www.trustplutus.

com Private and Confidential 1

Problem Statement

Holistic Portfolio Management – Avoiding multiple managers

Focused Portfolio – Avoiding repetitive strategies and consolidate investment

strategies

Framework driven decision making – IPS, Asset Allocation, Ideation, Review and
Action

Discipline – Quarterly Portfolio Review, Product due diligence, rebalancing and

tactical action

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TrustPlutus Advisory Proposition

Holistic Framework Ideation Disciplined Client Centric

Endurance – Independence In-depth – specific – Monitoring Credible and unbiased
– Focus competent Continuous monitoring & advice
Regular update

Creation of Investment Open product architecture

Policy Statement Quarterly Portfolio Review – Transparent practice
Proprietary framework to Which is detailed and holistic
Dynamic Asset Allocation assess third party strategies Platform agnostic – can
Regular product update consolidate multiple
Custom-made Solution for In house equity team to advisory
each client family validate listed and unlisted Risk & Investment Policy
idea monitoring Tech driven data handling
Style Diversification capabilities

Relevant Decision support

system

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Scope of Service

Investment Portfolio Planning – Annually or as desired by the client

Risk Profiling – Once a year.

Articulation of Investment Policy – Ideally at the beginning of our relationship and then reviewed on an annual basis

Record Keeping – We will maintain an updated position of your entire relationship across all advisors and provide you with a comprehensive
statement at pre-determined intervals

Investment Review:
1. Once a quarter unless the client requirement is for a more frequent review.
2. In case of major financial events.

Asset allocation and rebalancing –

1. Asset allocation - Done in consultation with you at the commencement of our relationship
2. Asset rebalancing – As and when there is change in our view on any of the asset classes
4. Asset rebalancing – In the event of a major maturity, inflow or outflow of investible fund(s)

Liaison for Taxation: We will be liaising with your office and provide them with the required details to help with your tax returns.

Product due diligence: Investment analysis and due diligence for all products to help you make an informed decision.

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 | Suggested Portfolio – Individual |

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 Portfolio Dashboard

25.0 17.4 4.6 0.0 3.0

Portfolio Value(Crs) Equity Value (Crs) Debt Value (Crs) Cash Value (Crs) Alternates Value (Crs)
Assets

Asset Allocation Equity Split

70 218 8 0
62 19 19
Allocation MF PMS Direct
Growth (%) No. of Equity
(%) (%) Equity (%) No. of Stocks
No. of Equity Schemes Schemes<2%
30
Protection (%)

Capitalisation Credit Duration

18
12.1 5 0
57 20 14 7 64 18
AAA / Net YTM (%)
Internals Large
AA A and
No. of Debt / Debt No. of Debt
Mid Small Others Sov (%) Below 2.91
Cap Cap Cap (%) (%) oriented Hybrid Schemes Schemes<2%
Portfolio Duration
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 | Equity & Alternate Portfolio |

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 Equity Portfolio - Look through analysis

Capitalisation Equity Split

Construct 8 57 20 15 7 62 38 0 38 57
Large Mid Small Others PMS Direct Contribution of Contribution of
Number of MF (%)
Cap Cap Cap (%) (%) Equity top 15 stocks (%) top 6 sectors. (%)
Strategies
(%) (%) (%) (%)

Allocation • Return of Equity is taken as quality parameter

19 15 60 • Debt to Equity ratio also gets impacted due to
exposure to Banking and Financial services
Quality Exposure to ROE > 15 (%)
Average ROE of
leverage bz. D/E 7
portfolio. (%)
> 1.5% ROE < 8 (%)

Sales Op. Profit Net Profit • Bloomberg consensus up to FY26 is taken to

9 10 13 project forward growth
Growth Last 5 Years (%) Last 5 Years (%) Last 5 Years (%) • 88% of companies are covered in forecast
15 19 20
Next 2 Years (%) Next 2 Years (%) Next 2 Years (%)

PE Ratio Trailing Value • Valuation of the portfolio is moderate considering

over all valuation of market.
26 42 45
Valuation FY25 (%) Overvalued (%) Stocks having Price
22 7 to Book > 5 (%)
FY26 (%) Undervalued (%)
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 Equity Lookthrough
Top 15 Holdings % Allocation NIFTY 50
Weight

HDFC Bank Ltd. 5.8 11.1

ICICI Bank Ltd. 4.9 7.8

State Bank Of India 3.3 2.9

Axis Bank Ltd. 3.2 3.0

Reliance Industries Ltd. 3.1 10.2

Infosys Ltd. 3.1 5.4

HCL Technologies Ltd. 2.5 1.7

ITC Ltd. 2.2 3.9

Larsen & Toubro Ltd. 1.8 4.5

Maruti Suzuki India Ltd. 1.7 1.7

Power Grid Corporation Of India Ltd. 1.7 1.3

SBI Life Insurance Company Ltd. 1.2 0.7

Bharti Airtel Ltd. 1.1 3.2

Shriram Finance Ltd.(Erstwhile Shriram Transport 1.1 0.7

Finance Company Limited)

Mahindra & Mahindra Ltd. 1.1 1.9

Total 37.7 60.0

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 Schemewise Allocation - Growth Assets

Security Name Classification Invest. Market Absolute LC MC SC Others

Value Value Gain

Equity Advisory Services Direct Equity 3.0 3.0 0 83.3 16.7 0.0 0.0

HDFC Flexi Cap Fund - Dir - Growth Equity: Flexi Cap 2.0 2.0 0 71.2 4.4 6.4 18.0

Parag Parikh Flexi Cap Fund - Dir - Growth Equity: Flexi Cap 2.0 2.0 0 56.9 7.1 7.0 29.0

Kotak Equity Opportunities Fund - Dir - Growth Equity: Large & MidCap 2.0 2.0 0 52.5 39.0 5.1 3.4

HDFC Index Fund-NIFTY 50 Plan - Dir Equity: Large Cap 2.0 2.0 0 100.0 0.0 0.0 0.0

Mirae Asset Midcap Fund - Dir - Growth Equity: Mid Cap 2.0 2.0 0 8.9 68.8 20.7 1.6

Carnelian Shift Strategy PMS Equity PMS 1.5 1.5 0 7.6 10.3 77.5 4.6

Unifi Blended PMS Equity PMS 1.5 1.5 0 44.8 14.6 29.3 11.2

Overall Total -- 16.0 16.0 0 -- -- -- --

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 Suggested Portfolio – Equity Advisory Services
Company Present Value Allocation Market Cap Sector
Abbott India 7,37,464 2.5% 55,650 Healthcare
APL Apollo Tubes 9,00,330 3.0% 42,982 Industrials
Axis Bank 12,91,004 4.3% 326,763 Bank
Creditaccess Grameen 6,60,768 2.2% 23,374 Finance
HCL Technologies 9,91,030 3.3% 408,529 IT
HDFC Bank 24,94,906 8.3% 1,135,700 Bank
ICICI Bank 27,01,609 9.0% 757,735 Bank
Info Edge India 9,00,568 3.0% 75,387 Internet
Infosys 18,00,841 6.0% 609,472 IT
Interglobe Aviation 10,50,749 3.5% 138,784 Services
ITC 5,43,679 1.8% 531,724 FMCG
Larsen & Toubro 3,49,254 1.2% 494,998 Infrastructure
Mahindra & Mahindra 10,50,740 3.5% 254,954 Auto
Mankind Pharma 7,51,088 2.5% 90,721 Healthcare
Max Healthcare Institute 9,00,816 3.0% 80,921 Healthcare
Metro Brands 9,00,432 3.0% 28,686 Retailing
Nestle India 8,11,223 2.7% 246,048 FMCG
Pidilite Industries 8,87,209 3.0% 146,568 Industrials
Power Grid Corporation of India 9,00,642 3.0% 254,976 Power
Reliance Industries 24,02,378 8.0% 1,984,432 Conglomerate
SBI Life Insurance Company 9,00,451 3.0% 147,050 Insurance
Shriram Finance 12,00,215 4.0% 90,778 Finance
State Bank Of India 13,20,878 4.4% 675,459 Bank
Titan Company 9,01,476 3.0% 319,741 Retailing
Trent 8,92,629 3.0% 140,860 Retailing
United Spirits 8,58,627 2.9% 83,587 FMCG
Varun Beverages 8,98,995 3.0% 179,500 FMCG
Total 3,00,00,000 100%

