Estrada Vs
Estrada Vs
Estrada Vs
Escritor
AM P-02-1651, August 4, 2003 ISSUE:
Spouses Jose Ros and Estrella Aguete filed acomplaint for HELD:
annulment against PNB before the Court of First Instance of Rizal.
If the husband himself is the principal obligor in the contract, that
Jose Ros previously obtained a loan in the amount of P115,000.00 contract falls within the term “x x x x obligations for the benefit of
from PNB and as security, a real estate mortgage over a parcel of the conjugal partnership.”
land with TCT. No. T-9646 was executed. Upon maturity,
the loan remained unpaid and an extrajudicial foreclosure Here, no actual benefit may be proved. It is enough that
proceeding on the mortgaged property was instituted by PNB. the benefit to the family is apparent at the signing of the contract.
After the lapse of a year, the property was consolidated and Where the husband contracts obligations on behalf of the family
registered in the name of PNB. business, the law presumes, and rightly so, that such obligation will
redound to the benefit of the conjugal partnership.
Estrella Aguete, claiming she had no knowledge of the
said loan nor the mortgage constituted on the land which is part of Court denies the petition.
their conjugal property, contested the transactions and filed for an
annulment of the proceedings. She interposed in her defense that RATIO:
the signatures affixed on the documents were forged and that the
proceeds of the loan did not redound to the benefit of the family. Annulment of the contract will only be granted upon a finding that
the wife did not give her consent to the transaction. Even as Aguete
RTC ruled for the spouses, stating that Aguete may during their disavows the documents supposedly acknowledged before the
marriage and within ten years from the transaction mentioned, notary public, the document carries the evidentiary weight
may ask the court for an annulment of the case. On notice of appeal conferred upon it with respect to its due exececution. It has in its
by PNB, Court of Appeals reversed this ruling and found for PNB, favor the presumption of regularity which may only be rebutted by
evidence so clear, strong and convincing as to exclude
all controversy as to the falsity of the certificate.