Overview of Finacle

Overview of Finacle
Finacle is an integrated on-line, enterprise banking system. This complete webenabled solution is centralised, multi currency, multi-lingual, functionally rich
solution that addresses the retail and corporate banking requirements.
This chapter discusses the process of logging into application, the function keys
mapping and various terminology related to the application. To navigate and
perform the banking operations in this application, the user needs to have some
amount of familiarisation to the software. This chapter is aimed at introducing the
user perform various tasks without exploring in-depth into the functionality of the
package but serve only to serve as an introduction to the application.
The user also needs to be conversant with the various keys and combination of
keys that are used in the application.
User Groups:
All users logging into the application will have a user ID and a password. The users
are grouped into Users Groups based upon the kind of banking operations
performed by them. The various User Groups defined in the system are as follows:
General User: This user groups performs the regular banking and front office
functions. This includes operators, officers, accountant and Manager. They will be
creating customer IDs, open accounts and create / verify financial transactions.
System Operators: The users of this user group are in-charge of executing
system related functions such as data backup, data restore, begin-of-day and endof-day etc.
Database Administrators: This user groups will be responsible for the upkeep and
maintenance of the database. Defining various reports for the use of general
users, maintenance of scripts etc. (activities will be mostly done at the data
centre).
Inspection and Audit: This user group performs routine inspection and carries out
audit in the bank / branch. Users belonging to this group will have access only to
the options, which are of inquiry in nature.
Work Class:
Every user is associated with a work class. This work class is also associated with
each of the menu option available in the system. Since this work class is associated
both with the user and the menu, access rights for a particular person or category

of persons can be decided using this feature. Different persons in the same
category can be assigned with different responsibilities with reference to the
application by assigning different work class.
The following work classes have been defined in the system with the access rights
mentioned against each work class:
User Tenor:
The accessibility of the user depends on the user's status. The status of the user
can be of two types:
Captive: The user with a captive status can access the data belonging to his
service outlet (SOL) alone but can inquire on the accounts belonging to other SOL.
Free: The free user can access the data belonging to all SOLs. Accessing all menu
options also depends on whether the menu is free or not.
The following table explains the effect of the captive and free parameters:

Captive User
Free User

Captive Menu
No
Inter-SOL
transactions
No
Inter-SOL
transactions

Free Menu
No
Inter-SOL
transactions
Inter-SOL
transactions allowed

Logging Into System:

For logging into system invoke a browser application like internet explorer and
enter the URL in the address bar. URL stands for Uniform Resource Locator - a
unique address given to an internet web page.
The user also needs to have a valid applications password of the user ID. If the
password is found to be correct, the user is allowed to use the application after
the system performs the fourteen security checks / updations connected with the
user Id.
If the user is a new user, who is logging into the application for the first time,
then the system forces the user to change his / her password.
On successful login to the system, the main menu is displayed to the user.
The various parts of the main menu screen are described below:

Progress Indicator: There is a small rectangle at the end of the message area.
It uses different colours to indicate the progress of currently performing
operations of the system. These colours are:

Green: Control is currently with the browser and user can initiate
operations.
Yellow:
The browser is performing some internal processing like
repainting the screen etc.
Red: The browser is communicating with the server.
When the colour of the progress indicator is green, the user can initiate some
process. Some times there will be a message "Working" and the progress
indicator will be green. In that case also the user can continue to initiate some
process.
Action Bar: This displays the different actions that can be performed at a
screen. Each button corresponds to a specific action. Clicking on the buttons will
initiate the concerned action. Action bar is applicable for Web based menu
options only.
Message Bar: All system messages are displayed here. Messages include, help,
error messages, warnings etc. If the message to be displayed is more than 80
characters and cannot be displayed in a single line then the message will be
displayed in a box that will pop up. Message area is not applicable for the ONS
screen.
The software uses following two types of menu systems:
Web based menu screen: In the web based menu system, like the main menu,
there will be more of use of the mapped keys and mouse will have a very little
role to play. For every action to be performed a key is defined, e.g. F10 for
commit and F11 to move to the next field.
ONS Menu screen: In ONS (ONline Services) menu there are buttons defined
for various actions. Only these buttons are to be used for the actions and
mapped keys will not be used here. ONS menu names normally start with H, like
HCUMM, HACCBAL, HACSHDEP etc. When you type menu name of ONS menu
in the space provided for menu options a separate instance of Internet
Explorer will be opened where the ONS menu screen will be displayed. In the
ONS screen the fields that have a red asterisk by their side are mandatory
fields. The system requires all the mandatory fields to be filled before
entering the details in further screens. After completing the work in the ONS
screens click on the tab main menu to return to the user main menu.
Favourites:

