DR. Pallavi Ingale
I hold a Ph.D. in Management with a specialization in Financial Management, awarded by Pune University. With over 16 years of experience in the field of teaching and training, I have contributed significantly to the academic and research domains. My research endeavors have primarily focused on the cooperative textile sector and limited textile companies, resulting in valuable insights and contributions to the field.
Currently, I am privileged to serve as an Associate Professor at the esteemed Vaikunth Mehta National Institute of Cooperative Management. In this capacity, I play a pivotal role in shaping the academic and professional growth of our students while fostering a culture of excellence in cooperative management education.
Furthermore, I am actively involved in conducting training programs tailored for various cooperative societies, including those in the dairy, sugar, cooperative banking, and textile mill sectors. These programs are designed to enhance the skills and knowledge of cooperative society members, enabling them to thrive in their respective industries.
In summary, my academic background, extensive experience, and ongoing commitment to research and training reflect my dedication to the cooperative sector and its sustainable development. I remain passionate about contributing to the growth and success of cooperative societies and the individuals within them.
Supervisors: Supervisor
Currently, I am privileged to serve as an Associate Professor at the esteemed Vaikunth Mehta National Institute of Cooperative Management. In this capacity, I play a pivotal role in shaping the academic and professional growth of our students while fostering a culture of excellence in cooperative management education.
Furthermore, I am actively involved in conducting training programs tailored for various cooperative societies, including those in the dairy, sugar, cooperative banking, and textile mill sectors. These programs are designed to enhance the skills and knowledge of cooperative society members, enabling them to thrive in their respective industries.
In summary, my academic background, extensive experience, and ongoing commitment to research and training reflect my dedication to the cooperative sector and its sustainable development. I remain passionate about contributing to the growth and success of cooperative societies and the individuals within them.
Supervisors: Supervisor
less
Uploads
Papers by DR. Pallavi Ingale
with the conventional market system, which is one of the major
obstacles to the improvement of the rural poor's situation and
the advancement of agricultural development. The cooperative
movement in India emerged with the Primary Agricultural Credit
Societies (PACS). They are the cornerstone of India's cooperative
credit system and account for the vast majority of cooperative
institutes. By serving the financial needs of farmers and lowerincome groups in the villages, these societies play an important
role in their financial empowerment.
Different PACS are currently striving towards diversification
to improve their economic and social standing to eradicate the
stigma and repression that still exist in PACS. PACS is driven by
a desire to help others. The purpose of this study is to look into
the performance, issues, and future possibilities of PACS in the
Pune District. Mandavgan Pharata Vividh Karyakari Seva
Sahakari Society Maryadit (MPVKSS Society), a one-century-old
PACS is studied in this research. The financial analysis is done
with help of ratios to find the strength of MPVKSS Society. The
business model of MPVKSS Society working in Shirur taluka,
which has been involved in a variety of business operations, is
highlighted in this article.
Keywords : Co-operatives, Primary Agricultural Credit
Societies, financial strength, business operations
guardians of quality and credibility. They establish a distinct quality identity by evaluating
institutes against specific parameters, determining excellence and recognition. These
accreditation bodies play a pivotal role in ensuring credibility in the dynamic field of
management education.
Faculty research is a crucial parameter in accreditation, influencing institutional rankings. A
conducive research environment fosters faculty engagement, ultimately enhancing the
institution's standing in accreditation assessments.
Academic perceptions on research environment in management institutes highlight the vital
connection between faculty support and institutional recognition.
The study explored institutional support for research activities and the challenges faced by the
teaching fraternity. Data was collected through primary and secondary sources. Findings
revealed that 48.19% of respondents found research activities stressful, while 37.35% struggled
with time management due to official responsibilities.
The support for research activities in terms of travel allowances, registration fees and publication
fees were low. The overall conduciveness of research environment in management institutions
was perceived to be moderate by the academicians. By implementing fair recruitment policies,
ensuring staff retention, and providing support, management institutions can enhance their
research environment, leading to improved faculty and institutional ranking.
Keywords: Research environment, Accreditation, Ranking, Academic Research, Quality research,
Factors impacting on research activity
By mobilizing deposits they ensure continued service to members
needs and build financial strength. Hence, deposit mobilization is
vital to the local economic development and is a key for financial
sustainability they foster local economic development by mobilizing
deposits and lending these out to individuals, families, farmers,
and small businesses in the same area. The study is based on
secondary data obtained from annual report o Cheruvannur
Service Cooperative Bank for the period of 2015-16 to 2019-20.
