Credit Health Report

Get a detailed understanding of your credit history, learn

about the factors that affect your CIBIL Score, and see how
you can manage your credit health like a pro!

Last refresh date: 15 October 2024

 Credit Score
Your CIBIL Score ranges between 300 and 900. A score of 700 or
higher can help you get better terms on loans and cards.

Personal Details
This includes your name, date of birth, PAN, Aadhaar, and other
details.

Credit Factors
The factors that affect your CIBIL Score such as repayment history,
credit utilisation, credit enquiries and more.

Account Summary
This offers an overview of all your loans and credit cards. It contains
the details of the lending institutions, account details, and more.

Credit Enquiry
An overview of all your credit enquiries – typically made by financial
institutions.

Do’s and Don’ts

The things you need to keep in mind to build a good credit history.
This will help you improve and maintain a good credit profile.
 Your credit score is Fair

698
You can qualify for certain pre-approved offers.

Lenders use credit scores to assess an individual's creditworthiness when considering loan
applications. A good credit score improves the chances of loan approvals at lower interest
rates, while a poor score may result in loan rejections or high-interest rates. It's crucial to
maintain a good credit score by paying debts on time, limiting credit utilisation, and not
applying for too much credit too frequently.

Trends
This chart helps you understand how your credit score has changed over time.

698 /900 ↓ 47 Points

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
 Personal details
Name Date of birth Gender
ABHISHEK ARORA 13/02/1985 Male
Identification type PAN
Income Tax ID Number XXXXXX949C
(PAN)

Contact information

Address 1
ADD
Category Status Date Reported
Others - 31/05/2024
Address 1
NO-570, DAKSHIN DARI ROAD, NEAR H P GAS CALCUTTA
Category Status Date Reported
Permanent Owned 19/01/2024
Address 1
718,SRMH,7 FLR,NALLAGAN,SERILINGAMPALLY, NALLAGANDLA,NALLAGANDLA
Category Status Date Reported
Office - 08/01/2024
Address 1
150 A CANAL ST. SHREEBHUMI LAKE TOWN NO RTH 24 PARGANAS
Category Status Date Reported
Permanent - 08/01/2024

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
 Contact information

Telephone number Telephone number Extension

type
Office Phone 9903993807 -
Not Classified 919903993807 -
Not Classified 0919903993807 -
Mobile Phone 9903993807 -
Email contact
Email address 1 ANDY_ARORA85@YAGOO.COM
Email address 2 ANDY_ARORA85@YAHOO.COM

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Credit Factors
Your credit score is impacted by these factors

Repayment History FAIR Credit Card Utilisation FAIR

Record of all your past and present payments Percentage of credit utilised from the total credit
made to your lenders card amount extended by your lenders.
"You have made 86% payments on time (↓ 0.22% “You have utilised 80% amount of your total credit
change from last score refresh)" card limit (↑ 0.2% change from last score refresh)”
On time payments Total payments Utilised limit Total credit card limit
608 707 Rs. 1,36,872 Rs. 1,70,800

Types Of Credit GOOD Length Of Credit History GOOD

Refers to the different accounts for credit cards Refers to the age of your oldest and newest
and loans and their nature whether secured or accounts to determine the average credit age
unsecured. “Your oldest account is 220 months old (→ 0%
“Your secured loans to total loans ratio is 75% (↓ change from last score refresh)”
0.08% change from last score refresh)”
Secured loan balance Unsecured loan balance Oldest account Newest account
Rs. 1,01,00,183 Rs. 34,22,458 220 months 9 months

Credit Enquiries BAD

Every time a lender checks your credit score after

you apply for a loan or credit card
“There have been 87 enquiries on your PAN (↑ 5%
change from last score refresh)”
Total enquiries till Enquiries in past 3
date months
87 10

The CIBIL Score essentially helps lenders decide whether you should be given a loan. It is
important to understand the factors that influence your score to ensure that you have a good
score that will help you access funds when you need them. For example, your CIBIL Score
increases once you successfully clear an existing loan and decreases when you make a large
number of loan enquiries.

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Account Summary
View all your loans and credit cards summary in one place.

Good Account Bad Account

Indicates that you have Indicates that you may
made all your EMIs on time. have missed a few EMIs.

Credit card
Timely payments and responsible credit card usage can positively impact your credit report.
Personal Loan
Applying for multiple personal loans within a short timeframe may raise concerns among lenders.
Auto Loan
Co-signing an auto loan for someone else can impact your credit report. If the primary borrower
misses payments, it can negatively affect your credit standing.
Home Loan
A home loan with a low debt-to-income ratio can positively impact your credit report.
Other Loan
A diverse credit mix that includes various types of loans can benefit your credit report.

