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Presentation On Mortgage Deed

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POSTMORTEM OF A

MORTGAGE DEED
NOREN SAHA
EID- 006650
W H AT I S
MORTGAGE DEED?

 A Mortgage Deed is a legal


document that is proof of a loan
agreement between a borrower and
a lender.

 It is used to secure a loan against a


property, typically real estate.

 This document helps to provide


legal protection to the bank in the
case of default or delay in loan
repayment.
COMPONENTS OF
A M ORTGA G E
DEED
o py
dC  Parties involved
r t i fi e
Ce  Loan amount and terms

 Mortgage clauses

 Property Description

 Signatures and notarisation


PARTIES INVOLVED :
MORTGAGOR & MORTGAGE
DETAILS OF DETAILS OF
MORTGAROR(s)
MORTGAGE
# Personal Information
• Name • Bank Name
• Father's , Mother's Name EN
E • Address of
• Spouse Name TW
• Date of Birth BE Head office
• Religion & Branch
• Occupation
• Nationality
• NID, TIN
• Address (Present &
Permanent )
LOAN AMOUNT &
TERMS
 Santioned loan amount

 Borrower's information

 HO sanction reference & date

 Branch sanction reference & date


M O RT G A G E
CLAUSE

Various Mortgage
clauses included in
the deed to further
define the rights and
obligations of both
parties.
PROPERTY
DESCRIPTION
 Unbroken chain of title
 Schedule of property
 Boundaries
S I G N AT U R E &
N O TA R I Z AT I O N
 Mortgagor's Signatures

 Witness's Signature

 Sub Registrar 's seal &


Signature
 Discharged SRO token

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