The study of the bank’s deposit mobilization along with lending
practices provided to the customers here with undertaken. The analysed
data reveals that growth of term deposit registered a fluctuating
tend during the study period whereas saving and current deposit
showed a decrease in its growth rate. Loans and advances of
agricultural loans increasing trend where as Gold loan showed
fluctuating trend. The trend further predicted for the deposits and
advances of Cheruvannur Service Cooperative Bank for the year 2025
shows on increasing in its trend.
Key words : Deposit, Deposit Mobilization, Lending performance,
Loans and advances
been seen as vehicle for agri-food system transformation. Despite two
decades journey, the FPOs movement is in the nascent stage, where in
the focus is on formation and promotion of a commodity specific FPOs
under both cooperative and producers company act. Increasingly,
the government of India is spending huge amount on creating the
social capital and handholding them. However, their financial and longterm sustainability is a serious issue. The present study is an attempt to
assess the financial performance of one such state level federation of
FPOs i.e. MAHA-FPC, a state level producers company. The study
follows the case study approach and descriptive research design. The
primary data was collected through semi-structured interview schedule
from the chairman and CEO of MAHA-FPC. The secondary data has
been collected through company’s previous six years annual report
(2014-15 to 2019-20). The data was analyzed through ratio analysis -
liquidity, leverage and profitability and trend analysis. It was found
that the liquidity position of MAHA-FPC is stable, net profitability to
revenue from operation of the company has a fluctuating trend over
the last six years. Overall, MAHA-FPC is in the growing phase of the
business cycle thus, the company would increase the profitability in the
coming years.
Keywords : FPOs, Liquidity, Profitability, Returns on Capital
Employed, MAHA-FPC
governing body evaluates the course/program in context to various criteria. National Board of Accreditation
(NBA) is a governing body under AICTE. It is playing a very significant role at present and has shifted
paradigm for management education. The paper attempts to examine various criteria enclosed in NBA
accreditation. Each criterion is a reflection of the quality enhancement in management education by setting
standard benchmark to be achieved by institutes. The motivation, opportunities, challenges, of NBA
accreditation is examined.
Keywords: NBA, Accreditation, Criteria, motivations, challenges.
while in developing nations; the trend seems to be less pronounced. Research on
developing markets and e-trading dynamics in India's tiny but promising economy
will be conducted in this study. This approach is based on a study of the literature on
e-trading adoption and the development of an analytical framework. Psychological
traits that prevent traders from taking part in electronic trading have been coined the
term "E-Comfortability." A conceptual framework for electronic trading has been
discovered after an in-depth examination of the many aspects of online trading. This
research produced statistically significant and useful results. With these results, traders
may be able to create new trading volumes and formulate a particular plan of action to
follow. Many people now think that online brokers should band together to promote
the value of online trading systems as a product, rather than disseminating information
about them via several brand identities.
Keywords: online trading, e-trading, online traders, emerging markets, brokers’
attitude, brokers’ perception, trade frequency
with the conventional market system, which is one of the major
obstacles to the improvement of the rural poor's situation and
the advancement of agricultural development. The cooperative
movement in India emerged with the Primary Agricultural Credit
Societies (PACS). They are the cornerstone of India's cooperative
credit system and account for the vast majority of cooperative
institutes. By serving the financial needs of farmers and lowerincome groups in the villages, these societies play an important
role in their financial empowerment.
Different PACS are currently striving towards diversification
to improve their economic and social standing to eradicate the
stigma and repression that still exist in PACS. PACS is driven by
a desire to help others. The purpose of this study is to look into
the performance, issues, and future possibilities of PACS in the
Pune District. Mandavgan Pharata Vividh Karyakari Seva
Sahakari Society Maryadit (MPVKSS Society), a one-century-old
PACS is studied in this research. The financial analysis is done
with help of ratios to find the strength of MPVKSS Society. The
business model of MPVKSS Society working in Shirur taluka,
which has been involved in a variety of business operations, is
highlighted in this article.
Keywords : Co-operatives, Primary Agricultural Credit
Societies, financial strength, business operations
guardians of quality and credibility. They establish a distinct quality identity by evaluating
institutes against specific parameters, determining excellence and recognition. These
accreditation bodies play a pivotal role in ensuring credibility in the dynamic field of
management education.
