Savings Account Schedule of Charges for the Privilege Programme

1) Number limit (Sum total of deposits and

Cash transaction charges withdrawals)
Rs 150 per transaction post 7 free cash
transactions per month.
Home Branch (Branch where the 2) Value limit (Sum total of deposits and
Account is opened or ported) withdrawals)
(Deposits and withdrawals across Rs 5 per Rs 1,000 post free limit of Rs 5 lakh per
Branches and deposits in Cash Recycler month or Rs 150, whichever is higher.
Machines are considered) Limits are inclusive of both Home and Non-
Home Branch transactions (self and third party)

6 metro locations (Mumbai, New Delhi, Chennai,

Kolkata, Bengaluru and Hyderabad): Rs 21 per
financial transaction and Rs 8.5 per non-
financial transaction post 3 transactions
(inclusive of financial and non-financial
transactions).
ATM interchange (transactions at Non-
ICICI Bank ATMs) Other than 6 metro locations: Rs 21 per financial
transaction and Rs 8.5 per non-financial
transaction post 5 transactions (inclusive of
financial and non-financial transactions).
Maximum of 5 transactions are free in a month
across locations with a cap of 3 transactions at
6 metro locations.

Transactions at ICICI Bank ATMs/Cash

Nil
Recycler Machines (cash withdrawals)

Issue of DD drawn on ICICI Bank by

Nil
cheque/transfer

Debit Card annual fees Nil

 Chequebooks Nil

Value added SMS alert facility

(For transactions other than specified by
the regulatory guidelines, SMS alerts will Nil
be triggered only if the transaction value
is greater than Rs 5,000).

Note: Common service charges are applicable to all the Savings Account variants
except for Wealth Management/ICICI Bank Private Banking and the ones mentioned
above. Refer to Annexure 3.

Current Account Schedule of Charges for the Privilege Programme

Non-cash transactions - free limits and charges
Particulars Privileges
Cheque collection and payment Free
RTGS/NEFT payment done online Free
RTGS payment (applicable only if done at the Branch) Free
NEFT payment (applicable only if done at the Branch) Free
Business Gold Debit Card Free
First 10 free per month
Cheque return – deposited by the customer
Then Rs 100 per instance
Mobile alert Free
50 free – on Rs 1 lakh of MAB
Min 15 DD/PO
DD/PO issuance
Max 1,500 DD/PO
Then Rs 2 per 1,000
150 free – on Rs 1 lakh of MAB
Min 100 transactions
Branch transaction
Max 3,500 transactions
Then Rs 25 per transaction
150 free - on Rs 1 lakh of MAB
Min 100 leaves
Cheque leaf/leaves issuance
Max 2,200 leaves
Then Rs 2 per leaf
50 free - on Rs 1 lakh of MAB
Max 1,000 transactions
Up to Rs 10,000: Rs 3.50 per
IMPS payment (applicable for the Branch and online transactions)
transaction;
Rs 10,001 to Rs 1 lakh: Rs 5 per
transaction;
 Rs 1 lakh to Rs 5 lakh: Rs 15 per
transaction