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 | Debt Portfolio |

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 Executive Debt Summary

Credit Duration
5 64 18 18 12.1 2.9
Summary Number of
AA (%) A & Below (%) Net YTM (%) Mod Duration (%)
Strategies SOV/AAA (%)

Average Maturity
11% Hybrid: Equity Savings Fund
28%
0 - 3 years 67%
Hybrid: Equity Savings Fund
Allocation 22%
3 - 5 years 0
Absolute return fund

5+ Years 33%
11% Private Credit
28%
0% 10% 20% 30% 40% 50% 60% 70% 80%
Gold Bond

Interest Rate Sensitivity

Sensitivity Decrease No Change Increase

Analysis 100 75.0 50.0 25.0 0 25 50.0 75.0 100.0

MTM Impact 2.9 2.2 1.5 0.7 0.0 -0.7 -1.5 -2.2 -2.9
www.trustplutus.com Portfolio Returns 10.1 9.4 8.7 7.9 7.2 6.5 5.7 5.0 4.3 Private and Confidential 13
 Scheme wise Allocation - Protection Assets

Security Name Classification Investment Market Gain / Net YTM PD AAA + upto A and
Value Value Loss SOV AA- Below

Sovereign Gold Bond* Commodities: Gold 1.0 1.0 0 -- -- -- -- --

Athena Stock Convertible Debt - Alternate 1.0 1.0 0 14.0 -- -- -- --

Neo Infrastructure Fund Debt – Alternate 2.0 2.0 0 20.0 -- 0 50 50

Overall Total 4.0 4.0 0

We recommend to invest in Gold Bond whenever opportunity arises.

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 Schemewise Portfolio - Hybrid
Scheme Name Classification Invest. Value Market Value Absolute Gain Equity Debt Cash /
Arbitrage

ICICI Pru Equity Savings Direct-G Hybrid: Equity Savings 2.5 2.5 0 17.9 17.6 64.5

Mirae Asset Equity Savings Direct-G Hybrid: Equity Savings 2.5 2.5 0 36.6 19.7 43.7

Overall Total -- 8.0 8.0 -- -- -- --

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 Suggested Funds - Performance

Security Name Classification 1 year 2 Year 3 Year 5 Year 7 Year

Carnelian Shift Strategy Equity PMS 73.0 38.9 37.2 -- --

Unifi Blended Rangoli Equity PMS 39.4 18.8 23.6 28.1 --

HDFC Nifty 50 Index Fund Equity: Large Cap 26.0 16.0 16.6 14.9 14.5

PPFAS Flexi Cap Fund Equity: Flexi Cap 37.1 23.1 22.4 24.1 20.9

HDFC Flexi Cap Fund Equity: Flexi Cap 43.6 28.3 28.5 20.4 17.5

Kotak Equity Opportunities Equity: Large & MidCap 45.7 26.4 24.3 21.7 17.6

Mirae Asset mid Cap Equity: Mid Cap 51.8 25.8 25.7 -- --

ICICI Pru Equity Savings Fund Hybrid: Equity Savings Fund 11.3 8.7 8.8 8.6 8.3

Mirae Asset Equity Savings Fund Hybrid: Equity Savings Fund 18.4 12.5 11.9 12.8 --

Index

Nifty 50 TRI 26.3 16.2 16.9 15.3 14.9

Nifty 500 TRI 38.9 20.3 20.5 18.0 15.6

Nifty Midcap 100 TRI 60.5 31.4 29.2 24.8 17.0

Nifty Smallcap 100 TRI 76.2 29.7 26.7 22.5 13.6

NIFTY 50 Hybrid Composite Debt 15:85 Index 9.5 7.9 7.1 8.9 8.4

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 | Suggested Portfolio – Corporate |

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 Portfolio Dashboard

100.0 60.0 30.0 0.0 10.0

Portfolio Value(Crs) Equity Value (Crs) Debt Value (Crs) Cash Value (Crs) Alternates Value (Crs)
Assets

Asset Allocation Equity Split

60 252 7 0
100 0 0
Allocation MF PMS Direct
Growth (%) No. of Equity
(%) (%) Equity (%) No. of Stocks
40 No. of Equity Schemes Schemes<2%

Protection (%)

Capitalisation Credit Duration

71 29 0
8.7 7 0
AAA / Net YTM (%)
Internals 55 19 15 10 AA A and
No. of Debt No. of Debt
Sov (%) Below 11.6
Large Mid Small (%) (%) Schemes Schemes<2%
Others Portfolio Duration
Cap Cap Cap
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 | Equity & Alternate Portfolio |

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 Equity Portfolio - Look through analysis

Capitalisation Equity Split

Construct 7 55 20 15 10 100 0 0 34 52
Large Mid Small Others PMS Direct Contribution of Contribution of
Number of MF (%)
Cap Cap Cap (%) (%) Equity top 15 stocks (%) top 6 sectors. (%)
Strategies
(%) (%) (%) (%)

Allocation • Return of Equity is taken as quality parameter

19 13 52 • Debt to Equity ratio also gets impacted due to
exposure to Banking and Financial services
Quality Exposure to ROE > 15 (%)
Average ROE of
leverage bz. D/E 9
portfolio. (%)
> 1.5% ROE < 8 (%)

Sales Op. Profit Net Profit • Bloomberg consensus up to FY26 is taken to

12 11 15 project forward growth
Growth Last 5 Years (%) Last 5 Years (%) Last 5 Years (%) • 88% of companies are covered in forecast
15 20 21
Next 2 Years (%) Next 2 Years (%) Next 2 Years (%)

PE Ratio Trailing Value • Valuation of the portfolio is moderate considering

over all valuation of market.
25 41 39
Valuation FY25 (%) Overvalued (%) Stocks having Price
22 8 to Book > 5 (%)
FY26 (%) Undervalued (%)
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 Equity Lookthrough
Top 15 Holdings % Allocation NIFTY 50
Weight

HDFC Bank Ltd. 5.7 11.1

ICICI Bank Ltd. 5.0 7.8

Axis Bank Ltd. 2.8 3.0

Reliance Industries Ltd. 2.5 10.2

Maruti Suzuki India Ltd. 2.2 1.7

HCL Technologies Ltd. 2.1 1.7

State Bank Of India 1.9 2.9

Larsen & Toubro Ltd. 1.8 4.5

Infosys Ltd. 1.7 5.4

Bharti Airtel Ltd. 1.5 3.2

ITC Ltd. 1.4 3.9

Power Grid Corporation Of India Ltd. 1.4 1.3

Cipla Ltd. 1.3 0.8

Kotak Mahindra Bank Ltd. 1.3 2.7

Prestige Estates Projects Ltd. 1.2 0.0

Total 33.8 60.2

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 Schemewise Allocation - Growth Assets