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
ACTIVE
Personal Loan | TCL
Sanctioned loan amount: Rs. 20,18,833 Ownership: Individual
Date of last payment: 03/09/2024

Account Details:
Type of account Account number Sanctioned loan amount
Personal Loan 0091023616 Rs. 20,18,833
Current balance Cash limit Amount overdue
Rs. 20,18,833 - -
Rate of interest Repayment tenure EMI amount
- - -
Payment frequency Type of collateral Value of collateral
-
Date opened Date closed Date reported
27/12/2023 - 30/09/2024
Payment start date Payment end date Date of last payment
01/12/2023 01/09/2024 03/09/2024

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2024 --- --- ---

2023 --- --- --- --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
ACTIVE
Housing Loan | ICICI BANK
Sanctioned loan amount: Rs. 1,02,00,000 Ownership: Joint
Date of last payment: 05/08/2024

Account Details:
Type of account Account number Sanctioned loan amount
Housing Loan TBHYD00006738745 Rs. 1,02,00,000
Current balance Cash limit Amount overdue
Rs. 1,00,53,874 - -
Rate of interest Repayment tenure EMI amount
- 264 Rs. 87,182
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
26/07/2023 - 31/08/2024
Payment start date Payment end date Date of last payment
01/08/2023 01/08/2024 05/08/2024

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2024 --- --- --- ---

2023 --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
ACTIVE
Personal Loan | BAJAJ FIN LTD
Sanctioned loan amount: Rs. 13,98,815 Ownership: Individual
Date of last payment: 02/07/2024

Account Details:
Type of account Account number Sanctioned loan amount
Personal Loan P400PSP6693752 Rs. 13,98,815
Current balance Cash limit Amount overdue
Rs. 13,13,062 - -
Rate of interest Repayment tenure EMI amount
- - -
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
08/02/2023 - 31/08/2024
Payment start date Payment end date Date of last payment
01/02/2023 01/08/2024 02/07/2024

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2024 --- --- --- ---

2023 ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
ACTIVE
Overdraft | ICICI BANK
Sanctioned loan amount: Rs. 22,500 Ownership: Individual
Date of last payment: 21/12/2021

Account Details:
Type of account Account number Sanctioned loan amount
Overdraft 035505008399 Rs. 22,500
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- - -
Payment frequency Type of collateral Value of collateral
-
Date opened Date closed Date reported
12/07/2021 - 31/08/2024
Payment start date Payment end date Date of last payment
01/09/2021 01/08/2024 21/12/2021

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2024 --- --- --- ---

2023

2022 --- ---

2021 --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
ACTIVE
Overdraft | ICICI BANK
Sanctioned loan amount: Rs. 45,000 Ownership: Individual
Date of last payment: 15/01/2022

Account Details:
Type of account Account number Sanctioned loan amount
Overdraft 035505008248 Rs. 45,000
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- - -
Payment frequency Type of collateral Value of collateral
-
Date opened Date closed Date reported
01/01/2021 - 31/08/2024
Payment start date Payment end date Date of last payment
01/09/2021 01/08/2024 15/01/2022

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2024 --- --- --- ---

2023

2022 ---

2021 --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
ACTIVE
Personal Loan | BHANIXFIN
Sanctioned loan amount: Rs. 1,00,000 Ownership: Individual
Date of last payment: 30/11/2021

Account Details:
Type of account Account number Sanctioned loan amount
Personal Loan CL626868 Rs. 1,00,000
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- 12 Rs. 10,395
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
07/12/2020 - 07/04/2022
Payment start date Payment end date Date of last payment
01/12/2020 01/04/2022 30/11/2021

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2022 --- --- --- --- --- --- --- --- --- ---

2021 ---

2020 --- --- --- --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
ACTIVE
Personal Loan | PAYUFINAN
Sanctioned loan amount: Rs. 9,999 Ownership: Individual
Date of last payment: 01/08/2024

Account Details:
Type of account Account number Sanctioned loan amount
Personal Loan LPPLUS5645365 Rs. 9,999
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
36 1 -
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
16/11/2020 - 31/08/2024
Payment start date Payment end date Date of last payment
01/09/2021 01/08/2024 01/08/2024

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2024 --- --- --- --- --- --- --- --- ---

2023 ---

2022 ---

2021 --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
ACTIVE
Business Loan – General | IDFC FIRST BANK
Sanctioned loan amount: Rs. 30,000 Ownership: Individual
Date of last payment: 19/12/2020

Account Details:
Type of account Account number Sanctioned loan amount
Business Loan – General MMT-35691376 Rs. 30,000
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- 12 -
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
19/10/2020 - 31/08/2024
Payment start date Payment end date Date of last payment
01/09/2021 01/08/2024 19/12/2020

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2024 --- --- --- ---

2023

2022

2021 --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
ACTIVE
Credit Card | AXIS BANK
Sanctioned loan amount: Rs. 35,100 Ownership: Individual
Date of last payment: 20/08/2024

Account Details:
Type of account Account number Sanctioned loan amount
Credit Card 1950000000019921 Rs. 35,100
Current balance Cash limit Amount overdue
Rs. 35,100 Rs. 35,880 Rs. 35,100
Rate of interest Repayment tenure EMI amount
- - -
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
18/03/2010 - 31/08/2024
Payment start date Payment end date Date of last payment
01/09/2021 01/08/2024 20/08/2024

