“The Millionaire Maths Teacher*”

From the high school Maths classroom to financial independence in seventeen short years.

What people say:

“He’s a stubborn bugger.”

“He’s got a face like a bag of spanners, but he knows his onions.”

“He trod on my foot.”

“I still don’t get it.”

Steve Rigby
The Millionaire Maths teacher

Say hello at ​www.tradingUSO.com

Warning:​ contains nuts and some basic probability.

The Gift of Knowledge

If you’d like to send the gift of knowledge this Christmas, rather than contributing to the whole
landfill, plastics, chemicals, melting ice caps, pollution disaster, then

click ​here​ to send a mate a copy and share the knowledge.

“Cheaper than a bottle of port and you might just save a polar bear.”

Copyright
Steve Rigby
2019.
All rights reserved.

*Full disclosure: He has been known to get called other things as well, but “Great daft whapper.”, “Riggers, you tool,” and “What a buffoon!” didn’t
make the cut as serious titular contenders..

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Table de contents n’est-ce pas
“The Millionaire Maths Teacher*” 1

Foreword 4
“Nowt special” 5

Introduction: The Opportunity 6

What you do and don’t need to do? 7

The Origins 8
The World is Flat: Technology 8
The Inspirational Bit 9
An Early Foray into the Investment Universe in the Early 2000s 10
“I think he forgot about the ‘edit sobre’ part.” ~ Anon 10
Some Random Luck 11
Closing in on the Strategy 11
Why should you care? 12
This ain't no get rich quick scheme 12
The Income Strategy Blueprint 13
“Learn a profitable strategy in under an hour - mastery takes a while longer.” 13
Apply oil to create your own income machine! 16

Hit the big red button for a Demo Trade Walkthrough 22

SUMMARY 22

Repeat until it becomes second nature 24

“What do all the words even mean” - Anon 24

MASTER SELLING CASH-SECURED PUTS BEFORE MOVING ON TO SELLING COVERED CALLS

AND MUCH MORE… 25
Some of our current partnerships 30

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Foreword 
 

Hola! 

Welcome to T
​ he Millionaire Maths Teacher​.  

By  way  of  introduction,  it’s  half  autobiography,  half  self-help  guide  and  half  investment  strategy  manual. 
That’s  one  and a half books for the price of none, yet it’s very short. It’s more of an enigma than an ebook, 
to be honest. With an identity crisis. 

Fair  warning,  the  autobiographical  bit  is  ​pretty  dull  and  the  self  help  bit  isn’t  actually  that  helpful.  The 
investment  strategy  part  is  arguably,  ​the  only  redeeming  feature​,  so  I  wouldn’t  blame  you  if you skipped 
straight on through to the b
​ ig potatoes​ at page 11 or thereabouts.  

So,  in  ​short​,  this  is  a  ​short  story  of  how  a  medium-sized  dullard  went  from  the  Maths  classroom  to 
become  a  private  trader,  just  by  using  a  smattering  of  high  school  Maths,  a  big  lump  of  dogged 
persistence and an increasingly forgetful noodle. 

It  is  the  tale  of  how  a  hobby,  combined  with  some  strong  incentives  (incentives  are  important  whether 
they are pushes or pulls), shifted me from teaching High School Maths into some of the more exotic parts 
of the global financial system and down the road to becoming a private investor and trader. 

As you mooch through these nether regions you will get to experience the gamut of human emotion: there 
will  be  tears,  occasional  flashes  of  anger,  lingering  disappointment  interspersed  with  wide-eyed 
incredulity, mild irritation, chafing and some simple probability. 

But, above all else, here's the thing to keep in mind.  

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Do not be distracted by all of the derring-do, the flashes, the bangs, the trolls or the wallops.  

The main thing that you need to take from this short tale is that, a
​ nyone can do this​. Make your own luck. 

“Nowt special”

Just so you know, and as both friends and enemies will both readily attest.  
 
I am nothing special.  
 
In fact, I am quite ordinary.  
 