Security Name Classification Invest. Market Absolute LC MC SC Others

Value Value Gain

HDFC Index Fund-NIFTY 50 Plan - Dir Equity: Large Cap

10.0 10.0 0 100.0 0.0 0.0 0.1

HDFC Flexi Cap Fund - Dir - Growth Equity: Flexi Cap

8.5 8.5 0 71.2 4.4 6.4 18.0

Parag Parikh Flexi Cap Fund - Dir - Growth Equity: Flexi Cap
8.5 8.5 0 56.9 7.1 7.0 29.0

WhiteOak Capital Flexi Cap Fund - Dir - Growth Equity: Flexi Cap
8.5 8.5 0 57.5 9.6 24.0 8.9

Kotak Equity Opportunities Fund - Dir - Growth Equity: Large & MidCap
8.5 8.5 0 52.5 39.0 5.1 3.4

Old Bridge Focused Equity Fund - Dir - Growth Equity: Flexi Cap
8.0 8.0 0 21.8 14.6 46.0 17.6

Mirae Asset Midcap Fund - Dir - Growth Equity: Mid Cap

8.0 8.0 0 8.9 68.8 20.7 1.6

Overall Total --
60.0 60.0 0 -- -- -- --

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 | Debt Portfolio |

www.trustplutus.com Private and Confidential 23

 Executive Debt Summary

Credit Duration
7 71 29 0 8.8 11.6
Summary Number of
AA (%) A & Below (%) Net YTM (%) Mod Duration (%)
Strategies SOV/AAA (%)

Average Maturity
Debt: Long Duration

25% 25% Absolute Return Fund

0 - 3 years 25%
InvIT
Allocation REIT 3 - 5 years 37%
Direct Bond
13% 13% 5+ Years
Direct Bond 38%

6% Hybrid: Arbitrage
13% 6% 0% 10% 20% 30% 40%

Interest Rate Sensitivity

Sensitivity Decrease No Change Increase

Analysis 100 75.0 50.0 25.0 0 25 50.0 75.0 100.0

MTM Impact 11.59 8.7 5.8 2.9 0 -2.9 -5.8 -8.7 -11.6
www.trustplutus.com Portfolio Returns 18.61 15.7 12.8 9.9 7.02 4.12 1.2 -1.7 -4.6 Private and Confidential 24
 Scheme wise Allocation - Protection Assets

Security Name Classification Investment Market Gain / Net YTM PD AAA + upto A and
Value Value Loss SOV AA- Below

HDFC Long Duration Debt Fund Debt: Long Duration 10.0 10.0 0 7.02 11.59 96.0 0.0 0.0

Athena Stock Convertible Debt - Alternate 5.0 5.0 0 14.0 --

Credit Access Gramen Bond Direct Bonds 5.0 5.0 0 9.3 -- 0 100 0

Shriram Finance Bond Direct Bonds 5.0 5.0 0 9.0 -- 0 100 0

Embassy Office Park REIT Debt - Alternate 2.5 2.5 0 6.5 -- 100 0 0

Indigrid InvIT Debt - Alternate 2.5 2.5 0 10.6 -- 100 0 0

Kotak Arbitrage Fund Hybrid: Arbitrage 10.0 10.0 0 7.5 -- 100 0 0

Overall Total 40.0 40.0 0

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 Suggested Funds - Performance

Security Name Classification 1 year 2 Year 3 Year 5 Year 7 Year

HDFC Nifty 50 Index Fund Equity: Large Cap 26.0 16.0 16.6 14.9 14.5

PPFAS Flexi Cap Fund Equity: Flexi Cap 37.1 23.1 22.4 24.1 20.9

HDFC Flexi Cap Fund Equity: Flexi Cap 43.6 28.3 28.5 20.4 17.5

Whiteoak Flexi Cap Fund Equity: Flexi Cap 43.6 14.0 14.1 18.2 --

Old Bridge Focused Equity Fund Equity: Flexi Cap 47.3 20.5 25.8 22.5 18.0

Kotak Equity Opportunities Equity: Large & MidCap 45.7 26.4 24.3 21.7 17.6

Mirae Asset mid Cap Equity: Mid Cap 51.8 25.8 25.7 -- --

HDFC Long Duration Debt Fund Debt: Long Duration 7.5 -- -- -- --

Kotak Arbitrage Fund Hybrid: Arbitrage 8.4 7.4 6.5 6.0 6.2

Index

Nifty 50 TRI 26.3 16.2 16.9 15.3 14.9

Nifty 500 TRI 38.9 20.3 20.5 18.0 15.6

Nifty Midcap 100 TRI 60.5 31.4 29.2 24.8 17.0

Nifty Smallcap 100 TRI 76.2 29.7 26.7 22.5 13.6

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 Comparison – Individual Portfolio vs Company Portfolio

Individual Portfolio – Company Portfolio –

Fund Name Amount (Crs) Fund Name Amount (Crs)

Growth Growth
Equity Advisory Services 3.0 HDFC Index Nifty 50 Direct 10.0
HDFC Index Nifty 50 Direct 2.0 Parag Parikh Flexi Cap Direct-G 8.5
Parag Parikh Flexi Cap Direct-G 2.0 HDFC Flexi Cap Direct-G 8.5
HDFC Flexi Cap Direct-G 2.0 Whiteoak Flexi Cap Direct-G 8.5
Kotak Equity Opportunities Direct-G 2.0 Kotak Equity Opportunities Direct-G 8.5
Mirae Asset Midcap Direct-G 2.0 Mirae Asset Midcap Direct-G 8.0
Carnelian Shift 1.5 Oldbridge Focused Equity Direct-G 8.0
Unifi Blended PMS 1.5 Protection
Protection HDFC Long Duration Debt Fund 10.0
Athena Stock Convertible 1.0 Athena Stock Convertible 5.0
Neo Infrastructure fund 2.0 Indigrid InvIT 2.5
Soverign Gold Bond 1.0 Embassy Office Park REIT 2.5
Hybrid Credit Access Gramen Bond 5.0
ICICI Pru Equity Savings 2.5 Shriram Finance Bond 5.0
Mirae Asset Mid Cap 2.5 Kotak Arbitrage Fund 10.0

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Green Represents fund present in both Portfolio’s and Red represents funds uncommon
 | Sample PDR|

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 Portfolio Review : Mr. ABC

April 2024
 | Portfolio Review |

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 Client Details

Mr. ABC
Risk Profile : Moderate

Relationship Manager : Mr. KLM Portfolio Manager : Mr. MNO Investment Specialist : Mr. OPQ

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 Portfolio Dashboard

Assets 440.39 386.94 -14.21 67.78 1.34

Portfolio Value (Crs) Last Year Value (Crs) Net Flow (Crs) Total Gain (Crs) Accruals* (Crs)

Portfolio Value: 31-Mar-2024 Flow date from 01-Apr-2023 to 31-Mar-2024 *Accruals - Dividends and Interest received

11.51% 30.41% 6.57% 5.91% 6.08%

Portfolio Return Equity Return Debt Return Alt. Return since Cash Return
Compounding since inception since inception since inception inception since inception

Asset Allocation Equity Split

48 506 32 25
81 19 0 No Of Equity Schemes <
Allocation Growth (%)
MF PMS Direct No. Of Stocks No of Equity Schemes
2%
52 (%) Equity (%)
Protection (%) (%)

Capitalisation Credit Duration

73 5 0 6.7 49 43
60% 16% 16% 8% Net YTM (%) No of Debt No Of Debt
Internals Small Others AAA / AA A and
Large Mid Schemes Schemes < 2%
Cap Cap Cap Sov (%) Below 2.28
(%) (%)
Portfolio Duration
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 Asset Allocation

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 Portfolio Performance

Asset Holdings Holding- % Asset FROM 01-Apr-23 TO 31-Mar- SINCE APRIL-2023 SINCE INCEPTION Benchmark
Class at Cost- Market Allocation 24 RETURNS % RETURNS % RETURNS % --
-- (AUM) Value(AU -- Unnamed: 5 Unnamed: 7 Unnamed: 9
-- M)
-- Asset class Benchmark Asset class Benchmark Asset class Benchmark
XIRR Asset class XIRR Asset class XIRR Asset class
XIRR XIRR XIRR

Equity 15266.36 19923.84 45.24 40.93% 29.58% 40.93% 29.58% 30.41% 22.10% Nifty 50

Debt 14442.01 15598.11 35.42 7.21% 8.26% 7.21% 8.26% 6.57% 7.71% Crisil Composite Bond Fund Index

Cash 5692.1 6457.71 14.66 8.14% 7.23% 8.14% 7.23% 6.08% 5.89% Crisil Liquid Fund Index

Alternates 1990.84 2059.56 4.68 3.71% 7.37% 3.71% 7.37% 5.91% 7.08% Crisil Liquid Fund Index

Total 37391.31 44039.22 100.0 18.21% 14.97% 18.21% 14.97% 11.51% 9.19% --

Asset_class Gain(In lacs.)

