Drafts by Mohamad Nur Utomo
Koperasi merupakan lembaga bisnis yang mampu menggerakan perekonomian rakyat (grassroot), telah t... more Koperasi merupakan lembaga bisnis yang mampu menggerakan perekonomian rakyat (grassroot), telah terbukti memberikan kontribusinya pada ekonomi baik untuk skala nasional maupun internasional. Namun di sisi lain perkembangan koperasi di Indonesia secara umum maupun secara khusus di kota Tarakan masih diwarnai berbagai masalah internal. Dapat di indikasikan masalah-masalah yang dihadapi koperasi disebabkan masih lemahnya penerapan good corporate governance pada koperasi. Penelitian ini bertujuan mengidentifikasi dan mengevaluasi sejauh mana penerapan good corporate governance pada koperasi-koperasi di kota Tarakan. Penelitian ini menggunakan data primer dan data sekunder. Data primer diperoleh dari survei lapangan dengan menyebarkan kuesioner pada responden, sedangkan data sekunder diperoleh dari berbagai sumber publikasi. Analisis data menggunakan distribusi frekuensi untuk mengelompokkan ungkapan-ungkapan atau statement dari responden terhadap hal-hal yang berkaitan dengan penerapan good corporate governance dari ketiga aspek yaitu akuntabilitas organisasi dan manajemen, akuntabilitas usaha dan pelayanan anggota, akuntabilitas keuangan. Sampel penelitian yang digunakan adalah seluruh koperasi yang aktif beroperasional di kota Tarakan sebanyak 112 koperasi, namun dari penyebaran kuesioner hanya 72 koperasi sebagai responden yang menjawab dengan lengkap. Hasil penelitian menunjukkan penerapan good corporate governance koperasi-koperasi Tarakan telah dipraktekkan dengan cukup baik, namun ada beberapa indikator-indikator dari ketiga aspek akuntabilitas belum dilaksanakan secara penuh dan perlu ditingkatkan. Pada aspek akuntabilitas organisasi dan manajemen koperasi masih lemah dalam melaksanakan pendidikan bagi anggota serta peningkatan pertumbuhan jumlah anggota. Aspek akuntabilitas usaha dan pelayanan anggota menunjukkan koperasi belum dapat secara maksimal melayani jasa dan produk bisnisnya untuk masyarakat luas dan non anggota. Sedangkan pada aspek akuntabilitas keuangan masih banyaknya koperasi yang belum melaksanakan audit laporan keuangan yang dperiksa oleh lembaga eksternal independen seperti Akuntan Publik. ABSTRACT Cooperative is an business institution which is able to drive people's economy (grassroot) and has been proven to contribute on economy both in national and international scale. However, either cooperative development in Indonesia generally or particularly in Tarakan City still encounters various internal problems. It can be indicated that the problems faced by cooperatives are caused by weak implementation of good corporate governance on cooperatives. This research is aimed to identify and evaluate the extent to which the implementation of good corporate governance in cooperatives in Tarakan City. This research uses primary and secondary data. Primary data are obtained from field survey by distributing questionnaires to respondents, while secondary data are obtained from various sources of publication. Data analysis uses frequency distribution to
Conference Presentations by Mohamad Nur Utomo
In this study the relationships between ownership concentration and environmental performance and... more In this study the relationships between ownership concentration and environmental performance and firm performance are examined. Companies manufacturing and mining sectors are listed in the Indonesia Stock Exchange as the sample in this study. Environmental performance is measured using Performance Rating Program (PROPER) by the Ministry of Environment and Forestry of the Republic Indonesia. Ownership concentration is measured by the percentage ownership of largest shareholders the first three (at least 5 percent) of the outstanding shares. Firm performance is measured by proxy ROA and Tobins Q. The findings indicate that there is no relationship between ownership concentration and environmental performance. Additionally Ownership concentration positively related to firm performance, and environmental performance is positively related to firm performance (in measurement of Tobins Q but not in ROA). The overall findings support agency theory and legitimacy theory. Environmental performance can be a strategy to increase firm performance.
