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No parts of the material protected by this

copyright may be reproduced or utilized in any form, electronic or

=====REFUND TUTORIAL ======

V4.0.0.5

mechanical, including photocyoping,recording, or by any

information storage and retrieval system, withouth written permission

from the copyright owner. Lourd D. Pierce
FOR EDUCATION PURPOSES ONLY

By Lourd D Pierce<- Ctrl+click to contact me.

=======================================================================================
THINGS TO KNOW:
SMC SMART MONEY CARD
GPC GOOGLE PLAY GIFT CARD
HR HIGH RISK
REQUIRMENTS:
GOOGLE PLAY GIFT CARD
LAPTOP OR DESKTOP COMPUTER
BLUESTACKS ROOTED VERSION CLICK HERE TO DOWNLOAD
VPN- HOTSPOT SHIELD ELITE CLICK HERE FOR DOWNLOAD LINK
PWD NYO RIN ITRY ITONG IBANG VPN
TUNNELBEAR DOWNLOAD LINK
CYBERGHOST CYBERGHOST DOWNLOAD LINK
VPN- HOTSPOT SHIELD ELITE CLICK HERE FOR DOWNLOAD LINK
PWD NYO RIN ITRY ITONG IBANG VPN
TUNNELBEAR DOWNLOAD LINK
CYBERGHOST CYBERGHOST DOWNLOAD LINK

INTRODUCTION ABOUT OTHER REFUND TRICK

SMART MONEY CARD shortuct (SMC)

dahil ang SMC ay HR-(HIGH RISK) bakit naging high risk? ito ang explanation:
---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------Google has a fraud detection system which helps to identify unreliable payment. For instance if someone uses a stolen credit card or same
credit card is used by multiple accounts, etc. In this case payment transaction will stop even before it starts (before a payment provider is
contacted) with the message in your question. In May this fraud detection system was not able to reliably detect test accounts, that is why
you could see this message.
---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------1 CREDIT CARD 1 DEBIT CARD MULTIPLE GMAIL ACCOUNT DI YAN PWDhigh risk tayo nyan..ok so anu gagamitin natin.

GOOGLE PLAY STORE- GPC

bakit? dahil ang gpc wala may ari nyan..consumable product xa na galing kay google..so ano ang advantage at disadvantage
nang pros and consnang gpc

disadvantage:
gmail account lang isang gpc...after nyan di mo na magagamit ang gpc sa ibang gmail account..kakainin na sa huli mong refund..

advantage:
nang gpc..iwas high risk iwas hustle at 15x refund. lets say $25 gpc..x15 magkano ang gem 500 per 2500gem
kayo na bhala mag multiple mahina ako sa math lol

so ibig sabihin sa gpc may capital tayo

pansin nyo bakit 500 per 2500gem na ngayon at walang kumuha nang 1200gem? kasi naka gpc na rin ang ibang seller

=====REFUND USING GOOGLE PLAY CARD AND REQUIREMENTS======

ANG NEED NATIN LANG NATIN GMAIL ACCOUNT NA 7DAYSPA TAAS. XEMPRE MAS OK PARIN ANG LUMA PERO 7DAYS PWD
NABAKIT? KASI PAG KA TAPOS MO GUMAWA NANG GMAIL ACCOUNT MAY 4DAYS VERIFICATION YUN KAY GOOGLE KUNG
GAGAWIN MO SIYANGBOGUS EMAIL OR VALID EMAIL MOSO PANO NATIN GAGAWING VALID EMAIL ANG ISANG GMAIL
ACCOUNTKUNG PAPANSININ NYO PAG KA GAWA NYO NANG GMAIL ACCOUNTMERON 0% DUN..PARANG FACEBOOK.. CLICK
NYO LANG LAHAT YUN PARA MAGING 100% LAHAT KAPAG NEW GMAIL ACCOUNT OK?
(MAS EFFECTIVE PARIN ANG OLD GMAIL ACCOUNT NA WALANG COC LINKED)
PNTA KAYO SA +GOOGLE PLUSADD KAYO NANG MGA INFO DUNAT PICTUREPAG OK NA LAHAT WAIT 7DAYSNOW SA OLD
GMAIL ACCOUNTNO NEED NA GAWIN YUNKASI LUMA NMN NA VALID NA VALID NA
OK PUNTA TAYO KUNG PANO GAGAMITIN ANG PAG REFUND AT PAG BILI NANG GEMS SA COCEXAMPLE MAY GPC NA KAYOANG
NEED NYOVPN OR MAS OK KUNG VPSVPS EXAMPLE NUNG PARANG NAKA TEAM VIEWER KAYO SA COMPUTER NA NASA US
(WORKING AND TESTED)

