24-04-2024

Quote No : qc60250sjpk4y

Benefit Illustration for HDFC Life ClassicAssure Plus

This illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC Life
ClassicAssure Plus

Age is taken as on last birthday Proposal No:

Name of the Prospect /Policy Name of the
Harshith PP HDFC Life ClassicAssure Plus (Spl)
holder: Product:
A Non-Linked, Participating,
Age: 26* Tag Line:
Life Insurance Plan
Name of the Life Assured: Harshith PP Unique Identification No: 101N089V05
Age: 26* GST Rate: 4.5%* for first year
2.25%* second year
Policy Term 10 year(s)
onwards
Premium Payment Term: 7 year(s)
Amount of Installment Premium
100000
(Without GST):
Mode of Payment of Premium: Annual
*0% if qualifies as zero-rated supply under GST law

How to read and understand this benefit illustration?

This benefit illustration is intended to show year wise premiums payable and benefits under the policy, at two assumed rates of interest i.e., 8% p.a. and 4% p.a.

"Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers
guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will show two
different rates of assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might
get back, as the value of your policy is dependent on a number of factors including future investment performance."

Policy Details
Policy Option HDFC Life ClassicAssure Plus Sum Assured Rs. 5,02,916
Sum Assured on Death (at inception of
Bonus Type Reversionary Bonus 10,00,000
the policy) Rs.

Premium Summary
Base Plan CI Rider IB Rider Total Installment Premium
Instalment Premium without GST 1,00,000 0 0 1,00,000
Instalment Premium with First Year GST 1,04,500 0 0 1,04,500
Instalment Premium with GST 2nd Year Onwards 1,02,250 0 0 1,02,250

1/2
 (Amounts in Rupees.)
Total Benefits
Non Guaranteed Benefits Non-Guaranteed Benefits including Guaranteed and Non-Guaranteed Benefits
Guaranteed Benefits
@ 4% p.a. @ 8% p.a.
Maturity Benefit Death Benefit Surrender Benefit
Total Total Total Total Total Total
Single /
Policy Maturity Maturity Death Death Surrender Surrender
Annualized
Year Benefit, Benefit, Benefit Benefit Benefit Benefit
Premium
Guaranteed Survival Surrender Death Maturity Cash Surrender Cash Surrender incl incl incl of incl of incl of incl of
RB RB
Additions Benefit Benefit# Benefit Benefit Bonus Benefit# Bonus Benefit# Terminal Terminal Terminal Terminal Terminal Terminal
Bonus, Bonus, Bonus, if Bonus, if Bonus, if Bonus, if
if any, @ if any, @ any, @ any, @ any, @ any, @
4% 8% 4% 8% 4% 8%
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

1 1,00,000 0 0 0 10,15,087 0 0 0 0 0 0 0 0 0 10,15,087 10,15,087 0 0

2 1,00,000 0 0 62,957 10,30,175 0 0 0 17,090 0 0 17,090 0 0 10,30,175 10,30,175 80,048 80,048

3 1,00,000 0 0 1,10,115 10,45,262 0 0 0 20,780 0 0 20,780 0 0 10,45,262 10,45,262 1,30,894 1,30,894

4 1,00,000 0 0 2,07,845 10,60,350 0 0 0 0 0 0 0 0 0 10,60,350 10,60,350 2,07,845 2,07,845

5 1,00,000 0 0 2,61,240 10,75,437 0 0 0 0 0 0 0 0 0 10,75,437 10,75,437 2,61,240 2,61,240

6 1,00,000 0 0 3,15,570 10,90,525 0 0 0 23,415 0 0 23,415 0 0 10,90,525 10,90,525 3,38,985 3,38,985

7 1,00,000 0 0 3,70,806 11,05,612 0 0 0 60,276 0 0 60,276 0 0 11,05,612 11,05,612 4,31,081 4,31,081

8 0 0 0 5,13,974 11,05,612 0 7,544 0 0 12,573 0 0 0 0 11,13,156 11,18,185 5,13,974 5,13,974
9 0 0 0 6,57,565 11,05,612 0 15,087 0 0 25,146 0 0 0 0 11,20,700 11,30,758 6,57,565 6,57,565

10 0 0 0 0 11,05,612 6,08,528 22,631 0 0 37,719 0 0 7,71,976 9,78,172 11,28,244 11,43,331 0 0

Notes:
1. Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax. Refer Sales
Literature for explanation of terms used in this illustration.
2. Upon payment at Maturity, the policy terminates and no further benefits become payable.
3. The death benefits shown above are at the end of the year. Upon payment, of death benefit the policy terminates and no further benefit is payable.
4. The surrender benefits shown above are at the end of the year. Upon payment of surrender benefit, the policy terminates and no further benefit becomes payable.
5. The Premium and the Sum Assured on Maturity stated above is based on the information provided. They may vary as a result of underwriting.
6. Any statutory levy or charges (such as Goods and Service tax) including any indirect tax may be charged to the Policyholder either now or in future by the company and such amount so
charged shall become due and payable and shall be subject to the same terms and conditions as applicable to payment of premium.
7. RB - Reversionary Bonus, TB - Terminal Bonus, GA - Guaranteed Additions
8. Taxes will be applicable as per the prevailing provisions of the Income Tax Act, 1961.

I , have explained the premiums charges and benefits under the product fully to the I Harshith PP,having received the information with respect to the above, have understood
prospect / policy holder. the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

Channel Name : Direct - Online

Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".

2/2