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2024 --- --- --- ---

2023

2022

2021 --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
ACTIVE
Secured Credit Card | ICICI BANK
Sanctioned loan amount: Rs. 47,658 Ownership: Individual
Date of last payment: 05/09/2024

Account Details:
Type of account Account number Sanctioned loan amount
Secured Credit Card 0000000018114423 Rs. 47,658
Current balance Cash limit Amount overdue
Rs. 46,309 Rs. 4,500 -
Rate of interest Repayment tenure EMI amount
- - -
Payment frequency Type of collateral Value of collateral
-
Date opened Date closed Date reported
30/11/2020 - 08/10/2024
Payment start date Payment end date Date of last payment
01/11/2021 01/10/2024 05/09/2024

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2024 --- ---

2023 ---

2022

2021 --- --- --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
ACTIVE
Credit Card | HSBC
Sanctioned loan amount: Rs. 70,115 Ownership: Individual
Date of last payment: 01/09/2016

Account Details:
Type of account Account number Sanctioned loan amount
Credit Card 4384591396297638 Rs. 70,115
Current balance Cash limit Amount overdue
Rs. 55,463 Rs. 39,600 -
Rate of interest Repayment tenure EMI amount
40 - -
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
31/01/2008 - 30/09/2016
Payment start date Payment end date Date of last payment
01/10/2013 01/09/2016 01/09/2016

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2016 --- --- ---

2015

2014

2013 --- --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Consumer Loan | BAJAJ FIN LTD
Sanctioned loan amount: Rs. 5,226 Ownership: Individual
Date of last payment: 02/09/2023

Account Details:
Type of account Account number Sanctioned loan amount
Consumer Loan 400ECFJV140844 Rs. 5,226
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- - -
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
27/06/2023 06/10/2023 30/11/2023
Payment start date Payment end date Date of last payment
01/06/2023 01/11/2023 02/09/2023

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2023 --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Overdraft | TCL
Sanctioned loan amount: - Ownership: Individual
Date of last payment: 03/12/2023

Account Details:
Type of account Account number Sanctioned loan amount
Overdraft 0091007062 -
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- - -
Payment frequency Type of collateral Value of collateral
-
Date opened Date closed Date reported
14/04/2023 28/12/2023 31/03/2024
Payment start date Payment end date Date of last payment
01/04/2023 01/03/2024 03/12/2023

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2024 --- --- --- --- --- --- --- --- ---

2023 --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Personal Loan | BHANIXFIN
Sanctioned loan amount: Rs. 30,000 Ownership: Individual
Date of last payment: 28/03/2023

Account Details:
Type of account Account number Sanctioned loan amount
Personal Loan CL2280600 Rs. 30,000
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
14 6 Rs. 5,675
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
07/02/2023 28/03/2023 31/05/2023
Payment start date Payment end date Date of last payment
01/02/2023 01/05/2023 28/03/2023

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2023 --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Consumer Loan | BAJAJ FIN LTD
Sanctioned loan amount: Rs. 69,598 Ownership: Individual
Date of last payment: 02/07/2023

Account Details:
Type of account Account number Sanctioned loan amount
Consumer Loan 400PSCJD518116 Rs. 69,598
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- 12 Rs. 5,800
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
30/01/2023 18/07/2023 31/08/2023
Payment start date Payment end date Date of last payment
01/01/2023 01/08/2023 02/07/2023

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2023 --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Consumer Loan | BAJAJ FIN LTD
Sanctioned loan amount: Rs. 8,327 Ownership: Individual
Date of last payment: 02/03/2023

Account Details:
Type of account Account number Sanctioned loan amount
Consumer Loan 400ECFJC755740 Rs. 8,327
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- - -
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
21/01/2023 27/03/2023 30/04/2023
Payment start date Payment end date Date of last payment
01/01/2023 01/04/2023 02/03/2023

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2023 --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Consumer Loan | BAJAJ FIN LTD
Sanctioned loan amount: Rs. 14,203 Ownership: Individual
Date of last payment: 02/03/2023

Account Details:
Type of account Account number Sanctioned loan amount
Consumer Loan 400ECFJA500203 Rs. 14,203
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- - -
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
26/12/2022 26/03/2023 30/04/2023
Payment start date Payment end date Date of last payment
01/12/2022 01/04/2023 02/03/2023

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2023 --- --- --- --- --- --- --- ---

2022 --- --- --- --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Consumer Loan | BAJAJ FIN LTD
Sanctioned loan amount: Rs. 6,465 Ownership: Individual
Date of last payment: 02/02/2023

Account Details:
Type of account Account number Sanctioned loan amount
Consumer Loan 400ECFIW871585 Rs. 6,465
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- - -
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
10/11/2022 04/02/2023 31/03/2023
Payment start date Payment end date Date of last payment
01/11/2022 01/03/2023 02/02/2023

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2023 --- --- --- --- --- --- --- --- ---

2022 --- --- --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Personal Loan | BHANIXFIN
Sanctioned loan amount: Rs. 20,080 Ownership: Individual
Date of last payment: 01/02/2023