Cash transactions
Particulars Privileges
Cash deposits at the base and non-base locations:
Free limit in Rs @ 10 times MAB
Maximum cash deposit free limit, per month 2,50,00,000
Rs 3.5 per Rs 1,000 for base and
Charges above the free limit non-base locations
Min Rs 50 per transaction
Cash withdrawal at the base location Free
Free up to Rs 10 times of MAB, up
Cash withdrawal at the non-base location to Rs 2.5 crore
Then Rs 2 per Rs 1,000
Cheque return – issued by the customer (including
Rs 750 per instrument
fund transfer)
Within 14 days - Nil
Beyond 14 days but within 6
Account closure charges
months - Rs 1,000
Beyond 6 months - Rs 500
ATM cash withdrawal at the other Bank ATMs (India) Rs 21 per transaction
ATM transactions at the other Bank ATMs (Outside
Rs 125 per transaction
India)
Replacement of lost/stolen Debit Card(s),
Rs 200 per instance
Replacement of PIN
Signature Attestation Rs 50 per application/letter
ECS Debit Returns Rs 500 per instance
Branch based transactions including Stop Payment, Standing
Instructions, DD cancellation, duplicate DD, DD revalidation,
Rs 100 per instance
Duplicate Statement, Bankers Report, Certificate of Balance for the
previous year, old record retrieval and signature verification
Cash management services
Particulars Privileges
One time setup fee - Rs 5,000 FT -
Nil
NEFT - Rs 2
I-Multipay (Apply from Branches) RTGS - Rs 2
Cheque/DD - Rs 3
IMPS - Rs 25,000 - Rs 3.5
Rs 25,000 - Rs 7.5
One time setup fee – Rs 2,000 FT -
I-Multipay (Apply through CIB/InstaBIZ) Nil
NEFT – Rs 1
 RTGS – Rs 1
One time setup fee - Rs 4,000 Per
Virtual Account collection (Apply from Branches)
transaction Rs - 1
One time setup fee – Rs 2,000 FT -
Nil
Virtual Account collection (Apply through CIB/InstaBIZ)
NEFT – Rs 1
RTGS – Rs 1
One time setup fee - Rs 5,000
Multiple invoice collection (Apply from Branches)
Transaction charges as per MCC
Multiple invoice collection (Apply through CIB/InstaBIZ/Eazypay One time setup fee - Rs 2,000
Portal) Transaction charges as per MCC
One time setup fee - Rs 5,000
NACH Mandate registration - Rs 12
Transaction charges - Rs 4
PAB (Bulk payment without adding a Beneficiary) One time setup fee - Rs 1,000
Host to Host Integration One time setup fee - Rs 5,000
API Integration One time setup fee - Rs 25,000
Other value added services
Particulars Privileges
Processing fee on Auto Loan and Mortgage
50% waiver
Loan
Interest rate on the Auto Loan Special interest rate

Glossary of Terms

QAB - Quarterly Average Balance is calculated as an average of daily closing positive balances of each
day, spread over a period of the quarter

NMQAB - Non-maintenance of Quarterly Average Balances

Base Location - refers to all the Branches belonging to the same clearing zone in which the Account is
opened.

I understand:
1. If the programme threshold as defined in the Terms & Conditions is not maintained for 2 consecutive
quarters, the Account will be downgraded to SBA 2.0 Silver and the customer will be required to meet the
QAB requirements, as per the variant
2. All cash transactions of Rs 10 lakh and above on a single day would require prior intimation and
approval of the Branch, at least one working day in advance
3. For any services or charges not covered under this brochure, please contact any of our Branches or
write to corporatecare@icicibank.com
4. The service charges are subject to change, without any prior intimation to the customer. However, the
prevailing charges would be hosted on www.icicibank.com
The charge cycle period will be from the 1st to the 31st of the month
5. All the charges are exclusive of GST, as applicable from time to time
6. For detailed Terms and Conditions, please refer to www.icicibank.com

Date: Mon DD, YYYY

Annexure 1

Eligibility for Current Consent for Current Account(s)

SA (Primary ID)
Account(s)

Individual/Sole Proprietor Consent of the authorised signatories will

– Current Account to be be taken on the grouping form
SA Primary ID of the group grouped under the
Primary ID of the
individual/sole proprietor

Partnership/LLP – Consent of the authorised signatories will

Current Account can be be taken on the grouping form. One
grouped under the authorised signatory has to be the partner
SA Primary ID of the group Primary ID of any one of
the partners

Private Company/Public Consent of the authorised signatories will

Company* – Current be taken on the grouping form. One
SA Primary ID of the group Account can be grouped authorised signatory has to be the director.
under the Primary ID of
any one of the directors

*Listed companies are excluded from this grouping.