PINAKA IMPORANTE
OLD GMAIL ACCOUNT NO COC LINKED AND CLEAN TRANSACTION
COC GMAIL ACCOUNT NA LALAGYAN NYO NANG GEM DAPAT HINDI GINAMIT SA PAG REREFUND
DAPAT CONNECTION MO US OR OTHER COUNTRY.
dahil ang GPC valid only sa US AND OTHER COUNTRY

Country availability for gift cards & promotional code

CLICK HERE TO SEE GOOGLE PLAY CARD COUNTRY AVAILABILITY

Explanation
ikaw si google pag mamayari mo ang gpc sabi mo sa us lang ito pwd gamitin aa pero may na detect ka philippines ee di mo naman pinapa
gamit sa philippines yung gpc mo mag tataka kasuspicious ka na so idedecline mo itokasi pwdeng fraud or mass purchase so pinaka
importantepara hndi mag hr ee dapatnaka usa kayook so panoganito yanTUTORIAL BELOW
STRICLY NEEDED PAG DI NYO ITO NA PERFECT HIGH RISK KAYO
===================INSTRUCTIONS

PARA PAGANAHIN ANG VPN====================

DOWNLOAD LINK ABOVE.

INSTALL VPN
CRACK VPN TO MAKE IT ELITE. INSTRUCTIONS CRACKING HOTSPOTSHIELD
ON RAR FILE YOU DOWNLOADED TO MAKE IT ELITE
PERFECT YOUR U.S CONNECTION SCREENSHOT BELOW
IMPORTANT REMINDER

STEP BY STEP VERIFY THAT YOUR CONNECTION IS IN THE US

GO TO BLUESTACKS OPEN BROWSER GO TO GMAIL CLICK YOUR PICTURE AND FOLLOW PICTURE BELOW

YOU CAN ALSO CLICK WINDOWS TO SEE MORE INFO

GAWIN NYO ITO SA BLUESTACK GO TO BROWSER OR GOOGLE CHROME APPS AND CHECK YOUR CONNECTION ON
BLUESTACKS PINAKA IMPORTANTE RIN ITO DAHIL SA BLUESTACK
KA MAG BABA BUG.

PAG DI NYO YAN MA PERFECT HIGH RISK KAYO CLOSE

VPN USING TASK MANAGER AND REPEAT PROCESS

NOW OK NA LAHAT GO TO GOOGLE CHROME OR ANY FAVORITE BROWSER APP

CHECK YOUR LOCATION
PANO ICHECK ULIT..KATULAD NUNG STEP BY STEP SCREENSHOT KO SA ACTIVITY LOG
ALSO ISAMA MO YUNG WWW.GOOGLE.COMBAKA KASI SAUDI

===================================================================================================

===================LETS GO TO BLUESTACKS=======================
DOWNLOAD BLUESTACK USING LINK ABOVE
DOWNLOAD AND INSTALL LANG ANG BLUESTACK AUTOMATIC NA YUN
dapat naka ready na dapat ang gmail google playstore at wallet sa bluestack browser
GMAIL- FOR EMAIL NI GOOGLE PLAY
PLAYSTORE- PARA ICLICK ANG 3 DOT
WALLET- PARA MA CHECK ANG BALANCE NANG GPC MO SA PAYMENT METHOD
tuloy na tayo example may bluestack n kayo at may VPN na kayo may GPC na kayo ilagay nyo muna yung
gmail account nyosa bluestackslalabas billing infoclose mo muna yan. Wag mo lagaby billing info diyan. Next lagay mo yung lalagyan mo
nang gem account.

na lagay m na lahat yung 2 accountgo to COC APP i load village moyung lalagyan moafter load villagepag dollar sign ok na
pag hndigo back to settings
application manager clear cache google play services,google play store, cocgo back to coc tignan mo kung US NA
DOLLAR SIGN

-----------------------------------------------------------------------------PAG DOLLAR NACLOSE BLUESTACKS RESTART AND REPEAT

SETTINGS MANAGERREPEATFOR MAKING SURE LANG ITO
PWD NYO NA ITO LAGPASAN
------------------------------------------------------------------------------

