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Social security

From Simple English Wikipedia, the free encyclopedia

Social Security or social welfare is the name given to government programs to provide money for people who need it. Social security systems may be linked to health care.

War pensions are the most ancient type of social security. They are mentioned by Plutarch.

Universal benefits are those where everyone who meets the conditions - such as children under a certain age or people who are ill or disabled - are paid. Contributory and means tested benefits have conditions which people have to meet.

Contributions

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In many countries Social Security provides support only to people who have paid contributions. Most pension systems are for people who have paid contributions. Contributions are regular payments taken from their pay when they are working. They will be recorded by the government. The right to a pension may include dependent members of the family. Pensions may then be paid to their widows and orphans. People may also make regular payments into private pensions.

Means test

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Means tested benefits are paid to people who can show that they are poor. There are usually tests both of regular income and of capital. They are usually paid to households. Before government schemes were started in many places charities would help people who were thought to need it.

The Universal Declaration of Human Rights and other international human rights law make the "right to an adequate standard of living" one of the human rights.

Although social security coverage in Africa is low by global standards,[1] a number of social welfare programs have existed throughout the history of the continent. In precolonial Africa, some political leaders made efforts to help their disadvantaged subjects. These included measures such as the loaning of cattle and the provision of land and food for subsistence.[2] Bemba chiefs, according to one study, “were expected to maintain food reserves against scarcity and to support those too old or young to provide for themselves.” [3] In precolonial Africa, welfare states existed that were based and shaped by the Ubuntu philosophy. In Zimbabwe for instance, there existed a system called “zunde ramambo” (King’s granary). According to one study, this was “designed as a safety net for the poor or everyone during times of drought or any other calamity.”[4]

Ancient Greece

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Various forms of social welfare existed during the days of Ancient Greece. In Sparta and Crete, citizens were supported from the public resources. In Attica, programs for helping the poor included free corn for all citizens over the age of 18, a relief fund for orphaned children of soldiers who lost their lives in war, and poor relief for the infirm and crippled.[5]

Ancient Rome

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During the days of Ancient Rome various forms of public relief existing, such as food provisions[6] in the form of allotments of cheaply priced grain. In addition, a program was established called the “alimenta” which was designed to help educate, clothe and feed orphans and poor children.[7] According to one study, “Rome developed programs foreshadowing modern unemployment compensation, old age and disability benefits, and public works employment.”[8] Another study has argued that "The mass of the population of Rome had welfare benefits of a kind and on a scale never matched before and hardly since, even in Germany under Hitler's cunning régime in the years leading up to the Second World War."[9]

Aztec Empire

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According to one study, the Aztec Empire “was a prototype of the modern welfare state.” A number of services were provided such as hospitals for veterans, public assistance and care of the malformed.[10]

In France from the beginning of the 20th century employers were made to insure their workers against injury, illness, maternity, and death. After 1946 there was more done by the government. Now there are allowances for children - universal after the first child and Family Complement which is means tested. There are extra payments for adopted and disabled children and orphans. There are both contributory and means tested benefits for people over 65.

Unemployment insurance was started in 1958. It is managed by the employers organization and the trade unions.

There is also a means tested benefit called Revenu de solidarité active for unemployed and underemployed workers.[11]

Otto von Bismarck started social security benefits in 1883. This was part of what was called State Socialism. This was the first country to do so. It included health insurance, accident insurance (workman's compensation), disability insurance and an old-age retirement pension.[12]

Now there is a system of unemployment benefit. People and their employers have to pay when they are working. It lasts for up to 12 months. There is also a welfare system called Hartz IV which is means-tested. This is also for working people on low pay.

There is a state pension. The retirement age will go up to 66 by 2023. It goes by two months each year, until 2031, when the retirement age will be 67. The amount of pension is based on the pay a person had when they were working and the number of years they paid contributions.[13]

Inca Empire

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During the days of the Inca Empire, a system existed to take care of the sick and elderly while the government, according to one study, “ensured that Inca families would be able to have the means of growing enough food for themselves.”[14]

A wide range of social security benefits were established in Israel during the twentieth century. These included family allowances, unemployment benefits, and old age and disability pensions. National health insurance was not established until 1995.[15] By the 1970s the Ministry of Social Welfare was covering the costs for the uninsured poor.[16]

Many social security programs were set up in Mexico in the decades following the 1917 Mexican Revolution, covering a number of different groups.[17]

United Kingdom

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See: Social security in the United Kingdom

United States

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In the United States, this refers to a program started in the New Deal. The program first gave money only to a few old people, but is now used by millions of people and is one of the largest and most costly programs in the government. The Old-Age, Survivors, and Disability Insurance program covers 94% of workers. State and local government workers have pension plans at the state or local level. Retirement Insurance Benefits are paid to people over the age of 62. The amount is increased if the person delays their claim.

Social Security in the United States is managed by the Social Security Administration, and a person in the program gets a number and has it forever, mainly because of tax reports.

See also: Social Security (United States)

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Other websites

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References

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  1. Social Security in Africa - Overview
  2. Mugabeism after Mugabe?: Rethinking Legacies and the New Dispensation in Zimbabwe’s ‘Second Republic’ edited by Duri, Fidelis Peter Thomas, Marongwe, Ngonidzashe, Mawere, Munyaradzi, 2019, P.274
  3. THE AFRICAN POOR A history JOHN ILIFFE, P.58-59
  4. African Womanhood and the Feminist Agenda edited by Musingafi, Maxwell Constantine Chando, Hungwe, Chipo, P.103
  5. The Jewish Social Service Quarterly Volume 10, Issues 1–4 1933, P.245
  6. An historical introduction to social economy, by F. Stuart Chapin, 1917, P.80-83
  7. 10 Innovations That Built Ancient Rome by Evan Andrews
  8. Social Work Practice and Social Welfare Policy in the United States A History By Philip R. Popple, 2018, P.13
  9. The Romans: An Introduction by Anthony Kamm, 1995, P.102
  10. Medicine in Mexico: From Aztec Herbs to Betatrons by Gordon Schendel, José Álvarez Amézquita, Miguel E. Bustamante, 2014, P.32-34
  11. "Active Solidarity Income (RSA)". www.service-public.fr (in French). Retrieved 2023-01-26.
  12. Steinberg, Jonathan. 2011. Bismarck: a life Oxford University Press. p. 8, 424, 444.
  13. "home_node". Deutsche Rentenversicherung. 2022-04-30. Retrieved 2023-01-27.
  14. THE INCA EMPIRE A SOCIALIST STATE? A HISTORICAL DISCUSSION Kevin R. Harris, P.57
  15. Israel social security overview from 2018
  16. Israel Journal of Medical Sciences, Volume 13, Part 1, 1977, P.516
  17. Ascent to Bankruptcy Financing Social Security in Latin America By Carmelo Mesa-Lago, 2010, P.145