I  just  possess  a  decent understanding of an average high school Maths syllabus and the sort of drive and 
determination that would not let myself be beaten, by others or by the challenge that I set myself.  
 
It  took  me  the  best  part  of  seventeen  years  to  build  the  sort  of  incredible  money  making  machine  that 
enables  me  to  indulge  myself,  to  do  just  about  whatever  I  please  with  my  time  and  to be able to live just 
about  anywhere  in  the  world  while  my  very  simple,  yet  very  powerful  money  making  machine  does  it's 
thing. 
 
So  as  for  you,  with  some  fairly  simple  Maths,  a  big  chunk  of  your  own  determination  to  get the job done 
and  this  little  ebooky  thing  as  your  guide,  you have all of the ingredients to build your own money-making 
machine in less than one tenth of the time it took me. 

Pay close attention. 

   

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Introduction: The Opportunity 

There  are  significant  income  opportunities  that  swing  by  every  single  month  and  people  are  collecting 
significant  lumps  of  cash  every  month  because  they  have  the  tools,  knowledge  and  most  importantly,  a 
proven  strategy at their fingertips. In fact, they are sat right in my trousers right now and they are probably 
in yours too. 

You  don’t  need  to  start  with  any  particular  skill  set  or  background.  You  just  need  to  be  willing  to  take  it 
one  step  at  a  time  and  be  persistent.  Now,  these  people  who  are  collecting  significant  lumps  of  cash 
every  single  month,  started  from  zero  in  terms  of  their  knowledge  and  understanding,  just  a  matter  of  a 
few  months  ago.  Some  of  them  had  little to no experience of the stock market, previously. Some of them 
hadn’t  bought  a  single  stock  before  this  year  and  here  they  are  now,  collecting  hundreds  and  in  some 
cases, thousands of dollars in additional income every single month. 

So, in a nutshell, if you are interested in becoming an independent, self-directed investor, you can get a full 
strategy  blueprint  to  be  able  to  build  significant  additional  income  streams,  from  anywhere  in  the  world, 
just using your phone.  

What’s  more,  you  can  get  the  sort  of  skills  and  knowledge  to  be  able  to  do  it  independently  forever, 
without the need for advice or hand holding by me or anyone else. It is the metaphorical fishing rod.  

Particularly,  if  you  are  cash  or  asset  rich,  but  time  poor,  you  can  use  this  opportunity  to  build  the  sort  of 
income  that  will  enable  you  to  get  back  your  precious  time  and  create  the  life  and  the  lifestyle  that  you 
really want. Time is our most finite and precious resource, after all, n’est-ce pas? 

Over  these  next  few  pages,  you  can  get  the  exact  tools, knowledge and most importantly, the ​strategy to 
be  able  to  start  doing  this  for yourself, within a matter of a few short weeks. And by the way, this strategy 
has been tested over time, through thousands of real trades and through consultation with a range of very 
smart financial and non-financial professionals. It’s also been tested with a few idiots and it is idiot proof. 

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As with many things, from sport to finance to business, success is all about the strategy.  

What you do and don’t need to do?

So  if  you  think  about  traditional  approaches  to  investing  and  typical  investor  types,  many  people  can 
spend  hours  each  month  analysing  stocks  and  financial  information  across  a  wide  range  of  different 
sectors looking for opportunities – looking for the holy grail, the next Amazon, the next facebook etc. ​This 
is  pretty  much  the  opposite  of  what  we  do​.  We  don’t  go  scouring  every  inch  of  the investment universe. 
We  have  a  strategy,  we  have  the  knowledge  and  we  have  done  the  10,000  hours  of  research  so  that  we 
wait  for  the  opportunities  to  come  to  us.  Then  we  execute  our  strategy  in  the  light  of  the  market 
conditions  that  we  face.  We  see  what the market offers us every month and then we act according to our 
given  set  of  rules.  Every  month  the  market  presents  incredible  opportunities  and  we  just  wait  and  pick 
them off, in just minutes each month. 

You  don’t  even  have  to  be  looking  at  a  screen  every  day,  or  be  reading  the  Financial  Times  or  watching 
Bloomberg.  ​Life  is  too  short  for  that.  This  has  been  designed  to  maximise  returns  and more importantly 
optimised for lifestyle. 