Faculty research is a crucial parameter in accreditation, influencing institutional rankings. A
conducive research environment fosters faculty engagement, ultimately enhancing the
institution's standing in accreditation assessments.
Academic perceptions on research environment in management institutes highlight the vital
connection between faculty support and institutional recognition.
The study explored institutional support for research activities and the challenges faced by the
teaching fraternity. Data was collected through primary and secondary sources. Findings
revealed that 48.19% of respondents found research activities stressful, while 37.35% struggled
with time management due to official responsibilities.
The support for research activities in terms of travel allowances, registration fees and publication
fees were low. The overall conduciveness of research environment in management institutions
was perceived to be moderate by the academicians. By implementing fair recruitment policies,
ensuring staff retention, and providing support, management institutions can enhance their
research environment, leading to improved faculty and institutional ranking.
Keywords: Research environment, Accreditation, Ranking, Academic Research, Quality research,
Factors impacting on research activity
By mobilizing deposits they ensure continued service to members
needs and build financial strength. Hence, deposit mobilization is
vital to the local economic development and is a key for financial
sustainability they foster local economic development by mobilizing
deposits and lending these out to individuals, families, farmers,
and small businesses in the same area. The study is based on
secondary data obtained from annual report o Cheruvannur
Service Cooperative Bank for the period of 2015-16 to 2019-20.
The study of the bank’s deposit mobilization along with lending
practices provided to the customers here with undertaken. The analysed
data reveals that growth of term deposit registered a fluctuating
tend during the study period whereas saving and current deposit
showed a decrease in its growth rate. Loans and advances of
agricultural loans increasing trend where as Gold loan showed
fluctuating trend. The trend further predicted for the deposits and
advances of Cheruvannur Service Cooperative Bank for the year 2025
shows on increasing in its trend.
Key words : Deposit, Deposit Mobilization, Lending performance,
Loans and advances
been seen as vehicle for agri-food system transformation. Despite two
decades journey, the FPOs movement is in the nascent stage, where in
the focus is on formation and promotion of a commodity specific FPOs
under both cooperative and producers company act. Increasingly,
the government of India is spending huge amount on creating the
social capital and handholding them. However, their financial and longterm sustainability is a serious issue. The present study is an attempt to
assess the financial performance of one such state level federation of
FPOs i.e. MAHA-FPC, a state level producers company. The study
follows the case study approach and descriptive research design. The
primary data was collected through semi-structured interview schedule
from the chairman and CEO of MAHA-FPC. The secondary data has
been collected through company’s previous six years annual report
(2014-15 to 2019-20). The data was analyzed through ratio analysis -
liquidity, leverage and profitability and trend analysis. It was found
that the liquidity position of MAHA-FPC is stable, net profitability to
revenue from operation of the company has a fluctuating trend over
the last six years. Overall, MAHA-FPC is in the growing phase of the
business cycle thus, the company would increase the profitability in the
coming years.
Keywords : FPOs, Liquidity, Profitability, Returns on Capital
Employed, MAHA-FPC
governing body evaluates the course/program in context to various criteria. National Board of Accreditation
(NBA) is a governing body under AICTE. It is playing a very significant role at present and has shifted
paradigm for management education. The paper attempts to examine various criteria enclosed in NBA
accreditation. Each criterion is a reflection of the quality enhancement in management education by setting
standard benchmark to be achieved by institutes. The motivation, opportunities, challenges, of NBA
accreditation is examined.
Keywords: NBA, Accreditation, Criteria, motivations, challenges.
while in developing nations; the trend seems to be less pronounced. Research on
developing markets and e-trading dynamics in India's tiny but promising economy
will be conducted in this study. This approach is based on a study of the literature on
e-trading adoption and the development of an analytical framework. Psychological
traits that prevent traders from taking part in electronic trading have been coined the
term "E-Comfortability." A conceptual framework for electronic trading has been
discovered after an in-depth examination of the many aspects of online trading. This
research produced statistically significant and useful results. With these results, traders
may be able to create new trading volumes and formulate a particular plan of action to
follow. Many people now think that online brokers should band together to promote
the value of online trading systems as a product, rather than disseminating information
about them via several brand identities.
Keywords: online trading, e-trading, online traders, emerging markets, brokers’
attitude, brokers’ perception, trade frequency