Location via proxy:   [ UP ]  
[Report a bug]   [Manage cookies]                
Scribd Logo
Cargar

¡Te damos la bienvenida a Scribd!

  • 9 vistas

    Semana 3 Mat Aplic 2

    Cargado por

    Jennifer Camacho

    Copyright:

    © All Rights Reserved
    Descargue como XLSX, PDF, TXT o lea en línea desde Scribd

    Semana 3 Mat Aplic 2

    Cargado por

    Jennifer Camacho
    9 vistas6 páginas

    Título original

    Semana3MatAplic2

    Derechos de autor

    © © All Rights Reserved

    Formatos disponibles

    XLSX, PDF, TXT o lea en línea desde Scribd

    ¿Le pareció útil este documento?

    ¿Este contenido es inapropiado?

    Copyright:

    © All Rights Reserved
    Descargue como XLSX, PDF, TXT o lea en línea desde Scribd
    Descargar como xlsx, pdf o txt
    9 vistas6 páginas

    Semana 3 Mat Aplic 2

    Cargado por

    Jennifer Camacho

    Copyright:

    © All Rights Reserved
    Descargue como XLSX, PDF, TXT o lea en línea desde Scribd
    Descargar como xlsx, pdf o txt
    Está en la página 1de 6

    EJEMPLO No 1 TABLA DE AMORTIZACION

    CAPITAL Q 15,000.00
    i= 9% Capitalizable mensualmente
    n= 12 meses vencidos

    CUOTA= Q1,311.77
    (HECHO CON CALCULADORA)
    No cuota CUOTA INTERESES AMORTIZACION SALDO
    0 Q 15,000.00 INTERESES= SALDO ANTERIOR*TASA DE
    1 Q 1,311.77 Q 112.50 Q 1,199.27 Q 13,800.73 AMORTIZACION= CUOTA MENOS INTER
    2 Q 1,311.77 Q 103.50 Q 1,208.27 Q 12,592.46 SALDO= SALDO ANTERIOR - AMORTIZA
    3 Q 1,311.77 Q 94.44 Q 1,217.33 Q 11,375.13
    4 Q 1,311.77 Q 85.31 Q 1,226.46 Q 10,148.67 i= 0.0075
    5 Q 1,311.77 Q 76.12 Q 1,235.65 Q 8,913.02
    6 Q 1,311.77 Q 66.85 Q 1,244.92 Q 7,668.10
    7 Q 1,311.77 Q 57.51 Q 1,254.26 Q 6,413.84
    8 Q 1,311.77 Q 48.10 Q 1,263.67 Q 5,150.17
    9 Q 1,311.77 Q 38.62 Q 1,273.15 Q 3,877.02
    10 Q 1,311.77 Q 29.08 Q 1,282.69 Q 2,594.33
    11 Q 1,311.77 Q 19.46 Q 1,292.31 Q 1,302.02
    12 Q 1,311.78 Q 9.76 Q 1,302.02 Q -

    (HECHO CON FORMULAS DE EXCEL)

    No cuota CUOTA INTERESES AMORTIZACION SALDO


    0 Q 15,000.00
    1 Q1,311.77 Q 112.50 Q1,199.27 Q 13,800.73
    2 Q1,311.77 Q 103.51 Q1,208.27 Q 12,592.46
    3 Q1,311.77 Q 94.44 Q1,217.33 Q 11,375.13
    4 Q1,311.77 Q 85.31 Q1,226.46 Q 10,148.67
    5 Q1,311.77 Q 76.12 Q1,235.66 Q 8,913.02
    6 Q1,311.77 Q 66.85 Q1,244.92 Q 7,668.09
    7 Q1,311.77 Q 57.51 Q1,254.26 Q 6,413.83
    8 Q1,311.77 Q 48.10 Q1,263.67 Q 5,150.16
    9 Q1,311.77 Q 38.63 Q1,273.15 Q 3,877.02
    10 Q1,311.77 Q 29.08 Q1,282.69 Q 2,594.32
    11 Q1,311.77 Q 19.46 Q1,292.31 Q 1,302.01
    12 Q1,311.77 Q 9.77 Q1,302.01 Q -

