Part (A) Indian Banking Credit:3: MOD NO. Detailed Syllabus Teaching Hours Objective of The Module Teaching Methodology
Part (A) Indian Banking Credit:3: MOD NO. Detailed Syllabus Teaching Hours Objective of The Module Teaching Methodology
Part (A) Indian Banking Credit:3: MOD NO. Detailed Syllabus Teaching Hours Objective of The Module Teaching Methodology
CREDIT:3
TEACHING METHODOLOGY
Economic and monetary implications of modern banking operations. Banking structure in India.
Development Banks and specialized Financial Institutions like NABAKD, EXIM BANK, NHB, RRB Indian Scenario: Pre Liberalization and Post Liberalization. Globalization of Indian Banking Process of deregulation privatization Emerging Banking Trends Basel I, II, III, Bank balance sheet disclosures. Autonomy for commercial banks, Rating of banks. Risk Management, Asset Liability Management, Treasury Management, Universal Banking, Narrow banking, Retail Banking, Corporate Governance in banks. Deregulation of interest rates, prime lending rates, Base rate concept, LAF (Liquid Adjustment Facility, MSF (Market Stabilization Facility) Challenges and Issues facing the Banks: i) Asset classification ii) Capital adequacy iii) Risk weighted Assets. Narrowing of spreads and declining profits. Credit Policy: Basic principles of lending, classification of securities, features of good securities, Insurance of securities, pre-sanction appraisal, working capital Finance, Hypothecation, pledge, assignment, Mortgage, SARFESI ACT
13
Impact of Banking on Economic Development Role Played by Institutions in areas like Agriculture, Export, Import, Housing. Impact of Liberalization on Business Development To get an insight into the important concepts of banking functions
Theory
Theory
Theory
Theory
To understand the effect of RWAS on capital adequacy requirements of banks To enable students to understand the procedures relating to credit To enable students to understand various ratio which are important in assessing the credit proposal
Financial Statement Ratio Analysis. Case lets on balance sheet and Ratio Analysis.
Computers and Banking: Banking through Technology, Payment and settlement systems Act 2007. RTGS, NEFT, Cheque transaction system, Electromic clearing services core banking solution, SWIFT, SFMS, RBIs Internet banking guidelines, Cyber law IT act 2000
An insight into Banking technology. Students should be able to understand the importance of cultivating banking habit in every citizen
Theory
and
Theory
36 hrs
1. Management of Banking and Financial Services by Justine Paul 2. Banking Theory and Practice by K.C. Shekar and Lakshmisekar Viaks Publications
CREDIT:3
TEACHING METHODOLOGY
Introduction Capital Markets in India, Role of Capital Market, Initial Public Offering (IPO), Secondary Market and its Main Products, Equity Market, Debt Market, Index Linked Bonds, Golden Share, Sweat Equity. Foreign Direct Investment, Indian Depository Receipts. Global Depository Receipts and American Depository Receipts, Exchange Traded Currency Options, Participatory Note. Depository System, Dematerialization, Buyback of Shares by Companies. Applications Supported by blocked amount (ASBA) Stock Exchanges, Sensex, Book Building, Money Markets, Instruments, Certificate of Deposit, Commercial Paper, Call / Notice / Term Money, Bills Rediscounting, Treasury Bills. Total
3 12 hrs
To understand through the procedure which corporate revise capital from the market. To understand the various means through which capital can be ___ by corporates To understand the procedures in equity investments Impact of money markets on banks and on the economy
Theory
Theory
Theory
Theory
Text Books: 1. Indian Financial System by M.Y.Khan. Note: The syllabus has been framed for 48 hours comprising part A: Indian Banking and Part B: Financial Markets. Higher coverage has been given for India Banking keeping this aspect in view, the examiner should give a higher weightage of 3/4th for Indian Banking and the balance 1/4th for Financial Markets.