Circular No. 15 Card Business Unit This is strictly for internal bank use only.

Fees & Charges of Dhaka Bank Credit Cards

Visa MasterCard
Nature of Fees Gold Platinum Signature Titanium

Credit Limit Less than Tk. 1.50 Lac Tk. 1.50 Lac to less than Tk. 5.00 Lac to Tk.10.00 Lac Tk. 1.50 Lac to less than Tk.10.00
(Unsecured) Tk.5.00 Lac (Unsecured) (Unsecured) Lac (Unsecured)

Up to Tk.25.00 Lac (Secured) Tk. 1.50 Lac to less than Tk. 5.00 Lac to Tk.25.00 Lac Tk. 1.50 Lac to less than Tk.25.00
Tk.25.00 Lac (Secured) (Secured) Lac (Secured)
Annual Fee/Issuance Fee Free Tk.5,000 Tk.7,000 Tk.5,000
1st Year Fee 1st Year Free 50% of Renewal fee (i.e. Tk.7,000 50% of Renewal fee (i.e. Tk.
Tk. 2,500) 2,500)
Plastic Fee (During card plasticrenewal): Tk.400 Tk.500 Tk.600 Tk.500

Transaction Alert Fee (all type of cards) Tk.100 per year

Limit Enhancement Fee (all type of cards) Tk.200 per instance
NID Verification Fee Tk. 10 or at actual
CIB Fee Tk. 100 or at actual
Card to wallet/Account 1.5% or Tk. 150 whichever is higher
InstaLoan Processing Fee 1% of Loan Amount
InslaLoan early settlement Fee 1% of Settlement Amount
Renewal Fee Tk.3,000 Tk.5,000 Tk.7,000 Tk.5,000
Annual Fee Supplementary Free Free Free Free
Renewal Fee Supplementary Free up to 2 cards & from 3rd Free up to 2 cards & from Free up to 3 cards & from 4th Free up to 2 cards & from 3rd
supplementary card-regular 3rd supplementary card- supplementary card-regular supplementary card-regular fee
fee will apply. regular fee will apply. fee will apply. will apply.
Annual Interest Rate 24%
Cash Advance Fee Local Tk. 2.5% or Min Tk. 150 2.5% or Min Tk.250
USD $ 2.5% or Min USD $3 2.5% or Min USD $5
Late Payment Fee Local Tk. Tk.500 Tk.750 Tk.1,000 Tk.750
USD $ $10 $12 $15 $12
Excess Limit Fee Local Tk. Tk.500 Tk.750 Tk.1,000 Tk.750
USD $ $10 $12 $15 $12
Card Replacement Fee (Local/USD) Tk.400 Tk.500 Tk.600 Tk.500
PIN Replacement Fee (Local/USD) Tk.400 Tk.500 Tk.600 Tk.500
Statement Reprint Fee (Local/USD) Tk.300 Tk.400 Tk.500 Tk.400
E-Statement Free
Sales Slip Retrieval Fee Local (Tk.) Tk.250 Tk.400 Tk.500 Tk.400
USD $ $5 $7 $10 $7
Outstation Cheque Collection Fee Local (Tk.) Tk.100 Tk.400 Tk.500 Tk.400
USD $ $10 $12 $15 $12
Return Cheque Fee Local (Tk.) Tk.500 Tk.750 Tk.1,000 Tk.750
USD $ $5 $7 $10 $7
1st Card Cheque Book (10 Leaves) 100
2nd Card Cheque Book onwards Tk.100
Card Cheque Processing Fee 1.50% or Tk. 150 whichever is higher
Cheque dishonor due to insufficient fund Tk.500
Stop payment after the cheque has been placed for Tk.200
payment
Credit Shield Premium Nominal monthly premium of 35 Paisa for every Tk.100 of outstanding dues

Balaka Lounge Access n/a  4 visits free for the  4 visits free for the  4 visits free for the cardholder
cardholder in a year cardholder in a year with 3 in a year
Primary & Supplementary card guest (spouse plus 2 Primary & Supplementary card
member all together children under 12 years of member all together
 Any guest the cardholder age). Primary and  Any guest the cardholder
takes into the lounge will be Supplementary card member takes into the lounge will be
charged at Tk.2, 000 per visit. all together. charged at Tk.2, 000 per visit.
 However, children above 12
years and for any additional
guest the cardholder takes
into the lounge, Tk.2, 000 will
be charged per visit.
LoungeKey  The primary and/or the  The primary/supplementary  The primary and/or the
supplementary cardholder cardholder(s) are entitled to supplementary cardholder
will be charged at USD $32 a total of 4 lounge visits will be charged at USD $32
per person. with their LoungeKey per person.
n/a
 Any guest the cardholder Account every year.  Any guest the cardholder takes
takes into a lounge will  Any additional visit and into a lounge will be charged at
be charged at USD $32 guest the cardholder takes USD $32 per person per visit.
per person per visit. into a lounge will be charged
at
USD $32 per person per visit
Dhaka Bank Credit Card Reward Program a Earning Reward Points Accumulation of reward points Gold / Platinum/ Titanium – 1
is only applicable for local Point for every Tk. 75 retail
purchase transaction
purchase transactions. This is
not applicable for transfer to Signature Credit Card – 1 Point
bKash or any other mobile for every Tk. 50 retail purchase
wallet or account and transaction
InstaLoan/Card Cheque
transactions

