This is the sample illustration issued by HDFC Standard Life Insurance Company Limited.

Illustration For HDFC Life Click 2 Invest - ULIP (UIN : 101L100V01)

on 04 March 2019
PERSONAL DETAILS
Nam e Age Gender
Life 1 pradeep k um ar 33 M
Age is taken as on last birthday
POLICY DETAILS
Date of Policy Com m encem ent: 04 March 2019
Policy Term : 5 year(s)
Prem ium Paying Term : 5 year(s)
Prem ium Frequency: Monthly
PREMIUM AND BENEFIT DETAILS
Benefit Name Sum A ssured Benefit Term Premium Paying Term Premium
(in Rs.) (years) (years) (in Rs.)

HDFC Life Click 2 Invest - ULIP 6,00,000 5 5 5,000

(in Rs.) (years) (years) (in Rs.)
Total Prem ium Payable per Frequency: 5,000
Nex t Prem ium Due Date: 04 April 2019
ILLUSTRATION OF FUTURE BENEFITS
This illustration has been produced by HDFC Standard Life Insurance C ompany Limited to help you understand the benefits of your HDFC Life C lick 2 Invest. These illustrations
must be read in conjunction with the sales literature, which describes the features of this product.
The values shown are for illustration only. What you actually receive will depend on what happens over the future lifetime of your policy, particularly investment returns.The
Illustration shows what you could get back using two assumed rates of investment return. These rates have been specified by the Life Insurance C ouncil.
Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your life insurance company. If your policy offers guaranteed
returns then these will be clearly marked "guaranteed" in the illustration table on this page.
If your policy offers variable returns then the illustrations on this page will show two different rates of assumed investment returns. These assumed rates of return are not
guaranteed and they are not upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors including future investment
performance.
Whilst future investment returns would significantly influence policy benefits, other factors such as charges and taxes also have an impact on your benefits.
Guaranteed benefits are available provided all premiums are paid, when they are due. The illustrative benefits below assume that all premiums that are due have been paid.
All amounts are in Indian Rupees.
Illustrative Benefits on Maturity
On the survival of the Life Assured until the Maturity date,the illustrative Maturity benefits are as shown below.
Guaranteed Benefit Non-Guaranteed Benefit Total Maturity Benefit
Assumed Investment Return Assumed Investment Return
Date of Maturity HDFC Life Click 2 Invest 4% p.a. 8% p.a. 4% p.a. 8% p.a.
04 March 2024 0 3,14,922 3,47,839 6,00,000 6,00,000
Upon this payment, the policy terminates and no further benefit becomes payable.
IN THIS POLICY, THE INVESTMENT RISK IS BORNE BY THE POLICYHOLDER AND THE ABOVE INTEREST RATES ARE ONLY FOR ILLUSTRATION PURPOSE.
 Gross
8.00%
Yield
Net
Projected Statement of Premiums, Charges and Fund Value based on Assumed Investment Return of 8% p.a. Yield
6.55%

(01) (02) (03) (04) (05) (06) (07) (08) (09) (10) (11) (12) (13) (14) (15) (16) (17)
A mount Fund Surrender
Premium Policy Investment Guaranteed Total
Policy A nnualised Top- available Risk Taxes as Total Value A ddition Benefit
A llocation A dministration FMC Guarantee Death Death Commission
Year Premium up for Charge applicable* Charges (end of to Fund (end of
Charge Charge Charge Benefit Benefit
Investment year) year)
1 60,000 0 0 60,000 660 0 444 0 199 1,302 61,221 0 61,221 6,00,000 6,00,000 0
2 60,000 0 0 60,000 614 0 1,299 0 344 2,258 1,26,350 0 1,26,350 6,00,000 6,00,000 0
3 60,000 0 0 60,000 561 0 2,209 0 499 3,268 1,95,643 0 1,95,643 6,00,000 6,00,000 0
4 60,000 0 0 60,000 497 0 3,178 0 661 4,336 2,69,374 0 2,69,374 6,00,000 6,00,000 0
5 60,000 0 0 60,000 420 0 4,208 0 833 5,461 3,47,839 0 3,47,839 6,00,000 6,00,000 0
*General Sales Tax (GST) in case of Jammu and Kashmir and Taxes include service tax and Swachh Bharat C ess as applicable in all other cases.