    EJEMPLO PAGINA 51 EJERCICIO 3

    CAPITAL Q 12,000.00
    i= 4% bimestral
    n= 4

    No. CUOTA INTERES AMORTI. SALDO


    0 Q 12,000.00
    1 Q3,305.88 Q 480.00 Q2,825.88 Q 9,174.12
    2 Q3,305.88 Q 366.96 Q2,938.92 Q 6,235.20
    3 Q3,305.88 Q 249.41 Q3,056.47 Q 3,178.73
    4 Q3,305.88 Q 127.15 Q3,178.73 Q -

    EJEMPLO PAGINA 51 EJERCICIO 4

    CAPITAL= Q 23,000.00
    i= 27% ANUAL
    CUOTA FINAL

    No CUOTA INTERES AMORTIZ SALDO


    0 Q 23,000.00
    1 Q 10,000.00 Q 6,210.00 Q 3,790.00 Q 19,210.00
    2 Q 10,000.00 Q 5,186.70 Q 4,813.30 Q 14,396.70
    3 Q 10,000.00 Q 3,887.11 Q 6,112.89 Q 8,283.81
    4 Q 10,520.44 Q 2,236.63 Q 8,283.81 -Q 0.00
    5

    EJEMPLO 3 PAGINA 51 EJERCICIO 6

    RENTA= Q 1,025.00
    CAPITAL= Q 5,800.00
    i= 20% CAPITALIZABLE MENSUALMENTE

    No CUOTA INTERES AMORTIZA SALDO


    0 Q 5,800.00
    1 Q 1,025.00 Q 96.67 Q 928.33 Q 4,871.67
    2 Q 1,025.00 Q 81.19 Q 943.81 Q 3,927.86
    3 Q 1,025.00 Q 65.46 Q 959.54 Q 2,968.33
    4 Q 1,025.00 Q 49.47 Q 975.53 Q 1,992.80
    5 Q 1,025.00 Q 33.21 Q 991.79 Q 1,001.01
    6 Q 1,017.69 Q 16.68 Q 1,001.01 Q 0.00
    NUMERO DE PAGOS

    CAPITAL= Q 40,000.00
    RENTA= Q 1,750.00
    i= 30% CAPITALIZABLE MENSUALMENTE

    # PAGOS 34.3138198636

    No CUOTA INTERES AMORTIZ SALDO


    0 Q 40,000.00
    1 Q 1,750.00 Q 1,000.00 Q 750.00 Q 39,250.00
    2 Q 1,750.00 Q 981.25 Q 768.75 Q 38,481.25
    3 Q 1,750.00 Q 962.03 Q 787.97 Q 37,693.28
    4 Q 1,750.00 Q 942.33 Q 807.67 Q 36,885.61
    5 Q 1,750.00 Q 922.14 Q 827.86 Q 36,057.75
    6 Q 1,750.00 Q 901.44 Q 848.56 Q 35,209.20
    7 Q 1,750.00 Q 880.23 Q 869.77 Q 34,339.43
    8 Q 1,750.00 Q 858.49 Q 891.51 Q 33,447.91
    9 Q 1,750.00 Q 836.20 Q 913.80 Q 32,534.11
    10 Q 1,750.00 Q 813.35 Q 936.65 Q 31,597.46
    11 Q 1,750.00 Q 789.94 Q 960.06 Q 30,637.40
    12 Q 1,750.00 Q 765.94 Q 984.06 Q 29,653.34
    13 Q 1,750.00 Q 741.33 Q 1,008.67 Q 28,644.67
    14 Q 1,750.00 Q 716.12 Q 1,033.88 Q 27,610.79
    15 Q 1,750.00 Q 690.27 Q 1,059.73 Q 26,551.06
    16 Q 1,750.00 Q 663.78 Q 1,086.22 Q 25,464.83
    17 Q 1,750.00 Q 636.62 Q 1,113.38 Q 24,351.45
    18 Q 1,750.00 Q 608.79 Q 1,141.21 Q 23,210.24
    19 Q 1,750.00 Q 580.26 Q 1,169.74 Q 22,040.49
    20 Q 1,750.00 Q 551.01 Q 1,198.99 Q 20,841.51
    21 Q 1,750.00 Q 521.04 Q 1,228.96 Q 19,612.54
    22 Q 1,750.00 Q 490.31 Q 1,259.69 Q 18,352.86
    23 Q 1,750.00 Q 458.82 Q 1,291.18 Q 17,061.68
    24 Q 1,750.00 Q 426.54 Q 1,323.46 Q 15,738.22
    25 Q 1,750.00 Q 393.46 Q 1,356.54 Q 14,381.68
    26 Q 1,750.00 Q 359.54 Q 1,390.46 Q 12,991.22
    27 Q 1,750.00 Q 324.78 Q 1,425.22 Q 11,566.00
    28 Q 1,750.00 Q 289.15 Q 1,460.85 Q 10,105.15
    29 Q 1,750.00 Q 252.63 Q 1,497.37 Q 8,607.78
    30 Q 1,750.00 Q 215.19 Q 1,534.81 Q 7,072.97
    31 Q 1,750.00 Q 176.82 Q 1,573.18 Q 5,499.80
    32 Q 1,750.00 Q 137.49 Q 1,612.51 Q 3,887.29
    33 Q 1,750.00 Q 97.18 Q 1,652.82 Q 2,234.47
    34 Q 1,750.00 Q 55.86 Q 1,694.14 Q 540.34
    35 Q 553.84 Q 13.51 Q 540.33 Q 0.00

