DR. Pallavi Ingale
Savitribai Phule Pune University, Mba, Faculty Member
- I hold a Ph.D. in Management with a specialization in Financial Management, awarded by Pune University. With over 16 ... moreI hold a Ph.D. in Management with a specialization in Financial Management, awarded by Pune University. With over 16 years of experience in the field of teaching and training, I have contributed significantly to the academic and research domains. My research endeavors have primarily focused on the cooperative textile sector and limited textile companies, resulting in valuable insights and contributions to the field.
Currently, I am privileged to serve as an Associate Professor at the esteemed Vaikunth Mehta National Institute of Cooperative Management. In this capacity, I play a pivotal role in shaping the academic and professional growth of our students while fostering a culture of excellence in cooperative management education.
Furthermore, I am actively involved in conducting training programs tailored for various cooperative societies, including those in the dairy, sugar, cooperative banking, and textile mill sectors. These programs are designed to enhance the skills and knowledge of cooperative society members, enabling them to thrive in their respective industries.
In summary, my academic background, extensive experience, and ongoing commitment to research and training reflect my dedication to the cooperative sector and its sustainable development. I remain passionate about contributing to the growth and success of cooperative societies and the individuals within them.edit - Supervisoredit
As the Indian management institute landscape grows, NAAC, NBA, and NRIF emerge as crucial guardians of quality and credibility. They establish a distinct quality identity by evaluating institutes against specific parameters, determining... more
As the Indian management institute landscape grows, NAAC, NBA, and NRIF emerge as crucial
guardians of quality and credibility. They establish a distinct quality identity by evaluating
institutes against specific parameters, determining excellence and recognition. These
accreditation bodies play a pivotal role in ensuring credibility in the dynamic field of
management education.
Faculty research is a crucial parameter in accreditation, influencing institutional rankings. A
conducive research environment fosters faculty engagement, ultimately enhancing the
institution's standing in accreditation assessments.
Academic perceptions on research environment in management institutes highlight the vital
connection between faculty support and institutional recognition.
The study explored institutional support for research activities and the challenges faced by the
teaching fraternity. Data was collected through primary and secondary sources. Findings
revealed that 48.19% of respondents found research activities stressful, while 37.35% struggled
with time management due to official responsibilities.
The support for research activities in terms of travel allowances, registration fees and publication
fees were low. The overall conduciveness of research environment in management institutions
was perceived to be moderate by the academicians. By implementing fair recruitment policies,
ensuring staff retention, and providing support, management institutions can enhance their
research environment, leading to improved faculty and institutional ranking.
Keywords: Research environment, Accreditation, Ranking, Academic Research, Quality research,
Factors impacting on research activity
guardians of quality and credibility. They establish a distinct quality identity by evaluating
institutes against specific parameters, determining excellence and recognition. These
accreditation bodies play a pivotal role in ensuring credibility in the dynamic field of
management education.
Faculty research is a crucial parameter in accreditation, influencing institutional rankings. A
conducive research environment fosters faculty engagement, ultimately enhancing the
institution's standing in accreditation assessments.
Academic perceptions on research environment in management institutes highlight the vital
connection between faculty support and institutional recognition.
The study explored institutional support for research activities and the challenges faced by the
teaching fraternity. Data was collected through primary and secondary sources. Findings
revealed that 48.19% of respondents found research activities stressful, while 37.35% struggled
with time management due to official responsibilities.
The support for research activities in terms of travel allowances, registration fees and publication
fees were low. The overall conduciveness of research environment in management institutions
was perceived to be moderate by the academicians. By implementing fair recruitment policies,
ensuring staff retention, and providing support, management institutions can enhance their
research environment, leading to improved faculty and institutional ranking.
Keywords: Research environment, Accreditation, Ranking, Academic Research, Quality research,
Factors impacting on research activity
Research Interests:
From ancient times, India is well known for its scholars and talent. Even today, India is unceasingly progressing in education field. In growth story of India, higher education has always played a vital role. Higher education provide... more
From ancient times, India is well known for its scholars and talent. Even today, India is unceasingly progressing in education field. In growth story of India, higher education has always played a vital role. Higher education provide knowledge, develop the ability of students and give them a broader perspective of world and becomes input to the growth and development of country. Though India's central and state governments are making seamless efforts to make Indian Higher Education System world class, it is always bogged down by many challenges. So, the question arises whether students are getting good quality education and what are the determinants ensuring thisquality. In same context, this research work focuses on identifying factors affecting quality of higher education and the extent to which these factors affect the quality. A comparative study is been performed to determine the status of Public and Private Universities in Maharashtra. Researcher has taken The Oregon Quality Education Model as base to define quality indicators while designing questionnaire. For data analysis, basic tools like table, frequency, percentage, graphs are used whereas for hypothesis testing Descriptive Statistics, Regression Analysis and t-test are used. The study concludes that, Industry involvement, Classroom Feedback, Status of Institute, Leadership that facilitates student, Infrastructure/learning resources, Teacher's Professional development program, teaching methodology, Students Engagement in academic & extra-curricular activities, Teacher's Research & Industry Collaboration, Participation of students in research activities are the determinants of quality of higher education. Also, Private Universities maintain better quality of education than Public Universities.