Right side of the user main menu is for the favourites list. A user can have the list
of frequently used menu options in the favourites. For example an operator who is
normally doing the work of cash deposits and receipts will be using only two menus
throughout the day. For creating the favourites, copy the menu option that is
frequently used (from the left side menu list) and paste the same in the favourites
list on the right side. Use ctrl+c to copy and ctrl+v for pasting the favourites list.

Key Mapping:
Physical Key
F1
F2
F3
F4
F5
F6
F8
F9
F10
F11
F12
TAB
Enter
Down Arrow
Up Arrow
Ctrl+D
Ctrl+E
Ctrl+F
Ctrl+U
Ctrl+T
Ctrl+X
Shift+F1
Shift+F4
Shift+Tab

Description
Field Level Help
List
Quit
Accept
Background Menu
Next Block
Copy Record
Display Signature
Commit
Next Field
Previous Block
Go to next valid field
Go th next field
Next record
Previous record
Page down on a list
Explode
Clear field
Page up on a list
Display Logging Information
Put BOD Date in date field, Put max amount in amount
field
Function Key Help
Select the current item from list
Go to previous field

This is the default key mapping in the system. However, this key mapping can be
changed to suit individual's choice. But for the sake of convenience and a

homogeneous interface it is suggested that the default key mapping should not
be changed. Customization of keys is applicable for web based menu options only.
Very Important:
Never use the back button on the browser after logging in, it will take you
out of the logging session.
Do not try to close the window by clicking on the top right corner "X"
button. It will simply close the Internet Explorer window and will not log you
out of the system. After this if you try to log in again it will give you a
message "User already logged in".
Do not try to close the applet window by clicking on the top right corner "X"
button. It will not close the applet window. The same applies to any message
window.
The Background menu:
Click on the background button on the action bar to invoke the background menu. It
can also be obtained by pressing the key F5 when the user is in any of the
processing / menu options. Pressing F5 does not work from the main menu.
To go back to the main menu invoke the F3 key or click on the MENU button on the
action bar.
Logging out of the application:
Click on the logout button on the action bar
Type "exit" in the menu option and press enter.
In both the cases a window will popup asking for confirmation of the logout. Never
close the browser without logging out of the application. By closing the browser you
will not be logged out of the system and later login will not be possible without DBA
intervention.
USER MAINTENANCE
USER CREATION
EFM: User Employee File Maintenance

Creation of user id will be done through invoking function "A"(Add).

Employee number (EC No) must be typed in employee id field
HUPM : User Profile Maintenance
User id: User has to create a user id
Password: It is created through this option Initial password must be "."(dot)
User Tenor In the user option, it should be "Free" and not "captive" The
menu option in this also has to be "Free" for normal users but should be
"Captive" for users who will not be authorized to do transactions e.g.,
inspectors and auditors. Free users can post intersol transactions also in
free menus. Free menus are the accessibility given to a particular user.
Work Class: Defined from 1 to 999.
010 is the lowest class and 999 is highest class. 040 or
higher can authorize
Terminal id: If certain type of transaction is to be restricted to a particular
node or terminal then this id is to be activated through menu option TPM
(Terminal Profile Maintenance) e.g. UT.
Role Id: Select the id, which is defined through RPM (Role Profile
Maintenance) at data centre.
User Permission: It has three check boxes. Virtual (for ATMs and POS),
Proxy and Remote (for overseas branches)
To go to next screen press F6 (for previous screen F3). Screen 2 is for signature
view. Third screen is limit of user like cash limit, clearing limit and transfer limit
only for debit.
USER VERIFICATION
In HUPM the verification is also through the same menu after selecting option "V"
Customer Master Maintenance
Menu Options Used: The following menu options are used for performing various
actions related to above:
Activity
Creation of a customer Id.
Verification of Customer Id.
Inquiry for a customer Id.
Suspension of a customer Id.
Verification of suspension of customer Id.
Change of customer Id. for an account