Equity 5004.4

Debt 888.5

Alternates 33.9

Cash 851.5

Total 6778.3

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 | Equity & Alternate Portfolio |

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 Equity Portfolio - Look through analysis

Capitalisation Equity Split

Construct 32 60 16 16 8 81 19 0 37 58
Large Mid Small Others PMS Direct Contribution of Contribution of
Number of MF (%)
Cap Cap Cap (%) (%) Equity top 15 stocks (%) top 6 sectors. (%)
Strategies
(%) (%) (%) (%)

Allocation • Return on Equity is taken as quality parameter

19 16 57
•
• Quality of proposed portfolio is high
Debt to Equity ratio also gets impacted due to
Quality Exposure to ROE > 15 (%)
Average ROE of exposure to Banking and Financial services
leverage bz. D/E 8
portfolio. (%)
> 1.5% ROE < 8 (%)

Sales Op. Profit Net Profit • Bloomberg consensus up to FY25 is taken to

11 11 12 project forward growth
Growth Last 5 Years (%) Last 5 Years (%) Last 5 Years (%) • 88% of companies are covered in forecast
14 21 22
Next 2 Years (%) Next 2 Years (%) Next 2 Years (%)

PE Ratio Trailing Value • Valuation of the portfolio is moderate considering

over all valuation of market.
26 41 41
Valuation FY24 (%) Overvalued (%) Stocks having Price
22 9 to Book > 5 (%)
FY25 (%) Undervalued (%)
www.trustplutus.com Private and Confidential 36
 Equity Lookthrough
Top 15 Holdings % Allocation NIFTY 50
Weight

HDFC Bank Ltd. 6.8 11.0

ICICI Bank Ltd. 5.6 7.7

Reliance Industries Ltd. 2.8 10.3

State Bank Of India 2.7 3.0

Infosys Ltd. 2.6 6.2

Larsen & Toubro Ltd. 2.3 4.3

Axis Bank Ltd. 2.3 3.1

ITC Ltd. 2.0 3.7

National Thermal Power Corporation Ltd. 1.9 1.7

HCL Technologies Ltd. 1.7 1.8

Coal India Ltd. 1.4 1.0

Bharti Airtel Ltd. 1.3 3.0

Kotak Mahindra Bank Ltd. 1.2 2.6

Tata Consultancy Services Ltd. 1.2 4.3

Power Grid Corporation Of India Ltd. 1.2 1.3

Total 37.1 65.0

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 Schemewise Allocation - Growth Assets

Security Name Classification Invest. Market Absolut XIRR XIRR Benchmark Large Mid Small Others
Value Value e Gain (BM) cap Cap Cap

HDFC Index Fund-NIFTY 50 Plan - Equity: Large Cap 2145 2595 450 31.17% 30.36% Nifty 50 99.0 1.0 0.0 0.0
Dir

Parag Parikh Flexi Cap Fund - Dir - Equity: Flexi Cap 1600 1983 383 38.38% 36.95% Nifty 500 58.0 7.0 8.0 28.0
Growth

3P India Equity Fund 1-Class A1 Equity PMS 1000 1313 313 40.90% -- -- 77.0 6.0 7.0 9.0

Templeton India Value Fund - Dir - Equity: Value Oriented 913 1187 274 45.86% 37.94% Nifty 500 61.0 4.0 22.0 13.0
Growth

360 ONE Focused Equity Fund - Dir - Equity: Flexi Cap 873 1103 230 34.06% 33.03% Nifty 500 62.0 20.0 15.0 3.0
Growth

Mirae Asset Large Cap Fund - Dir - Equity: Large Cap 828 1035 207 18.94% 20.56% Nifty 50 84.0 11.0 5.0 0.0
Growth

UTI Nifty200 Momentum 30 Index Equity: Large Cap 675 889 214 43.10% 16.91% Nifty 50 63.0 31.0 0.0 5.0
Fund - Dir - Growth

Carnelian Shift Equity PMS 473 816 343 58.49% 27.68% Nifty 500 7.0 10.0 78.0 5.0

Motilal Oswal Nifty Midcap 150 Index Equity: Mid Cap 530 775 244 37.12% 38.91% Nifty Midcap 100 10.0 83.0 7.0 0.0
Fund - Dir - Growth

Invesco India Contra Fund - Dir - Equity: Value Oriented 526 711 185 32.11% 27.81% Nifty 500 61.0 23.0 11.0 5.0
Growth

Overall Total -- 15266 19924 4657 -- -- -- -- -- -- --

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 Schemewise Allocation - Growth Assets
Security Name Classification Invest. Market Absolut XIRR XIRR Benchmark Large Mid Small Others
Value Value e Gain (BM) cap Cap Cap

SBI Focused Equity Fund - Dir - Equity: Flexi Cap 523 649 126 24.58% 28.27% Nifty 500 41.0 38.0 1.0 20.0
Growth

Mirae Asset Banking and Financial Equity: Sectoral- 492 637 145 20.75% 13.34% Nifty Bank 69.0 14.0 15.0 3.0
Services Fund - Dir - Growth Banking

Navi NASDAQ 100 FoF Direct-G Equity: International 375 576 201 34.26% -- Nifty 50 -- -- -- --

Oldbridge Capital Equity PMS - Multi 371 527 156 34.97% 25.70% Nifty 500 20.0 21.0 50.0 8.0
Cap

2 Point 2 Capital Long Value Regular Equity PMS 500 523 23 10.74% 34.82% Nifty 500 20.0 9.0 31.0 40.0

Navi US Total Stock Market FoF Equity: International 375 507 132 25.87% -- Nifty 50 -- -- -- --
Direct-G

White Oak India Pioneers Equity Equity PMS 355 451 96 20.26% 23.81% Nifty 500 57.0 20.0 22.0 1.0
Portfolio

ICICI Prudential Nifty 100 Low Equity: Large Cap 300 435 135 27.03% 20.35% Nifty 50 90.0 9.0 0.0 0.0
Volatility 30 ETF

Canara Robeco Bluechip Equity Fund Equity: Large Cap 300 428 128 25.47% 20.96% Nifty 50 89.0 7.0 0.0 4.0
- Dir - Growth

Mirae Asset Midcap Fund - Dir - Equity: Mid Cap 290 417 127 45.15% 55.99% Nifty Midcap 100 9.0 67.0 22.0 2.0
Growth

DSP Small Cap Fund - Dir - Growth Equity: Small Cap 264 401 137 26.74% 35.84% Nifty Smallcap 100 0.0 7.0 87.0 6.0