Research Interests:
Purpose: The purpose of the study is to examine the roles of the innovation and the creativity in order to improve the performance of the entrepreneur. Along with this the performance of the entrepreneur and its adverse effect on the... more
Purpose: The purpose of the study is to examine the roles of the innovation and the creativity in order to improve the performance of the entrepreneur. Along with this the performance of the entrepreneur and its adverse effect on the position of the family business of the company in different market are discussed. Theoretical framework: The theoretical framework of the study includes the various studies conducted by various researchers in the Entrepreneurial Performance in the family business with regarding to Banking sector. Design/methodology/approach- In this research article the researcher selects the secondary qualitative data collection method. With the help of secondary qualitative data collection method, the researcher can be able to collect the data from the existing information that are provided in the existing articles. Findings: The major findings of the study is that with the help of innovation and creativity, the production level of the organization is improved ...
Research Interests:
Deposit mobilization is an integral part of financial institutions. By mobilizing deposits they ensure continued service to members needs and build financial strength. Hence, deposit mobilization is vital to the local economic development... more
Deposit mobilization is an integral part of financial institutions.
By mobilizing deposits they ensure continued service to members
needs and build financial strength. Hence, deposit mobilization is
vital to the local economic development and is a key for financial
sustainability they foster local economic development by mobilizing
deposits and lending these out to individuals, families, farmers,
and small businesses in the same area. The study is based on
secondary data obtained from annual report o Cheruvannur
Service Cooperative Bank for the period of 2015-16 to 2019-20.
The study of the bank’s deposit mobilization along with lending
practices provided to the customers here with undertaken. The analysed
data reveals that growth of term deposit registered a fluctuating
tend during the study period whereas saving and current deposit
showed a decrease in its growth rate. Loans and advances of
agricultural loans increasing trend where as Gold loan showed
fluctuating trend. The trend further predicted for the deposits and
advances of Cheruvannur Service Cooperative Bank for the year 2025
shows on increasing in its trend.
Key words : Deposit, Deposit Mobilization, Lending performance,
Loans and advances
By mobilizing deposits they ensure continued service to members
needs and build financial strength. Hence, deposit mobilization is
vital to the local economic development and is a key for financial
sustainability they foster local economic development by mobilizing
deposits and lending these out to individuals, families, farmers,
and small businesses in the same area. The study is based on
secondary data obtained from annual report o Cheruvannur
Service Cooperative Bank for the period of 2015-16 to 2019-20.
The study of the bank’s deposit mobilization along with lending
practices provided to the customers here with undertaken. The analysed
data reveals that growth of term deposit registered a fluctuating
tend during the study period whereas saving and current deposit
showed a decrease in its growth rate. Loans and advances of
agricultural loans increasing trend where as Gold loan showed
fluctuating trend. The trend further predicted for the deposits and
advances of Cheruvannur Service Cooperative Bank for the year 2025
shows on increasing in its trend.
Key words : Deposit, Deposit Mobilization, Lending performance,
Loans and advances
Research Interests:
In 21st century, Farmer Producers Organizations (FPOs) model has been seen as vehicle for agri-food system transformation. Despite two decades journey, the FPOs movement is in the nascent stage, where in the focus is on formation and... more
In 21st century, Farmer Producers Organizations (FPOs) model has
been seen as vehicle for agri-food system transformation. Despite two
decades journey, the FPOs movement is in the nascent stage, where in
the focus is on formation and promotion of a commodity specific FPOs
under both cooperative and producers company act. Increasingly,
the government of India is spending huge amount on creating the
social capital and handholding them. However, their financial and longterm sustainability is a serious issue. The present study is an attempt to
assess the financial performance of one such state level federation of
FPOs i.e. MAHA-FPC, a state level producers company. The study
follows the case study approach and descriptive research design. The
primary data was collected through semi-structured interview schedule
from the chairman and CEO of MAHA-FPC. The secondary data has
been collected through company’s previous six years annual report
(2014-15 to 2019-20). The data was analyzed through ratio analysis -
liquidity, leverage and profitability and trend analysis. It was found
that the liquidity position of MAHA-FPC is stable, net profitability to
revenue from operation of the company has a fluctuating trend over
the last six years. Overall, MAHA-FPC is in the growing phase of the
business cycle thus, the company would increase the profitability in the
coming years.