Menu Name
HCUMM/ CUMM

HCCA

Foreign party Code maintenance

FPCM

Savings Bank Accounts

Our Savings Bank Products:
Product Code
SB101
SB112
SB113
SB114
SB115
SB117
SB119
SB121
SB122
SB123
SB123
SB124
SB125
SB126
SB128
SB129
SB130
SB131
SB132
SB133
SB134
SB201
SB205
SB222
SB223
SB301
SB305
SB306
SB321
SB322

Description
SAVINGS BANK GENERAL
SAVINGS BANK STAFF
SAVINGS BANK SALARY
SAVINGS BANK PENSIONER
SAVINGS BANK ZERO BALANCE
BARODA SUPER SAVINGS
BARODA SHUBH SAVINGS
SB CAPITAL GAINS 1988 - SCHEME -A
HOME LOAN A/C - RESIDENTIAL
YSJY RESIDENTIAL(Matured RD)
YSJY RESIDENTIAL(YSJY)
NAGRIK BACHAT KHATA
BARODA CENTENARY SAVINGS
BARODA INTERSOL EXEMT
BARODA BACHAT MITRA
SB GOVT BODIES/CORP
SB NO FRILL AC-NREGA
SB SHG GEN
SHG WOMAN EMPOWER PROG
BARODA PENSIONERS
BARODA JEEVAN SURAKSHA
SAVINGS BANK - NRE
SAVINGS BANK - NRE PORTFOLIO INVESTMENTS
HOME LOAN ACCOUNT - NRE
YSJY - NRE
SAVINGS BANK NRO
SB NRO PORTFOLIO
BARODA CENT NRO
CAPITAL GAIN SB AC
HOME LOAN ACCOUNT - NRO

SB323

YSJY - NRO
Menu Options Used

Activity
Opening of Account
Verification of account
Modification of the account (Other than
interest)
Verification of Modifications
Closure of the account
Printing of Passbook
Printing of Statement

Menu Name
HOAACSB / OAAC
HOAACVSB/ OAACAU
HACM/ ACM
HACM/ ACM
HCAAC/ CAAC
PBP
PSP

Current Accounts
Our Current Account Products
Product Code
CA101
CA107
CA108
CA109
CA110
CA111
CA112
CA113
CA113
CA114
CA117
CA117
CA118
CA120
CA201
CA301

Description
BARODA ADVANTAGE CURRENT
BARODA PREMIUM PRIVILEDGE
BARODA PREMIUM CURRENT ACCOUNT
CURRENT ACCOUNT LIC
CURRENTACCOUNT - BANKS
CURRENT ACCOUNT - RRB (BOB SPONSORED)
MERCHANT BANKING DEPOSIT
MAIN OFFICE LOCAL BR
DD DRAWN BY EXCHG HOUSE
LOCAL BR A/C
EXEMT INTR SOL- FROM OTHERS
EXEMT INTR SOL- MAIN OFFICE
GEN TAX REMIT CORP
CR BAL FGN BANK
CURRENTACCOUNT -NRE
CURRENTACCOUNT -NRO
Menu Options Used
Activity

Opening of Account

Menu Name
HOAACCA/ OAAC

Verification of account
HOAACVCA/ OAACAU
Modification of the account (Other than HACM/ ACM
interest)
Verification of Modifications
HACM/ ACM
Closure of the account
HCAAC
Printing of Pass sheet
PSP
Term Deposits
Our Term Deposits Products:
Product
Code
TD101

TD102
TD103
TD105
TD106
TD107
TD108
TD109
TD110
TD111
TD112
TD113
TD115
TD116
TD118
TD120
TD121
TD122
TD124
TD126
TD128
TD129
TD130

Description
FIXED DEPOSIT - RIRD (RES)
SR. CITIZEN
STAFF
XR. CITIZEN/STAFF
FDR - MIP (RES) DISCOUNT)
FIXED DEPOSIT - QIP (RES)
FAST ACESS DEPOSIT SCHEME - RES
FIXED DEPOSIT - BOB SUVIDHA
FLEXY DEPOSIT SCHEME - FDR
SHORT DEPOSIT - ORD (RES)
SHORT DEPOSIT -RIRD (RES)
SDR - POONAM METRO
FLEXY DEPOSIT SCHEME - SDR
FDR - MIP (RES) - SIMPLE
RD- RES
RD SPL
BOB MONEY BACK
FD SUBSIDY
HOME LOAN AC
CAP GAINS-CUMU
CAP GAINS-QIP
STF SEC DEP
FD MARGIN
SDR POONAM
SDR POONAM PRV
SDR POONAM BPCAP