YUNG VPN MO
PAG OK NA LAHAT
(REMEMBER) -> WALA AKO GINALAW SA WALLET.GOOGLE.COM
HINAYAAN KO LANG YUN DI KO GINALAW ADDRESS BOOK.
(EDITED)
((SOME CASES SABI NILA OK DIN DAW GALAWIN ADDRESS BOOK BUT NEVER TESTED IT))
NOW LET'S GO BACK TO COC
OK LETS GO BACK TO COCBUYTREASURE TAPOS $19.99

MAKE SURE LUMABAS YUNG ISANG ACCOUNT NA MAY GPC. PAG DI LUMABAS
REMOVE MUNA YUNG ACCOUNT SA SETTINGSYUNG LALAGYAN NYO NANG GEM PARA IISANG ACCOUNTLANG

ANG MATITIRA IS YUNG MAY GPC. PERO MAS OK KUNG DI MO TANGALIN YUNG 2 ACCOUNT
YUNG MAY GPC AT YUNG LALAGYAN MO NANG GEM. BASTA ANG KUMAGAT IS YUNG MAY GPC.
SO PANO MO GAGAWIN YUN CHECK MO.TRY MO BUMILI LALABAS DYAN PLAY STORE BALANCE $25
PAG WALA LUMABAS DI KUMAGAT YUNG GPC ACCOUNT.BALIK SETTINGS TAPOS REMOVE GPC ACCOUNT AND SIGN IN AGAIN.
PAGO K NA YAN NEXT TYO.
NOW CLICK $19.99 lalabas duncredit card billing t-mobile billing at redeemclick redeem ilagay nyo yung GPC GOOGLE PLAY CARDnyo
na ngayon. Wag ka mag kakamali dapat 1time pasok agad gpc para di masyado halatado at sa password din

kapag sucess mag lagay nang zip code nang usa

so anung zip codekung anung area nang vpn mo lets say California hanap ka zip code sa California dpat ready na yun pero kung naka
sulat sa vpn mo is specific yung location hanapin mo yung location nay un. At yung ilagay mo sa zip code

AFTER NUN PAYMENT SUCESS NA YAN

NGAYON. MERON ERROR DIN DYAN

THIS CARD IS NOT VALID IN YOUR COUNTRY VALID ONLY IN THE UNITED STATE

PAG GANYAN LUMABASYUNG VPN NYO NAG LOLOKOREPEAT ULITVPN

CLOSE VPN HOTSPOT SHIELDUSING TASK MANAGEROPEN MO ULIT DPAT LUMABAS YUNG CONNECTING NA NAKA SULATAT
XEMPRE DAPAT ELITEPAG KA CONNETU.S CLICK U.KCOCONNECT ULIT YANAFTER U.K BALIK US
AND TRY AGAINMAKE SURE NAKA SARA BLUESTACKS NYOKAPAG PINATAY NYO OR NAG RECONNECT ANG VPN
MAKE SURE CONNECTED KA MUNA SA U.S BAGO MO OPEN ANG BLUESTACKSYAN ANG PINAKA IMPORTANTEPARA HNDI KAYO
MAG HIGH RISK AND ALWAYS CLEAR CACHE GOOGLEPLAY COC SERVICES

====SUCESSFUL PAYMENT / HIGH RISK AND HIGH RISK FIX========

AFTER LUMABAS PAYMENT SUCESSFUL PUNTA KAYO SA BLUESTACK BROWSER DO THE OLD REFUND TRICK 3DOT
AFTER MAG SEND NANG REPORT.

PINAKA IMPORANTE

CREDITS AND TESTED BY TRICIAMARIE

AFTER SUCCESSFUL PAYMENT. REMOVE ACCCOUNT NYO SA SETTINGS YUNG

DALAWANG GMAIL. YUNG MAY GPC AT LALAGYAN NANG GEM

CLEAR CACHE GOOGLE PLAY GOOGLE SERVICES. SA COC NAMAN CLEAR CACHE AT DATA.
CLOSE BLUESTACKS OPEN BLUESTACKS AGAIN CHECK YOUR LOCATION.
GO TO SETTINGS INPUT 2 GMAIL ACCOUNT AGAIN. GPC AT LALAGYAN NANG GEM
LOAD VILLAGE ULIT AND WAIT FOR YOUR REFUND.
EVERY SUCESSFUL PURCHASE GAWIN NYO ITO. PARA DI KAYO MAG HIGH RISK SA MGA PANG 3 OR 4TH
WAG DIN KAYO MAG MADALI SA PAG REFUND. PAG PAHINGAHIN NYO RIN SI GMAIL NYO NA MAY GPC
PWDE RIN REVERSE UNAHING MAG CLEAR CACHE REMOVE ACCOUNT BAGO MAG REQUEST NANG REFUND
PERO TESTED YUNG REFUND MUNA BEFORE CLEAR CACHE
================================HIGH

