About this Template

Use this Personal Monthly Budget worksheet to track your Projected and Actual Monthly
Income and Projected and Actual Cost.

• Enter expenses incurred on various categories in respective tables.

• Projected Balance, Actual Balance, and Difference are auto calculated.

Note:
Additional instructions have been provided in column A in PERSONAL MONTHLY BUDGET worksheet.
This text has been intentionally hidden. To remove text, select column A, then select DELETE. To unhide
text, select column A, then change font color.

To learn more about tables in the worksheet, press SHIFT and then F10 within a table, select the TABLE
option, and then select ALTERNATIVE TEXT.
 Personal Monthly Budget
Projected Monthly Income Projected Balance
(Projected income minus expenses) $3,405.00
Income 1 $4,300.00

Extra income $300.00

Actual Balance $3,064.00
(Actual income minus expenses)
Total monthly income $4,600.00

Difference ($341.00)
(Actual minus projected)
Actual Monthly Income
Income 1 $4,000.00

Extra income $300.00

Total monthly income $4,300.00

Housing Entertainment
0
Projected Actual Difference 0 Projected Actual Difference
Cost Cost Cost Cost

Mortgage or rent $1,000.00 $1,000.00 $0.00 Video/DVD $0.00

Phone $54.00 $100.00 -$46.00 CDs $0.00

Electricity $44.00 $56.00 -$12.00 Movies $0.00

Gas $22.00 $28.00 -$6.00 Concerts $0.00

Water and sewer $8.00 $8.00 $0.00 Sporting events $0.00

Cable $34.00 $34.00 $0.00 Live theater $0.00

Waste removal $10.00 $10.00 $0.00 Other $0.00

Maintenance or repairs $23.00 $0.00 $23.00 Other $0.00

Supplies $0.00 $0.00 $0.00 Other $0.00

Other $0.00 $0.00 $0.00 Subtotal $0.00

Subtotal -$41.00

Transportation Loans
0 Projected Actual Difference 0
Projected Actual Difference
Cost Cost Cost Cost

Vehicle payment $0.00 Personal $0.00

Bus/taxi fare $0.00 Student $0.00

Insurance $0.00 Credit card $0.00

Licensing $0.00 Credit card $0.00

Fuel $0.00 Credit card $0.00

Maintenance $0.00 Other $0.00

Other $0.00 Subtotal $0.00

Subtotal $0.00

Insurance Taxes
0
Projected Actual Difference 0 Projected Actual Difference
Cost Cost Cost Cost

Home $0.00 Federal $0.00

Page 2 of 4
Health $0.00 State $0.00

Life $0.00 Local $0.00

Other $0.00 Other $0.00

Subtotal $0.00 Subtotal $0.00

Food Savings or Investments

Projected Actual Projected Actual
0 Cost Cost Difference 0 Cost Cost Difference

Groceries $0.00 Retirement account $0.00

Dining out $0.00 Investment account $0.00

Other $0.00 Other $0.00

Subtotal $0.00 Subtotal $0.00

Pets Gifts and Donations

0 Projected Actual Difference 0
Projected Actual Difference
Cost Cost Cost Cost

Food $0.00 Charity 1 $0.00

Medical $0.00 Charity 2 $0.00

Grooming $0.00 Charity 3 $0.00

Toys $0.00 Subtotal $0.00

Other $0.00

Subtotal $0.00

Personal Care Legal

0 Projected Actual Difference LEGAL
Projected Actual Difference
Cost Cost Cost Cost

Medical $0.00 Attorney $0.00

Hair/nails $0.00 Alimony $0.00

Clothing $0.00 Payments on lien or judgment $0.00

Dry cleaning $0.00 Other $0.00

Health club $0.00 Subtotal $0.00

Organization dues or fees $0.00

Other $0.00

Subtotal $0.00

Total Projected Cost $1,195.00

Total Actual Cost $1,236.00

Total Difference ($41.00)

Page 3 of 4
099STPL23CREDLIF_I 009080943 45283 45283 2755 2755 0
099STPL23MGT_TAX 009080943 45283 45283 206.63 206.63 0
099STPL23MGT_FEE 009080943 45283 45283 2755 2755 0
099STPL23MAIN_INT009080943 45283 45313 27550 27550 0
099STPL23PRINCIPAL009080943 45283 45313 22958.33 22958.33 0
099STPL23PRINCIPAL009080943 45313 45344 22958.33 22958.33 0
099STPL23MAIN_INT009080943 45313 45344 25254.16 25254.16 0
099STPL23MAIN_INT009080943 45344 45373 22958.34 22958.34 0
099STPL23PRINCIPAL009080943 45344 45373 22958.33 22958.33 0
099STPL23MAIN_INT009080943 45373 45404 20662.50 20662.50 0
099STPL23PRINCIPAL009080943 45373 45404 22958.33 1732.31 21226.02
099STPL23MAIN_INT009080943 45404 45434 18366.66 0 18366.66
099STPL23PRINCIPAL009080943 45404 45434 22958.34 0 22958.34
099STPL23MAIN_INT009080943 45434 45465 11249.59 0 11249.59
099STPL23PRINCIPAL009080943 45434 45465 22958.34 0 22958.34
099STPL23MAIN_INT009080943 45465 45495 9642.50 0 9642.50
099STPL23PRINCIPAL009080943 45465 45495 22958.34 0 22958.34
099STPL23MAIN_INT009080943 45495 45526 8035.41 0 8035.41
099STPL23PRINCIPAL009080943 45495 45526 22958.34 0 22958.34
099STPL23MAIN_INT009080943 45526 45557 6428.34 0 6428.34
099STPL23PRINCIPAL009080943 45526 45557 22958.34 0 22958.34
099STPL23MAIN_INT009080943 45557 45587 4821.25 0 4821.25
099STPL23PRINCIPAL009080943 45557 45587 22958.34 0 22958.34
099STPL23MAIN_INT009080943 45587 45618 3214.16 0 3214.16
099STPL23PRINCIPAL009080943 45587 45618 22958.34 0 22958.34
099STPL23MAIN_INT009080943 45618 45643 1607.08 0 1607.08
099STPL23PRINCIPAL009080943 45618 45643 22958.30 0 22958.30