Rich Dad Poor Dad  The first step is telling the truth.

The truth
by Robert T. Kiyosaki about how you’re feeling. You don’t have to say
it to anyone else. Just admit it to yourself.
CHAPTERS o Most people rather feel the fear of not
I. Lesson 1: The Rich Don’t Work for Money 1-3 having money. They don’t confront it
II. Lesson 2: The Rich Don’t Work for Money 1-4 logically. They react emotionally instead of
III. Lesson 3: The Rich Don’t Work for Money 1-4 using their heads. Then, they get a few
IV. Lesson 4: The Rich Don’t Work for Money 1-4
bucks in their hands and again, the
V. Lesson 5: The Rich Don’t Work for Money 1-4
VI. Lesson 6: The Rich Don’t Work for Money 1-4 emotions of joy, desire and greed take
VII. Lesson 7: The Rich Don’t Work for Money 1-4 over. And again, they react, instead of
VIII. Lesson 8: The Rich Don’t Work for Money 1-4 think. Their emotions control their brain.
IX. Lesson 9: The Rich Don’t Work for Money 1-4 o Instead of admitting the truth about how
X. Lesson 10: The Rich Don’t Work for Money 1-4
they feel, they react to their feelings and
fail to think. They feel the fear so they go
to work, hoping that money will soothe
CHAPTER 1: the fear, but it doesn’t. It continues to
Lesson 1: The Rich Don’t Work For Money haunt them and they return to work,
 Most people want everyone else in the world hoping again that money will calm their
to change but themselves. But it is easier to fears, and again it doesn’t. Fear keeps
change yourself than everyone else. them in this trap of working, earning
money, working, earning money, hoping
 The poor and the middle-class work for the fear will go away. But every day they
money. The rich have money work for them. get up, and that old fear wakes up with
 True learning takes energy, passion and a them. For millions of people that old fear
burning desire. Anger is a big part of that keeps them awake all night, causing a
formula, for passion is anger and love night of turmoil and worry. So, they get up
combined. When it comes to money, most and go to work, hoping that a paycheck
people want to play it safe and feel secure. So, will kill that fear gnawing at their soul.
passion does not direct them. Fear does. Money is running their lives, and they
refuse to tell the truth about that. Money
 Rich Dad: Some people say I exploit people
is in control of their emotions and their
because I don’t pay as much as the sugar
souls.
plantation or the government. I say the people
exploit themselves. It is their fear, not mine.  To avoid the trap, know that being rich doesn’t
 I think this is his principle on his workers not solve the problem. The other emotion: desire.
with the professionals he works with. Some call it greed, but I prefer desire.
o It’s perfectly normal to desire something
 Most people have a price. And they have a
better, prettier, more fun, or exciting. So
price because of human emotions named fear
people also work for money because of
and greed. First, the fear of being without
desire. They desire money for the joy they
money motivates us to work hard, and then
think it can buy. But the joy that money
once we get that paycheck, greed or desire
brings is often short-lived, and they soon
starts us thinking about all the wonderful
need more money for more joy, more
money can buy. The pattern is then set.
pleasure, more comfort, and more
o The pattern of get up, go to work, pay
security. So they keep working, thinking
bills; get up, go to work, pay bills. People’s
money will soothe their souls that are
lives are forever controlled by two
troubled by fear and desire. But money
emotions: fear and greed. Offer them
can’t do that.
more money and they continue the cycle
by increasing their spending. This is what I  Rich people does it too. In fact, the reason
call the Rat Race. many rich people are rich isn’t because of
desire, but because of fear. They don’t want to
lose the big houses, the cars and the high life
money has bought them. Many are emotionally

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 desperate and neurotic, although they look rich  By not giving in to your emotions, you were
and have more money. able to delay your reactions and think.
o So is a poor man happier? o That is important. We will always have
o No, the avoidance of money is just as emotions of fear and greed. From here on
psychotic as being attached to money. in, it’s imperative for you to use those
o So many people say, “Oh, I’m not emotions to your advantage, and for the
interested in money.” Yet they’ll work at a long term to not let your emotions control
job for eight hours a day.” your thinking. Most people use fear and
greed against themselves. That’s the start
 So what do we do? of ignorance. Most people live their lives
o Be truthful about your emotions and use chasing paychecks, pay raises and job
your mind and emotions in your favor, security because of the emotions of desire
not against yourself. and fear, not really questioning where
o Just be an observer, not a reactor, to your those emotion-driven thoughts are leading
emotions. Most people do not know that them.
it’s their emotions that are doing the o It’s just like the picture of a donkey
thinking. Your emotions are your dragging a cart with its owner dangling a
emotions, but you have got to learn to do carrot just in front of its nose. The
your own thinking. donkey’s owner may be going where he
 Example: wants to, but the donkey is chasing an
o When a person says, ‘I need to find a job,’ illusion. Tomorrow there will only be
it’s most likely an emotion doing the another carrot for the donkey.
thinking. Fear of not having money o Fear pushes you out the door, and desire
generates that thought. calls to you. That’s the trap. But what
o If the fear of not having enough money intensifies fear and desire is ignorance.
arises, instead of immediately running out That is why rich people with lots of money
to get a job, they instead might ask often have more fear the richer they get.
themselves this question: ‘Will a job be o Money is the carrot, the illusion. If the
the best solution to this fear over the long donkey could see the whole picture, it
run?’ In my opinion, the answer is no. A might rethink its choice to chase the
job is really a short-term solution to a carrot.
long-term problem.  Once a person stops searching for information
o THUS, master the power of money, and self-knowledge, ignorance sets in. That
instead of being afraid of it. They don’t struggle is a moment-to-moment decision—to
teach that in school and, if you don’t learn learn to open or close one’s mind.
it, you become a slave to money. o That is why school is very important.
 Avoid the trap caused by those two emotions, Schools train students so society can
fear and desire. Use them in your favor, not thrive and flourish. Unfortunately, for
against you. That’s what I want to teach you. many people school is the end, not the
I’m not interested in just teaching you to make beginning.
a pile of money. That won’t handle the fear or  To spend your life living in fear, never
desire. If you don’t first handle fear and desire, exploring your dreams, is cruel.
and you get rich, you’ll only be a highly paid o To work hard for money, thinking that it
slave. will buy you things that will make you
o The main cause of poverty or financial happy is also cruel. To live a life dictated
struggle is fear and ignorance, not the by the size of a paycheck is not really
economy or the government or the rich. living a life. Thinking that a job makes you
It’s self-inflicted fear and ignorance that secure is lying to yourself. That’s cruel,
keep people trapped. So you boys go to and that’s the trap I want you to avoid.
school and get your college degrees, and I’ve seen how money runs people’s lives.
I’ll teach you how to stay out of the trap. Don’t let that happen to you. Please don’t
let money run your life.
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 Learn to use your emotions to think, not think
with your emotions.
o Keep using your brain, work for free, and
soon your mind will show you ways of
making money far beyond what I could
ever pay you. You will see things that
other people never see. Most people
never see these opportunities because
they’re looking for money and security, so
that’s all they get. The moment you see
one opportunity, you’ll see them for the
rest of your life.

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