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BANK LENDING

Tran Thi Minh Tram


Email: tramttm@ftu.edu.vn

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BANK LENDING

• Course title: Bank Lending


• Course code: NHAE401
• Department: Faculty of Banking and Finance
• Credit hours: 03
• Prerequite(s): Money and Banking (TCHE303)

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Course description
• This course provides students of finance and banking with:
– fundamental and comprehensive theoretical and practical
knowledge
• Framework
• Principles of lending
• Lending basics
• Process and techniques: Credit origination, Credit analysis, Credit
management
• Financial services available in commercial banks
– practical knowledge and practical skills
• in lending services of modern commercial banks.

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Course learning objectives
• Knowledge
• Skills
• Attitudes

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Course learning objectives
• Knowledge
– Understand the principles of issuing bank credit of commercial banks
and classify types of bank credits
– Understand bank lending process of commercial banks
– Understand the traditional and modern banking lending methods,
either in Vietnam and in the world
– Understand how to analyze, evaluate and classify customers
– Understand the role legal framework on bank lending and bank credit
security
– Understand how to evaluate and prevent credit risks
– Understand the moral issues in credit relationships

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Course learning objectives
• Knowledge
• Skills
– Problem detecting and problem solving skills
• Research and study skills
• Systematic thinking skill
• Apply knowledge into practice

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Course learning objectives
• Knowledge
• Skills
• Attitudes/Autonomy and responsibility
– Being able to work individually and in a team in
constantly changing environment
• Personal ethics
• Professional ethics
• Social ethics

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Lecture program
PRINCIPLES OF LENDING AND LENDING BASICS

CREDIT ANALYSIS

LEGAL FRAMEWORK AND BANK CREDIT SECURITY

CONSUMER LENDING

CORPORATE LENDING

OTHER FORMS OF FINANCE

CREDIT RISK FOR COMMERCIAL BANK 8


Textbook and references
• Textbook:
– Mylind Sathye, James Bartle, Ray Boffey (2022), Credit
Analysis and Lending Management, 5th Edition
• References:
– Law on credit organizations 2010 with updates, and
related decrees and circulars on banking
• Financial news

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Assessment
Assessment tasks Weighting
Attendance 10%
Assignments/ Midterm Exam: 30%
- Midterm Exam or
- Group report
Group presentations about the
report outcome
Final Exam 60%
Total 100%

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Course policy
• Missions of students
• Read materials and prepare before attending class
• Fulfill all assigned tasks
• Prepare the discussion of the course
• According to current training regulation

• Regulations of exam
• -According to current training regulation

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PREPARE FOR CHAPTER 1
1. Read documents

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