The explosive growth of the Internet and electronic mail (E-mail) is causing many educators to tr... more The explosive growth of the Internet and electronic mail (E-mail) is causing many educators to try integrating electronic materials and communication into their classrooms. Many of these educators are implicitly assuming that all students will use these new electronic resources once they ...
ABSTRACT Business Information is today's most thorough resource for finding business-rela... more ABSTRACT Business Information is today's most thorough resource for finding business-related information on the Internet. Each self-contained chapter tells researchers where to go for data on a specific topic, permitting the book's use as either a general roadmap or a quick reference guide on subjects ranging from income and spending to taxes, labor, the economy, and more.
The postwar U.S. has experienced an extremely sharp rise in consumer bankruptcies. What happens t... more The postwar U.S. has experienced an extremely sharp rise in consumer bankruptcies. What happens to these consumers financially after filing for bankruptcy? Do filers catch up with their non-filing peers, stay at a constant distance or fall further behind over time? This question is investigated empirically using a new set of financial and bankruptcy data obtained from a large national random survey of bankruptcy filers and non-filers. Along some simple financial dimensions, such as car ownership, bankruptcy filers are not disadvantaged compared to non-filers. Along more complex indicators, such as total income and net worth, filers catch up over time but it takes between a dozen and two dozen years. The theoretical justification for allowing consumers to file bankruptcy is to afford debtors a fresh start, in essence, a restoration of financial well-being. Results suggest the U.S. bankruptcy system does not immediately provide consumers with a fresh start; the average filer takes man...
Macroeconomics is a study of forces that no company or person can control, but which have a huge ... more Macroeconomics is a study of forces that no company or person can control, but which have a huge impact on businesses and people's lives. The main goal of this website and the accompanying book is to provide practical information so that business managers, financial traders and people looking for practical information understand these uncontrollable forces and have the tools to respond when macroeconomic changes occur. "Business Macroeconomics" is now available as an iPad e-book on the iTunes Store and as a Kindle e-book from Amazon. For more information see http://businessmacroeconomics.com/
ABSTRACT Business Information is today's most thorough resource for finding business-rela... more ABSTRACT Business Information is today's most thorough resource for finding business-related information on the Internet. Each self-contained chapter tells researchers where to go for data on a specific topic, permitting the book's use as either a general roadmap or a quick reference guide on subjects ranging from income and spending to taxes, labor, the economy, and more.
Discrimination based on appearance has serious economic consequences. Women with blonde hair are ... more Discrimination based on appearance has serious economic consequences. Women with blonde hair are often considered beautiful, but dumb, which is a potentially harmful stereotype since many employers seek intelligent workers. Using the NLSY79, a large nationally representative survey tracking young baby boomers, this research analyzes the IQ of white women and men according to hair color. Blonde women have a higher mean IQ than women with brown, red and black hair. Blondes are more likely classified as geniuses and less likely to have extremely low IQ than women with other hair colors, suggesting the dumb blonde stereotype is a myth. I thank Peter-John Gordon for providing helpful advice. Any remaining errors are mine.
This research investigates the problems of the working poor who are limited by health, drug abuse... more This research investigates the problems of the working poor who are limited by health, drug abuse, alcoholism, or other serious personal handicaps, like blindness. From 1985 to 1995, one third of working poor young baby boomers had at least one of these major limitations. More importantly, individuals with health problems or limitations are twice as likely as others to become
... of the nine papers is calculated by dividing thei lin-age by each city's total linage. F... more ... of the nine papers is calculated by dividing thei lin-age by each city's total linage. Figure 5 shows that from 1951 to 1990, the average market share of these nine newspapers increased from 500/o to 75%. This 500/o increase began early in the 1950s but stopped by 1980. ...
Empirical investigations of the U.S. macroeconomy often examine only the post-World War II period... more Empirical investigations of the U.S. macroeconomy often examine only the post-World War II period because very few key data series exist for earlier years. However, this brief time period misses major economic shocks like the Great Depression and World War II. Using a previously unknown data set, this paper solves part of the problem by creating a long-run job vacancy
ABSTRACT Almost $4 trillion dollars of wealth is currently held by families with a life expectanc... more ABSTRACT Almost $4 trillion dollars of wealth is currently held by families with a life expectancy of less than 10 years. When that wealth is inherited, will it be retained or spent quickly? Results from the NLSY79, a longitudinal survey covering people in their 20s, 30s, and 40s suggest roughly half of all money inherited is saved and the other half spent or lost investing. These spending and saving decisions are made by a concentrated group with about one-fifth of all families getting an inheritance and about one-seventh expecting to receive an inheritance. Suggestions to increase savings from inheritances are discussed.