Interest
Rate Code
TDGEN
TDSEN
TDSTF
TDSST
TDGEN
TDGEN
TDGEN
TDGEN
ZEROT
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN

TD131
TD132
TD133
TD134
TD135
TD136
TD137
TD138
TD139
TD140
TD141
TD142
TD143
TD144
TD145
TD146
TD147
TD148
TD149
TD150
TD151
TD152
TD153
TD154
TD155
TD201
TD202
TD203
TD205
TD208
TD209
TD212
TD213
TD228
TD301
TD302
TD303
TD305
TD308

BARODA TAX SAVING-RIRD

BARODA TAX SAVING-MIP
BARODA TAX SAVING-QIP
SUPERSIXER-RIRD
SUPERSIXER-MIP
SUPERSIXER-QIP
SQUARE DRIVE RIRD
SQUARE DRIVE MIP
SQUARE DRIVE QIP
BARODA CENT SB LINKED
BARODA CENT TD
BARODA CENT MIP
BARODA CENT QIP
CAPITAL GAIN SDR
BARODA FESTIVAL DEPOSIT
BARODA FESTIVAL DEPOSIT MIP
BARODA FESTIVAL DEPOSIT - QIP
BALIKA SAMRIDHI YOJNA
BARODA SPL TD
BARODA UTSAV DEP
BARODA UTSAV DEP-MIP
BARODA UTSAV DEP- QIP
BARODA PENSIONERS FFD
BARODA JEEVAN SURAKSHA
SPL FFD
FIXED DEPOSIT - RIRD (NRE)
FIXED DEPOSIT - MIP (NRE)
FIXED DEPOSIT - QIP (NRE)
FADS-NRE
SHORT DEPOSIT -NRE (ORDIN)
SHORT DEPOSIT -NRE (CUMM)
NRE FDR - MIP (SIMPLE)
RD-NRE
FC LINKED RUPEE DEPOSIT
FIXED DEPOSIT - RIRD (NRO)
FDR - MIP (NRO) DISCOUNT
FIXED DEPOSIT - QIP (NRO)
FADS - NRO
SHORT DEPOSIT ORD - (NRO)

TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDNRE
TDNRE
TDNRE
TDNRE
TDNRE
TDNRE
TDNRE
TDNRE
TDNRE
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN

TD309
TD312
TD313
TD321
TD334
TD335
TD336
TD337
TD338
TD339
TD341
TD342
TD343
TD345
TD346
TD347
TD348
TD349
TD350
TD351
TD352
TD401
TD402
TD403
TD408
TD409
TD412
TD450

SHORT DEPOSIT - RIRD (NRO)

FDR - MIP (NRO) - SIMPLE
RD-NRO
CAP GAIN RIRD
BARODA SUPER SIXER-NRO
BARODA SUPER SIXER-MIP NRO
BARODA SUPER SIXER- QIP NRO
BARODA SQUARE DRIVE-NRO
BARODA SQUARE DRIVE -MIP NRO
BARODA SQUARE DRIVE - QIP NRO
BARODA CENTE-NRO
BARODA CENTE -MIP NRO
BARODA CENTE - QIP NRO
BARODA FEST-NRO
BARODA FEST -MIP NRO
BARODA FEST - QIP NRO
BARODA CENT SB LINK
BARODA SPL TD
BARODA UTSAV DEP SCH
BARODA UTSAV-MIP
BARODA UTSAV-QIP
FIXED DEPOSIT-RIRD (BANKS)
FDR - BANKS-MIP (DISCOUNT)
FIXED DEPOSIT-QIP (BANKS)
SHORT DEPOSIT ORD - BANKS
SHORT DEPOSIT- RIRD-BANKS
FDR - MIP (BANKS) -SIMPLE
BARODA UTSAV DEP SCH

TDGEN
TDGEN
TDNRO
TDNRO
TDNRO
TDNRO
TDNRO
TDNRO
TDNRO
TDNRO
TDNRO
TDNRO
TDNRO
TDNRO
TDNRO
TDNRO
TDNRO
TDNRO
TDNRO
TDNRO
TDNRO
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN
TDGEN

