03-09-2024

Quote No : ccs2dtklhpw

Benefit Illustration for HDFC Life Click 2 Achieve

This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Click 2 Achieve
DETAILS
Name of the Prospect/Policyholder: Aani Sahi Proposal No: NA
Age: 40 Name of Product: HDFC Life Click 2 Achieve
A Non-linked Non-Participating
Proposer Gender: Male Tag Line:
Individual Life Insurance Savings Plan
Name of Life Assured: Aani Sahi Unique Identification No: 101N186V03
Age: 40 GST Rate: 4.5%* for first year
Life Assured Gender: Male 2.25%* second year onwards
Policy Term: 20 Years
Premium Paying Term: 8 Years
Amount of Instalment Premium
Rs.8,00,000
(Without GST):
Mode of payment of Premium: Annual

*0% if qualifies as zero-rated supply under GST law

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.

Policy Details

Sum Assured on Death

Plan Option Dream Achiever 1,60,00,000
(at inception of the policy) Rs.

Sum Assured on Maturity

Benefit Chosen# Moneyback 0
(at inception of the policy) Rs.
Juvenile Critical Illness (CI)
Additional Benefit Opted None No
cover opted
Sum Assured on Juvenile
Payout Term (Years) Last 5years NA
CI at inception
Payout Frequency Annual Premium Offset No

Deferral of Survival/Income
First Payout Date 03-09-2040 No
Benefit

Premium Summary
Protect
Total
Juvenile Critical IB Plus
Instalment Premium Base Plan CI Rider Instalment
Illness Cover Premium Rider Rider(rider
Premium
option)
Instalment Premium without GST 8,00,000 0 0 0 0 8,00,000
First Year Premium
Instalment Premium with First Year GST 8,36,000 0 0 0 0 8,36,000

Instalment Premium without GST 8,00,000 0 0 0 0 8,00,000

Second Year Premium
Instalment Premium with GST 2nd Year Onwards 8,18,000 0 0 0 0 8,18,000

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 (Amount in Rupees)
Policy Annualized Guaranteed Non Guaranteed
Year Premium
Survival Other Maturity Death Guaranteed Death Benefit Special Surrender Surrender Value (Higher of GSV
Benefits benefits Benefit Benefit Surrender (Higher Value(SSV) and SSV)
(if any) Value of Guaranteed
(GSV) Death
Benefit and SSV)

1 8,00,000 0 0 0 1,60,00,000 0 1,60,00,000 0 0

2 8,00,000 0 0 0 1,60,00,000 4,80,000 1,60,00,000 7,71,895 7,71,895

3 8,00,000 0 0 0 1,60,00,000 8,40,000 1,60,00,000 12,64,943 12,64,943

4 8,00,000 0 0 0 1,60,00,000 16,00,000 1,60,00,000 18,42,600 18,42,600

5 8,00,000 0 0 0 1,60,00,000 20,00,000 1,60,00,000 25,16,301 25,16,301

6 8,00,000 0 0 0 1,60,00,000 24,00,000 1,60,00,000 32,98,871 32,98,871

7 8,00,000 0 0 0 1,60,00,000 28,00,000 1,60,00,000 42,04,686 42,04,686

8 8,00,000 0 0 0 1,60,00,000 33,92,000 1,60,00,000 52,49,851 52,49,851

9 0 0 0 0 1,60,00,000 36,48,000 1,60,00,000 57,35,462 57,35,462

10 0 0 0 0 1,60,00,000 38,40,000 1,60,00,000 62,65,992 62,65,992

11 0 0 0 0 1,60,00,000 40,32,000 1,60,00,000 68,45,596 68,45,596

12 0 0 0 0 1,60,00,000 42,88,000 1,60,00,000 74,78,814 74,78,814

13 0 0 0 0 1,60,00,000 44,80,000 1,60,00,000 81,70,604 81,70,604

14 0 0 0 0 1,60,00,000 46,72,000 1,60,00,000 89,26,385 89,26,385

15 0 0 0 0 1,60,00,000 49,28,000 1,60,00,000 97,52,076 97,52,076

16 0 7,54,908 0 0 1,60,00,000 51,20,000 1,60,00,000 1,06,54,143 1,06,54,143

17 0 7,54,908 0 0 1,60,00,000 45,57,092 1,60,00,000 1,08,50,600 1,08,50,600

18 0 7,54,908 0 0 1,60,00,000 40,58,184 1,60,00,000 1,10,65,230 1,10,65,230

19 0 7,54,908 0 0 1,60,00,000 34,95,276 1,60,00,000 1,12,99,714 1,12,99,714

20 0 1,20,78,528 0 0 1,60,00,000 0 1,60,00,000 0 0

Notes:
1. Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax.
2. In the above illustration, premiums are assumed to be received in advance, surrender benefit payable at the end of the year and other benefits payable as chosen by the
policyholder.
3. The plan also provides Juvenile Critical Illness Cover and waiver of premium benefit in case of Death, Critical Illness or Total Permanent Disability of Proposer as optional feature,
provided all previous premiums have been paid. For more information on these benefits please refer the sales literature/policy document.
4. The above table does not show offset of premiums even if premium offset benefit is chosen as yes. Your premium payable will get adjusted to the extent of benefits receivable or
accrued, if any You can choose to opt in or out of this feature at any time during the contract.
5. The above table does not show accrual of benefits even if deferral of benefits is chosen as yes. Your benefits shown above will get accrued as per then prevailing SBI interest
rate on savings bank Deposit + 1.5%. You can choose to opt in or out of this feature at any time during the contract.
6. #Depends on the cashflow chosen at inception.

I , have explained the premiums and benefits under the policy fully to the prospect / I Aani Sahi,having received the information with respect to the above, have understood
policy holder. the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

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