Bandhan Nifty100 Low Volatility 30 Equity: Large Cap 375 394 19 27.97% 17.65% Nifty 50 91.0 10.0 0.0 0.0
Index Fund - Dir - Growth

Overall Total -- 15266 19924 4657 -- -- -- -- -- -- --

www.trustplutus.com Private and Confidential 39

 Schemewise Allocation - Growth Assets

Security Name Classification Invest. Market Absolut XIRR XIRR Benchmark Large Mid Small Others
Value Value e Gain (BM) cap Cap Cap

SBI Banking & Financial Services Equity: Sectoral- 250 344 94 24.04% 15.68% Nifty Bank 69.0 16.0 11.0 4.0
Fund - Dir - Growth Banking

Helios IRP Dir Equity PMS 200 286 86 28.02% 21.42% Nifty 500 63.0 14.0 21.0 3.0

Tata Small Cap Fund - Dir - Growth Equity: Small Cap 206 268 62 32.86% 54.55% Nifty Smallcap 100 0.0 2.0 94.0 5.0

UNIFI Blended Rangoli Equity PMS 200 268 68 23.53% 22.80% Nifty 500 44.0 16.0 32.0 8.0

WhiteOak Capital Flexi Cap Fund - Equity: Flexi Cap 220 247 27 33.27% 34.85% Nifty 500 54.0 10.0 26.0 10.0
Dir - Growth

ICICI Prudential Dividend Yield Equity Equity: Thematic- 108 159 52 43.13% 26.96% Nifty 500 70.0 12.0 9.0 9.0
Fund - Dir - Growth Dividend Yield

Overall Total -- 15266 19924 4657 -- -- -- -- -- -- --

www.trustplutus.com Private and Confidential 40

 Alternate

Security Name Investment Market Gain Gain % XIRR (%)

Value Value

360 ONE Co-investment PMS 200.0 200.0 -0.0 -0.0 -0.02%

(Hearing Solution Ltd)

360 ONE Healthcare Opportunities 450.0 450.0 -0.0 -0.0 -0.01%

Fund

Fireside Investment Ventures Fund III 280.0 212.4 -67.6 -24.1 -26.23%
Class A1

Lighthouse India Fund-IV Class A1 216.8 216.8 0.0 0.0 0.00%

www.trustplutus.com Private and Confidential 41

 | Debt Portfolio |

www.trustplutus.com Private and Confidential 42

 Executive Debt Summary

Credit Duration
49 73 5 0 6.7 2.28
Summary Number of
AA (%) A & Below (%) Net YTM (%) Mod Duration (%)
Strategies SOV/AAA (%)

Allocation

Interest Rate Sensitivity

Sensitivity Decrease No Change Increase

Analysis 100 75.0 50.0 25.0 0 25 50.0 75.0 100.0

MTM Impact 2.28 1.7 1.1 0.6 0 -0.57 -1.1 -1.7 -2.3
www.trustplutus.com Portfolio Returns 8.98 8.4 7.8 7.3 6.7 6.13 5.6 5.0 4.4 Private and Confidential 43
 Scheme wise Allocation - Protection Assets

Security Name Classification Investment Market Gain / XIRR XIRR Net PD AAA upto A and
Value Value Loss (BM) YTM + AA- Below
SOV

0% Hero Fincorp Limited. Redeem 13082024 INR Debt - Alternate 2493 2493 0 0.00% -- -- -- -- -- --
1000000

0% Vivriti Capital Private Limited MLD 26/07/2024 Debt - Alternate 1997 2264 266 10.44% -- -- -- -- -- --
INE01HV07312 INR 1000000

Aditya Birla Sun Life Nifty SDL Plus PSU Bond Sep Debt: Short Duration 1084 1210 126 7.00% 7.13% 7.34 1.99 97.0 0.0 0.0
2026 60:40 Index Fund - Dir - Growth

Kotak Overnight Fund - Dir - Growth Debt: Overnight 900 901 1 6.31% 6.96% 6.61 0.0 5.0 0.0 0.0

ICICI Prudential Short Term Fund - Dir - Growth Debt: Short Duration 700 803 103 7.51% 6.01% 7.57 2.59 77.0 19.0 0.0

HDFC Short Term Debt Fund - Dir - Growth Debt: Short Duration 700 789 89 6.52% 6.01% 7.43 2.76 81.0 14.0 0.0

Bandhan CRISIL IBX Gilt June 2027 Index Fund - Dir - Debt: Short Duration 600 675 75 7.18% 7.09% 0.0 0.0 0.0 0.0 0.0
G

Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Debt: Short Duration 600 675 75 7.17% 7.09% 7.27 2.51 98.0 0.0 0.0
Fund - Dir - Growth

Edelweiss CRISIL PSU Plus SDL 50: 50 Oct 2025 Debt: Short Duration 600 672 72 6.85% 7.09% 7.38 1.28 97.0 0.0 0.0
Index Fund - Dir - Growth

0.00% Mahindra & Mahindra Financial Services Ltd FR Debt - Alternate 502 551 49 7.02% -- -- -- -- -- --
DB Redeem INE774D07UO2 19/12/2024 INR 1000000

Overall Total -- 16490 17799 1309 -- -- -- -- -- -- --

www.trustplutus.com Private and Confidential 44

 Scheme wise Allocation - Protection Assets

Security Name Classification Investment Market Gain / XIRR XIRR Net PD AAA upto A and
Value Value Loss (BM) YTM + AA- Below
SOV

ICICI Prudential Nifty SDL Sep 2027 Index Fund - Dir - Debt: Short Duration 484 537 53 7.12% 7.22% 7.29 2.88 98.0 0.0 0.0
Growth

INDIA GRID TRUST (INVIT) Debt - Alternate 442 439 -3 9.08% -- -- -- -- -- --

BHARAT Bond FOF - April 2030 - Dir - Growth Debt: Long Duration 400 435 35 8.45% 8.32% 7.41 4.33 96.0 0.0 0.0

POWERGRID INFRASTRUCTURE INVESTMENT Debt - Alternate 440 386 -54 -5.27% 26.19% -- -- -- -- --
TRUST (INVIT)

2.50% INDIA Sovereign Gold BD Redeem 27122031 Commodities: Gold 300 337 38 57.32% -- -- -- -- -- --
INR 6199

Nippon India Dynamic Bond Fund - Dir - Growth Debt: Dynamic Bond 300 331 31 7.96% 7.98% 7.16 4.85 97.0 0.0 0.0

EMBASSY OFFICE PARKS (REIT) Debt - Alternate 307 330 23 12.10% -- -- -- -- -- --

HDFC GOLD EXCHANGE TRADED FUND Commodities: Gold 250 299 49 14.80% -- -- -- -- -- --

0 Piramal Enterprises Limited BR NCD FR DB Debt - Alternate 250 280 30 8.51% -- -- -- -- -- --

Redeem 20092024 INE140A07690 INR 1000000

ICICI Prudential Corporate Bond Fund - Dir - Growth Debt: Corporate 250 270 20 8.11% 7.61% 7.6 2.29 95.0 0.0 0.0
Bond

Kotak Banking and PSU Debt Fund - Dir - Growth Debt: Banking and 250 270 20 7.86% 7.61% 7.4 4.05 91.0 6.0 0.0
PSU

MINDSPACE BUSINESS PARKS (REIT) Debt - Alternate 259 264 5 7.39% -- -- -- -- -- --

Overall Total -- 16490 17799 1309 -- -- -- -- -- -- --

www.trustplutus.com Private and Confidential 45

 Scheme wise Allocation - Protection Assets

Security Name Classification Investment Market Gain / XIRR XIRR Net PD AAA upto A and
Value Value Loss (BM) YTM + AA- Below
SOV