RISK PROBLEM===============UPDATE.V2==========

MINIMIZE YOUR TRANSACTION WAG PINDUTIN DIREDIRECTCHO BAKA MA SUSPEND

NOW LETS SAYHIGH RISK KAYONAG HIGHRISK
PNTA KAYO GMAIL MAG CHANGE PASS KAYOWAIT 1HOUR
AND MAKE SURE NA WLA KAYO BABAGUHIN SA PLAYSTORE SETTINGS
WAG NYO RIN ICLICLCICK YUNG NEVER PROMPT PASSWORD
DPAT NAKA 30MINS YAN KAHIT DUN SA PAG BILI NANG GEM
NGAYON AFTER 3HIGH RISK
3HIGH AYAW PARIN
OK GANITO GINAGAWA KO
NAG HIHIGH RISK LANG KASI AKO SA 13 14 REFUND
PERO NA IPAPASOK KO PARIN HANGANG 15 REFUND
AFTER 15 REFUND KAIN NA
ANG GINGAGA KO PAG HIGH RISK
CLEAR CACHE AKOULIT
SETTINGS APPLICATION MANAGER
CLEAR CACHE SERVICES PLAYSTORE COC
CLOSE BLUESTACKS
CLOSE HSS-HOTSPOT SHIELD
OPEN HSS MAKE SURE USA CA
OPEN BLUESTACKS

AFTER 30MINS
MAS OK KUNG 1HOUR
TAPOS TRY ULIT
PAG HIGH RISK
REPEAT
OPEN HSS WAG MUNA OPEN BLUESTACKS
PNTA SA GMAIL CHANGE PASS
AFTER CHANGE PASS
OPEN BLUESTACKS
CLEAR CACHE
ADD AND REMOVE 2 ACCOUNTSULIT
PNTA SA PLAYSTORE
INPUT NEW PASS
WAIT 1HOUR
TRY AGAIN TO BUY GEM
HIGH RISK PARIN BAT GANUN..
PAG NAG HIGH RISK PARIN CLICK MO ULIT OK TAPOS CONFIRM
PAG HIGH PA
ITIGIL MO NA
WAIT 4DAYS DAHIL NAKA HOLD NA ANG GMAIL ACCOUNT MO AND UNDER REVIEW
PERO AFTER 4DAYS
MAKAKAPAG PURCHASE KA ULIT
BAKIT?
KASI PAG NAG HIGH RISK NA PANSIN NILA NAG MASS PURCHASE KA
SUSPICOUS..KASI BIGLA NAG BAGO IP MO NAG PINAS CGRO
PANSININ NYO AFTER 1 OR 2HRS YUNG HOTSPOT NYO
MAMATAYMAY KULAY RED.PAG RED DISCONNECTED PAG GREEN CONNECTED
IBIG SABHIN NAG RESTART ANG IP NYOPERO DON'T WORRY
DAHIL AFTER 4DAYSDAHIL HINOLD LANG NILA YUNGACCOUNT MO SA PAG BILI
KASI BAKA NGA THEFT KASA GMAIL ACCOUNT
WAG PILITIN PAG HIGH RISK 3 HIGH RISK TAMA NA
OK YUN ANG VPN
=============================================================================
NOW LETS GO TO VPS NAMN
VPS XEMPRE US KA NA NUNHMP ANU PA BA I HIHIGH RISK NILA LOLANG VPS NA TINATAWAG IS YUNG
VIRTUAL PRIVATE SERVER PARANG NAKA TEAMVIEWER KA SA IBANG BANSA.
MOSTLY YUNG IBA GANITO GINAGAWA NILA.MAY FRIEND OR GEM BUYER, KAMAG ANAK SA IBANG BANSA
AT MAY LAPTOP YUNG FRIEND NILA SA IBANG BANSA. TEAM VIEWER MO NGAYON SILA
INSTALL MO DUN BLUESTACKS SAME PROCESS PERO ANG PARANG INIWASAN MO NA DITO IS YUNG HUSTLE SA VPN GETS?
==========================

HIGH RISK TIP AND TRICKS=====UPDATE V.2============

ito pa isang tip nana laman kopnta ka sa wallet.google.com

andyan lahat nang transaction modiba?pag yan sobrang damiat after 4days ee bumili kameron change na kainin yan
at di mo na ma refundchancekaya dpat minimum lang ang pag pindot pag hrwag pilitin
meron din sakinnag work nung nasa 14 ako..hr ako sa 14 refundayaw tlga 3 click sa high risk pumasokna pansin ko
bigla nag bago yung connection.