Projected Statement of Premiums, Charges and Fund Value based on Assumed Investment Return of 4% p.a.
(01) (02) (03) (04) (05) (06) (07) (08) (09) (10) (11) (12) (13) (14) (15) (16) (17)
A mount Fund Surrender
Premium Policy Investment Guaranteed Total
Policy A nnualised Top- available Risk Taxes as Total Value A ddition Benefit
Year Premium up A llocation for Charge A dministration FMC Guarantee applicable* Charges (end of to Fund (end of Death Death Commission
Charge Charge Charge Benefit Benefit
Investment year) year)
1 60,000 0 0 60,000 660 0 437 0 198 1,295 59,974 0 59,974 6,00,000 6,00,000 0
2 60,000 0 0 60,000 617 0 1,258 0 338 2,213 1,21,412 0 1,21,412 6,00,000 6,00,000 0
3 60,000 0 0 60,000 570 0 2,099 0 481 3,150 1,84,354 0 1,84,354 6,00,000 6,00,000 0
4 60,000 0 0 60,000 518 0 2,961 0 626 4,105 2,48,842 0 2,48,842 6,00,000 6,00,000 0
5 60,000 0 0 60,000 457 0 3,844 0 774 5,075 3,14,922 0 3,14,922 6,00,000 6,00,000 0
*General Sales Tax (GST) in case of Jammu and Kashmir and Taxes include service tax and Swachh Bharat C ess as applicable in all other cases.
Description of Charges
This illustration is based on the following charges:
Premium Allocation Charge
This is a premium-based charge (which may vary by product, policy year, premium size, premium frequency and premium payment method). After deducting this charge from your
premiums, the remainder is invested to buy units. Please read Sales Literature for more details.
Fund Management Charge (FMC)
This is a charge levied as a percentage of the value of assets and deducted at the time of computation of daily unit prices. In the long term, the key to building great maturity
values is a low FMC . The Fund Management C harge is the same across all the fund options.

Policy Administration Charge

This charge is levied to cover regular administration costs. This charge may vary by product & premium size. Please read Sales Literature for more details.
Risk Charge
This is a charge levied monthly to cover the cost of providing you with the Death Benefit, Extra Health Benefit, Extra Life Benefit, Extra Disability Benefit and any other Morbidity
Benefits, if applicable, on your policy. The amount of the charge taken each month is based on the benefits insured and your age.
Service tax and Swachh Bharat Cess
The Government of India levies a Service Tax & Swachh Bharat C ess on the amount of any charges deducted from your policy. We collect this tax along with the charges. The tax
rates and its applicability will be as notified by the Government from time to time.

NOTES:
The Sum Assured stated above is based on the information provided and may vary as a result of underwriting.
Please read the sales literature provided.
Any statutory levy or charges (Taxes include service tax and Swachh Bharat C ess as applicable) including any indirect tax may be charged to the Policyholder either now or in
future by the C ompany and such amount so charged shall become due and payable and shall be subject to the same terms and conditions as applicable to payment of premium.
The benefits illustrated assume that all premiums that are due over the premium paying term will be paid and no withdrawals will be made during the policy term. In case
premiums are not paid for the premium paying term at the original level or withdrawals are made during the policy term, the illustrative benefits will differ.
This contract is designed for long term savings and is not designed for short term investment. Should you need to surrender your policy in the short term, any surrender benefits
may be less than the premium(s) you have paid.
A policy may be surrendered at any time in the first five years of the policy but the amount payable on surrender will be paid out only on completion of five policy years, subject
to prevailing regulations.
In case you do not pay premiums for the full premium paying term, your policy will be discontinued or will become paid-up depending on the premiums paid previously. Please
read the sales literature for more details.
The commission amount as described in the projection statement is paid from the charges deducted on your policy.
"Premium Allocation C harge Rates" and "Risk Benefit C harge Rates", if applicable, are guaranteed for the lifetime of the policy. All other charges may be altered during the
lifetime of the policy with prior approval from the regulator.
C lawback Additions would be payable at the point of exit after the completion of five years, if and only if, it is required to meet the reduction in yield requirements prescribed by
the regulations. Exit would mean exit by way of death, surrender or maturity whichever is earliest.
"I ALSO UNDERSTAND THAT WHILST 100% OF MY FIRST YEAR PREMIUM WILL BE INVESTED IN UNIT LINKED INVESTMENT FUNDS THERE ARE C HARGES DURING THE FIRST
POLIC Y YEAR AS GIVEN IN THE BENEFIT ILLUSTRATION".
I,................................................., having received the information with respect to the above, have understood the inbuilt features of the policy, the applicable charges and the
investment risks under the policy, before entering into the contract.

I____________________________________ , (Name) have explained the I____________________________________ , (Name) having received the information with
above illustration and the terms and conditions of this product to the respect to the above, have understood the above illustration before entering the contract.
policyholder.
Intermediary's Signature : Proposer's Signature / Thumb Impression :
Date :
Place :