Location via proxy:   [ UP ]  
[Report a bug]   [Manage cookies]                
Scribd Logo
Upload

Welcome to Scribd!

  • 24 views

    Credit Analysis:Altman Z-Score Model: Name of Company

    Uploaded by

    Jack Francis Fernandez
    This document contains financial information and Altman Z-Score calculations for First Security Islami Bank Ltd. from 2007 to 2011. It includes line items such as operating income, net income, current assets, current liabilities, total assets, total liabilities, and equity. It also shows the Altman Z-Score formula components and calculations for each year, resulting in Z-Scores ranging from -1.8789 to 1.3632. Overall financial metrics like total assets, current assets, and total liabilities are also reported for each year.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as XLS, PDF, TXT or read online from Scribd

    Credit Analysis:Altman Z-Score Model: Name of Company

    Uploaded by

    Jack Francis Fernandez
    24 views7 pages
    This document contains financial information and Altman Z-Score calculations for First Security Islami Bank Ltd. from 2007 to 2011. It includes line items such as operating income, net income, current assets, current liabilities, total assets, total liabilities, and equity. It also shows the Altman Z-Score formula components and calculations for each year, resulting in Z-Scores ranging from -1.8789 to 1.3632. Overall financial metrics like total assets, current assets, and total liabilities are also reported for each year.

    Original Description:

    Jack Francis Fernandez

    Original Title

    Insurance & Banking

    Copyright

    © Attribution Non-Commercial (BY-NC)

    Available Formats

    XLS, PDF, TXT or read online from Scribd

    Did you find this document useful?

    Is this content inappropriate?

    This document contains financial information and Altman Z-Score calculations for First Security Islami Bank Ltd. from 2007 to 2011. It includes line items such as operating income, net income, current assets, current liabilities, total assets, total liabilities, and equity. It also shows the Altman Z-Score formula components and calculations for each year, resulting in Z-Scores ranging from -1.8789 to 1.3632. Overall financial metrics like total assets, current assets, and total liabilities are also reported for each year.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as XLS, PDF, TXT or read online from Scribd
    Download as xls, pdf, or txt
    24 views7 pages

    Credit Analysis:Altman Z-Score Model: Name of Company

    Uploaded by

    Jack Francis Fernandez
    This document contains financial information and Altman Z-Score calculations for First Security Islami Bank Ltd. from 2007 to 2011. It includes line items such as operating income, net income, current assets, current liabilities, total assets, total liabilities, and equity. It also shows the Altman Z-Score formula components and calculations for each year, resulting in Z-Scores ranging from -1.8789 to 1.3632. Overall financial metrics like total assets, current assets, and total liabilities are also reported for each year.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as XLS, PDF, TXT or read online from Scribd
    Download as xls, pdf, or txt
    of 7

    Credit Analysis:Altman Z-Score Model

    NAME OF COMPANY
    FIRST CALENDAR YEAR OF DATA
    NUMBER OF YEARS OF DATA

    Particulars
    Operating Income
    Net Income
    Current Assets
    Current Liabilities
    Net Working Capital
    Total Assets
    Total Liabilities
    Book Value of Equity Or Stockholders' Equity
    Retained Earnings

    First Security Islami Bank Ltd.


    2007
    5

    2007

    2008

    414,531,487.00

    572,782,959.00

    30,630,728.00
    18916959557
    13382093187
    5,534,866,370.00
    26,941,780,871.00
    25,807,489,929.00

    104,282,064.00
    18975825148
    24130108815
    5,154,283,667.00
    31,239,393,418.00
    28,700,820,412.00

    4,795,038.00

    14,129,544.00

    Degree of Financial Leverage


    % change in net income
    % change in operating income

    240.45%
    38.18%

    Degree of Financial Leverage


    Degree of Financial Leverage (Average)

    6.30
    2.32

    Altman Z Formula
    score
    6.56
    3.26
    1.05
    6.72

    net working capital /total assets


    Retained Earnings/Total Assets
    Operating Income/Total assets
    Book Value of Equity/Total Liabilities

    Z Score
    Z Score (Average)

    0.2054
    -0.0002
    0.0154
    0.0000

    -0.1650
    0.0005
    0.0183
    0.0000

    1.3632
    -0.8996

    -1.0616

    25,854,541,500
    3940711597
    21,913,829,903
    6 30,000,000
    2,216,278,912

    23,504,045,031
    12,425,396,742
    11,078,648,289
    2,303,444,898

    24,130,108,815
    24130108815

    13,382,093,187
    13382093187

    2009

    2010

    2011

    1,327,633,708.00

    2,085,207,938.00

    2,738,258,073.00

    326,837,749.00
    23236761373
    37,231,337,995
    13,994,576,622.00
    47,978,552,952.00
    45,113,142,197.00

    548,600,731.00
    36860112993
    51784213719
    14,924,100,726.00
    63,619,797,799.00
    59,699,786,313.00

    579,939,082.00
    55763458829
    76249642013
    20,486,183,184.00
    91,012,899,089.00
    86,463,948,521.00

    80,490,857.00

    277,961,056.00

    399,841,641.00

    213.42%
    131.79%

    67.85%
    57.06%

    5.71%
    31.32%

    1.62

    1.19

    0.18

    -0.2917
    0.0017
    0.0277
    0.0000

    -0.2346
    0.0044
    0.0328
    0.0000

    -0.2251
    0.0044
    0.0301
    0.0000

    -1.8789

    -1.4902

    -1.4307

    Particuler
    Total Assets
    Fixed Assets
    Current Assets

    Patticuler
    Total Liability
    long term liability

    2007
    26,941,780,871.00
    135,223,386.00
    26,806,557,485.00

    Calcolated the Current Assets


    2008
    2009
    31,239,393,418.00 47,978,552,952.00
    184,368,432.00
    376,477,387.00
    31,055,024,986.00 47,602,075,565.00

    2010
    2011
    63,619,797,799.00 91,012,899,089.00
    573,610,332.00
    979,350,827.00
    63,046,187,467.00 90,033,548,262.00

    Calcolated the Current liability


    2007
    2008
    2009
    2010
    2011
    25807489929.00 28700820412.00 45113142197.00 59699786313.00 86463948521.00
    25807489929.00

    28700820412.00

    45113142197.00

    59699786313.00

    86463948521.00

    You might also like