RFBT Quiz 1

October 2023 Batch
RFBT Quiz 1
COVERAGE - Week 1 to Week 5 Lectures
RFBT-01: Obligations
RFBT-02: Contracts
RFBT-03: Labor & Social Security
RFBT-04: Insurance
1. This essential element of an obligation is the reason for the

obligation’s existence. The tie that binds the
parties to the obligation:
A. Active subject
B. Passive subject
C. Prestation
D. Efficient Cause
2. X died, leaving the legal title to his land to his son A, while
the usufruct was given to B. When B dies,
A. His rights will be transmitted to his heirs by operation of law
B. His rights will be inherited by the heirs because obligations are
transmissible in general
C. His rights will be merged with the legal title of A
D. His rights will be inherited by the other heirs of X
3. X, a minor, through negligence, inflicted damage upon another

child. X’s father was made liable by court to
pay civil damages to the other child. The liability of X’s father
arises from:
A. Contract
B. Quasi-contract
C. Delict
D. Quasi-delict
4. H, I and J are joint debtors. They obliged themselves to deliver
a specific rooster (worth P9,000) to P and Q,
joint creditors. Assuming H is the only one who does not want to
comply with the obligation, how much is
the total amount that can be collected from him by the creditors?
A. P3,000
B. P9,000
C. P9,000 plus damages
D. P3,000 plus damages
5. Which among the following is considered to be the most defective?

A. Voidable
B. Void
C. Rescissible
D. Unenforceable
6. D promised to deliver to C his car worth P250,000, his laptop

worth P80,000 or his diamond ring worth
P40,000. The right of choice was expressly granted to C. All things
were lost in the order they were
mentioned through the fault of D. Which of the following is correct?
A. D is liable for P250,000 the value of the car
B. D is liable for P80,000 the value of the laptop
C. D is liable for P40,000 the value of the ring
D. D is liable for the value of whatever C chooses
7. A contract of loan was entered into where A, B, C, D and E,

individually, are liable for P100,000 to X and
Y, joint creditors. Which of the following is correct?
A. X can demand the whole P100,000 from any one of A, B, C, D and E.
B. Y can demand only P20,000 from A, B, C, D and E, separately.
C. A may be compelled to pay P50,000 to either X or Y.
D. B may be compelled to pay P10,000 by either X or Y
8. A, B and C borrowed from X, Y and Z the amount of P90,000 due on
June 25, 2022. On due date:
A. A can be required to pay P30,000 to Y
B. B can be required to pay P90,000 to Z
C. X can demand payment for P45,000 from C
D. Y can demand payment for P10,000 from B
9. In an obligations to do, which of the following is/are available

as remedy/ies to the creditor in case of nonperformance?
a. Specific Performance C. Both A and B
b. Substitute Performance D. Neither A nor B
10. This remedy is implied in reciprocal obligations and is

available in case one of the obligors should not
comply with what is incumbent upon him:
a. Annulment C. Resolution
b. Accion Pauliana D. Lola Remedios
11. Dwayne Reed borrowed P30,000 from his good friend Josh Segal.
Dwayne paid P20,000 and Josh issued a receipt indicating therein
that the balance of P10,000 is already condoned, which Dwayne orally
accepted.
After the payment, Josh died, and his heirs are now seeking to
collect the balance of P10,000 from Dwayne. In this case,
A. The obligation to pay the balance was validly condoned since it
was in writing
B. The obligation to pay the balance was validly condoned since
there is no formal requirement applicable
C. The obligation to pay the balance was not validly condoned since
it must be in a public instrument
D. The obligation to pay the balance was not validly condoned since
the acceptance was not in writing
12. Eren Yeager was indebted to Armin Arlert for P10,000.
Eventually, Mikasa Ackerman, volunteered to pay the amount, without
the knowledge of Eren, to which Armin agreed. It turns out that
prior to the substitution, Eren made a payment for P5,000 already.
In this case,
A. The obligation of Eren is extinguished by confusion
B. If Mikasa pays P10,000, she can collect the same amount from Eren
C. If it turns out that Mikasa was already insolvent, Eren can no
longer be made liable
D. There was no valid substitution because the consent of Eren was
not obtained
13. If the thing improves by nature or time, in an obligation to

deliver a specific or determinate thing subject to
a suspensive condition, the improvement inures to the benefit of:
A. The debtor C. Both A and B
B. The creditor D. Neither A nor B
14. X is indebted to ABC Bank for P100,000 due at the end of the
year. On due date, X was not able to pay,
and ABC Bank debited X’s savings deposit for the said amount. In
this case,
A. Compensation cannot validly take place in a deposit contract
B. Confusion extinguished the obligation
C. Compensation validly took place since both obligations are simple
loans
D. Compensation cannot validly take place since there is controversy
as to the claim of the bank
15. D is obliged to deliver to C a specific car. In this case, what