Annexure 2

CA constitution (Primary ID) Eligibility for Savings Account(s) Consent grid

Individual’s/Sole proprietor’s Consent of the authorised

Individual/Sole proprietor Savings Account & his/her family** signatories will be taken on the
can be grouped grouping form

Consent of the authorised

Partner’s Savings Account & signatories will be taken on the
Partnership/LLP
his/her family** can be grouped grouping form. One authorised
signatory has to be the partner
 Consent of the authorised
signatories will be taken on the
Director’s Savings Account &
Private Limited/Public Limited grouping form. One of the
his/her family** can be grouped
authorised signatories should be
the director

Savings Account(s) of the Karta & Consent of the authorised

HUF the Coparcener(s) can be grouped signatories will be taken on the
with their consent grouping form

Consent of the authorised

Individual’s Savings Account &
One Person Company signatories will be taken on the
his/her family** can be grouped
grouping form

CA constitution Consent grid

Eligibility for Current Account(s)
(Primary ID)

1. Current Accounts having the The consent grid mentioned

same PAN can be grouped above will be applicable
constitution-wise.
2. Current Accounts having
common directors can be grouped
Any constitution 3. Current Accounts of the
subsidiary & group companies can
be grouped

4. Current Accounts of the family

members can be grouped

*Listed companies are excluded from this grouping.

**Family includes spouse, parents, children, siblings (brother, sister), grandparents

(grandfather, grandmother), grandchildren – (granddaughter, grandson), in-laws –
(father-in-law, mother-in-law), brother-in-law, sister-in-law, son-in-law and daughter-
in-law. The family will be added in the group basis the customer’s declaration in the
form [where it is asked about the relationship of the mentioned person with the Primary
ID (Customer)]. No additional checks will be performed at the operations end.

Annexure 3
 Common ICICI Bank Savings Account facilities for all the products except for Wealth
Management/ICICI Bank Private Banking and unless specified product-wise

Service Charges

Free quarterly statement

Free monthly e-mail statement on request
Passbook facility available at the base Branch, free
Statement
of cost
View and download the statement facility
available on the website

Rs 100 per statement will be charged - at the

Branch or through Customer Care (Non-IVR),
Issue of Duplicate Statement
Rs 50 per statement will be charged - through
Customer Care (IVR), ATM and Net Banking

Free Passbook issued on request put forth by the

Issue of Passbook customer at the base Branch where the Account is
maintained

Rs 100 for issuance and Rs 25 per page for the

Issue of duplicate Passbook
updation

Rs 50 per DD/PO up to Rs 10,000;

Rs 5 per thousand rupees or part thereof for
DD/PO of more than Rs 10,000, subject to a
minimum charge of Rs 75 and a maximum charge
of Rs 15,000
DD/PO - Issue
For senior citizens, students & rural locations:
Up to Rs 10,000 – Rs 40
Above Rs 10,000 till Rs 50,000 – Rs 60
Above Rs 50,000 – Rs 5 per thousand rupees or
part thereof (maximum of Rs 15,000)

Rs 150 per DD/PO for an amount of up to Rs

50,000
For DD/PO above Rs 50,000 - Rs 5 per thousand
DD/PO - Issue by deposit of cash
rupees or part thereof, subject to a minimum
charge of Rs 150 and a maximum charge of Rs
15,000
DD/PO - For Instrument value up to Rs 200 – Nil
Cancellation/Duplicate/Revalidation For Instrument value above Rs 200 - Rs 100

Through online mode(s) – Nil

Through the Branch:
Up to Rs 10,000 – Rs 2.25 per transaction
Rs 10,001 to Rs 1 lakh – Rs 4.75 per transaction
NEFT Charges - Outward
Above Rs 1 lakh to Rs 2 lakh – Rs 14.75 per
transaction
Above Rs 2 lakh and up to Rs 10 lakh – Rs 24.75
per transaction

NEFT Charges - Inward Nil

Through online mode(s) – Nil

Through the Branch:
RTGS - Outward
Rs 2 lakh to Rs 5 lakh – Rs 20 per transaction
Above Rs 5 lakh - Rs 45 per transaction

RTGS - Inward Nil

Up to Rs 1 lakh – Rs 5 per transaction

IMPS - Outward Rs 1 lakh to Rs 5 lakh – Rs 15 per transaction
(Maximum limit per transaction – Rs 5 lakh)