Keywords : FPOs, Liquidity, Profitability, Returns on Capital
Employed, MAHA-FPC
been seen as vehicle for agri-food system transformation. Despite two
decades journey, the FPOs movement is in the nascent stage, where in
the focus is on formation and promotion of a commodity specific FPOs
under both cooperative and producers company act. Increasingly,
the government of India is spending huge amount on creating the
social capital and handholding them. However, their financial and longterm sustainability is a serious issue. The present study is an attempt to
assess the financial performance of one such state level federation of
FPOs i.e. MAHA-FPC, a state level producers company. The study
follows the case study approach and descriptive research design. The
primary data was collected through semi-structured interview schedule
from the chairman and CEO of MAHA-FPC. The secondary data has
been collected through company’s previous six years annual report
(2014-15 to 2019-20). The data was analyzed through ratio analysis -
liquidity, leverage and profitability and trend analysis. It was found
that the liquidity position of MAHA-FPC is stable, net profitability to
revenue from operation of the company has a fluctuating trend over
the last six years. Overall, MAHA-FPC is in the growing phase of the
business cycle thus, the company would increase the profitability in the
coming years.
Keywords : FPOs, Liquidity, Profitability, Returns on Capital
Employed, MAHA-FPC
Research Interests:
Abstract: Online trading volumes have increased significantly in developed countries, while in developing nations; the trend seems to be less pronounced. Research on developing markets and e-trading dynamics in India's tiny but... more
Abstract: Online trading volumes have increased significantly in developed countries, while in developing nations; the trend seems to be less pronounced. Research on developing markets and e-trading dynamics in India's tiny but promising economy will be conducted in this study. This approach is based on a study of the literature on e-trading adoption and the development of an analytical framework. Psychological traits that prevent traders from taking part in electronic trading have been coined the term "E-Comfortability." A conceptual framework for electronic trading has been discovered after an in-depth examination of the many aspects of online trading. This research produced statistically significant and useful results. With these results, traders may be able to create new trading volumes and formulate a particular plan of action to follow. Many people now think that online brokers should band together to promote the value of online trading systems as a product, rather than disseminating information about them via several brand identities. Keywords: online trading, e-trading, online traders, emerging markets, brokers’ attitude, brokers’ perception, trade frequency
Research Interests:
Small and medium-sized companies (SMEs), which include self-employed individuals, account for 90% of all businesses and 70% of all jobs globally. An estimated tens of millions of people's employment are in jeopardy due to the Covid-19... more
Small and medium-sized companies (SMEs), which include self-employed individuals, account for 90% of all businesses and 70% of all jobs globally. An estimated tens of millions of people's employment are in jeopardy due to the Covid-19 outbreak. The findings of a worldwide investigation performed in 2020 are presented in this paper. Entrepreneurs in 23 nations account for more than three-quarters of the world's gross domestic product. Most small company owners faced severe threats to their viability. We also witness resilience in how businesses dealt with the epidemic by being agile, adaptable, exploring new possibilities, employing government backing, giving back to society, and even harbouring development dreams beyond the pandemic itself. In the pandemic, the emotional well-being of entrepreneurs decreased by 12 per cent, putting their firms at risk. To remain productive, entrepreneurs use a variety of well-being tools, including social support and self-care measures. To wrap up the paper, we look at five themes that will shape the post-Covid economy: digitalization, 'local' emphasis; inclusive business models; increasing personal and business resilience, and we provide five practical strategies for entrepreneurs to safeguard their well-being amid these developments.
Research Interests:
Accreditation is a quality assessment tool that ensures excellence for management education. External governing body evaluates the course/program in context to various criteria. National Board of Accreditation (NBA) is a governing body... more
Accreditation is a quality assessment tool that ensures excellence for management education. External
governing body evaluates the course/program in context to various criteria. National Board of Accreditation
(NBA) is a governing body under AICTE. It is playing a very significant role at present and has shifted
paradigm for management education. The paper attempts to examine various criteria enclosed in NBA
accreditation. Each criterion is a reflection of the quality enhancement in management education by setting
standard benchmark to be achieved by institutes. The motivation, opportunities, challenges, of NBA
accreditation is examined.
Keywords: NBA, Accreditation, Criteria, motivations, challenges.
governing body evaluates the course/program in context to various criteria. National Board of Accreditation
(NBA) is a governing body under AICTE. It is playing a very significant role at present and has shifted
paradigm for management education. The paper attempts to examine various criteria enclosed in NBA
accreditation. Each criterion is a reflection of the quality enhancement in management education by setting
standard benchmark to be achieved by institutes. The motivation, opportunities, challenges, of NBA
accreditation is examined.
Keywords: NBA, Accreditation, Criteria, motivations, challenges.
