“Lighter Capital is more than a debt provider. They have an amazing community, unique perks to help reduce overhead, and provide useful insights through their platform. They'll share their vast experience to help you scale your business and make introductions to get you closer to an exit.”
Joe Marhamati
COO and Co-Founder, Sunvoy
Scaled marketing & product development
Non-dilutive growth capital
Fuel success on your terms with Lighter Capital
Perks and benefits
Get more than $100,000 in product and service discounts, plus services tailored for startups from Silicon Valley Bank.
Counsel and collaboration
Widen your professional network by connecting with other CEOs and Founders in the Lighter Capital Community.
Fast and transparent
Check your application status and stay informed through an objective, tech-enabled financing process designed to eliminate biases. No loan origination fees.
Quickly access up to $4M
Mix and match funding modes to support your stage of growth. Application takes minutes.
Ownership and control
Access growth capital while keeping your equity and board seats intact. Financing doesn't require equity or personal guarantees.
Founder focused
Learn how to use non-dilutive growth capital to expand — and keep full control of — your tech company.
We love working with SaaS startups
Resources for founders, startups, and tech companies
Explore our valuable resources that can help you scale your business.
Download guides from entrepreneurs and other experts sharing their insights and best practices for startup financing.
Identify how much value and ownership you would retain raising revenue-based financing, compared to raising an equity round.
You can connect with other founders and like-minded CEOs, as well as use our partner services and discounts to scale strategically.
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You're in the US, Canada, or Australia
You have a headquarters, branch or subsidiary in one of these countries.
You generate recurring revenue
You have at least $200K in ARR from software, SaaS, tech services, or a similar sector.
You have an array of revenue sources
You serve a diverse clientele buying your products or enlisting your services.
HOW CAN MY STARTUP USE GROWTH CAPITAL?
Growth capital provides startups with a bigger long-term investment, which enables them to scale the business more effectively than they could with smaller short-term working capital loans or their revenue streams.
Here's how we frequently see founders put their growth capital loans to work:
Fund working capital
Invest in sales and marketing
Invest in product development
Hire talent and build out new teams
Expand into new markets
Invest in infrastructure
Bridge equity funding rounds
Restructure old debt
Buy out tired investors
WHO SHOULD APPLY?
Our financing solutions are best suited for technology and SaaS startups with steady recurring revenue streams, whether that's through long-term contracts with customers or monthly subscriptions.
You should have a minimum of $200K in annual recurring revenue (ARR) or $15K MRR from a diverse customer base.
You don't need to be profitable or even have positive cash flow. We expect early-stage tech startups to be cash flow negative, or neutral at best, since you're continually pumping revenue back into the business to keep it growing.
Your business should be based in the U.S., Canada, or Australia.
Sound like you? Complete our secure online application in less than 2 minutes and get funded!
DO YOU INVEST IN COMPANIES OUTSIDE OF THE U.S., CANADA, AND AUSTRALIA?
No; however, if you have office locations or do business in any of these countries, you may be eligible. In the future, we aspire to work with startups in other global tech markets.
CAN I TALK TO SOMEONE BEFORE APPLYING?
Absolutely. Our online application is the quickest way to get the information we need for a productive conversation that answers all your questions. If you simply want to chat with one of our Investment Advisors, you can contact us here.