Account Details:
Type of account Account number Sanctioned loan amount
Personal Loan CL1459634 Rs. 20,080
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- 6 Rs. 3,346
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
30/07/2022 01/02/2023 30/04/2023
Payment start date Payment end date Date of last payment
01/07/2022 01/04/2023 01/02/2023

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2023 --- --- --- --- --- --- --- ---

2022 --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Personal Loan | IDFC FIRST BANK
Sanctioned loan amount: Rs. 3,430 Ownership: Individual
Date of last payment: 01/09/2022

Account Details:
Type of account Account number Sanctioned loan amount
Personal Loan 79164436 Rs. 3,430
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- 3 Rs. 1,189
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
25/06/2022 08/09/2022 30/09/2022
Payment start date Payment end date Date of last payment
01/06/2022 01/09/2022 01/09/2022

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2022 --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Personal Loan | IDFC FIRST BANK
Sanctioned loan amount: Rs. 4,132 Ownership: Individual
Date of last payment: 01/09/2022

Account Details:
Type of account Account number Sanctioned loan amount
Personal Loan 77746495 Rs. 4,132
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- 3 Rs. 1,433
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
12/06/2022 08/09/2022 30/09/2022
Payment start date Payment end date Date of last payment
01/06/2022 01/09/2022 01/09/2022

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2022 --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Consumer Loan | BAJAJ FIN LTD
Sanctioned loan amount: Rs. 84,900 Ownership: Individual
Date of last payment: 02/02/2023

Account Details:
Type of account Account number Sanctioned loan amount
Consumer Loan 400DPFHW851672 Rs. 84,900
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- 15 Rs. 5,660
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
07/02/2022 04/02/2023 31/03/2023
Payment start date Payment end date Date of last payment
01/02/2022 01/03/2023 02/02/2023

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2023 --- --- --- --- --- --- --- --- ---

2022 ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Personal Loan | BHANIXFIN
Sanctioned loan amount: Rs. 1,00,000 Ownership: Individual
Date of last payment: 31/05/2022

Account Details:
Type of account Account number Sanctioned loan amount
Personal Loan CL911047 Rs. 1,00,000
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
14 6 Rs. 18,916
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
02/12/2021 31/05/2022 31/07/2022
Payment start date Payment end date Date of last payment
01/12/2021 01/07/2022 31/05/2022

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2022 --- --- --- --- ---

2021 --- --- --- --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Personal Loan | VIVIFIN
Sanctioned loan amount: Rs. 1,000 Ownership: Individual
Date of last payment: -

Account Details:
Type of account Account number Sanctioned loan amount
Personal Loan 704556 Rs. 1,000
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- - -
Payment frequency Type of collateral Value of collateral
-
Date opened Date closed Date reported
02/11/2021 15/04/2023 29/02/2024
Payment start date Payment end date Date of last payment
01/04/2023 01/02/2024 -

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2024 --- --- --- --- --- --- --- --- --- ---

2023 --- --- --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Consumer Loan | IDFC FIRST BANK
Sanctioned loan amount: Rs. 23,596 Ownership: Individual
Date of last payment: 02/04/2022

Account Details:
Type of account Account number Sanctioned loan amount
Consumer Loan 52972321 Rs. 23,596
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- 6 Rs. 4,136
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
07/10/2021 04/04/2022 30/04/2022
Payment start date Payment end date Date of last payment
01/10/2021 01/04/2022 02/04/2022

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2022 --- --- --- --- --- --- --- ---

2021 --- --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Consumer Loan | BAJAJ FIN LTD
Sanctioned loan amount: Rs. 33,499 Ownership: Individual
Date of last payment: 02/02/2022

Account Details:
Type of account Account number Sanctioned loan amount
Consumer Loan 410ECFHG135079 Rs. 33,499
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- - -
Payment frequency Type of collateral Value of collateral
-
Date opened Date closed Date reported
15/08/2021 10/02/2022 31/03/2022
Payment start date Payment end date Date of last payment
01/08/2021 01/03/2022 02/02/2022

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2022 --- --- --- --- --- --- --- --- ---

2021 --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Consumer Loan | BAJAJ FIN LTD
Sanctioned loan amount: Rs. 10,391 Ownership: Individual
Date of last payment: 02/08/2021

Account Details:
Type of account Account number Sanctioned loan amount
Consumer Loan 410ECFGS530037 Rs. 10,391
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- - -
Payment frequency Type of collateral Value of collateral
-
Date opened Date closed Date reported
14/02/2021 04/01/2022 28/02/2022
Payment start date Payment end date Date of last payment
01/02/2021 01/02/2022 02/08/2021

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2022 --- --- --- --- --- --- --- --- --- ---

2021 ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Consumer Loan | IDFC FIRST BANK
Sanctioned loan amount: Rs. 10,520 Ownership: Individual
Date of last payment: 02/05/2021

Account Details:
Type of account Account number Sanctioned loan amount
Consumer Loan 36712611 Rs. 10,520
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- 6 Rs. 1,836
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
12/11/2020 07/05/2022 31/05/2022
Payment start date Payment end date Date of last payment
01/11/2020 01/05/2022 02/05/2021