Papers by Mohamad Nur Utomo
Jurnal Manajemen Indonesia, 2019
This study aims to examine empirically the effect of financial literacy on business performance. ... more This study aims to examine empirically the effect of financial literacy on business performance. All variables in this study are latent variables that are measured using several indicators. Primary data is derived from the questionnaires. The sample of this study is the SMEs in Tarakan. This study employs the statistical analysis as an analysis tool. The results of the study show that financial literacy variables determine the performance of SMEs. The theoretical implications of this study support the Resource-Based View theory which explains that the ability to obtain a sustainable competitive advantage is a determining factor for performance. The practical implications of this study suggest that entrepreneurs must be able to understand and improve financial literacy skills to achieve a good business performance. Abstrak Penelitian ini bertujuan menguji secara empiris pengaruh literasi keuangan terhadap kinerja usaha. Seluruh variabel dalam penelitian ini merupakan variabel laten yang diukur dengan menggunakan beberapa indikator. Data bersifat primer yang bersumber dari penyebaran kuesioner pada responden. UKM di kota Tarakan menjadi sampel dalam penelitian ini. Metode analisis yang digunakan pada penelitian ini adalah metode statistik. Hasil penelitian menunjukkan bahwa variabel literasi keuangan menjadi penentu kinerja UKM. Implikasi teoritis penelitian ini mendukung teori RBV yang menjelaskan bahwa kemampuan memperoleh keunggulan kompetitif yang berkelanjutan adalah faktor penentu kinerja. Implikasi praktis penelitian ini menyarankan bahwa seseorang entrepreneur harus dapat memahami dan meningkatkan kemampuan literasi keuangan untuk mencapai kinerja usaha yang baik. Kata kunci-Literasi Keuangan; Kinerja Usaha; UKM; Kewirausahaan; Tarakan I. PENDAHULUAN Kontribusi UKM pada pembangunan ekonomi sudah tidak diragukan lagi dimana tingkat penyerapan tenaga kerja sekitar 97% dari seluruh tenaga kerja nasional dan mempunyai kontribusi terhadap produk domestik bruto (PDB) sekitar 57% (BI, 2015). Pada sisi lain UKM memiliki beberapa kelemahan yang menjadi faktor kegagalan dalam bisnisnya. Beberapa faktor tersebut terkait dengan lemahnya literasi keuangan seperti lemahnya akses pada lembaga bank, kontrol keuangan yang buruk, dan strategi investasi yang tidak tepat (Arasti dkk.,2014). Sebagian besar pengusaha UKM tidak memiliki alat analisis keuangan yang digunakan dalam menjalankan bisnisnya sehingga dapat dipastikan mereka lemah dalam literasi keuangan (Plakalovic, 2015). Hasil studi empiris Lusardi and Mitchell (2007) menunjukkan masih rendahnya tingkat literasi keuangan baik di antara negara maju dan negara berkembang dan hanya sedikit orang yang dapat memahami konsep keuangan dasar. Indonesia sendiri pada tahun 2016 memiliki indeks literasi keuangan yang masih rendah yaitu sebesar 29,7%, artinya terdapat 67,8% masyarakat yang menggunakan produk dan layanan keuangan, namun hanya 29,7% masyarakat yang well literate (OJK, 2016).
Green Finance,2(1): 100–113., 2020
This research is aimed to examine the effect of environmental performance on firm value with envi... more This research is aimed to examine the effect of environmental performance on firm value with environmental disclosure as a mediation variable. Sample of research is non-financial companies at the Indonesia Stock Exchange that have followed the Environmental Performance Assessment Program (PROPER) held by the Ministry of Life Environment and Forestry. The data analysis method is Structural Equation Modeling-Partial Least Square (SEM-PLS), and the analysis operation is facilitated by the software of WarpPLS 6.0. The result of analysis has given a few findings. One is that environmental performance has a positive effect on firm value and environmental disclosure. Other result shows that environmental disclosure does not affect firm value and does not mediate the effect of environmental performance on firm value. In general, all the results support the stakeholder theory and the resource-based view theory. Companies with environmentally friendly commitments can be a strategy in creating higher firm value.
European Journal of Management Issues, 2019
UDC classification: 377 JEL Classification: M00, M31, O33 Purpose-to conduct an empirical test ov... more UDC classification: 377 JEL Classification: M00, M31, O33 Purpose-to conduct an empirical test over the effect of entrepreneurship competency on business performance using Internet technology-based business applications. Design/Method/Approach. The research population is from small-and-medium Enterprises (SMEs) in the city of Tarakan. The determined sample is based on the observed area; hence, the technique is called probability sampling area. The data analysis technique is Partial Least Square-Structural Equation Modelling (PLS-SEM), run by WarpPls 6.0. Findings. This research's results indicate that entrepreneurship competency has a positive impact on Internet technology-based business applications. Besides, internet technology-based business application mediates the effect of entrepreneurship competency on business performance. Theoretical implications. The results support the Resource-Based View Theory, stating that the competitive advantage of an enterprise is derived from its unique resource. Practical implications. Internet technology-based business applications can be used as entrepreneurship strategies to develop business performance. Originality/Value. The originality of this research is the internet technology-based business application as a mediating variable between entrepreneurship competence and business performance. Research limitations/Future research. The research has its limitations; it only uses limited SME research samples in the city of Tarakan. Future research can expand the sample through other Indonesian cities. Paper type-empirical.
INTERNATIONAL JOURNAL OF SCIENTIFIC & TECHNOLOGY RESEARCH VOLUME 8, ISSUE 12., 2019
This research is aimed to conduct empirical investigation on the effect of green business on firm... more This research is aimed to conduct empirical investigation on the effect of green business on firm value with corporate image as mediation variable at Small & Medium Enterprises in Tarakan City. All variables are latent variables measured with indicators. Primary data are collected through questionnaire given to respondents. Data analysis technique involves quantitative descriptive statistic and SEM-PLS, and the operational of this analysis is assisted by computer application of WarpPLS Version 6.0. The analysis gives some results. Among others, the use of green business concept has positive effect on corporate image and firm value. Corporate image influences firm value positively and plays mediation role (indirect effect) in the relationship of green business on firm value. Theoretical implication of this research is that the results of research are supporting Resource-Based View Theory and Competitive Advantage Theory. Limitation of this research is that the data are based on subjective perception of respondents. It is suggested that the next research should observe respondents not only based on subjective perceptions but also through direct monitoring on green business activity of SMEs.