The explosive growth of the Internet and electronic mail (E-mail) is causing many educators to tr... more The explosive growth of the Internet and electronic mail (E-mail) is causing many educators to try integrating electronic materials and communication into their classrooms. Many of these educators are implicitly assuming that all students will use these new electronic resources once they ...
ABSTRACT Business Information is today's most thorough resource for finding business-rela... more ABSTRACT Business Information is today's most thorough resource for finding business-related information on the Internet. Each self-contained chapter tells researchers where to go for data on a specific topic, permitting the book's use as either a general roadmap or a quick reference guide on subjects ranging from income and spending to taxes, labor, the economy, and more.
The postwar U.S. has experienced an extremely sharp rise in consumer bankruptcies. What happens t... more The postwar U.S. has experienced an extremely sharp rise in consumer bankruptcies. What happens to these consumers financially after filing for bankruptcy? Do filers catch up with their non-filing peers, stay at a constant distance or fall further behind over time? This question is investigated empirically using a new set of financial and bankruptcy data obtained from a large national random survey of bankruptcy filers and non-filers. Along some simple financial dimensions, such as car ownership, bankruptcy filers are not disadvantaged compared to non-filers. Along more complex indicators, such as total income and net worth, filers catch up over time but it takes between a dozen and two dozen years. The theoretical justification for allowing consumers to file bankruptcy is to afford debtors a fresh start, in essence, a restoration of financial well-being. Results suggest the U.S. bankruptcy system does not immediately provide consumers with a fresh start; the average filer takes man...
Macroeconomics is a study of forces that no company or person can control, but which have a huge ... more Macroeconomics is a study of forces that no company or person can control, but which have a huge impact on businesses and people's lives. The main goal of this website and the accompanying book is to provide practical information so that business managers, financial traders and people looking for practical information understand these uncontrollable forces and have the tools to respond when macroeconomic changes occur. "Business Macroeconomics" is now available as an iPad e-book on the iTunes Store and as a Kindle e-book from Amazon. For more information see http://businessmacroeconomics.com/
ABSTRACT Business Information is today's most thorough resource for finding business-rela... more ABSTRACT Business Information is today's most thorough resource for finding business-related information on the Internet. Each self-contained chapter tells researchers where to go for data on a specific topic, permitting the book's use as either a general roadmap or a quick reference guide on subjects ranging from income and spending to taxes, labor, the economy, and more.
Discrimination based on appearance has serious economic consequences. Women with blonde hair are ... more Discrimination based on appearance has serious economic consequences. Women with blonde hair are often considered beautiful, but dumb, which is a potentially harmful stereotype since many employers seek intelligent workers. Using the NLSY79, a large nationally representative survey tracking young baby boomers, this research analyzes the IQ of white women and men according to hair color. Blonde women have a higher mean IQ than women with brown, red and black hair. Blondes are more likely classified as geniuses and less likely to have extremely low IQ than women with other hair colors, suggesting the dumb blonde stereotype is a myth. I thank Peter-John Gordon for providing helpful advice. Any remaining errors are mine.
This research investigates the problems of the working poor who are limited by health, drug abuse... more This research investigates the problems of the working poor who are limited by health, drug abuse, alcoholism, or other serious personal handicaps, like blindness. From 1985 to 1995, one third of working poor young baby boomers had at least one of these major limitations. More importantly, individuals with health problems or limitations are twice as likely as others to become
... of the nine papers is calculated by dividing thei lin-age by each city's total linage. F... more ... of the nine papers is calculated by dividing thei lin-age by each city's total linage. Figure 5 shows that from 1951 to 1990, the average market share of these nine newspapers increased from 500/o to 75%. This 500/o increase began early in the 1950s but stopped by 1980. ...
Empirical investigations of the U.S. macroeconomy often examine only the post-World War II period... more Empirical investigations of the U.S. macroeconomy often examine only the post-World War II period because very few key data series exist for earlier years. However, this brief time period misses major economic shocks like the Great Depression and World War II. Using a previously unknown data set, this paper solves part of the problem by creating a long-run job vacancy
ABSTRACT Almost $4 trillion dollars of wealth is currently held by families with a life expectanc... more ABSTRACT Almost $4 trillion dollars of wealth is currently held by families with a life expectancy of less than 10 years. When that wealth is inherited, will it be retained or spent quickly? Results from the NLSY79, a longitudinal survey covering people in their 20s, 30s, and 40s suggest roughly half of all money inherited is saved and the other half spent or lost investing. These spending and saving decisions are made by a concentrated group with about one-fifth of all families getting an inheritance and about one-seventh expecting to receive an inheritance. Suggestions to increase savings from inheritances are discussed.
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