KEY FACT STATEMENTS/ FACT SHEET

Date: 17-Jan-2024

Lender's Name: Piramal Capital & Housing Finance Ltd

Applicant's Name: Prashant Rajoria

Sr No. Parameter Details

Others
i. Purpose of loan

175000.0
ii. Loan Amount (Amount disbursed to the Borrower) (In Rupees)

iii. 94680.0
Total interest charge during the entire tenure of the loan (In Rupees)

iv. 2179
Other up-front charges (Break-up of each component given below) (In
Rupees)

(a) 1999
Processing fee (In Rupees)

(b) 0
Insurance Charges (In Rupees)

(c) 180
Others (if any) (In Rupees)

(v) 172821
Net Disbursed Amount [ (i) - (iii) ] (In Rupees)

(vi) 271859.0
Total amount to be paid by the borrower [sum of (i),(ii) and (iii)] (In
Rupees)

(vii) 19.9
Annual percentage rate - [Effective annualised interest rate (computed
on net disbursed amount using IRR approach and reducing balance
method)]

(viii) 60
Tenor of Loan (in Months)

(ix) Monthly
Repayment frequency by the Borrower

(x) 60
Number of installments of repayment

(xi) 4539
Amount of each installment of repayment (In Rupees)
 Details about the contingent charges

(xii) 24%
Rate of annualized penal charges in case of delayed payments (if any)

(xiii) 0
Rate of annualized other penal charges (if any); (details to provided)

Other Disclosures

(xiv) Not applicable as there are no pre-payment

Cooling off/look-up period during which borrower shall not be charged /foreclosure charges during the entire loan
any penalty on prepayment of loan tenure

(xv)
Details of PCHFL collection & recovery agents who are authorised to Details of collection & recovery agents of
approach the borrower PCHFL can be accessed here: https://www.
piramalfinance.com/partner/authorised-
agencies

(xvi)
Name, Designation, address and phone number of nodal grievance Ms. Ancy Dmello,
redressal officer designated specifically to deal with Fintech/ digital 6th Floor, Amiti Building, Agastya Corporate
lending related complaints/ issues Park, Kamani Junction, Opp. Fire Station,
LBS Marg, Kurla (W) Mumbai MH400070.
Email: nodal.officer@piramal.com
Contact Number: 022- 69181273
 Detailed Repayment Schedule

Outstanding Principal
Installment No. Principal (in Rupees) Interest (in Rupees) Installment (in Rupees)
(in Rupees)

1 172191.0 2809.0 1730.0 4539.0

2 170377.0 1814.0 2725.0 4539.0

3 168534.0 1843.0 2696.0 4539.0

4 166662.0 1872.0 2667.0 4539.0

5 164760.0 1902.0 2637.0 4539.0

6 162828.0 1932.0 2607.0 4539.0

7 160866.0 1962.0 2577.0 4539.0

8 158873.0 1993.0 2546.0 4539.0

9 156848.0 2025.0 2514.0 4539.0

10 154791.0 2057.0 2482.0 4539.0

11 152702.0 2089.0 2450.0 4539.0

12 150580.0 2122.0 2417.0 4539.0

13 148424.0 2156.0 2383.0 4539.0

14 146234.0 2190.0 2349.0 4539.0

15 144009.0 2225.0 2314.0 4539.0

16 141749.0 2260.0 2279.0 4539.0

17 139453.0 2296.0 2243.0 4539.0

18 137121.0 2332.0 2207.0 4539.0

19 134752.0 2369.0 2170.0 4539.0

20 132345.0 2407.0 2132.0 4539.0

21 129900.0 2445.0 2094.0 4539.0

22 127417.0 2483.0 2056.0 4539.0

23 124894.0 2523.0 2016.0 4539.0

24 122331.0 2563.0 1976.0 4539.0

25 119728.0 2603.0 1936.0 4539.0

26 117084.0 2644.0 1895.0 4539.0

27 114398.0 2686.0 1853.0 4539.0

28 111669.0 2729.0 1810.0 4539.0

29 108897.0 2772.0 1767.0 4539.0

30 106081.0 2816.0 1723.0 4539.0

31 103221.0 2860.0 1679.0 4539.0

32 100315.0 2906.0 1633.0 4539.0

 33 97363.0 2952.0 1587.0 4539.0

34 94365.0 2998.0 1541.0 4539.0

35 91319.0 3046.0 1493.0 4539.0

36 88225.0 3094.0 1445.0 4539.0

37 85082.0 3143.0 1396.0 4539.0

38 81889.0 3193.0 1346.0 4539.0

39 78646.0 3243.0 1296.0 4539.0

40 75352.0 3294.0 1245.0 4539.0

41 72005.0 3347.0 1192.0 4539.0

42 68605.0 3400.0 1139.0 4539.0

43 65152.0 3453.0 1086.0 4539.0

44 61644.0 3508.0 1031.0 4539.0

45 58081.0 3563.0 976.0 4539.0

46 54461.0 3620.0 919.0 4539.0

47 50784.0 3677.0 862.0 4539.0

48 47049.0 3735.0 804.0 4539.0

49 43255.0 3794.0 745.0 4539.0

50 39401.0 3854.0 685.0 4539.0

51 35486.0 3915.0 624.0 4539.0

52 31509.0 3977.0 562.0 4539.0

53 27469.0 4040.0 499.0 4539.0

54 23365.0 4104.0 435.0 4539.0

55 19196.0 4169.0 370.0 4539.0

56 14961.0 4235.0 304.0 4539.0

57 10659.0 4302.0 237.0 4539.0

58 6289.0 4370.0 169.0 4539.0

59 1850.0 4439.0 100.0 4539.0

60 0.0 1850.0 29.0 1879.0

* This is an indicative Detailed Repayment Schedule.

Piramal Capital & Housing Finance Limited (formerly known as Dewan Housing Finance Corporation Ltd)
Registered office: 601, 6th Floor, Amiti Building, Agastya Corporate Park, Kamani Junction, Opp. Fire Station, LBS Marg, Kurla (West), Mumbai - 400
070 | CIN: U65910MH1984PLC032639
www.piramalfinance.com | Email ID: customercare@piramal.com | Toll-Free Number: 1800 2666 444