Add and remove account ka. Sa settings every purchase mo

Dapat malinis na old gmail account walang transaction at walang coc
Dapat yung lalagyan mo nang gem walang bahid nang refund yung account nya.
Pansin nyo sa co clang ang high risk sa ibang apps hindi
Sabi nila buy ka muna nang fragment ebook paid yun sa google play Bago ka bumili or pag high risk ka
sa CLASH OF CLAN not yet tested

more info about high risk tips and tricks below

Your order was declined because it was considered high-risk message. The Error Your order was declined because it was considered high-risk. Please
try again in 30 minutes automated message is a part of a fraud detection system used by Google and GooglePlay (Google Play, Play Store), including Google
Wallet. The fraud detection message usually arrives after a user attempts to make a purchase using Google Wallet and payment systems on multiple devices,
including Android and Windows. The attempted payment will be immediately cancelled and in some cases cancelled in a period of allotted days.

If you have received an Error Your order was declined because it was considered high-risk. Please try again in 30 minutes message your order has been
cancelled and you will not be able to use the service for a period of time (30 minutes 7 days) or until you manually fix the problem.

this is actually normal and a pretty good security measure. its googles way of making sure any purchases made is legit. once u provide ur info, u should be up
and running in under 4 business days
I was able to purchase by signing out and back in. Thanks for the help
I just got off the phone with GP support. Ok, this is the most idiotic security measure I've ever heard of. Like everyone else keeps saying, it's a safeguard
for them to ensure that the person attempting the purchase is actually the owner of the account. Gotcha, and as much as I want to, I'm not going to rant
and rave about how ridiculous this policy is. Essentially your account has been suspended by GP for 48 hours (I know the message says to re-attempt in 30
minutes, the GP support guy couldn't really explain this either). YOU CANNOT ATTEMPT ANY PURCHASES ON GOOGLE PLAY, WHATSOEVER, FOR 48
HOURS OR THE SUSPENSION WILL RESTART. So, unfortunately I've been attempting purchases over and over again for the last 3 days, based on the
fact that that the error message says to retry in 30 minutes, so now that I have this information I have to wait 48 hours from the most recent purchase
attempt before the suspension is lifted. Hopefully this clears things up.

Made it work. In case anyone is interested, I logged out first from the account, restarted the phone (for good measure), and then turned on the VPN again
BEFORE I added the account in the Android settings. I think what was setting off the red flag was that I was logging in from my home country and then
transacting from the US (via VPN).

This is a message from a fraud detection system Google uses to prevent malicious payment transactions from been executed. Before executing a payment
transaction, Google tried to analyze how safe a transaction is. Multiple parameters can impact this check. A probability of "bad transaction" rises, for
instance, when multiple payments are executed by different devices using the same credit card very often, or when same credit card is used by multiple
accounts, or when user pays and then cancels payments multiple times in a row, etc.
This is temporal error, which can disappear next day. Is you have no time to wait with testing, contact Google Play support and explain the situation. They
will fix this issue for your development account. This is how I've got it solved.
credit card on the account. I just had to make some minor changes on the billing address. My region was wrong, (Region in the PI is similar to your state in
the US) and the legal name (under settings)

The only people that can resolve this is Google. Contact them by going to this link (Click on "this link"; it's a hyperlink) and then clicking "Contact us" and
choose "Chat with us". I'd suggest only doing it this way. If it is not available at that time, wait a while to see because the other options might not be as
effective.
In the box for the info, put something along the lines of this: "In Clash of Clans, I am trying to purchase gems but it is declining my purchase speaking
about some high-risk security reasons. Don't make it word for word.
Tell them about your problem and they should tell you that they will get their technicians to fix it and will gmail you in a few.
Then try again in about 30 minutes and hopefully you will should have gone through and now you have your gems.

CLASH ON!!!!
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