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Cox, Donald (1987), Motives for Private Income Transfers, Journal of Political Economy 95, 508-546.
Rogerson, William P.(1985), Repeated Moral Hazard, Econometrica 53 (1), 69-76.
Udry, Chris (1996) Risk and Saving in Northern Nigeria, American Economic Review 85(5): 1287- 1300.
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