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    Paytm by Abhishek Kumar Section A

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    pkroyabhi
    Paytm presentation

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    Paytm by Abhishek Kumar Section A

    Uploaded by

    pkroyabhi
    17 views8 pages
    Paytm presentation

    Original Title

    PAYTM BY ABHISHEK KUMAR SECTION A

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    Paytm presentation

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    17 views8 pages

    Paytm by Abhishek Kumar Section A

    Uploaded by

    pkroyabhi
    Paytm presentation

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    of 8

    Paytm - DIGITAL BANKING

    PRESENTED BY
    ABHISHEK KUMAR
    SECTION-A
    Introduction of Paytm

     Paytm is an Indian digital payments and financial services company, based in


    Noida.

     It was founded in 2010 by Vijay Shekhar Sharma under One97 Communication.

     The company offers mobile payment services to consumers and enables


    merchants to receive payments through its QR Code.

     In partnership with financial institutions, Paytm offers financial services such as


    microloans and buy now, pay later to its consumers and merchants.
    What makes Paytm’s business model so unique?

    • Empowering Consumers With the Widest


    Range of Payments Services.

    • They provide a wide selection of payment


    instruments, both third party like cards, net
    banking as well as Paytm Payment
    Instruments like Wallet, Paytm Postpaid
    (BNPL), UPI, Fastag to make online payments
    for Mobile Recharge, and money transfers
    using the Paytm app.

    • Consumers can also make online payments on


    third party apps and in-store payments
    through QR codes and devices.
    Paytm’s Revenue
    Payment Services

     The transaction fee that Paytm charges its merchants is based on a percentage of
    GMV.

     Consumer convenience fees that Paytm charge its consumers for certain types of
    transactions.

     Recurring subscription fees from merchants for certain products and services, such
    as Paytm Soundbox and POS.

    The fee percentage that Paytm charges vary by the type of payment instrument
    used by consumers and the merchant category.
    Financial Services

     Paytm generate revenue depending on the type of services offered


    and, through its financial institution partners on its platforms (i.e.,
    lending, insurance, and wealth management) and within each
    business, the type of product.

     Paytm’s revenues depend on the product, the nature of the


    partnership, and the level of involvement in distribution, product
    creation, and collections.
    Introduction of Paytm Payments Bank

     Paytm Payments Bank (PPBL) is an Indian payments bank, founded in


    2015 and headquartered in Noida.

     Same year Paytm received the license to run a payments bank from
    the Reserve Bank of India and was launched in November 2017.

     In 2021, the bank received a scheduled bank status from the RBI.

     Benefits of Paytm Payments Bank – Zero Balance Account, Free Virtual


    Debit Card , No Hidden Charges, Free Funds Transfer.

     Paytm Payments Bank account is flexible and supportive.


    THANK YOU
    DIGITAL

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