IMPS - Inward Nil

UPI transaction charges Nil

Charges for certifying or verifying

Nil
customer ECS mandates

Cheque collection - Local Nil

Nil for closure within 30 days of Account opening,

Account closure Rs 500 for closure during 31 days to one year, Nil
after one year of Account opening

Debit Cards:
 For Coral Debit Card - joining fee of Rs 699 and
Enrollment fee
annual fee of Rs 699

Late payment charges NA

Replacement Card fee

Rs 200 per Card
(lost/damaged Card)

Fuel surcharge waiver is applicable when both the

below mentioned conditions are fulfilled
1. ICICI Bank Debit Card(s) is/are used at the ICICI
Bank Terminal/s (On-Us transaction)
Surcharge on fuel purchase
2. Transaction is made at selected government
petrol pumps.
Please note that the acquirer/petrol pump may levy
surcharge at its own discretion.

Surcharge on railway bookings 1.8% of the booking charge as per Visa regulations

Debit Card PIN regeneration Rs 25 [not applicable if request is raised through

charges Instapin at the Branch/Customer Care (IVR)]

Debit Card de-hotlisting Rs 100 per request

Rs 50 per certificate for the balance in the Savings

Account and Fixed Deposit Account

Balance Certificate
Rs 100 per certificate for the balance in INR and
the equivalent amount in USD in the Savings
Account and Fixed Deposit Account

Rs 50 per certificate for more than one copy, for a

Interest Certificate
financial year.

Retrieval of old transactional Up to 1 year old - Rs 50/- per record

documents/Enquiries related to the
old records More than 1 year old - Rs 100/- per record

Photo attestation Rs 100 per application/letter

Signature attestation Rs 50 per application/letter

Address confirmation Rs 50 per request

Inoperative Account Nil

For a particular cheque – Rs 100

Stop Payment charges Range of cheques – Rs 200
(Free through Customer Care (IVR) & Net Banking)

Lien marking and unmarking of Rs 50 for marking of lien

Savings Account Rs 50 for unmarking of lien

Reissue of internet User ID or

Password (Branch or Non-IVR Rs 50 per request
Customer Care)

Standing Instructions - setup charge Rs 150 per standing instruction

Address change request at the

Rs 50 per instance
Branch

National Automated Clearing House

(NACH) Mandate. One time
Rs 100 per mandate
mandate authorisation charges
(physical).

Rs 50 per transaction will be levied on the cash

deposited in the Cash Acceptor/Recycler Machine/s
on Bank holidays and between 06:00 p.m. and
08:00 a.m. on working days.

The charges would be applicable if the cash

deposit/s in the Cash Acceptor/Recycler Machine/s,
Cash deposit charges - Cash
on Bank holidays and between 06:00 p.m. and
Acceptor/Recycler Machines
08:00 a.m. on working days, exceeds Rs 10,000
per month either as a single transaction or multiple
transactions.

Above charges will not be applicable to Senior

Citizens, Basic Savings Bank Account, Jandhan
Accounts, Accounts held by the incapacitated and
 visually impaired persons, Student Accounts or any
other Accounts identified by ICICI Bank.

Penal Charges:

ECS/NACH Debit Returns Rs 500 per instance for financial reasons.

Cheque return - outward (cheque

Rs 200 per instance for financial reasons
deposited by the customer)

Rs 500 per instance for financial reasons.

Cheque return - inward (cheque
Rs 50 for non-financial reasons except for the
issued by the customer)
signature verification

Decline of transaction at other Bank

ATMs or Point of Sale (POS) due to Rs 25 per transaction
insufficient balance in the Account

Standing Instructions - rejection Rs 200 per instance for financial reasons

Any deliverable(s) returned by courier due to

consignee or address specific reasons (no such
Deliverable(s) returned by courier
consignee/consignee shifted and no such address,
etc.) – Rs 50 per instance

Deliverable(s) destroyed at the Any deliverable(s) not picked up (within the

Branch(es) stipulated time) - Rs 50 per instance

Locker rates vary for different Branches, hence customers are requested to get in touch
with their respective Branch(es)

Note: Taxes at the prevailing rates, as per the Government rules, will be applicable over
and above the mentioned charges. The charges indicated above are subject to periodic
revisions.