft and/or unauthorized use of data over the Internet.
User expressly agrees that his/ her use of the aforesaid online payment Service is entirely at own risk and
responsibility of the User.
• I understand that these terms and conditions may be subject to change and that updated terms and
conditions as and when made available by INDmoney Pvt Ltd on its Platform or website, I shall keep
myself updated of such change and shall ensure to remain compliant with updated terms and conditions.

Signature of applicant & Date

25
 Proof of Identity (PoI)

KRA VERIFIED

Proof of Address (PoA)

KRA VERIFIED

Signature of Applicant Stamp and Seal of INDmoney Pvt Ltd

26
 Proof of Bank Account

Bank Account is penny drop verified with utr 411835608598

Proof of Income Details

Signature of Applicant Stamp and Seal of INDmoney Pvt Ltd

27
 Non-Mandatory
Name Mismatch Declaration

Name as per opening Account Form PANKAJ MAURYA

Name as per Income Tax (PAN) PANKAJ MAURYA
Name as per Bank Proof Pankaj Maurya
Name as per Address Proof
I hereby undertake that all the proof has been provided by me and all the said names belong to me. I
hereby state and confirm that what is stated above is true and correct information.
I agree to indemnify and keep INDmoney Pvt Ltd indemnified at all times from and against all costs,
charges, damages, penalties (including reasonable attorney fees) suffered and/or incurred by INDmoney
Pvt Ltd for any act done or omitted to be done on the above declaration.

Signature of Applicant Stamp and Seal of INDmoney Pvt Ltd

Non-Mandatory
Declaration for Confirmation of Signature
To,
INDmoney Pvt Ltd
616, 6th floor, Suncity Success Tower, Sector 65, Gurugram, Haryana, 122005

Subject: Declaration for Confirmation of Signature

Sir/Madam,
This letter is to confirm that all signatures placed on the account opening forms, and all such other
documents to INDmoney Pvt Ltd, are done solely by me with complete knowledge of all such terms and
clauses contained therein.
I, the undersigned, would like to request INDmoney Pvt Ltd to accept the signed account opening forms
and documents, even in case there may be slight variations on a few pages/areas of the document.
I, the undersigned, further would like to represent and warrant that in case of any misrepresentation with
respect to the signatures placed on the account opening forms or all such documents towards INDmoney
Pvt Ltd by me, I will indemnify INDmoney Pvt Ltd and its directors/employees/agents for all such actions.

Signature of Applicant Stamp and Seal of INDmoney Pvt Ltd

28
 Signature Details

Name of the Customer

PANKAJ MAURYA
PAN Number
EMVPM6397F

Signature as per INDmoney Pvt Ltd records

E Signature

29