NATIONAL HIGHWAYS INFRA TRUST (INVIT) Debt - Alternate 222 252 31 16.18% -- -- -- -- -- --

BPEA Credit-India Fund III-Scheme F Debt - Alternate 225 225 0 6.24% -- -- -- -- -- --

Nippon India Nivesh Lakshya Fund - Dir - Growth Debt: Long Duration 202 224 22 9.92% 8.32% 6.96 10.31 97.0 0.0 0.0

L&T Finance Limited SR C FY 22-23 BR NCD 27-Aug- Debt - Alternate 200 223 23 6.68% -- -- -- -- -- --
24 INE027E07BZ9 FV RS 10 LAC

2.50% INDIA Sovereign Gold BD Redeem 21022032 Commodities: Gold 194 215 21 165.09 -- -- -- -- -- --
INR 6263 %

0 Shriram Transport Finance Company Limited SR Debt - Alternate 192 215 23 7.40% -- -- -- -- -- --
PPML Y-05 BR NCD 11/07/2024 INE721A07QZ3
FVRS 10LAC

8.75% Star Health & Allied Ins.Co. Ltd.DB REDEEM Direct Bonds 198 198 0 8.86% -- -- -- -- -- --
27102028 INR 1000000

7.55% SBI Perpetual 14122026 INR 10000000 Direct Bonds 196 196 0 7.70% -- -- -- -- -- --
(SERIES III)

ICICI Prudential Credit Risk Fund - Dir - Growth Debt: Credit Risk 150 172 22 7.95% 7.03% 7.85 2.55 30.0 48.0 11.0

HDFC Medium Term Debt Fund - Dir - Growth Debt: Medium 150 162 12 8.20% 8.23% 7.37 3.41 68.0 26.0 0.0
Duration

Overall Total -- 16490 17799 1309 -- -- -- -- -- -- --

www.trustplutus.com Private and Confidential 46

 Scheme wise Allocation - Protection Assets

Security Name Classification Investment Market Gain / XIRR XIRR Net PD AAA upto A and
Value Value Loss (BM) YTM + AA- Below
SOV

HDFC Gold Direct-G Commodities: Gold 100 128 28 13.27% -- -- -- -- -- --

Kotak Floating Rate Fund - Reg - Growth Debt: Floater 50 61 11 5.51% 5.25% 7.38 0.93 86.0 4.0 0.0

Bandhan Corporate Bond Fund - Reg - Growth Debt: Corporate 50 59 9 4.84% 5.49% 6.57 0.09 68.0 0.0 0.0
Bond

HDFC Overnight Fund - Dir - Growth Debt: Overnight 43 43 0 6.08% 6.55% 6.59 0.01 5.0 0.0 0.0

WhiteOak Capital Liquid Fund - Dir - Growth Debt: Liquid 33 33 1 7.13% 7.26% 7.31 0.16 88.0 7.0 0.0

Mirae Asset Liquid Fund - Dir - Growth Debt: Liquid 32 32 0 6.06% 6.16% 7.22 0.1 93.0 0.0 0.0

SBI Liquid Fund - Dir - Growth Debt: Liquid 29 30 0 6.25% 6.39% 7.22 0.12 99.0 0.0 0.0

HDFC Liquid Fund - Dir - Growth Debt: Liquid 26 26 0 7.39% 7.43% 7.19 0.11 96.0 0.0 0.0

Invesco India Liquid Fund - Dir - Growth Debt: Liquid 25 26 0 6.33% 6.36% 7.24 0.13 99.0 0.0 0.0

Motilal Oswal Liquid Fund - Dir - Growth Debt: Liquid 22 22 0 5.77% 6.21% 7.18 0.09 91.0 0.0 0.0

ICICI Prudential Overnight Fund - Dir - Growth Debt: Overnight 16 18 1 6.03% 6.74% 6.58 0.0 4.0 0.0 0.0

Kotak Mahindra Bank Cash Equivalent 18 18 0 0.00% -- -- -- -- -- --

Cash Cash Equivalent 9 9 0 0.00% -- -- -- -- -- --

NDPMS Cash Cash Equivalent 1 1 0 0.00% -- -- -- -- -- --

ICICI Prudential Liquid Fund -Dir- Growth Debt: Liquid 0 0 0 5.62% 5.88% 7.29 0.11 96.0 0.0 0.0

Overall Total -- 16490 17799 1309 -- -- -- -- -- -- --

www.trustplutus.com Private and Confidential 47

 Schemewise Portfolio - Hybrid
Scheme Name Classification Invest. Market Absolute Benchmark Schemew Benchma
Value Value Gain ise XIRR rk XIRR

Edelweiss Arbitrage Direct-G Hybrid: Arbitrage 1814.6 2116.3 301.7 -- 6.21% --

Kotak Equity Arbitrage Direct-G Hybrid: Arbitrage 2673.4 3121.1 447.7 -- 6.33% --

Overall Total -- 4488.1 5237.4 749.3 -- -- --

www.trustplutus.com Private and Confidential 48

 Portfolio Review : Mr. XYZ

March 2024
 | Portfolio Review |

www.trustplutus.com Private and Confidential 50

Last Meeting Minutes & Status
Sr. No. Points Status

Current Portfolio Allocation

1 Equity Allocation of overall portfolio at 70:30
stands at 70:30

2 BPEA & HDFC FOF update to be shared Updated Shared

3 SIP allocation- increase by 2 Lakh Confirmation awaited.

Closed ended fund, The

4 Redeem Whiteoak AIF and invest the same into Whiteoak Flexi Cap MF
maturity date is 20/05/2025

Other Co-investment Idea

5 Invest into NSE Unlisted Shares
Presented

Deployed on 08/12/23. Kristal

6 Offshore Funds
VCC + Scottish Mortgage Fund

www.trustplutus.com Private and Confidential 51

 Portfolio Dashboard

Assets 2739 1550 397 402 11

Portfolio Value (Lacs) Last Year Value (Lacs) Net Flow (Lacs) Total Gain (Lacs) Accruals* (Lacs)

Portfolio Value: 25-Feb-2024 Flow date from 01-Mar-2023 to 25-Feb-2024 *Accruals - Dividends and Interest received

15.13% 18.16% 7.81% 9.63% 6.27%

Portfolio Return Equity Return Debt Return Alt. Return since Cash Return
Compounding since inception since inception since inception inception since inception

Asset Allocation Equity Split

70 456 20 6
60 11 29 No Of Equity Schemes <
Allocation Growth (%)
MF PMS Direct No. Of Stocks No of Equity Schemes
2%
30 (%) Equity (%)
Protection (%) (%)

Capitalisation Credit Duration

64 28 3 7.43 16 13
60% 26% 9% 6% Net YTM (%) No of Debt No Of Debt
Internals Small Others AAA / AA A and
Large Mid Schemes Schemes < 2%
Cap Cap Cap Sov (%) Below 1.98
(%) (%)
Portfolio Duration
www.trustplutus.com Private and Confidential 52
 Portfolio Performance

Asset Class Holding- % Asset SINCE APRIL-2023 RETURNS % SINCE INCEPTION RETURNS % Benchmark
-- Market Allocation Unnamed: 7 Unnamed: 9 --
Value(AUM) --
-- Asset class XIRR Benchmark Asset class XIRR Benchmark
Asset class XIRR Asset class XIRR

Domestic Equity 1242.3 52.9% 37.74% 31.92% 19.04% 18.82% Nifty 50

International Equity 263.9 11.2% 15.90% -- 7.54% -- --

Hybrid 207.7 8.8% 24.53% 22.46% 21.32% 19.72%

Debt 377.5 16.1% 9.55% 8.55% 7.81% 5.03% Crisil Composite Bond Fund Index

Cash 13.0 0.6% 7.10% 7.16% 6.27% 6.48% Crisil Liquid Fund Index

Alternates 244.5 10.4% 7.71% 7.26% 9.63% 6.20% Crisil Liquid Fund Index

Total 2348.9 100.0% 24.40% -- 15.13% -- --

Asset_class Gain(In lacs.)