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2022 --- --- --- --- --- --- ---

2021

2020 --- --- --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Consumer Loan | IDFC FIRST BANK
Sanctioned loan amount: Rs. 13,760 Ownership: Individual
Date of last payment: 02/05/2021

Account Details:
Type of account Account number Sanctioned loan amount
Consumer Loan 35771705 Rs. 13,760
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- 6 Rs. 2,429
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
21/10/2020 05/05/2021 31/05/2021
Payment start date Payment end date Date of last payment
01/10/2020 01/05/2021 02/05/2021

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2021 --- --- --- --- --- --- ---

2020 --- --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Personal Loan | BHANIXFIN
Sanctioned loan amount: Rs. 25,000 Ownership: Individual
Date of last payment: 29/06/2020

Account Details:
Type of account Account number Sanctioned loan amount
Personal Loan CL517601 Rs. 25,000
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- 6 Rs. 4,479
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
17/01/2020 29/06/2020 31/08/2020
Payment start date Payment end date Date of last payment
01/01/2020 01/08/2020 29/06/2020

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2020 --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Consumer Loan | PAYUFINAN
Sanctioned loan amount: Rs. 3,499 Ownership: Individual
Date of last payment: 01/04/2020

Account Details:
Type of account Account number Sanctioned loan amount
Consumer Loan 1102684 Rs. 3,499
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
19 3 Rs. 1,204
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
24/12/2019 03/04/2020 22/05/2020
Payment start date Payment end date Date of last payment
01/01/2020 01/05/2020 01/04/2020

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2020 --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Personal Loan | IDFC FIRST BANK
Sanctioned loan amount: Rs. 40,000 Ownership: Individual
Date of last payment: 02/07/2022

Account Details:
Type of account Account number Sanctioned loan amount
Personal Loan FLIPKART-28366028 Rs. 40,000
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- 48 -
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
08/12/2019 18/01/2024 31/01/2024
Payment start date Payment end date Date of last payment
01/02/2021 01/01/2024 02/07/2022

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2024 --- --- --- --- --- --- --- --- --- --- ---

2023

2022

2021 ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Consumer Loan | PAYUFINAN
Sanctioned loan amount: Rs. 3,750 Ownership: Individual
Date of last payment: 01/12/2019

Account Details:
Type of account Account number Sanctioned loan amount
Consumer Loan 1078501 Rs. 3,750
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
19 3 Rs. 1,290
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
05/09/2019 31/12/2019 08/03/2020
Payment start date Payment end date Date of last payment
01/11/2019 01/03/2020 01/12/2019

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2020 --- --- --- --- --- --- --- --- ---

2019 --- --- --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Consumer Loan | PAYUFINAN
Sanctioned loan amount: Rs. 3,895 Ownership: Individual
Date of last payment: 01/07/2019

Account Details:
Type of account Account number Sanctioned loan amount
Consumer Loan 1039451 Rs. 3,895
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
22 3 Rs. 1,346
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
02/04/2019 31/07/2019 08/03/2020
Payment start date Payment end date Date of last payment
01/04/2019 01/03/2020 01/07/2019

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2020 --- --- --- --- --- --- --- --- ---

2019 --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Personal Loan | FEDERAL BANK
Sanctioned loan amount: Rs. 52,305 Ownership: Individual
Date of last payment: 04/11/2020

Account Details:
Type of account Account number Sanctioned loan amount
Personal Loan 13757600084743 Rs. 52,305
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
14 24 Rs. 2,500
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
19/10/2018 31/12/2020 31/12/2020
Payment start date Payment end date Date of last payment
01/10/2018 01/12/2020 04/11/2020

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2020

2019

2018 --- --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Personal Loan | BHANIXFIN
Sanctioned loan amount: Rs. 40,000 Ownership: Individual
Date of last payment: 01/10/2018

Account Details:
Type of account Account number Sanctioned loan amount
Personal Loan CL208142 Rs. 40,000
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- 3 Rs. 13,333
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
06/07/2018 01/10/2018 30/11/2019
Payment start date Payment end date Date of last payment
01/07/2018 01/11/2019 01/10/2018

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2019 --- --- --- --- --- --- --- --- --- --- ---

2018 --- --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Personal Loan | BHANIXFIN
Sanctioned loan amount: Rs. 50,000 Ownership: Individual
Date of last payment: 27/06/2018

Account Details:
Type of account Account number Sanctioned loan amount
Personal Loan CL152249 Rs. 50,000
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- 3 Rs. 16,666
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
29/03/2018 27/06/2018 30/11/2019
Payment start date Payment end date Date of last payment
01/03/2018 01/11/2019 27/06/2018

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2019 --- --- --- --- --- --- --- --- --- ---

2018 --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Personal Loan | BHANIXFIN
Sanctioned loan amount: Rs. 40,000 Ownership: Individual
Date of last payment: 23/03/2018