Menu Options Used

Activity
Open a TD A/C
Verification of TD A/C
Modification of an A/C

Menu Name
HOAACTD/ OAAC
HOAACVTD/ OAACAU
HACMTD/ ACM

Part Closure of an A/C

Premature Closure of an A/C
Normal Closure of an A/C on Maturity
Normal Closure of an A/C on after Maturity
Renewal of an A/C
Extension of TD
Transfer of an Account
Customer Inquiry
Account Inquiry
Lien Noting
Interest Application
Print Receipt
Print Duplicate Receipt
Reprint of Receipt
Print Statement
Print Balance/Interest Certificate
Addition/Deletion Of Name
Interest Rate Set Up
Verification of Renewal A/C
Verification of Transfer Of An Account
Interest Rate Modification

Cash Credit Products:

CAAC
CAAC
CAAC
CAAC
TDREN
TDEXT
CAAC
HCUMM
HACMTD
HALM
ACINT
DRP
DUDPR
REDRP
PSP
CUIR/INTCERT
HCUMM /HACMTD
HTVSM /HIVSM
TDREN
CAACAU
INTTM

Cash Credit Accounts

CODE

DESCRIPTION

INT
TABLE

CC001
CC001

CASH CREDIT GENERAL

CASH CREDIT GENERAL

CC011
CC011

CC002

WCDL

CC021

CC003
CC003
CC003

CASH CREDIT CROP LOAN

CASH CREDIT CROP LOAN
CASH CREDIT CROP LOAN

CC033
CC033
CC033

CC003

CASH CREDIT CROP LOAN

CC045

CC003

CASH CREDIT CROP LOAN

CC046

CC003

CASH CREDIT CROP LOAN

CC047

CC003

CASH CREDIT CROP LOAN

CC048

CC003

CASH CREDIT CROP LOAN

CC049

CC003
CC003

CASH CREDIT CROP LOAN

CASH CREDIT CROP LOAN

CC091
CC091

CC004
CC004
CC004

OVERDUE AGRI LOANS

OVERDUE AGRI LOANS
OVERDUE AGRI LOANS

CC033
CC033
CC033

CC005
CC005

BGCC-CASH CREDIT(R&SU)
BGCC-CASH CREDIT(R&SU)

CC051
CC051

CC006
CC006

CASH CREDIT INTER SOL EXMP

CASH CREDIT INTER SOL EXMP

CC011
CC011

CC007

CASH CREDIT AGST WHR NBHC

CC071

Menu Options Used:

Activity
Open a CC A/C
Verification of CC A/C
Modification of an A/C
Closure of an A/C
Verification of Closure of an A/C
Interest Application
Interest Rate Modification
Transaction in CC Account
Attachment of Stock/Book Debts/QIS

Menu Name
HOAACCC
HOAACVCC
HACM
CAAC
CAACAU
ACINT
INTTM
TM
HCLM

Change in DP/Sanction Limit/ Max allowed HACLHM

Limit
Change in Expiry Date, Review Date, HACLHM
Applicable Date
Grant Adhoc, Change in DP Indicator
HACLHM
Overdraft Accounts
Overdraft Products:
CODE
OD001
OD001

DESCRIPTION
OVERDRAFT GENERAL
OVERDRAFT GENERAL

OD AGT BANK'S OWN

OD002 DEPOSIT

DESCRIPTION
OVERDRAFT
CASH CREDIT CGFTSI

INT
TABLE
OD011
OD011

OD003 STAFF OVERDRAFT

OD AGAINST BANK'S WN
DEPOSIT
CLEAN OVERDRAFT TO
STAFF

OD004 OD - NSC/KVP/LIC ETC.