The  rest  of  the  time  we  can  then  spend  living  the  lives that we want to lead. This, after all, is the essence 
of  investing  –  to  be  able  to  live  the  life  that  you  want  to  lead!  For  example,  I  am  currently  writing  this 
poolside in Hong Kong, eating a flapjack and drinking a nice coffee, but I digress... 

This  is  the  strategy  that  I  use  on  a  monthly  basis  and  I  have taught to hundreds of others. It has enabled 
me  to  give  up  the  nine  to  five  at age 49, so that I don’t have to suffer the slings and arrows of outrageous 
institutionalised idiocy.  

I  can  pursue  the  things  that are important to me - developing opportunities for youth in sport, the arts, the 

sciences  and  entrepreneurship.  I  can  work  with  people  that  I  want  to  spend  time  with,  on  projects  that  I 
want  to  get  involved  in  and  generate  the  sort  of  income  to  support  the  life  that  my  family  and  I  want  to 
lead.  

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It is all about these freedoms. 

So  by  way  of  moving  the  piece  on,  as  well  as  the  nuts  and  bolts  of  the  strategy,  people  are  often 
interested to find out more about the origins and background of how it came to be… 

   

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The Origins 

When  I  started  out  back  in  2002,  it  was  quite  difficult  to  get  access  to  the  stock  markets.  For example, I 
could use my HSBC account in Hong Kong to buy Hong Kong stocks but I couldn’t buy stocks from the UK 
or  the  US  very  easily.  My  ability  to  act  on  opportunity  was  significantly  stifled.  This  was  the  ​pre-smart 
phone  era​,  remember.  But,  in  the  last  few  years,  developments  in  technology,  the  free  availability  of 
information  and  access  to  the  world’s  markets  has  put  a  financial  power  within  your  reach,  that  was 
previously only available to large institutions and ultra high net worth individuals.  

We are right at the beginning of this ​financial revolution. 

The World is Flat: Technology 

With  the  right  tools,  knowledge  and  skills,  you  and  I  can  now  build  your  own  totally  mobile, 
income-building  machine.  You  can  do  it  with  a  standard  laptop  and  a  phone.  You  don’t  need  fancy 
equipment or data feeds or hardware stacks... 

Advances  in  mobile  technology now mean that you can do all of this from anywhere in the world. You can 

do  this  from  the  pool  or  out  on  the  trails,  or  in  a  restaurant,  wherever  you  happen  to  be.  You  have  the 
power to do this on you right now. It is probably in your trousers or in your handbag as you read this.  

You can do all of this from your phone. 

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The Inspirational Bit

I  know  that you can do this, if you want to, because this is what I have done over the last seventeen years. 
I  can  shorten  that  journey  for  you  too.  It  takes  time  and  effort  but  the  rewards  are  worth  it.  I’m  currently 
usually  to  be  found  working  poolside  in  Hong  Kong  where  I  live,  because  this  year  I  gave  up  my job as a 
high  school  teacher  job,  to  do  this  and  a  few  other  projects  that  are  important  to  me,  full  time.  I’m  not 
saying  this  to  boast  or  to  gloat,  but  to  show  the  reality  of  what  is  possible.  I  wasn’t  born  with  loads  of 
money.  I  was  a  teacher  and  was  struggling  with  debt  just  seventeen  years  ago  at  age  32.  Now,  I  have 
significant  assets  which  are  growing  all  the  time.  I  have  an  income  that  meets  the  needs  of  my  family. I 
have  an  enviable  work-life  balance  and  I earn way more than I did as a teacher. I am looking at a future of 
total geographical and financial freedom. 

I  still  work  because  I  like  to  get  involved,  I  like  to  teach  and  to  share  what  I  know.  I  spent  a  lot  of  time 
working  on  this  in  isolation  over  the  years  and  I  am  enjoying building a community around what I do. It is 
much more fun to do it with others, to develop it further, with wider perspectives than my own. 