Research Interests:
Research Interests:
This paper take light on capital structure of Indian textile companies. The main objective of this research is to study the effect of debt on equity return from year to year on various heads. The study is basically empirical research in... more
This paper take light on capital structure of Indian textile companies. The main objective of this research is to study the effect of debt on equity return from year to year on various heads. The study is basically empirical research in nature. This study is based on Bombay Stock Market (BSE) listed companies from Pune Maharashtra. In the present four textile companies were listed under Bombay Stock Market. These four textile companies constitute the universe of this research study. This study based on two textile company from Pune, Maharashtra. To study capital structure of textile company ratio analysis study is conducted to check profitability of selected textile company. The ratios were used to explore the relationship between different variable. It is found thatboth companies belong to textile sector. Both company's equity shares capital approximate same. But both companies' capital structure is totally different which effect on profitability and growth of company.
Research Interests:
Indian Textile industry is one of oldest industry. Indian textile companies provide huge employment after agriculture sector. Textile industry is the second largest employment provider. One of report reported that 45 million direct... more
Indian Textile industry is one of oldest industry. Indian textile companies provide huge employment after agriculture sector. Textile industry is the second largest employment provider. One of report reported that 45 million direct employment offered by textile industry and 20 million indirect employments. Currently India's overall textile exports were US$ 39.2 billion in FY 2017-18. According to the Confederation of Indian Textile Industry (CITI). Textile and apparel exports stood at Rs. 20,353 crore in October 2018 as compared to Rs. 14,779 crore during October 2017, showing an impressive growth of 38 per cent. Indian textile contribute approx 14 % to industrial production, 4% to GDP and Approx 13 %of total exports of the country. Indian textile industry is facing many problems like up gradation of technology, power shortage, competition in foreign market etc. In spite of having such problem Indian textile present a remarkable records in current year. The geographical area for this study is western region of Maharashtra. Western region of Maharashtra covers Kolhapur, Pune, Satara and Sangli. The objective of the study is to measure and compare the performance of western region of Maharashtra. This study based on last five years, financial data. To evaluate performance of textile companies various statistical tools and financial technique like ratios are used. The financial performance of textile companies from western region of Maharashtra is measure with help of ratio, in terms of Liquidity, Managerial efficiency, Solvency and Profitability position of textile companies. The results showed that CENTENKA has highest mean in EPS and CR, ICIL has highest mean in NP and ROCE, SOMATEX has highest mean in DER, SPENTEX has highest mean in FAROA.
Research Interests:
Indian Textile industry is one of oldest industry. Indian textile companies provide huge employment after agriculture sector. Textile industry is the second largest employment provider. One of report reported that 45 million direct... more
Indian Textile industry is one of oldest industry. Indian textile companies provide huge employment after agriculture sector. Textile industry is the second largest employment provider. One of report reported that 45 million direct employment offered by textile industry and 20 million indirect employments. Currently India's overall textile exports were US$ 39.2 billion in FY 2017-18. According to the Confederation of Indian Textile Industry (CITI). Textile and apparel exports stood at Rs. 20,353 crore in October 2018 as compared to Rs. 14,779 crore during October 2017, showing an impressive growth of 38 per cent. Indian textile contribute approx 14 % to industrial production, 4% to GDP and Approx 13 %of total exports of the country. Indian textile industry is facing many problems like up gradation of technology, power shortage, competition in foreign market etc. In spite of having such problem Indian textile present a remarkable records in current year. The geographical area for this study is western region of Maharashtra. Western region of Maharashtra covers Kolhapur, Pune, Satara and Sangli. The objective of the study is to measure and compare the performance of western region of Maharashtra. This study based on last five years, financial data. To evaluate performance of textile companies various statistical tools and financial technique like ratios are used. The financial performance of textile companies from western region of Maharashtra is measure with help of ratio, in terms of Liquidity, Managerial efficiency, Solvency and Profitability position of textile companies. The results showed that CENTENKA has highest mean in EPS and CR, ICIL has highest mean in NP and ROCE, SOMATEX has highest mean in DER, SPENTEX has highest mean in FAROA.
Research Interests:
This paper take light on capital structure of Indian textile companies. The main objective of this research is to study the effect of debt on equity return from year to year on various heads. The study is basically empirical research in... more
This paper take light on capital structure of Indian textile companies. The main objective of this research is to study the effect of debt on equity return from year to year on various heads. The study is basically empirical research in nature. This study is based on Bombay Stock Market (BSE) listed companies from Pune Maharashtra. In the present four textile companies were listed under Bombay Stock Market. These four textile companies constitute the universe of this research study. This study based on two textile company from Pune, Maharashtra. To study capital structure of textile company ratio analysis study is conducted to check profitability of selected textile company. The ratios were used to explore the relationship between different variable. It is found thatboth companies belong to textile sector. Both company's equity shares capital approximate same. But both companies' capital structure is totally different which effect on profitability and growth of company.