    EJEMPLO

    CAPITAL Q 20,000.00
    CUOTA Q 1,800.00 VENCIDA
    n= 24

    i 0.07364885661

    No CUOTA INTERES AMORTI SALDO


    0 Q 20,000.00
    1 Q 1,800.00 Q 1,472.98 Q 327.02 Q 19,672.98
    2 Q 1,800.00 Q 1,448.89 Q 351.11 Q 19,321.87
    3 Q 1,800.00 Q 1,423.03 Q 376.97 Q 18,944.90
    4 Q 1,800.00 Q 1,395.27 Q 404.73 Q 18,540.17
    5 Q 1,800.00 Q 1,365.46 Q 434.54 Q 18,105.64
    6 Q 1,800.00 Q 1,333.46 Q 466.54 Q 17,639.10
    7 Q 1,800.00 Q 1,299.10 Q 500.90 Q 17,138.19
    8 Q 1,800.00 Q 1,262.21 Q 537.79 Q 16,600.40
    9 Q 1,800.00 Q 1,222.60 Q 577.40 Q 16,023.00
    10 Q 1,800.00 Q 1,180.08 Q 619.92 Q 15,403.08
    11 Q 1,800.00 Q 1,134.42 Q 665.58 Q 14,737.50
    12 Q 1,800.00 Q 1,085.40 Q 714.60 Q 14,022.90
    13 Q 1,800.00 Q 1,032.77 Q 767.23 Q 13,255.67
    14 Q 1,800.00 Q 976.26 Q 823.74 Q 12,431.93
    15 Q 1,800.00 Q 915.60 Q 884.40 Q 11,547.53
    16 Q 1,800.00 Q 850.46 Q 949.54 Q 10,597.99
    17 Q 1,800.00 Q 780.53 Q 1,019.47 Q 9,578.52
    18 Q 1,800.00 Q 705.45 Q 1,094.55 Q 8,483.97
    19 Q 1,800.00 Q 624.83 Q 1,175.17 Q 7,308.81
    20 Q 1,800.00 Q 538.29 Q 1,261.71 Q 6,047.09
    21 Q 1,800.00 Q 445.36 Q 1,354.64 Q 4,692.45
    22 Q 1,800.00 Q 345.59 Q 1,454.41 Q 3,238.05
    23 Q 1,800.00 Q 238.48 Q 1,561.52 Q 1,676.53
    24 Q 1,800.00 Q 123.47 Q 1,676.53 Q 0.00
    LDO ANTERIOR*TASA DE INTERES
    N= CUOTA MENOS INTERES
    O ANTERIOR - AMORTIZACION
    ejemplo

    n= 4
    R= Q 22,800.00
    i= 18% capitalizable semestralmente

    VA= Q73,865.61

    Monto= Q 135,029.23

    =B7*(1+0.18/2)^7

    También podría gustarte