This research is aimed to investigate empirically the effect of manager characteristic on perform... more This research is aimed to investigate empirically the effect of manager characteristic on performance through mediation of corporate governance implementation. Cooperatives which are still active in Tarakan City are determined as research sample. Result of research is explained as follows. Manager characteristic and corporate governance implementation are positively influencing performance of the cooperative. Corporate governance implementation has been positively affected by manager characteristic. Also, corporate governance implementation is the mediation factor behind the effect of manager characteristic on improving performance. Finally, it is recommended that the management of the cooperative shall improve the understanding and competency on corporate governance implementation to obtain the successful performance.
The objective of this study is to examine the effect of controlling shareholders' monitoring on f... more The objective of this study is to examine the effect of controlling shareholders' monitoring on firm performance through the implementation of operational efficiency commitment to environmental friendliness. Non-financial firms listed on the Indonesia Stock Exchange and joining the Environmental Performance Assessment Program (PROPER) are determined as the sample. Results indicate that controlling shareholders have a positive impact on operational efficiency commitment to environmental
Abstraksi Tujuan dari penelitian ini adalah untuk mengekspos potensi ekonomi dan peran perempuan ... more Abstraksi Tujuan dari penelitian ini adalah untuk mengekspos potensi ekonomi dan peran perempuan serta Tarakan dalam meningkatkan kualitas hidup masyarakat Tarakan. Yang salah satu deskripsi dari pemberdayaan perempuan adalah kemudahan perempuan dalam memperoleh akses ke kegiatan ekonomi. Dalam keterlibatan penelitian dan seberapa besar persentase perempuan Tarakan dalam kegiatan ekonomi dapat dilihat dari pilihan upaya tersebut, bidang perempuan dengan profesi sebagai pegawai negeri, pegawai swasta, pengusaha dan profesi lainnya. Penelitian dilakukan selama kurang lebih 3 (tiga) bu lan, Tarakan 20 Kelurahan daerah dengan melibatkan responden menggunakan metode wawancara dan observasi 619 peserta (kuisioner). Jadi pendekatan yang dilakukan adalah pendekatan konstruktif yang mengasumsikan bahwa ada kenyataan dalam pikiran subyek yang d iperiksa. Berdasarkan analisis data dan pembahasan dapat disimpulkan bahwa produktivitas kerja kota Tarakan wanita didominasi oleh pekerjaan yang keluarga kerja yang tidak dibayar (pekerja keluarga tidak dibayar), fenomena ini menunjukkan meskipun perempua n aktif dalam kegiatan produktif tidak dianggap yaitu bekerja untuk diri bekerja 40,32%,% $ 29,73, dan sisanya adalah perempuan yang bekerja di sektor swasta dan pegawai negeri. Sedangkan sektor yang paling banyak dilakukan adalah usaha untuk berdagang den gan persentase 53,24% dan ini berkorelasi pendidikan, perumahan dan mendukung bisnis yang dijalankan para wanita kota Tarakan. 35.04% responden seperti juga mereka yang berusaha di satu daerah di desa. Dalam arti ini kegiatan usaha harus mempertimbangkan k emudahan akses dengan keluarga kami dan akan bertujuan untuk mendapatkan penghasilan tambahan keluarga. Kata kunci: responden, pekerjaan identifikasi, pendidikan, keluarga. Abstrak The purpose of this research is to expose the economic potential and the role of women as well as Tarakan in improving the quality of life of society Tarakan. Which one of the descriptions of women's empowerment is the ease of women in gaining access to economic activities. In this research involvement and how big a percentage of women Tarakan in economic activities can be viewed from a selection of such efforts, the women's field with the profession as civil servants, private employees, entrepreneurs and other professions. Research done for a little over 3 (three) months, the 20 Wards area Tarakan by engaging respondents using the method of interview 619 and participant observation (quisioner). So the approach that is done is constructive approach which assumes that there is reality in the minds of the subjects are examined. Based on data analysis and discussion can be inferred that the productivity of work women Tarakan town dominated by the work that is unpaid family labour (unpaid family workers), the phenomenon was demonstrated although women active in productive activity is not considered work i.e. for self-employed 40.32%, $ 29.73%, and the rest are women who work in the private sector and civil servants. While the sector's most widely performed was an attempt to trade with a 53.24% percentage and this correlate education, housing and support the businesses that run the women of the town of Tarakan.
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Drafts by Mohamad Nur Utomo
Conference Presentations by Mohamad Nur Utomo
Papers by Mohamad Nur Utomo