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Credit Score

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Credit Score

Classification
By : Rijen Maharjan
Credit Score
Classification
• Credit score classifications
generally refer to the
categorization of individuals'
creditworthiness based on
their credit scores.
• Credit scores are numerical
representations of an
individual's credit history and
financial behavior
EDA Performed for Data Analysis

Data Summary • Checked dataset shape and data types.

Handling Missing Values • Counted and removed missing values.

• Identify outliers in the data, which could be data


Outlier Detection errors or anomalies.

Label Encoding • Converted categorical data to numerical.

Correlation Analysis • Visualized numerical variable relationships with a heatmap.


Dataset
Informatio
n
after EDA
Visualizatio
ns
• Heat map is used to visualize the
correlation between variables in a
dataset.
• Strong positive correlation is seen
when the values are closer to +1
• Weaker or no significant
correlation is seen when values are
closer to 0
Why Random Forest Classifier?
High Predictive Accuracy: Random Forest is known for its high
predictive accuracy.

Stability: Random Forest produces stable and consistent results,


meaning that small variations in the data or the order of data points
are unlikely to lead to significantly different model outcomes.

Consistent Performance: Random Forest tends to deliver consistent


and reliable results across different datasets and problem domains,
making it a trusted choice for many applications.
Accuracy
• Accuracy is a commonly
used metric in Python and
machine learning to
assess the performance of
classification models.
• It provides a measure of
how well the model
correctly predicts the
target variable.
• The accuracy of current
model is 0.766 which is
good accuracy.
Thank You

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