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    Checklist of Every Loan File

    Uploaded by

    Dheeraj Varkhade
    The document lists various documents required for different types of loan applications. For salaried individuals, it requires the last 3 months salary slips, last 2 years IT returns/Form 16, and 6 months salary account statements. For self-employed professionals, it requires the last 3 years IT returns, audited balance sheets, profit and loss statements, sales/service tax returns, and 6 months of business bank statements along with continuity of business proofs. Additional documents may be needed for partnership firms like partnership deeds or for private/public companies like memorandums and articles of association. The document also lists property documents needed like search reports, valuation reports, possession letters if securing a loan against property. It provides a breakdown of loan

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    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd

    Checklist of Every Loan File

    Uploaded by

    Dheeraj Varkhade
    130 views1 page
    The document lists various documents required for different types of loan applications. For salaried individuals, it requires the last 3 months salary slips, last 2 years IT returns/Form 16, and 6 months salary account statements. For self-employed professionals, it requires the last 3 years IT returns, audited balance sheets, profit and loss statements, sales/service tax returns, and 6 months of business bank statements along with continuity of business proofs. Additional documents may be needed for partnership firms like partnership deeds or for private/public companies like memorandums and articles of association. The document also lists property documents needed like search reports, valuation reports, possession letters if securing a loan against property. It provides a breakdown of loan

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    Checklist of Every Loan File

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    The document lists various documents required for different types of loan applications. For salaried individuals, it requires the last 3 months salary slips, last 2 years IT returns/Form 16, and 6 months salary account statements. For self-employed professionals, it requires the last 3 years IT returns, audited balance sheets, profit and loss statements, sales/service tax returns, and 6 months of business bank statements along with continuity of business proofs. Additional documents may be needed for partnership firms like partnership deeds or for private/public companies like memorandums and articles of association. The document also lists property documents needed like search reports, valuation reports, possession letters if securing a loan against property. It provides a breakdown of loan

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Download as xlsx, pdf, or txt
    130 views1 page

    Checklist of Every Loan File

    Uploaded by

    Dheeraj Varkhade
    The document lists various documents required for different types of loan applications. For salaried individuals, it requires the last 3 months salary slips, last 2 years IT returns/Form 16, and 6 months salary account statements. For self-employed professionals, it requires the last 3 years IT returns, audited balance sheets, profit and loss statements, sales/service tax returns, and 6 months of business bank statements along with continuity of business proofs. Additional documents may be needed for partnership firms like partnership deeds or for private/public companies like memorandums and articles of association. The document also lists property documents needed like search reports, valuation reports, possession letters if securing a loan against property. It provides a breakdown of loan

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Download as xlsx, pdf, or txt
    of 1

    Perticulers Date of Submission

    Duly Filed Application Forms /Gurantors Form


    ID Proof: (Borrower & Guarantor)
    Passport, Pan card, Voters ID Card and Driving License.
    Address Proof (Borrower & Guarantor)
    AADHAR CARD/ ELECTRICITY BILL/MAINTENANCE RECEIPT
    Salaried: (Borrower & Guarantor)
    Latest 3 months salary slips
    Last 2 years IT Returns / Form 16
    6 months Salary Account Statements
    Self Employed Professionals: (Borrower & Guarantor)
    Last 3 years IT Returns with computation of income, audited Balance Sheet and
    Profit & Loss account
    latest sales / service tax returns
    Last 6 months bank statement of Business account
    Proof of Continuity Of Business (Shop and Establishment Licence, Trade Licence)
    Hypothecation Of Moveable assets/ Stock
    Hypothecation Of Receivables (Sundry Debtors)
    Stock Statement / Sundry Debtors Statement
    Details of all existing loans (2 YEARS Bank account Statement)
    Additional Documents in case of Partnership Firms:
    Partnership Deed
    Additional Documents in case of Private / Public Limited Company:
    Memorandum & Article of Association and List of Directors & Shareholders
    Sanction Letter Duly Accepted
    Demand Promissory Note
    Letter of Continuity
    Letter of Undertaking for utilisation of fund
    Loan Agreement
    Letter of Guarantee
    Article of Agreement
    Property Documents
    Search Report
    Valuation Report
    Chain of sale Agreement
    possession letter, location sketch Plan of Property & Letter of allotment
    Demand Letter with Architect Report
    Property Maintenence Receipt / Electricity Bill
    NOC from Society / Builder
    NOC from Owener of the Property if Borrower and owner Different
    Insurance Policy (if applicable)
    Intimation to Registrar regarding Mortgage
    Share Certificate of Housing Society
    Equitable mortgage deed
    Irrevocable Power Of Attorney
    Affidavite cum declaration
    Loan Amount 200000
    Charges
    Share Capital 2.5% (Unsecured Loan 5%) 0 10000
    Processing Charges 250/- per lacs 0 500
    Service Chargss 1% 0 2000
    Gurantors Shares 110/- each 220 220
    Advance installment 5570
    Legal Charges 0
    Insurance Charges 0
    Intimation Charges 0
    Advocate Charges (Preparation of Documents) 0
    Franking Charges of Property / Loan Documents 330
    Service Tax payble 309
    TOTAL 18929
    2. Address Proof
    4. Bank Statement 6 Months
    5. Board Resolution (If pvt ltd co. is co-borrower/Partnership Authorization Letter {if
    partnership firm is co-borrower}
    6. ITR & Statement Of Computation of Income for last 2 Years
    7. CA Certified or Audited P/L Acc Statement and for >40 Lacs cases Audit report
    along with schedules of P&L and Balance Sheet for last 2 years
    8. Latest ITR of Co-Applicants For last 2 Years
    9. Ownership Proof of Residence or Office

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