Account Details:
Type of account Account number Sanctioned loan amount
Personal Loan CL90782 Rs. 40,000
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- 6 Rs. 7,046
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
22/11/2017 23/03/2018 30/11/2019
Payment start date Payment end date Date of last payment
01/11/2017 01/11/2019 23/03/2018

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2019 --- --- --- --- --- --- --- --- --- ---

2018 --- --- --- --- --- --- --- ---

2017 --- --- --- --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Personal Loan | BHANIXFIN
Sanctioned loan amount: Rs. 30,000 Ownership: Individual
Date of last payment: 31/10/2017

Account Details:
Type of account Account number Sanctioned loan amount
Personal Loan CL51289 Rs. 30,000
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- 4 Rs. 7,500
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
13/07/2017 31/10/2017 30/11/2019
Payment start date Payment end date Date of last payment
01/07/2017 01/11/2019 31/10/2017

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2019 --- --- --- --- --- --- --- --- --- ---

2018 --- --- --- --- --- --- --- ---

2017 --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Gold Loan | MANAPPURAM
Sanctioned loan amount: Rs. 8,000 Ownership: Individual
Date of last payment: 15/07/2015

Account Details:
Type of account Account number Sanctioned loan amount
Gold Loan 0110080700006844 Rs. 8,000
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- - -
Payment frequency Type of collateral Value of collateral
-
Date opened Date closed Date reported
22/09/2014 15/07/2015 21/09/2015
Payment start date Payment end date Date of last payment
01/07/2015 01/09/2015 15/07/2015

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2015 --- --- --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Consumer Loan | BAJAJ FIN LTD
Sanctioned loan amount: Rs. 22,050 Ownership: Individual
Date of last payment: 05/12/2014

Account Details:
Type of account Account number Sanctioned loan amount
Consumer Loan 410SCE02357748 Rs. 22,050
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- - -
Payment frequency Type of collateral Value of collateral
-
Date opened Date closed Date reported
16/04/2014 12/12/2014 31/03/2021
Payment start date Payment end date Date of last payment
01/04/2018 01/03/2021 05/12/2014

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2021 --- --- --- --- --- --- --- --- --- --- ---

2020 --- --- --- --- --- --- --- --- --- --- --- ---
2019 --- --- --- --- --- --- --- --- --- --- --- ---
2018 --- --- --- --- --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Consumer Loan | BAJAJ FIN LTD
Sanctioned loan amount: Rs. 29,000 Ownership: Individual
Date of last payment: 05/12/2012

Account Details:
Type of account Account number Sanctioned loan amount
Consumer Loan 4100CD00252205 Rs. 29,000
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- - -
Payment frequency Type of collateral Value of collateral
-
Date opened Date closed Date reported
23/03/2012 05/01/2013 31/03/2021
Payment start date Payment end date Date of last payment
01/04/2018 01/03/2021 05/12/2012

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2021 --- --- --- --- --- --- --- --- --- --- ---

2020 --- --- --- --- --- --- --- --- --- --- --- ---
2019 --- --- --- --- --- --- --- --- --- --- --- ---
2018 --- --- --- --- --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Personal Loan | CITICORP FINANCE
Sanctioned loan amount: Rs. 37,310 Ownership: Individual
Date of last payment: 05/03/2009

Account Details:
Type of account Account number Sanctioned loan amount
Personal Loan 8696154 Rs. 37,310
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- - -
Payment frequency Type of collateral Value of collateral
-
Date opened Date closed Date reported
15/06/2006 07/03/2009 30/11/2012
Payment start date Payment end date Date of last payment
01/09/2006 01/03/2009 05/03/2009

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2009 --- --- --- --- --- --- --- --- --- ---

2008 --- --- --- --- ---

2007 --- --- --- ---

2006 --- --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Personal Loan | ICICI BANK
Sanctioned loan amount: Rs. 50,000 Ownership: Individual
Date of last payment: -

Account Details:
Type of account Account number Sanctioned loan amount
Personal Loan LICAL00007108272 Rs. 50,000
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- - -
Payment frequency Type of collateral Value of collateral
-
Date opened Date closed Date reported
23/06/2006 05/12/2008 31/01/2010
Payment start date Payment end date Date of last payment
01/06/2006 01/12/2008 -

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2008 --- --- --- --- --- --- --- --- --- --- --- ---
2007 --- --- --- --- --- --- --- ---

2006 --- --- --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Credit Card | CITIBANK
Sanctioned loan amount: Rs. 85,213 Ownership: Individual
Date of last payment: -

Account Details:
Type of account Account number Sanctioned loan amount
Credit Card 5189369354890007 Rs. 85,213
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- - -
Payment frequency Type of collateral Value of collateral
-
Date opened Date closed Date reported
31/01/2008 12/01/2010 30/08/2012
Payment start date Payment end date Date of last payment
01/01/2008 01/01/2010 -

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2010 --- --- --- --- --- --- --- --- --- --- ---

2009

2008

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Credit Card | CITIBANK
Sanctioned loan amount: Rs. 73,143 Ownership: Individual
Date of last payment: 12/10/2009