Equity 335.4

Debt 31.2

Alternates 28.9

Cash 6.9

Total 402.5

www.trustplutus.com Private and Confidential 53

 Waterfall Analysis

Particulars 1st Oct 20 – 31st Mar 21 1st April 21- 31st Mar 22 1-Apr-2022 TO 31-Mar-2023 1 April 2023 To 25 Feb 2024

Beginning Portfolio 0.0 8.7 12.7 15.3

Net Contibution 7.2 2.6 2.4 4.4

Total Gains 1.4 1.4 0.2 3.8

Closing Portfolio 8.7 12.7 15.3 23.5

XIRR 47.8 14.1 1.3 24.4

Amount in Crs.
Held Away assets have been Excluded.
www.trustplutus.com Private and Confidential 54
 | Equity & Alternate Portfolio |

www.trustplutus.com Private and Confidential 55

 Equity Portfolio - Look through analysis

Capitalisation Equity Split

Construct 18 60 26 9 6 60 11 29 45 56
Large Mid Small Others PMS Direct Contribution of Contribution of
Number of MF (%)
Cap Cap Cap (%) (%) Equity top 15 stocks (%) top 6 sectors. (%)
Strategies
(%) (%) (%) (%)

Allocation • Return of Equity is taken as quality parameter

20 16 64 • Debt to Equity ratio also gets impacted due to
exposure to Banking and Financial services
Quality Exposure to ROE > 15 (%)
Average ROE of
leverage bz. D/E 6
portfolio. (%)
> 1.5% ROE < 8 (%)

Sales Op. Profit Net Profit • Bloomberg consensus up to FY25 is taken to

9 12 14 project forward growth
Growth Last 5 Years (%) Last 5 Years (%) Last 5 Years (%) • 88% of companies are covered in forecast
15 19 21
Next 2 Years (%) Next 2 Years (%) Next 2 Years (%)

PE Ratio Trailing Value • Valuation of the portfolio is moderate considering

over all valuation of market.
30 47 53
Valuation FY24 (%) Overvalued (%) Stocks having Price
26 8 to Book > 5 (%)
FY25 (%) Undervalued (%)
www.trustplutus.com Private and Confidential 56
 Equity Lookthrough
Top 15 Holdings % Allocation NIFTY 50
Weight

ICICI Bank Ltd. 7.6 7.6

HDFC Bank Ltd. 6.3 11.6

Bharti Airtel Ltd. 3.6 3.1

State Bank Of India 3.4 2.6

Infosys Ltd. 3.2 6.2

Larsen & Toubro Ltd. 3.1 4.3

The Indian Hotels Company Ltd. 2.7 0.0

HCL Technologies Ltd. 2.5 1.8

Titan Company Ltd. 2.1 1.6

Axis Bank Ltd. 1.9 3.1

SBI Life Insurance Company Ltd. 1.8 0.7

Tata Consultancy Services Ltd. 1.8 4.1

Muthoot Finance Ltd. 1.7 0.0

Ultratech Cement Ltd. 1.6 1.2

Info Edge (India) Ltd. 1.4 0.0

Total 44.7 47.9

www.trustplutus.com Private and Confidential 57

 Schemewise Allocation - Growth Assets

Security Name Classification Invest. Market Absolute XIRR XIRR Benchmark Large Mid Small Others
Value Value Gain (BM) cap Cap Cap

White Oak India Pioneers Equity Portfolio Equity PMS 100 182 82 19.70% -- -- 53.0 22.0 23.0 2.0

Kristal AI VCC Athena Equity: International 135 146 11 7.98% -- -- -- -- -- --

Parag Parikh Flexi Cap Fund - Dir - Equity: Flexi Cap 69 118 49 29.48% 26.26% Nifty 500 57.0 7.0 8.0 27.0
Growth

SBI Focused Equity Fund - Dir - Growth Equity: Flexi Cap 89 107 18 17.09% 24.21% Nifty 500 42.0 38.0 2.0 19.0

Mirae Asset Banking and Financial Equity: Sectoral-Banking 65 81 16 20.50% 7.82% Nifty Bank 70.0 13.0 14.0 3.0
Services Fund - Dir - Growth

Mirae Asset Large Cap Fund - Dir - Equity: Large Cap 57 74 17 15.67% 16.38% Nifty 50 81.0 11.0 5.0 3.0
Growth

Motilal Oswal S&P 500 Index Direct-G Equity: International 50 69 19 12.69% -- -- -- -- -- --

HDFC Top 100 Fund - Dir - Growth Equity: Large Cap 44 68 23 31.27% 22.38% Nifty 50 94.0 2.0 0.0 4.0

Mirae Asset Midcap Fund - Dir - Growth Equity: Mid Cap 60 67 8 53.53% 69.24% Nifty Midcap 100 10.0 66.0 22.0 2.0

ICICI Prudential Bluechip Fund - Dir - Equity: Large Cap 45 66 21 29.92% 21.88% Nifty 50 81.0 10.0 0.0 9.0
Growth

Axis Midcap Fund - Dir - Growth Equity: Mid Cap 42 59 17 27.68% 40.88% Nifty Midcap 100 21.0 68.0 6.0 5.0

Kotak Equity Opportunities Fund - Dir - Equity: Large & MidCap 53 59 6 59.78% 58.27% Nifty 200 53.0 40.0 5.0 2.0
Growth

Nippon India Small Cap Fund - Dir - Equity: Small Cap 36 43 7 53.04% 82.06% Nifty Smallcap 100 11.0 16.0 68.0 5.0
Growth

Scottish Mortgage Investment Trust PLC Equity: International 25 27 2 45.78% -- -- -- -- -- --

Edelweiss Emerging Markets Equity: International 25 22 -4 -6.15% -- Nifty 50 -- -- -- --

Opportunities Equity Offshore Direct-G

www.trustplutus.com Private and Confidential 58

 Schemewise Allocation - Growth Assets

Security Name Classification Invest. Market Absolute XIRR XIRR Benchmark Large Mid Small Others
Value Value Gain (BM) cap Cap Cap

DSP Small Cap Fund - Dir - Growth Equity: Small Cap 4 11 7 36.68% 35.40% Nifty Smallcap 100 0.0 7.0 87.0 6.0

DSP Midcap Fund - Dir - Growth Equity: Mid Cap 2 3 1 19.39% 32.05% Nifty Midcap 100 7.0 66.0 24.0 3.0

Overall Total -- 902 1203 301 -- -- -- -- -- -- --

www.trustplutus.com Private and Confidential 59

 Direct Equity
Security Name Investment Value Market Value Gain Gain % XIRR (%)

