DOCUMENTS FOR NRIs (all self attested copies)

1 Completed loan application with 3 passport size photo

2 Passport copy with page containing visa stamping
If it is a foreign passport pl. send copy of PIO card
3 Copy of valid work permit & Work contract
Continuous Discharge Certificate – For merchant navy employees
4 Copy of identity card issued by the employer
5 Residence proof (driving license/utility bills etc)
6 Latest 3 salary slip / certificate (latest original) & IT RETURNS
7 Bank statement for last six months – Overseas & NRI account
8 Latest employment certificate from employer
(All the above documents are to be attested by a notary / Indian embassy / consulate
/SBI branch at your place of employment)
9 Employment profile for last 10 years
10 Company profile (Down loaded copy)
11 Letter authorizing the power of attorney to apply loan & sign any required
documents for this loan.
12 An account is to be opened at anyone of our branch in Coimbatore city

 Power of Attorney, in Bank’s standard format duly stamped and
notarized / attested by Indian Embassy / Consulate &
adjudicated in India at Registrar office.
 POA holder’s Id & address proof is required.
 GENERAL POWER OF ATTORNEY

KNOW YOU ALL MEN BY THESE PRESENTS THAT I / WE ………………………….Son/daughter/wifeof

…………………………………………at present residing at
………………………………………………………………………………………………………………..
………………………….DO HEREBY APPOINT AND CONSTITUTE
Shri / Smt / Kum …………………………………………………………………………...
Son / wife / daughter of …………………………………………..(hereinafter called the ‘Attorney’ who has subscribed
his/her signature hereunder in token of identification) at present residing at
…………………………………………………………………………
………………………………………………………………………………………………………………………………
………….to be my lawful attorney in my name and on my behalf to do any one or all of the following deeds and things,
namely;

1. To apply for a loan / loans under the various schemes of State Bank of India (SBI) as also any further or
additional loan(s) to SBI for such amount as the attorney may deem fit and for that purpose, to pay the
processing fee(s) and sign the loan application(s) in my / our name(s) and on my / our behalf and to furnish all
the details and information required by SBI and to give statement, letter, clarification or any other writing
required or necessary for availing of the said loan(s) from SBI and from time to time to follow up the said loan
application(s) and do such other things and deeds as may be necessary in relation thereto.

2. To accept the loan offer letters and sign the acceptances thereof in token of my / our acceptances of the terms
and conditions therein contained and to pay on my / our behalf the service charges and any other charges
leviable in respect of the said loan(s).

3. To request SBI or agree with SBI for any change or modification in the loan amount(s), rate(s) of interest,
period of repayment of loan(s) or any other terms and conditions in relation to the above loan(s) at any time or
from time to time.

4. To receive the disbursement of the said loan(s) and for that purpose give effectual discharge and give all the
necessary information and documents to assist the Technical and Legal Appraisal of the property /ies
purchased / to be purchased with the help of the loan(s).

5. To mortgage any property /ies he / she may book / purchase on my / our behalf or which I / we might have
booked / purchased (whether with or without SBI’s financial assistance), with SBI by deposit of Title Deeds as
security for the repayment of the loan(s) granted / to be granted by SBI to me / us.

6. To deposit on my / our behalf the documents of title and to state on my /our behalf to any officer of SBI that
the said documents are being deposited for creating a security on the said property / ies by way of suitable
mortgage for repayment of the said loan(s). The attorney is fully authorised to make these statements and
convey on my / our intentions to create security on my / our said property /ies he / she may book / buy on my /
our behalf.

7. He / She is further authorised to make any other statements necessary to create equitable mortgage by deposit
of title deeds and also to execute any writings, undertakings, indemnities, etc., on my / our behalf in respect of
mortgage of the said property /ies or the guaranteeing of the repayment of the said loan(s) any other writings
whatsoever required in respect of the said transactions of the loan(s) granted / to be granted to me / us or
creation of the said security.

8. He / She is also authorised to execute any loan agreement(s), promissory note(s) letter(s) or declaration(s) and
indemnity /ies or such other documents as may be required by SBI in respect of the said loan(s).

9. He / She is also authorised to execute in favour of SBI an irrevocable power of attorney authorising SBI to
execute in its own favour or in favour of any other person, as SBI in its sole discretion may decide, legal
mortgage in any form including in the English form of the property /ies.

10. He / She is also authorised to pledge with SBI any share cerfiticate(s), debenture(s), bond(s), unit(s) issued by
Unit Trust of India, National Savings Certificate(s), fixed deposit(s) or any other security owned by me / us in
favour of SBI by way of security for the said loan(s) and to sign any other document(s) transfer form(s) or
paper(s) that may be required by SBI in connection therewith.
11. To acknowledge my / our liability / debt in respect of the loan(s).

12. To book a flat(s), residential unit(s) on my / our behalf and to execute Agreement(s) for sale of the same with
any builder / seller and make payments to him therefor and to present such Agreement(s) for registration before
the appropriate Registrar / Sub Registrar of Assurance or any other authority at any place or places in India as
may be necessary. He / She is authorised to make such payments to SBI as may be demanded by SBI by way
of service charges etc.

13. To admit execution of the Agreement(s) for sale before the said Registrar / Sub Registrar of Assurance or any
authority as may be required for the purpose.

14. To obtain possession of the flat(s), unit(s) as and when the same is ready for occupation.

15. To receive loan(s) and all other document(s) including title document(s) on my behalf from SBI and execute
receipt(s) there for .

16. To sign form(s), document(s) and paper(s) required for the purpose of registration of Cooperative Housing
Society or a Limited Company or an Association of Apartment Owners and become a Member thereof
participating in all the meetings and proceedings from time to time, obtain share certificate(s) and / or other
document(s) issued in my / our name and hold the same as my / our attorney and obtain possession of the
flat(s).

17. To open and / or operate Bank account in any Bank in India in my / our name both resident as well as non-
resident. The account may be operated in Indian currency or foreign currency to be remitted my me / us from
time to time.

18. To assign my Life Insurance Policy / ies bearing Nos…………………………….

…………………………………………………………………………………...in
favour of SBI and to sign such papers including notice(s) in respect thereof as may be required.

19. He / She is authorised to do all such acts, deed and things including signing any paper(s), document(s) as are
necessary and incidental to the above AND that any act or statement or writing of my / our said Attorney in
pursuance thereto shall be deemed to be fully authorised and ratified by me / us.

20. To purchase immovable properties in my name, to negotiate, deal with sellers and to sign agreement for sale,
admit execution of sale deed and execute such other documents as may be necessary for the sale transaction
and to present the documents for registration before the Registrar/Sub-Registrar of Assurances.

21. I / we have not received any consideration for executing this power of attorney.

22. The power agent has to render proper accounts to the Principal.

Dated at ……………………..this the …………. Day of ……………….20 .

Signature: …………………………………..
Address: ……………………………………
……………………………………………...
………………………………………………

………………………………………
Specimen signature of the Attorney.