Dhaka Bank Credit Card Renewal Fee Claim Program

All type of cards issued from 01 July 2020
Cards issued till 30 Jun 2020
Subsequent Renewal Fees can be waived based on Subsequent Renewal Fees can be waived based on retail
retail purchase transactions within one (1) year period: purchase transactions within one (1) year period:

a. Gold / Platinum/ Titanium – 18 Transactions with Gold –Transactions with aggregate value of Tk.100,000
a.
aggregate value of Tk.50,000 Platinum/ Titanium –Transactions with aggregate value
b.
of Tk.200,000
b. Signature Credit Card – 18 Transactions with Signature Credit Card –Transactions with aggregate value of Tk.
aggregate value of Tk.100,000 300,000

Note:
1. Issuance Fees:
 Issuance fee is free for new Visa Gold Credit Cards
 50% of the issuance fee will be waived for new Visa Platinum Credit Cards
 Issuance fee of Visa Signature Credit Cards are not subject to waiver
 50% of the issuance fee will be waived for new MasterCard Titanium Credit Cards
2. Renewal Fee Claim:
 For Visa Gold/ Platinum Credit Card & Mastercard Titanium Credit Card renewal fee will be waived if the cardholder transacts for 18-times with an aggregate minimum value of Tk.50, 000 in a
year.
 For Visa Signature Credit Card renewal fee will be waived if the cardholder transacts for 18-times with an aggregate minimum value of Tk.100, 000 in a year.
3. 15% VAT will be charged as applicable
4. The additional visits (if any) of a Visa Signature/Platinum & MasterCard Titanium cardholder at Balaka Lounge charged at Tk.2,000 (inclusive of VAT) will be reflected on the cardholders monthly
credit card statement.
5. A credit cardholder will be automatically enrolled for the Credit Shield benefit and can enjoy complimentary coverage for a period of 2 months subject to the cardholders aged being within 18 to 64
 years at enrollment and the cardholder being in good health.
Should the cardholder prefer not to enroll in the scheme at such a nominal cost and remain uncovered or consider themselves to be ineligible due to health impairments or age barrier, the
cardholder at their liberty can opt-out of this scheme anytime by simply sending us a mail at info.cards@dhakabank.com.bd or call us at our 24/7 contact centre from any mobile at 16474 or at
+8809678016474 from overseas.
6. The fees and charges are subject to change as per Bank policy/regulatory guideline.
7. Any change in the schedule of charges will be communicated through Dhaka Bank website (www.dhakabankltd.com)
 Card Features
Visa Mastercard
Gold Platinum Signature Titanium

Air Ticket Buy one Air Ticket and get 50%

cashback on the second one from
Biman Holidays.
(Offer valid till 31 December, 2019)
10% Cashback on the 1st Get 10% cashback on the first
contactless Transaction contactless transaction
(Offer valid till 31 December, 2019)
Buy 1 Get 1 Free at
Renowned Hotels:
-The Westin Dhaka
-Le Meridien Dhaka
-Radisson Blue Dhaka
-Hotel Intercontinental
Dhaka Till the 31st of December 2019 &
n/a During Ramadan Round the Year
-Amari Dhaka During Ramadan
-Four Points by Sheraton
Dhaka
-Radisson CTG Dhaka
-Six Seasons Dhaka
-Lakeshore Dhaka
-Peninsula CTG

Add Money to Mobile Wallet 

To be launched soon
-bKash/uPay etc

Contactless Credit Card    

  The primary/supplementary
 The primary and/or the cardholder(s) are entitled to a  The primary and/or the supplementary
supplementary cardholder will be total of 4 lounge visits with their cardholder will be charged at USD $32
Access to International charged at USD $32 per person. LoungeKey Account every year. per person.
n/a
Airport Lounge under  Any guest the cardholder takes  Any additional visit and guest  Any guest the cardholder takes into a
LoungeKey into a lounge will be charged at the cardholder takes into a lounge will be charged at USD $32 per
USD $32 per person per visit. lounge will be charged at USD person per visit.
$32 per person per visit

 4 visits free for the cardholder in a  4 visits free for the cardholder in  4 visits free for the cardholder in a year
year. a year with 3 guest (spouse plus Primary & Supplementary card
Primary & Supplementary card 2 children under 12 years of member all together
member all together age).  Any guest the cardholder takes into the
Access to Balaka Lounge  Any guest the cardholder takes Primary and Supplementary lounge will be charged at Tk.2, 000 per
at Hazrat Shahjahal n/a into the lounge will be charged at card member all together. visit.
International Aiport Tk.2, 000 per visit.  However, children above 12
years and for any additional
guest the cardholder takes into
the lounge, Tk.2, 000 will be
charged per visit.
OTP enabled for online
based transaction
   

Quintuple Credit Shield

   
Benefit insurance scheme

Card Cheque
   

3000+Merchants
Great Discounts and EMI 300+ Merchants For details refer to
Facility For details refer to dhakabankltd.com/roads-of-silk/ dhakabankltd.com/roads-of-silk/

Personalized 24/7 Contact

Centre Service    
Immediate Cash Advance
Facility
   

Supplementary Cards Free up to 2 cards Free up to 3 cards Free up to 2 cards

Payment through Dhaka Bak

   
GO & Internet Banking

Security Enabled, enter PIN

   
for POS transactions

Zero Renewal Fee Subject to 18 transactions and Subject to 18 transactions and

Subject to 18 transactions and aggregate value of Tk.50,000
aggregate value of Tk.100,000 aggregate value of Tk.50,000

Earn 1 Mileage Reward Point Earn 1 Mileage Reward Point for

Earn 1 Mileage Reward Point for every Tk.75 retail purchase
Mileage Points for every Tk.50 retail purchase every Tk.75 retail purchase
transaction
transaction transaction

Transaction Alert Service

   

e-Statment    

*Terms & Conditions Apply

*For Details please visit: dhakabankltd.com/roads-of-silk/