Summer Internship Project Report

SUMMER INTERNSHIP PROJECT REPORT
ON
‘A STUDY ON INVESTMENT PATTERN & INVESTMENT

AWARENESS IN JAMNAGAR CITY’
AT
THE NAWANAGAR CO. OPERATIVE BANK LTD.
Submitted to
Institute code: 770
JAYSUKHLAL VADHAR INSTITUTE OF MANAGEMENT

STUDIES (JVIMS)
JAMNAGAR.
Under the Guidance of
Asst. prof. Bhumit Vyas
In partial Fulfillment of the registration of the award of the degree of

Master of Business Administration (MBA)
Offered By
GUJARAT TECHNOLOGICAL UNIVERSITY (GTU)
Ahmedabad
Prepared By:
Mohit Zinzuvadia
Enroll. No. 187700592120
MBA (Semester- III)
July, 2019
Student’s Declaration
I hereby declared that the Summer Internship Project Report titled “A

STUDY ON INVESTMENT PATTERN & INVESTMENT
AWARENESS IN JAMNAGAR CITY AT THE NAWANAGR CO.
OPERATIVE BANK” is a result of my own work and my indebtedness
to other work publications, reference, if any, have been duly
acknowledged. If I am found guilty of copying from any other report or
published information and showing as my original work, or extending
plagiarism limit, I understand that I shall be liable and punishable by the
university, which may include ‘Fail’ in examination or any other
punishment that university may decide.
Enrollment no. Name Signature

187700592120 Mohit Zinzuvadia
Place: Jamnagar Date:

………………….
Certificate of Examiner
This is to certify that project work embodied in this report entitled “ A
STUDY ON INVESTMENT PATTERN & INVESTMENT AWARENESS. IN
JAMNAGAR CITY AT THE NAWANAGR CO. OPERATIVE BANK” was
carried out by Mohit Zinzuvadia (Enrollment no. 187700592120) of

JAYSUKHLAL VADHAR INSTITUTE OF MANAGEMENT STUDIES
The report is approved / not approved.
Comments of External Examiner:
This report is for the partial fulfilment of the requirement of the award of
the degree of Master of Business Administration (Part-time) offered by
Gujarat Technological University.
--------------------------
(Examiner’s Sign)
Name of Examiner:
External Examiner’s Institute Name: External
Examiner’s Institute Code:
Date:
Place:
Plagiarism Report (Digital Receipt & Similarity Percentage Page)
Preface
It is true that the work outside your cosy home is many times quiet
difficult from what you have perceived. Similarly, The Theoretical
Knowledge in the class room many differ from the practical knowledge.
Training plays an important role to develop practical view point of
student and also make them aware about the problems, opportunities and
situation of industries and what are the best ways to achieve satisfactory
results?
Firstly, I would express my gratitude towards our respected faculties of

Jaysukhlal Vadhar Institute of Management Studies (JVIMS), who gave
this opportunity to know what is actually happening in the Industry.
The Study on Investment Pattern & Investment Awareness is important as

it helps to get the knowledge and the pattern of investment which is
followed by the people. Hence the study based on Investment Pattern &
Investment Awareness was conducted at The Nawanagar Co-operative
Bank Ltd. as part of Academic Curriculum.
I had undergone the training at The Nawanagar Co-operative Bank Ltd. at

Jamnagar, which is a great honor for me as a student of MBA sem-3. In
the following pages, I have tried my best to include the maximum
information I had obtained during my training at The Nawanagar Co-
operative Bank Ltd. at Jamnagar.
Acknowledgement
Any accomplishment requires the efforts of many people and this holds
true for this project also. It is a matter of great pleasure to prepare the
project report on “A study on ‘Investment Pattern & Investment
Awareness’ at The Nawanagar Co-operative Bank Ltd.” As a part of the
MBA Summer Internship Project. It helps in understanding the practical
application of management principle.
I am Thankful to Mr. Ajay Sheth the manager of the Nawanagar Co-

opertaive Banks Ltd. for giving me such an opportunity.
I am also thankful to the staff members who have given a very important
guidance and cooperated for the project report.
I am also very much thankful to our project guide Asst. prof. Bhumit
Vyas for his valuable guidance and time which they spent for me. And
also I am thankful to all the professors and staff members.
I also thank Dr. Ajay Shah, for being supportive throughout the project
period.
During training at The Nawanagar Co-operative Bank Ltd. many other

peoples have also helped me during my project report preparation.
TABLE OF CONTENT
Sr. Topic Page
No. No.
1 Executive Summary 1
2 Industry Overview 3
 Basic Overview of Banking Industry 4
3 Company Overview 16
 History 17
 Profile On Nawanagar Bank 18
 Board of Directors 19
 Organizational structure 22
 Management 23
 S W O T Analysis 27
 Products 29
4 Overview of different departments 40
5 Review of Literature 59
6 Introduction to Topic 71
7 Research Methodology 83
 Introduction 84
 Research Objectives 84
 Scope of the Study 85
 Statement of Problem 85
 Research Design 85
 Limitations 86
8 Hypothesis 87
9 Data Analysis and Interpretation 89
10 Hypothesis Testing 107
11 Findings 112
12 Suggestions 115
13 Conclusion 116
14 Bibliography 117
15 Annexure 118
LIST OF CHARTS
SR Particular TABLE PAGE
NO. NO. NO.
1 Age 1 89
2 Gender 2 90
3 Marital status 3 91
4 Education Qualification 4 92
5 Occupation 5 93
6 Monthly income 6 94
7 Sources of investment 7 95
8 % of income your invest 8 96
9 Rate the following Investment sources 9 97
10 Gathering the information 10 98
11 Purpose of your investment 11 99
12 Time period of your investment 12 100
13 Frequency of your investment 13 101
14 Decision to invest depends upon 14 102
15 Invest in securities which gives 15 103
16 Factor of priority when you invest 16 104
17 Satisfied with investment in fixed deposit 17 105
18 How long you observe your investment 18 106

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SUMMER INTERNSHIP PROJECT REPORT

‘A STUDY ON INVESTMENT PATTERN & INVESTMENT

THE NAWANAGAR CO. OPERATIVE BANK LTD.

Institute code: 770

JAYSUKHLAL VADHAR INSTITUTE OF MANAGEMENT

Under the Guidance of

Asst. prof. Bhumit Vyas

In partial Fulfillment of the registration of the award of the degree of

GUJARAT TECHNOLOGICAL UNIVERSITY (GTU)

Enroll. No. 187700592120

MBA (Semester- III)

I hereby declared that the Summer Internship Project Report titled “A

Enrollment no. Name Signature

Place: Jamnagar Date:

carried out by Mohit Zinzuvadia (Enrollment no. 187700592120) of

The report is approved / not approved.

Comments of External Examiner:

External Examiner’s Institute Name: External

Examiner’s Institute Code:

Firstly, I would express my gratitude towards our respected faculties of

The Study on Investment Pattern & Investment Awareness is important as

I had undergone the training at The Nawanagar Co-operative Bank Ltd. at

I am Thankful to Mr. Ajay Sheth the manager of the Nawanagar Co-

During training at The Nawanagar Co-operative Bank Ltd. many other

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