ABBOTT INDIA LTD 11.7 12.9 1.2 10.5 353.41%

APL APOLLO TUBES LTD 13.2 18.5 5.3 39.9 27.11%

AVENUE SUPERMARTS LTD 7.6 12.7 5.1 66.5 18.47%

BHARTI AIRTEL LTD 15.2 34.8 19.6 128.7 32.88%

BHARTI AIRTEL LTD RS 1.25 PARTLY PAID 0.3 1.4 1.1 440.9 106.44%

HAVELLS INDIA LTD 11.5 17.4 5.9 50.8 12.19%

HCL TECHNOLOGIES LTD 11.4 25.6 14.2 124.3 26.74%

HDFC BANK LTD 34.8 34.1 -0.7 -2.1 2.51%

ICICI BANK LTD 18.7 44.0 25.4 136.0 28.81%

INDIAN HOTELS COMPANY LTD 6.2 33.9 27.7 446.7 67.39%

INFO EDGE (INDIA) LTD 10.3 16.5 6.2 60.0 31.32%

INFOSYS LTD 17.9 28.8 11.0 61.3 21.29%

JUBILANT FOODWORKS LTD 12.4 12.7 0.3 2.3 1.63%

LARSEN & TOUBRO LTD 12.1 26.0 13.9 115.4 25.98%

MAX HEALTHCARE INSTITUTE LTD 11.7 19.6 7.9 68.1 101.94%

MUTHOOT FINANCE LTD 18.9 16.9 -2.0 -10.6 -3.59%

NIPPON INDIA ETF LIQUID BEES 0.0 0.0 0.0 0.0 0.00%

PIDILITE INDUSTRIES LTD 5.9 12.3 6.4 107.8 19.20%

SBI LIFE INSURANCE COMPANY LTD 17.4 21.8 4.3 24.9 12.40%

SRF LTD 12.4 13.2 0.8 6.5 4.08%

www.trustplutus.com
STATE BANK OF INDIA 12.5 27.7 15.2 121.4 Private and Confidential
25.56% 60
 Direct Equity
Security Name Investment Value Market Value Gain Gain % XIRR (%)

TATA CONSULTANCY SERVICES LTD 7.2 14.1 6.8 94.1 20.24%

TITAN COMPANY LTD 8.0 22.2 14.2 178.3 29.67%

ULTRATECH CEMENT LTD 10.3 18.0 7.7 74.5 38.20%

Overall Total 287.6 485.1 197.5 68.7 20.82%

www.trustplutus.com Private and Confidential 61

 Alternate

Security Name Investment Market Gain Gain % XIRR (%)

Value Value

HDFC AMC Select AIF FOF 30 30.0 0.0 0.0 1.40%

Sixth Sense India Opportunities III 100 119.9 19.9 19.9 10.88%

www.trustplutus.com Private and Confidential 62

 | Debt Portfolio |

www.trustplutus.com Private and Confidential 63

 Executive Debt Summary

Credit Duration
16 64 28 3 7.43 1.98
Summary Number of
AA (%) A & Below (%) Net YTM (%) Mod Duration (%)
Strategies SOV/AAA (%)

Allocation

Interest Rate Sensitivity

Sensitivity Decrease No Change Increase

Analysis 100 75.0 50.0 25.0 0 25 50.0 75.0 100.0

MTM Impact 1.98 1.5 1.0 0.5 0 -0.5 -1.0 -1.5 -2.0
www.trustplutus.com Portfolio Returns 9.41 8.9 8.4 7.9 7.43 6.94 6.4 5.9 5.4 Private and Confidential 64
 Scheme wise Allocation - Protection Assets

Security Name Classification Investment Market Gain / XIRR XIRR Net PD AAA upto A and
Value Value Loss (BM) YTM + AA- Below
SOV

HDFC Gold Direct-G Commodities: Gold 73 90 17 9.52% -- -- -- -- -- --

HDFC Short Term Debt Fund - Dir - Growth Debt: Short Duration 55 64 9 5.69% 5.36% 7.39 2.28 81.0 15.0 0.0

ICICI Prudential Short Term Fund - Dir - Growth Debt: Short Duration 45 54 9 6.38% 5.44% 7.57 2.31 87.0 14.0 0.0

HDFC Credit Risk Debt Fund - Dir - Growth Debt: Credit Risk 45 51 6 7.11% 6.36% 7.51 1.94 34.0 52.0 4.0

ICICI Prudential Credit Risk Fund - Dir - Growth Debt: Credit Risk 40 46 6 7.70% 6.28% 7.43 1.75 33.0 42.0 9.0

BPEA Credit-India Fund III-Scheme F Debt - Alternate 43 43 0 6.44% -- -- -- -- -- --

MINDSPACE BUSINESS PARKS (REIT) Debt - Alternate 30 34 3 9.67% 16.43% -- -- -- -- --

EMBASSY OFFICE PARKS (REIT) Debt - Alternate 31 32 1 8.19% 12.08% -- -- -- -- --

INDIA GRID TRUST (INVIT) Debt - Alternate 22 27 5 19.31% 21.44% -- -- -- -- --

0 Piramal Enterprises Limited IGB PPML NCD FR DB Debt - Alternate 20 23 3 6.60% -- -- -- -- -- --

REDEEM 02092024 INE140A07666 INR 1000000

ICICI Prudential Liquid Fund -Dir- Growth Debt: Liquid 13 13 0 6.03% 6.18% 6.84 0.11 99.0 0.0 0.0

POWERGRID INFRASTRUCTURE INVESTMENT Debt - Alternate 4 4 0 10.67% 16.00% -- -- -- -- --

TRUST (INVIT)

2.50% Sovereign Gold BD Series I Tranche 50 Commodities: Gold 3 3 0 2.52% -- -- -- -- -- --

Redeem 25052029 INR 4727

2.50% Sovereign Gold BD Series XII Tranche 49 Commodities: Gold 2 2 0 2.52% -- -- -- -- -- --

Redeem 09032029 INR 4612

Overall Total -- 426 486 59 -- -- -- -- -- -- --

www.trustplutus.com Private and Confidential 65
 Schemewise Portfolio - Hybrid
Scheme Name Classification Invest. Market Absolute Benchmark Schemewise Benchmark
Value Value Gain XIRR XIRR

ICICI Pru Balanced Advantage Hybrid: Dynamic Asset Allocation 173.9 207.7 33.8 NIFTY 50 Hybrid 21.32% 19.72%
Direct-G Composite Debt 65:35
Index

Overall Total -- 173.9 207.7 33.8 -- -- --

www.trustplutus.com Private and Confidential 66

May 2024. TrustPlutus Wealth (India) Private Limited TM and TrustPlutus Family Office & Investment Advisers (India) Private Limited (hereinafter referred as
“TrustPlutus”) believes the information in this publication is accurate as of its publication date; such information is subject to change without notice. The
information contained in this presentation has been prepared to assist prospective client in making their own evaluation of the Company and does not
constitute to be all inclusive or to contain all information a prospective or existing client may desire. TrustPlutus makes no representation or warranty as to
the accuracy or completeness of this information and shall not have any liability for any representations whether express or implied regarding information
contained in, or for any omissions from, this information or any other written or oral communications transmitted to recipient. TrustPlutus acknowledges the
proprietary right of the trademarks and product name of other companies mentioned in this document.

TrustPlutus Family Office & Investment Advisers (1) Pvt Ltd is registered with the Securities and Exchange Board of India ("SEBI") as a non-individual entity
under the SEBI Investment Advisers Regulations 2013 bearing registration code number INA000000557 (validity till 12/12/2023) having registered office at
108, Balarama, Bandra Kurla Complex, Bandra East, Mumbai-51 and correspondence address at 802, Naman Centre, G-Block, Bandra Kurla Complex,
Bandra East, Mumbai-51, Telephone no. +91 22 62746000. Principal Officer is Mr. Sameer Kaul, Director. Contact Number 91 22 6274 6078, Email:
sameer.kaul@trustplutus.com. SEBI local office address; SEBI Bhavan, Plat Number C4-A, G-Block, Bandra Kurla Complex, Bandra East, Mumbai-400051.

THANK YOU

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 Registered Office
TrustPlutus Family Office & Investment Advisors (India) Private Limited
1101, Naman Centre, G – Block, C -31,
Bandra Kurla Complex, Bandra (East)
Mumbai 400 051

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