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Linguistic Features of Identifiable Victim Effect in Microlending

Published: 30 October 2018 Publication History

Abstract

With the widespread adoption of crowdfunding, new questions arise concerning how individuals make funding decisions online where the role of texts become particularly important. Our study used the text from Kiva which enables prosocial lending to small business and community groups located in emerging markets. Given that funders do exhibit prosocial motivations, we draw on the identifiable victim effect theory which postulates identifiability of a victim leads to greater charitable giving. We then develop nuanced linguistic features to operationalize the identifiable victim effect and test if operationalization has an impact on funding.

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  1. Linguistic Features of Identifiable Victim Effect in Microlending

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    cover image ACM Conferences
    CSCW '18 Companion: Companion of the 2018 ACM Conference on Computer Supported Cooperative Work and Social Computing
    October 2018
    518 pages
    ISBN:9781450360180
    DOI:10.1145/3272973
    Permission to make digital or hard copies of part or all of this work for personal or classroom use is granted without fee provided that copies are not made or distributed for profit or commercial advantage and that copies bear this notice and the full citation on the first page. Copyrights for third-party components of this work must be honored. For all other uses, contact the Owner/Author.

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    Published: 30 October 2018

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    Author Tags

    1. microlending
    2. prosocial behavior
    3. textual analysis

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