OVERDRAFT

OD041

OD005 OD AGAINST PROPERTY

OVERDRAFT

OD054

OD006 OD TRADERS ABOVE 2 LACS

OVERDRAFT

OD066

OD007 BARODA VAIBHAV LAKSHMI

OVERDRAFT

OD072

OVERDRAFT AGAINST
OD008 SHARES

OVERDRAFT AGAINST
SHARES

OD081

OD009 BARODA OD TO DOCTORS

OD009 BARODA OD TO DOCTORS

OVERDRAFT TO DOCTORS
OVERDRAFT TO DOCTORS

OD091
OD091

LAGHU UDYAMI CREDIT

CARD

OD101

OD010

OD LAGHU UDHYAMI
CREDIT C
OD LAGHU UDHYAMI
CREDIT C

CASH CREDIT CGFTSI

OD101

OD011

ADMINISTRATIVE OFFICE

ADMINISTRATIVE

OZERP

OD010

OD021
OD031

OD

OFFICE OD

OD012
OD012

EXEMPT FR INTERSOL CHR

EXEMPT FR INTERSOL CHR

CASH CREDIT CGFTSI

CASH CREDIT CGFTSI

OD011
OD011

OD013

OD BUSINESS
CORRESPONDENT

OD BUSINESS
CORRESPONDENT

OZERP

OD014

OD BUSINESS
CORRESPONDENT

OD BUSINESS
CORRESPONDENT

OZERP

OD015

OD FEILD BUSINESS
CORRES

OD FEILD BUSINESS
CORRES

OZERP

OD016

OD BARODA MORTGAGE
LOAN

OVERDRAFT

OD161

OD017

OD TRADERS UPTO 2 LACS

OVERDRAFT

OD173

OD018

BARODA TRADERS AGST

GOLD/JWELLARY

OD BARODA TRADERS
AGN GOLD

OD 181

OD121

MHFW-Payments

Other Assets-Others

OZERP

Menu Options Used:

Activity
Opening of overdraft account
Verification of overdraft account
Modification of a overdraft (Other than Limit/DP details
and Interest Rate)
Verification of Modification of overdraft account (Other
than Limit/DP details and Interest Rate)
Modification of Limit of overdraft account
Verification of Modification of Limit of overdraft account

Menu Name
HOAACOD
HOAACVOD
HACM

HACLHM

Loan Accounts
Our Loan Products: The following Loan products have been defined in the Finacle:
Product Code
LA001
LA002
LA003
LA004
LA005
LA006
LA007
LA101
LA103
LA104
LA105
LA111
LA112
LA114
LA116
LA118
LA120
LA121
LA122
LA123
LA130
LA131
LA132
LA133
LA134
LA135
LA136
LA137
LA138
LA140
LA141
LA142
LA143
LA144
LA145

Description
Demand Loan General
Bridge Loan
Working Capital Term Loan
SME Medium Term Loan
SME Short Term Loan
SUB PLR Loans
MIBOR Linked Loan
Baroda Car Loan
Baroda Eco-fiendly gas Kit Loan
Two Wheeler Loan (YAMAHA)
Baroda Two Wheeler Loan
Baroda Housing Loan
Baroda Housing Loan
Baroda AAA Loan
Baroda Home Improvement Scheme
Baroda Advance Property Loan
BOB Rural Housing Finance
BOB Rural Housing Finance
Golden Jubilee Rural Housing Finance
Golden Jubilee Rural Housing Finance
Baroda Gyan
Baroda Vidya
Baroda Vidya
Baroda Gyan
Baroda Scholar
Baroda Scholar
Baroda Loan for executive developments
Baroda Loan for executive developments
Baroda Loan for skill development
Baroda Educational Loan under supreme court directions
Baroda Personal Loan
Baroda Professional Loan
Baroda Professional Loan
Baroda Marriage Loan
Baroda Marriage Loan

LA146
LA147
LA148
LA149
LA150
LA151
LA161
LA162
LA163
LA164
LA165
LA167
LA168
LA169
LA170
LA171
LA172
LA174
LA401
LA402
LA403
LA404
LA405
LA406
LA407
LA408
LA409
LA410
LA411
LA412
LA413
LA414
LA421
LA422
LA502
LA503