Account Details:
Type of account Account number Sanctioned loan amount
Credit Card 5189369348108003 Rs. 73,143
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- - -
Payment frequency Type of collateral Value of collateral
-
Date opened Date closed Date reported
25/01/2008 12/01/2010 01/10/2010
Payment start date Payment end date Date of last payment
01/01/2008 01/01/2010 12/10/2009

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2010 --- --- --- --- --- --- --- --- --- --- ---

2009

2008

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Credit Card | HSBC
Sanctioned loan amount: Rs. 1,01,585 Ownership: Individual
Date of last payment: 14/07/2023

Account Details:
Type of account Account number Sanctioned loan amount
Credit Card 4384591396303360 Rs. 1,01,585
Current balance Cash limit Amount overdue
- Rs. 39,600 -
Rate of interest Repayment tenure EMI amount
40 - -
Payment frequency Type of collateral Value of collateral
Monthly -
Date opened Date closed Date reported
31/01/2008 31/07/2023 31/07/2023
Payment start date Payment end date Date of last payment
01/08/2020 01/07/2023 14/07/2023

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2023 --- --- --- --- ---

2022

2021

2020 --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED
Credit Card | AXIS BANK
Sanctioned loan amount: - Ownership: Individual
Date of last payment: 27/06/2013

Account Details:
Type of account Account number Sanctioned loan amount
Credit Card 001000000032051 -
Current balance Cash limit Amount overdue
- - -
Rate of interest Repayment tenure EMI amount
- - -
Payment frequency Type of collateral Value of collateral
-
Date opened Date closed Date reported
17/11/2007 27/06/2013 31/07/2024
Payment start date Payment end date Date of last payment
01/08/2021 01/07/2024 27/06/2013

Payment Status
Year/ Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Month
2024 --- --- --- --- ---

2023

2022

2021 --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Dos & Dont’s to improve your CIBIL score

Do’s Dont’s

Pay your bills on time: Make sure to pay your Don't apply for too much credit at once: Avoid
credit card bills and loan EMIs on time. This is applying for too many loans or credit cards at
the most important factor that affects your the same time. This can make you look credit
CIBIL Score. hungry and can negatively affect your CIBIL
Score.

Check your credit report regularly: Check your Don't default on your payments: Missing
credit report regularly and ensure that all the payments or defaulting on your loans can
information on it is correct. If you find any have a severe impact on your CIBIL Score.
discrepancies, report them to the credit
bureau immediately.

Keep your credit utilisation low: Try to keep Don't close old credit accounts: Closing old
your credit utilisation ratio below 30%. This credit accounts can reduce the length of your
means that you should not use more than credit history, which can negatively impact
30% of your credit limit. your CIBIL Score.

Diversify your credit portfolio: Having a mix of Don't exceed your credit limit: Try not to
different types of credit, such as a credit exceed your credit limit, as this can show that
card, a personal loan, and a home loan can you are unable to manage your finances.
improve your CIBIL Score.

Maintain a long credit history: The longer your Don't ignore your credit report: Ignoring your
credit history, the better it is for your CIBIL credit report can lead to errors or fraud going
Score. So, avoid closing old credit accounts, unnoticed, which can negatively impact your
as they add to your credit history. CIBIL Score.

Set up automatic payments: Setting up Don't co-sign for loans: Co-signing for
automatic payments for your bills and loans someone else's loan can negatively affect
will ensure that you don't miss any payments. your CIBIL Score if they default on the loan.

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
 Credit Enquiry Information
Member name Date of enquiry Enquiry purpose Enquiry amount
BAJAJ FIN LTD 15/10/2024 Other 38,00,000
HDFC BANK 07/10/2024 Credit Card 1,000
EARLYSALARY 04/10/2024 Personal Loan 2,00,000
BAJAJ FIN LTD 26/09/2024 Other 1,50,000
KOTAK BANK 24/09/2024 Personal Loan 5,00,000
AXIS BANK 19/09/2024 Credit Card 10,000
ICICI BANK 16/09/2024 Credit Card 1,000
AMEX 15/09/2024 Credit Card 1,000
BAJAJ FIN LTD 13/09/2024 Other 1,50,000
ICICI BANK 13/08/2024 Credit Card 1,00,000
SBI CARD 15/07/2024 Credit Card 10,000
BAJAJ FIN LTD 28/06/2024 Other 1,50,000
KOTAK BANK 27/06/2024 Personal Loan 11,00,000
PAYUFINAN 14/06/2024 Personal Loan 5,000
ICICI BANK 13/06/2024 Housing Loan 40,00,000
SBI CARD 10/06/2024 Credit Card 10,000
AMEX 21/05/2024 Credit Card 1,000
EARLYSALARY 15/05/2024 Personal Loan 2,00,000
BAJAJ FIN LTD 14/05/2024 Other 1,50,000
IDFC FIRST BANK 03/05/2024 Credit Card 20,000
SCB 16/04/2024 Credit Card 50,000
BAJAJ FIN LTD 05/04/2024 Other 1,50,000
PAYUFINAN 22/03/2024 Personal Loan 5,000
HDFC BANK 21/02/2024 Other 100
BAJAJ FIN LTD 27/12/2023 Other 1,50,000
TCFSL 23/12/2023 Personal Loan 2,00,000
HDFC BANK 17/12/2023 Credit Card 1,000
AMEX 04/12/2023 Credit Card 1,000
HDFC BANK 09/11/2023 Credit Card 1,000
ICICI BANK 06/11/2023 Credit Card 1,000
ICICI BANK 12/07/2023 Housing Loan 1,00,00,000
ADIBIRHFL 11/07/2023 Housing Loan 1,05,00,000
BAJAJHOUSE 11/07/2023 Housing Loan 1
HDFC BANK 04/07/2023 Credit Card 1,000
TCFSL 29/06/2023 Housing Loan 1,00,00,000
RBL BANK 28/06/2023 Credit Card 1,000
SBI CARD 28/06/2023 Credit Card 10,000
BAJAJHOUSE 27/06/2023 Housing Loan 1
ICICI BANK 07/06/2023 Credit Card 1,00,000
AXIS BANK 18/04/2023 Credit Card 10,000
TCFSL 10/04/2023 Personal Loan 20,00,000
ADITYA BIRLA F L 10/04/2023 Personal Loan 30,00,000