are the concurrent obligations of such obligation?
A. To take care of the thing with the diligence required by law or
stipulation, or if none, with the diligence
of a good father of a family
B. To deliver the fruits at the obligation to deliver it arises
C. To deliver the accessions and accessories
D. All of the choices
16. A condition the happening of which would give rise to the

obligation:
A. Suspensive Condition
B. Resolutory Condition
C. Positive Condition
D. Impossible Condition
17. The obligation reads: “I promise to pay C P10,000 when my means

permit me to do so”. This is:
A. An obligation subject to a suspensive condition
B. A pure obligation
C. An obligation subject to a suspensive period
D. A void obligation
18. A, B and C, distinctively, are indebted to X for P120,000. A’s

share in the obligation is due on 12/31/2022; B’s share is due once
he passes the LECPA for October 2022; C’s share is due on October
31, 2022. On June 1, 2022
A. X can collect P40,000 from any of A, B or C
B. X can collect P40,000 only from C
C. X can collect P120,000 from any of A, B or C
D. X can collect P120,000 only from C
19. A stipulation which increases or decreases the prestation of one

of the parties is known as:
A. Acceleration clause
B. Dragnet clause
C. Extension clause
D. Escalation clause
20. Which of the following is an example of a preparatory contract?

A. Lease C. Loan
B. Partnership D. Mortgage
21. First statement: If the words appear to be contrary to the

evident intention of the parties, the latter shall prevail over the
former.
Second statement: Obscure words or stipulations in a contract shall
be interpreted in favor of the party who caused the obscurity.
A. Both statements are true
B. Both statements are false
C. Only the first statement is true
D. Only the second statement is true
22. Which of the following can validly give consent to a contract:

A. Insane persons
B. Demented persons
C. Minors
D. Deaf-mutes
23. D borrowed from C bank P1,000,000 with a 5% interest. The loan

had a stipulation that the bank can unilaterally increase the
interest rates. The stipulation is void for violating which
fundamental characteristic of a contract:
A. Consensuality of contracts
B. Mutuality of contracts
C. Relativity of contracts
D. Autonomy of contracts
24. The prescriptive period to file an annulment is:

A. 40 days
B. 1 year
C. 4 years
D. 10 years
25. Which of the following is incorrect?

A. If both parties to a contract are minors, the contract is
unenforceable.
B. A contract entered into under a state of drunkenness is voidable
C. If one party is a deaf-mute who does not know how to read and
write and the other is not, the contract is voidable
D. If an insane party enters into a contract during a lucid
interval, the contract is voidable
26. Which of the following is an example of a natural element of a
contract?
A. Consent of the contracting parties
B. Warranty against non-apparent encumbrances
C. Express warranty
D. Stipulation to pay interest
27. B was tasked by the Barangay to find a lot where the signage of
the Barangay with the names of the officials would be indicated. For
such purpose, he entered into an oral sale with S for a small piece
of the latter’s land for P499. The status of the contract of sale
is:
A. Void
B. Voidable
C. Unenforceable
D. Valid
28. As a rule, parties to a contract are free to stipulate terms and

conditions thereof, provided they are not contrary to law. One such
stipulation considered by law as void is a partner is excluded from
the sharing of the profits and losses, also known as:
A. Pactum commissorium
B. Pactum leonina
C. Pactum de non aliendo
D. Nudum Pactum
29. In which of the following cases can the recipient of the land
compel the transferor to execute a public instrument:
A. In case of oral donation of a real property
B. In case of a donation of real property made in a private
instrument
C. In case of an oral sale of real property
D. In case of a sale of real property made in a private instrument
30. Juan, who is indebted to Pedro for P100,000, sold his only
remaining property to Jose. There would be a presumption that the
sale was in fraud of Pedro:
A. If Juan did not reserve sufficient properties to pay all debts
contracted before the sale.
B. If Juan did not reserve sufficient properties to pay all debts
contracted before and after the sale.
C. When there has been some judgment obtained by Pedro issued
against Juan before the sale.
D. When there has been some judgment issued against Juan before the
sale even if not obtained by Pedro.
31. A orally sold his cellphone to B for P15,000, where the latter
paid P499 down-payment and the balance to be paid 30 days after. The
contract entered into is:
A. Valid and enforceable C. Void
B. Rescissible D. Unenforceable
32. As a rule, land-based OFWs are considered, for purposes of the

SSS Law, in the same manner as:
A. Employees
B. Self-employed individuals
C. Voluntary covered members
D. None of the choices
33. The effective date of coverage for self-employed persons shall

be:
A. The start of operations
B. Upon registration with the DTI/SEC
C. Upon registration with the SSS
D. 30 days after the start of operations
34. If an employee’s Average Monthly Salary Credit is P20,000 and

has been a member of the SSS for 30 years prior to the semester of
retirement in 2023, where all such years are considered credited,
how much would be his monthly pension?
A. P8,000
B. P9,000
C. P12,300
D. P13,300
35. The applicable minimum monthly pension for a permanently
disabled member whose credited years of service is 15 years:
A. P1,000
B. P1,200
C. P2,400
D. P3,600
36. If the contingency happened in July, the semester of contingency

would be:
A. January to June
B. April to September
C. July to December
D. October to March of the following year
37. The minimum number of months to be considered in providing

lumpsum death benefits for covered members who paid less than 36
monthly contributions:
A. 6 months
B. 12 months
C. 18 months
D. 36 months
38. The minimum dependent’s pension shall be:

A. P100/month
B. P250/month
C. P500/month
D. P1,000/month
39. All of the following constitute permanent total disability,

except:
A. Loss of sight of both eyes
B. Loss of both hands
C. Permanent paralysis of two legs
D. Brain injury resulting to incurable insanity
40. The sickness benefit that a member, who was confined for more
than 3 days, is equivalent to:
A. 50% of the Average Daily Salary Credit
B. 75% of the Average Daily Salary Credit
C. 80% of the Average Daily Salary Credit
D. 90% of the Average Daily Salary Credit
41. In case of miscarriage or emergency termination of pregnancy,

the female worker is entitled to how many
days maternity leave?
A. 0
B. 60
C. 72
D. 105
42. The maximum number of days that a female worker may allocate to
the child’s father is:
A. 3 days
B. 7 days
C. 10 days
D. 30 days
43. Meal periods are mandated to be provided for employee’s regular

meals which should be:
A. Not less than 30 minutes
B. Not less than 60 minutes
C. Not more than 30 minutes
D. Not more than 60 minutes
44. If an employee worked a shift of 9PM to 6AM with a one hour

lunch break from 1AM to 2AM, receiving a P1,200 per day regular
wage. How much would be his entitlement to the night shift
differential?
A. P120
B. P106.67
C. P105
D. P93
45. The celebration of Manila Day every June 24 is considered a:

A. Regular Day
B. Regular Holiday
C. Special Holiday
D. None of the choices
46. If an employee rendered overtime during a special holiday that

is at the same time his rest day, the pay he shall be entitled to
for such overtime is equivalent to:
A. 130% of his regular wage
B. 150% of his regular wage
C. 169% of his regular wage
D. 195% of his regular wage
47. Which of the following leave benefits is convertible or

commutable to cash?
A. Service Incentive Leave
B. Paternity Leave
C. VAWC Leave
D. Solo Parent Leave
48. If Araw ng Kagitingan coincided with Maundy Thursday, how much

is an employee entitled to if he worked on the said day?
A. 100%
B. 150%
C. 200%
D. 300%
49. When an employee is permitted to work on his scheduled rest day,

he shall be entitled to additional compensation of at least ____ of
his regular wage:
A. 25%
B. 30%
C. 50%
D. 100%
50. An employee who has rendered at least one year of service shall
be entitled to a yearly service incentive leave
of __ days with pay:
A. 5
B. 10
C. 15
D. 30
E N D

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October 2023 Batch

1. This essential element of an obligation is the reason for the

3. X, a minor, through negligence, inflicted damage upon another

5. Which among the following is considered to be the most defective?

6. D promised to deliver to C his car worth P250,000, his laptop

7. A contract of loan was entered into where A, B, C, D and E,

9. In an obligations to do, which of the following is/are available

10. This remedy is implied in reciprocal obligations and is

13. If the thing improves by nature or time, in an obligation to

15. D is obliged to deliver to C a specific car. In this case, what

16. A condition the happening of which would give rise to the

17. The obligation reads: “I promise to pay C P10,000 when my means

18. A, B and C, distinctively, are indebted to X for P120,000. A’s

19. A stipulation which increases or decreases the prestation of one

20. Which of the following is an example of a preparatory contract?

21. First statement: If the words appear to be contrary to the

22. Which of the following can validly give consent to a contract:

23. D borrowed from C bank P1,000,000 with a 5% interest. The loan

24. The prescriptive period to file an annulment is:

25. Which of the following is incorrect?

28. As a rule, parties to a contract are free to stipulate terms and

32. As a rule, land-based OFWs are considered, for purposes of the

33. The effective date of coverage for self-employed persons shall

34. If an employee’s Average Monthly Salary Credit is P20,000 and

36. If the contingency happened in July, the semester of contingency

37. The minimum number of months to be considered in providing

38. The minimum dependent’s pension shall be:

39. All of the following constitute permanent total disability,

41. In case of miscarriage or emergency termination of pregnancy,

43. Meal periods are mandated to be provided for employee’s regular

44. If an employee worked a shift of 9PM to 6AM with a one hour

45. The celebration of Manila Day every June 24 is considered a:

46. If an employee rendered overtime during a special holiday that

47. Which of the following leave benefits is convertible or

48. If Araw ng Kagitingan coincided with Maundy Thursday, how much

49. When an employee is permitted to work on his scheduled rest day,

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