Baroda Loan to Defence Pensioners

Baroda Loan to other Pensioners
Baroda Festival Loan
Baroda Loan for travel
Baroda Vaibhav Lakshmi
Baroda Loan to Doctors
Baroda Consumer Duarable Loan
Baroda Traders Loan
COMPUTER LOAN EI
Baroda Adv. Against RBI Bonds
Baroda Adv. Against RBI Bonds
Loans against rent receivables
Loan against LIC Policies
Loan against NSCs / KVP / IVP
Loan against NSCs / KVP / IVP
Baroda loans for applying IPO
Loan against Bank's own Deposits
Baroda Advance against Shares
AFS-1 -Agriculture - Agr. Implements
AFS-2 - Tractor & Other Heavy Agr. Machinery
AFS-3 - For Cultivation of Crops
AFS-4- Development of irrigation Potential
AFS-5 - Distribution of agr. Inputs e.g. seeds, fertilisers..
AFS-6 -Financing to Agencies providing Customary Services to
Farmers
AFS-7 - Financing of construction of farm holdings & Structures
AFS-8.- Horticulture, Fruit Orchards, Garden, Plantation &
Nursery
AFS-9 - Land Development
AFS-10- Development of Dairy, Poultry, Piggery, Duck Rearing,
fishery, Sericulture, Aquaculture, Apiculture,
Gold Loan
Loan to farmers against pledge of warehousing receipts /Produce
marketing loan
Loan to farmers for purchase of land for agricultural purpose
Loans for consruction of Rural Godowns
AGRI-OTHERS-CROP NORMS
AGRI-OTHERS-90 DAYS NORMS
Loan under DRI Scheme
Loans Under Subsidy Schemes - Non EMI

LA601
LA602
LA603
LA604
LA611

LA612
LA613
LA621
LA622
LA623
LA624
LA625
LA626
LA627
LA628
LA651
LA652

LA653
LA654
LA655
LA671
LA701
LA702
LA703
LA704
LA901

Staff Personal loan - Empl joining prior to 1.4.91

Staff Personal loan - Empl joining 1.4.91 to 31.3.94 and after 94
Refrigerator Loan to Officers
Staff Loan for Personal Computer
1. Staff Housing Loan
2. Staff Additional Housing Loan
3. Staff 2nd Housing Loan
Staff Additional Housing Loan - Award
Staff Housing Loan for Repairs
Staff Demand Loan - Employee before 1994
Staff Loan against PF
Staff Loan against PF
Staff Exigency Loan
Staff HO Misc. Loan for purchase of bank's own Shares
Staff Special Demand Loan for Medical Purpose
Staff Relief Loans for Floods/ Cyclone etc.
Educational Loan for Professional & IT Courses
Staff Vehicle Loan for clerical and sub staff prior to 18.9.89
1. Staff Vehicle Loan to Sub staff from18.9.89 to 1.4.94 and
above
2. Staff Vehicle Loan for employees after 18.9.89
3. Staff Vehicle Loan for 2nd hand 2 wheeler.
4. Staff Subsequent 2 Wheeler Loan
5. Staff Vehicle (subsequent) Loan to Award Staff
6. Staff Cycle Loan
Staff Car Loan for Clerical Staff
1. Staff Car Loan to Officers
2. Staff Car loan for second hand Cars
Staff Additional Car Loan
Staff- Festival Advance
FCNR B Loans (Presently at Treasury)
POST SHIPMENT Demand Loan
ADV AGAINST IMPORT BILLS
Fgn Currency Loan Against FCNR B Deposits
Loans Guaranteed by Central Govt. Guarantee

Menu Options Used:

Activity
Opening of a Loan account
Verification of Loan account

Menu Name
HOAACLA
HOAACVLA

Disbursement of loans
Verification of disbursement of loans
Loan related fee assessment, collection and refund
Loan Demand Generation
Loan Schedule Payment
Loan Interest Version slab maintenance
Loan Demand Satisfaction process
Loan Overdue Position inquiry
Loan Pay Off Process/ Close a Loan A/C before Maturity Date
Closure of Loan account
Unscheduled Payment of Loan or Reversal
Waiver of Fee or Interest in Loan Accounts
Interest Booking for Loan Accounts
System Asset Classification
Mark Account as Past Due / Non Accrue
Write Off (Charge off) / Reversal of Charge Off Loan Accounts
Recovery After Charge Off Loan Accounts
Close Loan Accounts for a given period, for a given set of schemes
and with nil balance
Customer Account Maintenance for Term Loans
Verification of account maintenance
Amendment / Rescheduling of Loans
Close Loan Accounts for a given period, for a given set of schemes
and with nil balance
Attachment of Security

HLADISB
HLAFACR
LADGEN
HLASPAY
HLVSM
LADSP
HLAOPI
HPAYOFF
CLSLAA
HLAUPAY
HLAWFAI
ACBOOK
SASCL/ASSCR
MAPD
HCOLA
HRACO
HLAMATP
HACMLA
HLARA
HLANP
HCLM