04-11-2024

Quote No : cfyyukyjosn

Benefit Illustration for HDFC Life Guaranteed Wealth Plus

This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Guaranteed Wealth Plus
DETAILS
Name of the Prospect/Policyholder: SUSHANTA NAYAK Proposal No: NA
Age: 26 Name of Product: HDFC Life Guaranteed Wealth Plus
An Individual Non-Linked Non-Participating
Name of Life Assured: SUSHANTA NAYAK Tag Line:
Savings Life Insurance Plan
Age: 26 Unique Identification No: 101N165V10
Policy Term: 36 Years GST Rate: 4.5%* for first year
2.25%* second year
Premium Paying Term: 10 Years
onwards
Amount of Instalment Premium
Rs.50000
(Without GST):
Mode: Annual
*0% if qualifies as zero-rated supply under GST law

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.

Policy Details

Policy Option Income Variant Sum Assured Rs. 500000

Guaranteed Income Payout Sum Assured on Death (at
Annually 670000
Mode inception of the policy) Rs.
Guaranteed Income Amount Rs. 46025 Payout Term (years) 25

Premium Summary
PP PP Total
Base Plan CI Rider IB Rider PP Rider (PAC) Rider Rider Instalment
(ADC) (CC) Premium
Instalment Premium without GST 50,000 0 0 0 0 0 50,000
Instalment Premium with First Year GST 52,250 0 0 0 0 0 52,250

Instalment Premium with GST 2nd Year Onwards 51,125 0 0 0 0 0 51,125

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 (Amount in Rupees)
Policy Year Single/ Guaranteed Non Guaranteed Surrender Value
Annualized Payable
Survival Benefits / Other benefits Maturity Benefit Death Benefit* Guaranteed Special Surrender Value
Premium
Loyalty Additions (if any) Surrender
Value

1 50,000 0 0 0 6,70,000 0 27,487 27,487

2 50,000 0 0 0 6,70,000 30,000 59,203 59,203

3 50,000 0 0 0 6,70,000 52,500 95,642 95,642

4 50,000 0 0 0 6,70,000 1,00,000 1,37,350 1,37,350

5 50,000 0 0 0 6,70,000 1,25,000 1,84,927 1,84,927

6 50,000 0 0 0 6,70,000 1,50,000 2,39,037 2,39,037

7 50,000 0 0 0 6,70,000 1,75,000 3,00,410 3,00,410

8 50,000 0 0 0 6,70,000 2,00,000 3,69,852 3,69,852

9 50,000 0 0 0 6,70,000 2,25,000 4,48,251 4,48,251

10 50,000 0 0 0 6,70,000 2,75,000 5,36,584 5,36,584

11 0 0 0 0 5,25,000 2,75,000 5,78,199 5,78,199

12 0 46,025 0 0 5,25,000 2,28,975 5,77,045 5,77,045

13 0 46,025 0 0 5,25,000 1,82,950 5,75,804 5,75,804

14 0 46,025 0 0 5,25,000 1,61,925 5,74,472 5,74,472

15 0 46,025 0 0 5,25,000 1,15,900 5,73,039 5,73,039

16 0 46,025 0 0 5,25,000 69,875 5,71,500 5,71,500

17 0 46,025 0 0 5,25,000 23,850 5,69,847 5,69,847

18 0 46,025 0 0 5,25,000 2,825 5,68,071 5,68,071

19 0 46,025 0 0 5,25,000 0 5,66,164 5,66,164

20 0 46,025 0 0 5,25,000 0 5,64,115 5,64,115

21 0 46,025 0 0 5,25,000 0 5,61,916 5,61,916

22 0 46,025 0 0 5,25,000 0 5,59,553 5,59,553

23 0 46,025 0 0 5,25,000 0 5,57,018 5,57,018

24 0 46,025 0 0 5,25,000 0 5,54,296 5,54,296

25 0 46,025 0 0 5,25,000 0 5,51,374 5,51,374

26 0 46,025 0 0 5,25,000 0 5,48,235 5,48,235

27 0 46,025 0 0 5,25,000 0 5,44,863 5,44,863

28 0 46,025 0 0 5,25,000 0 5,41,237 5,41,237

29 0 46,025 0 0 5,25,000 0 5,37,338 5,37,338

30 0 46,025 0 0 5,25,000 0 5,33,140 5,33,140

31 0 46,025 0 0 5,25,000 0 5,28,616 5,28,616

32 0 46,025 0 0 5,25,000 0 5,23,739 5,23,739

33 0 46,025 0 0 5,25,000 0 5,18,476 5,18,476

34 0 46,025 0 0 5,25,000 0 5,12,791 5,12,791

35 0 46,025 0 0 5,25,000 0 5,06,646 5,06,646

36 0 46,025 0 5,00,000 5,25,000 0 0 0

Notes:
1. Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any and Goods and Service
Tax.
2. Refer Sales literature for explanation of terms used in this illustration.
3. In the above illustration, benefits are assumed to be paid at the end of the year and premiums received at the beginning of the year.
*The death benefit payable shall be the higher of Guaranteed Death benefit (illustrated above) and the surrender value applicable at the time of death.

I , have explained the premiums charges and benefits under the policy fully to the prospect / I SUSHANTA NAYAK,having received the information with respect to the above, have
policy holder. understood the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

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