Now,  I  trade for income and for fun because I love playing the game, and because trading only takes me a 
few  hours  each  month,  I  spend  the  rest  of  my  time  teaching  others  how  to  do  it  and  generally  doing  the 
things that I love. Through my teaching experience, I’ve been able to break it down into a blueprint formula 
that anyone can follow, if they are willing to take it one step at a time and just keep moving forward. 

And  the  real  power  and  beauty  of  this  is  that:  if  you  learn  this  stuff  once  it  will  keep  paying  you  back 
forever. 

   

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An Early Foray into the Investment Universe in the Early 2000s 

To  give  you  some  background  and  some  context  and  to  put  the  whole  strategy  blueprint  into 
perspective… 

Just  so  that  you  can  get  an  idea  of  the  background  and  evolution  to  what  we  are  now  doing  and  to 
reassure  you  that  I  haven’t  just  pulled  this  out  of  my  wazoo,  I  have  been  doing  this  for  myself for a long, 
long  time.  It  started  as a bit of a hobby. Going way back to 2002, after I’d finally paid off my student loans 
at  the  age  of  32,  I  started  to  explore  investing.  I  played  with  lots  of  things  from  gold  to stocks to foriegn 
exchange  from  Hong  Kong  to  Europe to the US and back again, but the investment universe was so big, it 
was  so  exhausting  to  try  to  do  all  of  the  analysis  and  research  and  try  to  pick  investments,  with  such  a 
vast  amount  of  information  and  practically  infinite  choice,  that  I  was  close to giving it all up as a bad job, 
until  one  summer  back  in  2007,  I  decided  to  explore  options  just  as  a personal project to keep me out of 
trouble one summer holiday.  

“I think he forgot about the ‘edit sobre’ part.” ~ Anon 

   

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Some Random Luck 

This  was  a  defining  piece  of  random  luck  as  I  knew  that  I  had  stumbled  into  something  very 
powerful…something  that  I  knew  would  form  the  basis  of  all  of  my  future  investing.  I  knew  that  I  had 
discovered  something  very  important  when  I  realised  that  you  could  use  options  to  buy  shares  at  a 
discount  and  that  was  the  starting  point  in  the  evolution  of  the  income  strategy  that  I  am  presenting  to 
you now. 

We’ll get to this later… 

   

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Closing in on the Strategy  

Skipping forward a few years to when I had what was pretty close to the strategy as it is today, I started to 
teach  a  few friends in person. Initially we did it to raise funds for CWS HK, to help raise awareness for and 
get support for the people of Nepal following the enormous devastation of the Nepalese earthquake.  

Gradually  things  grew,  as  they  do.  ​Friends  of  friends  wanted  to  find  out  more  and  they  wanted  the 
convenience  of  being  able  to  do  it  from  home,  so  I  started  to  put  things  online  and  create  discussion 
groups  and  now  we’re  building  a  small,  but  perfectly  formed,  community  of  like-minded  people  from 
across  the  globe  from  places  as  far  flung  as  Hong  Kong,  Australia, Spain, France, the UK, Ireland and the 
US.  In  fact  some  of  the  people  that were at that very first live session, for Nepal, are still part of the group 
today. 

   

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Why should you care? 

So why might this be up your street? There are many reasons that you might want to get involved. 

You  might like to learn and explore new things, or you might want to escape the nine-to-five, or escape the 
rat race for a life in the country or to travel and be able to support yourself financially.  

You  might  just  want  to  get  involved  in  a  very  interesting  project  and  create  your  own  income-building 
machine  just  for  the  fun  of  it.  You  might  want  to  do  it  by  yourself  or  with  a  group  of  friends  as  a  social 
learning  experience.  You  might  already  be  a  successful  investor  but  want  to  explore  some  other 
approaches.  You  might  have  capital  and  assets  but  be  so  time  poor  that  it is difficult to really enjoy your 
life.  The  reasons  for  getting  involved  are  many  and  varied  but  most  come back to ideas around ​lifestyle, 
financial independence and freedom.  