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
 Credit Enquiry Information
Member name Date of enquiry Enquiry purpose Enquiry amount
BAJAJ FIN LTD 07/02/2023 Other 1,50,000
BAJAJ FIN LTD 07/02/2023 Other 1,50,000
BAJAJ FIN LTD 07/02/2023 Other 1,50,000
RBL BANK 06/02/2023 Credit Card 1,000
BAJAJ FIN LTD 31/01/2023 Other 1,50,000
ICICI BANK 20/01/2023 Personal Loan 3,00,000
ICICI BANK 28/12/2022 Personal Loan 1,000
TCFSL 10/11/2022 Personal Loan 1,00,000
INDUSIND BANK 10/11/2022 Personal Loan 50,000
BAJAJ FIN LTD 09/11/2022 Other 1
IDFC FIRST BANK 31/10/2022 Consumer Loan 10,000
ICICI BANK 31/10/2022 Credit Card 1,00,000
CHAIRIDSPL 09/10/2022 Personal Loan 5,000
ICICI BANK 01/10/2022 Personal Loan 1,32,000
RBL BANK 30/09/2022 Credit Card 1,000
BAJAJ FIN LTD 14/09/2022 Personal Loan 1
ICICI BANK 11/09/2022 Credit Card 1,00,000
BAJAJ FIN LTD 27/07/2022 Personal Loan 1
FAITHFIN 26/04/2022 Education Loan 2,20,000
BAJAJ FIN LTD 26/04/2022 Consumer Loan 50,000
BAJAJ FIN LTD 21/04/2022 Other 1
TCFSL 07/04/2022 Consumer Loan 1,49,999
BAJAJ FIN LTD 12/02/2022 Personal Loan 1
TCFSL 09/02/2022 Personal Loan 25,00,000
SBI CARD 02/01/2022 Credit Card 100
BAJAJ FIN LTD 21/12/2021 Personal Loan 1
PAYUFINAN 16/12/2021 Personal Loan 1
INDUSIND BANK 14/12/2021 Personal Loan 50,000
ICICI BANK 13/12/2021 Credit Card 1,00,000
ILOANCREDIT 11/12/2021 Personal Loan 10,000
BAJAJ FIN LTD 08/12/2021 Personal Loan 1
BAJAJ FIN LTD 26/11/2021 Consumer Loan 50,000
BAJAJ FIN LTD 15/11/2021 Personal Loan 1
AXIS BANK 13/11/2021 Personal Loan 60,000
YES BANK 10/11/2021 Other 5,00,000
CHAIRIDSPL 09/11/2021 Personal Loan 5,000
PAYUFINAN 06/11/2021 Personal Loan 1
KRAZYBEE 05/11/2021 Personal Loan 3,000
HDB 05/11/2021 Personal Loan 10
RBL BANK 05/11/2021 Credit Card 1,000
SCB 03/11/2021 Personal Loan 2,00,000
TCFSL 03/11/2021 Personal Loan 1,00,000

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
 Credit Enquiry Information
Member name Date of enquiry Enquiry purpose Enquiry amount
CLIXCAP 03/11/2021 Personal Loan 1
VIVIFIN 02/11/2021 Personal Loan 60,000
BAJAJ FIN LTD 02/11/2021 Other 1

End of Credit Health Report

Disclaimer: "All information contained in this credit report has been collated by TransUnion CIBIL Limited (TU
CIBIL) based on information provided/ submitted by its various members("Members"), as part of periodic data
submission and Members are required to ensure accuracy, completeness and veracity of the information
submitted. The credit report is generated using the proprietary search and match logic of TU CIBIL. TU CIBIL
uses its best efforts to ensure accuracy, completeness and veracity of the information contained in the
Report and shall only be liable and / or responsible if any discrepancies are directly attributable to TU CIBIL.
The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its
Members."

The details in the report are derived “as is" from the CIBIL Report
< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >