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Buy XRP (XRP) with Debit Card and Credit Card
Don’t know where to buy XRP? Start with Changelly: buy XRP instantly with a debit or credit card, Apple Pay, Google Pay or PayPal directly to your crypto wallet, starting from just $5.
- Fast as light transactions < 10 min
- 20+ payment methods
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In the past 24 hours, clients bought 17.06869037 BTC worth $1,456,343.54
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Why buy XRP on Changelly?

Limits Beyond Your Dreams
Buy XRP starting from just $5, with limits extending up to $20,000 for larger transactions. Whether you're investing small or making a significant purchase, we’ve got you covered.

Support That Cares
Our expert support team is available round-the-clock to help. From setup to troubleshooting, we ensure every step of your Ripple buying process goes smoothly.

Sky-High Approval Rates
Experience fast and reliable purchases with approval rates exceeding 70%. At Changelly, we prioritize seamless transactions to enhance your buying experience.
XRP Live Price Chart
XRP Market Data
updated at 00:35XRP Price
$2.1442
24H % Change
-0.26%
Market Cap
$125.09B
24H Volume
$4.26B
Circulating Supply
58.34B
The current price of XRP is $2.14. The price of XRP has changed by 1.74% in the last hour and changed by -0.26% in the past 24 hours. XRP's price has also changed by 12.58% in the past week.
How to buy XRP with a credit or debit card in 5 easy steps
Credit or debit card
Bank transfer
Apple Pay
Google Pay
PayPal

Set Up Your Order
Choose XRP crypto as the cryptocurrency you want to buy. Select your preferred fiat currency, such as USD, EUR, or GBP, and enter the amount. The platform will calculate the equivalent XRP value based on the current exchange rate, ensuring transparency before you proceed.

Explore Offers
Review available offers to find the best deal. Compare XRP’s price across trusted providers and check how much XRP tokens you’ll receive. This step lets you pick the most favorable exchange rate for your purchase.

Select Payment Method
To buy XRP, choose your preferred payment method, such as a credit or debit card, or explore other supported options. Provide your Ripple wallet address to ensure the secure delivery of your purchased XRP.

Enter Card Details
Carefully fill in your payment card details, including the card number, expiration date, and CVV. Verify all information to avoid delays or errors in the transaction process

Complete XRP Purchase
Finalize your transaction and allow the system to process it. Your XRP tokens will be transferred to your wallet shortly, often within minutes.

Set Your Order
Choose what fiat currency you want to use and enter how much you'd like to spend.

Explore Offers
See how much XRP you'll get. Browse through offers from our reliable providers before choosing where to purchase Ripple.

Select Payment Method
To buy XRP with bank transfer, select that option. For purchases exceeding $150, you might need to go through a brief KYC process for added security. KYC thresholds vary by country and provider.

Enter Bank Details
Provide bank transfer details, such as IBAN and bank name. Double-check all information to avoid any errors and delays.

Receive XRP
Sit back and relax while the transaction is being processed. XRP will be delivered to your crypto wallet shortly.

Set Up Your Order
First, pick what fiat currency you’re using, then enter the amount you want to spend.

Select Offer
Check out how much XRP you will receive. Carefully check offers from trusted Ripple brokers to ensure you find the best deal.

Select Payment Method
To buy XRP with Apple Pay, pick it as your payment method. Transactions above $150 might require a brief KYC check. KYC thresholds vary by country and provider.

Authenticate with Apple Pay
Make sure all details are correct. Use Face ID, Touch ID, or your Apple Pay password to proceed.

Get XRP
Wait a moment for the transaction to complete. XRP will arrive in your wallet shortly.

Set Up the Order
Select your preferred fiat currency, XRP, then enter the amount you wish to spend.

Explore Offers
Review all available offers from our providers. Choose one that gives you the best value for money.

Select Payment Method
To buy XRP with Google Pay, choose it as payment option. For purchases over $150, a quick KYC check might be required. KYC thresholds vary by country and provider.

Confirm with Google Pay
Use your Google Pay account to confirm the payment. It's simple and secure.

Receive XRP
Wait a bit for the transaction to complete. XRP will be added to your wallet soon.

Pick Your Currency
Select the fiat currency you want to use and enter the amount you'd like to spend. We'll calculate the corresponding amount of XRP for you.

Explore Offers
Compare various offers from our trusted fiat providers and pick one that offers you the most favorable terms.

Select Payment Method
To buy XRP with PayPal, choose it as your payment method. For purchases exceeding $150, you might need to go through a brief KYC process for added security. KYC thresholds vary by country and provider.

Pay with PayPal
Enter your PayPal credentials and approve the payment. Double-check that all information is accurate and up to date.

Get XRP
Wait a moment as we finish up your transaction. XRP will soon be available in your wallet.
Other payment methods to buy XRP

UKFP
Faster Payments is a speedy payment method that allows residents of the United Kingdom to send payments in their local currency without incurring any additional exchange charges.

iDEAL
With a convenient iDEAL payment service, you can have Bitcoin or Ethereum bought in no time! Payments with iDEAL are made using the mobile banking app or your online banking system.

SEPA
SEPA is a popular payment method for fast and easy payments in euros. It's the best option if you prioritize speed, cost, and security when buying crypto.

POLi
POLi is a widely used payment method for buying crypto. Apart from its protection measures that safeguard personal and financial information, it also offers other benefits, such as low fees and fast processing times.

BPay
BPay is an intuitive, secure, and instant way to purchase cryptocurrency. Whether you want to buy a little or a lot, BPay makes it easy to schedule regular payments and make everyday crypto purchases.

Interac
Interac is the most popular payment method for instant crypto purchases in Canada. It's a quick, simple way to buy crypto using your bank account directly.
Buy XRP with Lowest Fees
Buy XRP instantly with low fees and competitive rates. Get started today with as little as 5$ or the equivalent in your local currency.

Countries and regions where you can buy XRP
FAQ
What is XRP?
Ripple is a digital payment protocol designed to enable fast and cost-efficient global money transfers. Unlike traditional cryptocurrencies, Ripple focuses on serving the needs of banks and financial institutions. Its native token, XRP, plays a vital role in providing liquidity on the network. Ripple’s innovative technology has positioned it as a key player in the crypto world.
Why do I need to buy XRP?
XRP is widely used on the Ripple network to facilitate seamless cross-border payments. It’s a favored option for financial institutions due to its speed and low transaction fees. Individuals can also benefit from holding XRP as an investment or using it for global money transfers with ease.
What can I do after I buy XRP?
After you buy XRP, you can store it securely in a wallet, trade it for other cryptocurrencies, or use it for fast international payments. XRP is also gaining acceptance for purchases at select merchants. Alternatively, hold XRP long-term as a strategic investment to benefit from potential value growth.
Can I buy XRP with a credit card?
Yes, you can easily buy XRP with a credit card on Changelly. Simply select XRP, enter your purchase amount, and complete the payment using your card. Transactions are fast, secure, and designed for user convenience.
Can I buy XRP with a debit card?
Yes, you can purchase XRP crypto using a debit card. Changelly supports debit card transactions, allowing you to acquire XRP quickly and without unnecessary steps. It’s a simple and effective way to start using XRP.
Can I buy XRP with a prepaid card?
Yes, prepaid cards are supported for purchasing XRP on Changelly. Ensure your prepaid card allows international and online transactions to avoid any interruptions during the payment process.
Can I buy XRP with PayPal?
Yes, PayPal is one of the different payment methods supported on Changelly. Alongside Google Pay and Apple Pay, PayPal offers a convenient and secure way to acquire XRP.
Can I buy XRP with a bank account?
Yes, XRP can be purchased using a bank transfer. This option is ideal for users who prefer direct payments from their bank accounts for larger or more secure transactions.
Can I buy XRP without id verification & KYC on Changelly?
Some Changelly providers allow users to buy XRP instantly with a debit card, up to $150, without ID verification & KYC. Buying XRP crypto can be fully anonymous depending on transaction amount, location and provider.
Is it safe to share my personal data while passing ID verification?
Designed to verify your identity, KYC processes rely on biometric data nowadays. Your information is not transmitted between servers. Your personal data is encrypted, and your own storage space is created.
Do I need to create a wallet to buy XRP with a credit or debit card?
Yes, having an XRP wallet is essential when purchasing. It ensures your XRP is stored securely after the transaction. Choose a wallet that supports XRP and offers robust security features for peace of mind.
How long does it take to process XRP purchase transactions made via credit cards?
Most XRP transactions are completed within 10 minutes. However, network conditions and verification processes might extend this to up to 60 minutes. Once processed, your XRP will be delivered directly to your wallet.
What should I do if Changelly does not support the national currency of my country?
If your currency isn’t supported, you can purchase XRP using widely accepted fiat currencies like USD, EUR, or GBP. Alternatively, you can exchange other cryptocurrencies for XRP seamlessly on Changelly.
Is there a minimum amount of XRP I can buy on Changelly?
There’s no specific minimum amount of XRP you can buy, but there is a minimum fiat spend required. This amount varies based on the payment provider and ensures smooth transaction processing for all users.
What fiat currencies can I use to buy XRP?
Changelly supports a broad range of fiat currencies, including USD, EUR, GBP, and many others. This flexibility ensures you can buy XRP instantly using your preferred currency, depending on the payment provider.
Where can I store XRP after buying it?
Store your XRP in a secure wallet, such as hardware wallets, mobile wallets, or trusted online options. Ensure your wallet supports XRP.
What are the fees to buy XRP?
Fees include a network fee and a service fee, both transparent and displayed before completing the transaction. Changelly ensures competitive rates, allowing you to buy XRP without hidden costs.
In which countries can I purchase XRP with a credit card?
Most countries allow users to buy XRP with a credit card, as long as the issuer permits crypto purchases. However, certain local restrictions may apply, depending on your payment provider and regional regulations.
Which credit cards are accepted for XRP purchases?
Changelly supports major credit card networks, including Visa and Mastercard. Ensure your card is authorized for crypto transactions, as some banks may block purchases for additional verification.
How to buy large amounts of XRP on Changelly?
Changelly allows large XRP purchases depending on your chosen provider and the XRP network. Ensure your wallet can handle the transaction size and verify limits with your payment provider for smooth processing.
Got any questions about how to buy XRP on Changelly?
We tried to gather all the necessary information about the XRP purchase on this page. Yet, the crypto world can be darned confounded. If you still have questions, check out the FAQ page or contact our support team 24/7.

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Keep your XRP safe and sound
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Changelly is the best option for users to access the most cost-savvy rates
With Changelly's stellar team, we have developed a unique system to ensure exchanges are fulfilled in the fastest possible time and with immediate customer support.
We are thrilled to partner with Changelly to provide an exceptional trading experience: anytime, anywhere - in a few simple taps!
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Make the most of your XRP exchange with the lowest fees on Changelly.

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