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    Hedge Your Weatlh: Life Parameters

    Uploaded by

    snithisha chandran
    This document contains a personal financial plan template for an individual to outline their financial situation, goals, and assumptions. It includes sections to input personal details; monthly income and expenses; current assets and liabilities; assumptions for return rates and inflation; and financial goals for retirement, education, marriage, vacations, contingencies, property purchases, insurance, and other goals. The template is designed to help the individual assess whether they are on track to meet their goals given their current financial situation.

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    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd

    Hedge Your Weatlh: Life Parameters

    Uploaded by

    snithisha chandran
    19 views3 pages
    This document contains a personal financial plan template for an individual to outline their financial situation, goals, and assumptions. It includes sections to input personal details; monthly income and expenses; current assets and liabilities; assumptions for return rates and inflation; and financial goals for retirement, education, marriage, vacations, contingencies, property purchases, insurance, and other goals. The template is designed to help the individual assess whether they are on track to meet their goals given their current financial situation.

    Original Title

    HedgeYourWealth

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    This document contains a personal financial plan template for an individual to outline their financial situation, goals, and assumptions. It includes sections to input personal details; monthly income and expenses; current assets and liabilities; assumptions for return rates and inflation; and financial goals for retirement, education, marriage, vacations, contingencies, property purchases, insurance, and other goals. The template is designed to help the individual assess whether they are on track to meet their goals given their current financial situation.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    19 views3 pages

    Hedge Your Weatlh: Life Parameters

    Uploaded by

    snithisha chandran
    This document contains a personal financial plan template for an individual to outline their financial situation, goals, and assumptions. It includes sections to input personal details; monthly income and expenses; current assets and liabilities; assumptions for return rates and inflation; and financial goals for retirement, education, marriage, vacations, contingencies, property purchases, insurance, and other goals. The template is designed to help the individual assess whether they are on track to meet their goals given their current financial situation.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    You are on page 1of 3

    HEDGE YOUR WEATLH

    My name is _______________________ (your name).

    I am _____ years or age and employed with Hedge Wealth Management services as a Financial Advisor. In my
    profession, I work with a team that provides need based Financial Advisory services to retail, HNI, and corporate clients.
    As the New Year 2018 dawns, I have decided to prepare/review my personal financial plan.

    Spouse name: Age:

    My children are:

    1. Name: ________________ Age: __________


    2. Name: ________________ Age: __________
    3. Name: ________________ Age: __________
    4. Name: ________________ Age: __________

    Life parameters:

    My expected life: (years)

    My spouse expected life: (years)

    My retirement age:

    My spouse retirement age (if income earning):

    My monthly salary (FY 2017-2018):

    My family’s alternate income sources, if any – spouse earnings, other income:

    My monthly expenses/outflows of cash:

    Household living expenses (including travel):

    School fees for children:

    House rent:

    Electricity, Phone, etc:

    Car Loans, EMI:


    HEDGE YOUR WEATLH

    Any other loan repayments, EMI:

    SIP – Equity Mutual Fund:

    SIP – Balanced Mutual Fund:

    SIP – any other:

    Insurance Premiums (term plan):

    Insurance Premiums (health plan):

    Other insurance premiums:

    School Fees for children:

    Other recurring expenses:

    My Family Assets:

    House:

    Other property:

    Car (depreciated value):

    Providend Fund:

    Equity MF schemes portfolio/index ETF’s:

    Balanced MF schemes portfolio:

    Debt MF portfolio:

    ELSS investments:

    Liquid Funds:

    Equity shares portfolio:

    Savings bank accounts:

    Gold / Diamond Jewelry:

    Gold ETF:

    Physical Gold (coins/bars):

    Other investments / money back policies, etc:


    HEDGE YOUR WEATLH

    My Liabilities:

    Car Loan:

    Home Loan:

    Personal Loans:

    Educational loans:

    Other loans, if any:

    Assumptions regarding pre-tax return on various assets classes you hold (% per year)

    Equity & Equity MF Schemes/index ETF’s :

    Balanced MF schemes:

    Bonds/Govt Securities / Debt MF schemes:

    Liquid MF schemes:

    Gold and Gold ETF:

    Real Estate appreciation:

    Bank deposits (>1 year):

    Providend Fund, etc:

    Assumptions regarding economic factors (% per year)

    Inflation:

    Expected return on risk free investments:

    My Goals (input numbers based on current costs and expected cost escalations when you will actually need it)

    1. Create a Retirement corpus needed at retirement age to sustain same lifestyle till expected life time
    2. Provide for basic / higher education for children.
    a. Expenses at current cost, for each child at different stages, with cost escalation per annum
    3. Marriage expenses for each child at their respective age of 25 years
    4. Build a dedicated fund for planned vacation expenses
    5. Creating a contingency fund
    6. Purchase a property/house
    7. Ensure sufficient life coverage in place for self.
    8. Other goals, if any.

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