So  through  the  Income  Strategy  Blueprint,  you  can  get  the  tools,  the  knowledge,  the  strategy  and  the 
community  to  be  able  to  generate  significant  monthly  income  from your capital and be able to follow the 
life that you want to lead.  

This ain't no get rich quick scheme 

On  a  side  note,  this  is  no  get  rich scheme - no penny stocks or crypto millionaire nonsense here. This is a 

get-rich-slow  thing.  You  can  start  building  your  income  streams slowly and predictably and consistently. 
But  with  time  and  compounding,  those  streams  start  to  grow  and  flow  to  the  point  where  your  monthly 
income  stream  overtakes your outgoings and then you are on the ‘freedom funboat’ to wherever you want 
to go. Enough of the mixed metaphors… 

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The Income Strategy Blueprint

What follows is a brief quick start guide to help you focus on the key concepts. It is not intended to be
exhaustive but more as a resource for your own learning as you construct your understanding through the
online resources.

It starts with the key concepts, outlines the key trades that form the Income Strategy Blueprint,
indicates how we can apply it to oil and then goes into some detail on our first trade type: selling
cash-secured puts, so that you get a variety of perspectives from the big picture to the more granular
detail.

Remember, this will probably feel quite difficult and alien if this is your first foray into options, but you will
get there with perseverance as you go through the materials. Once you understand the first trade in our
strategy, each subsequent trade becomes much quicker to understand as you will have that first trade as
a cornerstone of your knowledge.

“Learn a profitable strategy in under an hour - mastery takes a while longer.”

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Introduction: What are options?

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The Income Strategy Blueprint: Key Trades

1. Your first income stream: selling cash-secured puts​ (until you are assigned long stock)

2. Your second income stream: Selling covered calls​ (until you sell you sell the stock)

3. Build a recurring income machine: “The Put-Call Cycle​”

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Apply oil to create your own income machine!
[Source: ​www.tradinguso.com​]

A Linkedin article, no less...

https://www.linkedin.com/pulse/automating-oil-trade-steve-rigby-options/

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 Trade Guide Number 1 

  
“Selling Cash-secured Puts for Income”
 

Thus, you must trade, to learn how to trade! 

   

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Review Notes 
Option Contracts: Rights and Obligations  

Options  are  time  bound  contracts  between  a  buyer  and  a  seller.  Within 
the  options  market,  options  ​buyers  pay  a  premium  to  secure  ​rights  and 
sellers​ receive a premium to take on ​obligations​.  

The  core  of  our  strategy  as  option  sellers  is  getting  paid  to  take  on 
obligations. 

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Trade Number 1: Selling cash-secured puts

If  you  sell  a  put  for  premium  at  a  strike  price  of  your  choosing  beneath  the  current  stock 
price...  

...there are then two possible outcomes that can happen by expiration of the option contract: 

1. If  the  stock  price  stays  above  your  chosen  strike  price, the option expires worthless and 
you collect all of the premium; 
2. If  the  stock  price  goes  below  your  chosen  strike price you will be assigned 100 shares at 
your  chosen  strike  price  and  you  collect all of the premium. ​You will need the funds in 
your account to cover this purchase of stock. 

This  is  a  dynamic  process  and  the  value  of  your  position  will  fluctuate  as  the price of USO and 
its options prices fluctuate between selling the put and the expiration date.  

Simulated trading will help you to see this dynamic process. 

   

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An example… 
Selling a cash-secured put in 
USO 
The screenshot shows the options 
chain for the Jan 18 expiration for 
USO:

   

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 Hit the big red button for a trade demo 

   

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SUMMARY
 
Trade Summary 
 
Sell a put with a strike just below the current stock price.  
 
What could happen by expiration? 
 
If the price of the stock goes below the strike by the expiration date, for each put option we sell, we keep the premium but we 
are obliged to buy 100 shares of stock at our strike price. If the price of the stock stays above the strike, we keep the options 
premium amount and the option contract expires worthless.  
 
Typically we trade the next month’s expiration, 40-50 days into the future. This is far enough into the future so as to collect a 
decent amount of premium but not so far as to be unpredictable. 

   

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This is the first trade in our cyclical strategy: “The put-call cycle” 

 
   

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Repeat until it becomes second nature 

Keep doing it until you can walk. 
 
 
 

“What do all the words even mean” - Anon

 

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 MASTER SELLING CASH-SECURED PUTS BEFORE MOVING ON TO SELLING 
COVERED CALLS AND MUCH MORE… 

A 15 minute Video Summary

1. Sell cash-secured puts​ (until you are assigned long stock)

2. Sell covered calls​ (until you sell you sell the stock)

3. The Put-Call Cycle Income Strategy​ (put it all together to build your own income machine)

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If you are interested in buying some shares, this is a great way to get started. 
 
The beauty of options for me, is that they give you incredible flexibility; you can use them to manage and hedge your risks, you 
can deploy them to fit your view of the world and now you can do all of it from your smartphone! 
 
You can build an additional income stream in a few minutes every month from anywhere in the world. 
 
The possibilities are truly staggering. 
 
Here’s to independence and freedom... 
 
 
Steve Rigby  
 

 
 
P.S. Feel free to Whatsapp me on +852 5644 6410 with any questions or if you want to explore the possibilities further. 
 
P.P.S. If you want some help with setting up your IB account for options trading you can get ​the account setup guide​ here. 
   

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What do you know?

Give yourself a score out of ten on each of the statements below (ten is totally understand, zero is know
nothing!)

Then write down your top two burning questions that you really need answering for each topic in the
space provided.

1. I understand what options are.

Score:

Questions:

2. I understand the potential risk and reward when selling cash-secured puts
Score:

Questions:

3. I understand the potential risk and reward when selling covered calls
Score:

Questions:

4. I understand how the put-call cycle works to build income streams

Score:

Questions:

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What people have said:

“He’s got a face like a bag of spanners, but he knows his onions.”

John E.

Sai Ying Pun, Hong Kong

"Steve - you put the theory into practice with great examples on how to generate regular income or to
purchase that favourite stock at a discount... Thanks​"

Ian W

ACT, Australia

"Steve, I wasn't making my money work for me, it was languishing in the bank. I was wary of financial
advisors for a number of reasons and what you presented was the perfect opportunity for me to be in
complete control of my long term finances. What's more, it's actually quite good fun!​"

Derek M.

Tai Kok Tsui, Hong Kong

"In a matter of weeks I've learned a whole new vocabulary (short strangles, implied volatility, etc.)!
Just following, observing and implementing the weekly trades has given me another income stream
and it only takes minutes every time. #gamechanger​"

Jannetje van L.

Dublin, Ireland

“Thanks for exposing me to a brand new way to earn some extra income, and for making it fun!”

Simon T., Hong Kong

It is great that you have come this far and it is now time to reveal the next level...

Say hello at ​www.tradingUSO.com

 Waxing lyrical @ The Dean Hotel,
Dublin, July, 2019

Say hello at ​www.tradingUSO.com

 Some of our current partnerships

We are a community in support of:

● youth in sport, the arts, the sciences and entrepreneurship;

● veterans and emergency responders;
● well-being for all.

Youth Sport Boys

Youth Sport Girls

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The Hong Kong Blue Tie Ball

Shift yourself now

Beautiful - Inside and out

Options for Heroes

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 Child Welfare Scheme

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In partnership and working on issues close to our hearts.

Click through the link next to the cause that you’d like to support.

Half of all revenues through the links above will be donated to build a recurring funding stream to support the
work in these areas.

Please contact s​ teve@optionsnoob.com​ or Whatsapp on +852 5644 6410 if you are a charity that might be
able to benefit from this program if you’d like to discuss working together.

Say hello at ​www.tradingUSO.com

It’s a short, ramshackle ebooklet, but nonetheless…

Dedicated to my long suffering beauty, Nicola and my bostin’ kids, Billy and Olivia.

‘Love you more.’

- and to everyone who gave me a helping hand, when I needed one.

It was appreciated.

Thankyou.

Steve

Say hello at ​www.tradingUSO.com