Test - 03 - GS - II - Dhyeya IAS PDF
Test - 03 - GS - II - Dhyeya IAS PDF
Test - 03 - GS - II - Dhyeya IAS PDF
2. "Tribals are neither specimen of museum to be left alone nor they need to be assimilated to
mainstream India for development". Comment on the statement in the light of Nehru`s
panchsheel.
Structure of the answer
Introduction: Briefly explain the statement with background.
Body:
• Give your opinion with respect to the statement i.e. how leaving them alone or assimilation
is not the way forward for their development.
• How Nehru`s panchsheel draw a balancing line between the two.
• Examples from today`s India to support the argument.
Conclusion: Tribal integration key for national integration
Model answer
After independence there was debate regarding how to proceed with development of tribals. One
school of thought was of complete assimilation of tribals in mainstream society for their
development. Another school of thought demanded leaving them alone so as to protect their local
cultural traditions and way of life.
However both the approaches are extremes.
• Complete assimilation has following demerits
Destroying of their local culture and traditions
Chances of exploitation against their wishes
threat to national integration
• Leaving them alone also is not desirable as
India is a welfare state and has obligation towards its citizens
• 5th and 6th Schedules: constitutional safeguards to protect the interest of tribals
• Implementation of Forest rights act to recognize their rights of traditional forest dwelling
communities correcting the injustice caused by the forest laws
Tribal development is necessary to enhance their standards of living. However it should not be
done at the cost of national integration.
• Body:
• Conclusion: Write a futuristic remark as to how you see gender gap progressing with more
and more of digitalization.
Model Answer:
Digital gender gap is the existence of inequalities between men and women in internet access,
digital skills, and online rights.
Digital Technologies can be equalizing force:
1. It provides women autonomy and choice, thus, disrupting the traditional patriarchal regimes
of control and surveillance.
2. It removes the need for physical presence for communication. Thus, providing new avenues
for women to express themselves.
5. To maintain the quality in public service delivery and accountability for failure to do so, India
needs the Public Service Delivery Act. Evaluate the desirability of such legislation at national
level.
Structure of the Answer
Introduction:
Many states already have a service delivery act in place and a comprehensive central Act needed.
Body:
a) Why accountability is important
b) Desirability of an Act to maintain the quality and accountability.
Conclusion:
India as welfare state and need to protect the interest of citizens
Model Answer:
The Right of Citizens for Time Bound Delivery of Goods and Services and Redressal of their
Grievances Bill, 2011 was brought in Lok Sabha but it lapsed. 19 states in India already have a
service delivery act in place and a comprehensive Parliamentary Act needed.
A strong accountability system empowers the citizens to demand what is due for them. Thus it
auto-corrects the system.
Need for a public service delivery act:
There are many models in place like Sevottam model, National e-Governance Policy, Citizen Charter
but the efforts to reduce malpractices have been more or less futile, resulting in a gap between the
administration and the citizens which needs to be bridged.
6. National Human Right Commission (NHRC) was recently called 'a toothless tiger' by the Supreme
Court. Examine the effectiveness of the institution. Suggest some measures required to
enhance the credibility of the institution?
Structure of the Answer
Introduction:
Write about NHRC in reference of SC judgement.
Body:
a) Give some examples of achievements of NHRC.
b) Give some examples of failure of NHRC.
c) Give reasons for failure of NHRC - why toothless tiger.
d) Give measures to enhance the credibility of NHRC.
Conclusion:
Need to have a credible human right commission.
Model Answer:
NHRC is a statutory body, constituted under the Protection of Human Rights Act, 1993, to protect
and promote human rights related to life, liberty, equality and dignity of individuals guaranteed by
the Constitution or embodied in the International Covenants.
Since its formation, the NHRC has widely dealt with issues relating to application of human rights.
8. Highlight the problems associated with functioning of higher education system in India. Do
you think that the recent spate of reforms and measures can address these problems of higher
education?
Structure of the Answer
Introduction:
Give data about Gross Enrollment Ratio in higher education.
Body:
a) Give problems in functioning of Higher Education.
b) Recent reforms done.
c) Write what else is needed to be done.
9. Social audits are significant but the social audit process is mired in challenges and thus requires
strategies to improve it. Discuss with reference to India. (250 words)
Structure of the answer:
Introduction : Definition of social audit
Body:
• Significance of the social audit with examples
• Challenges to social audit
• Strategies to improve it
Conclusion: Way forward with reference to participative democracy
Model Answer
Social auditing is defined as a systematic attempt to identify, analyze, measure (if possible), evaluate,
and monitor the effect of an organization's operations on society . It includes the participation of
direct beneficiary of organization`s operations e.g. Government schemes like MGNREGA
Significance
• The social audit places accountability in the centre of its frame, and transfers the power of
scrutiny and validation to the people: a citizen-centric mode of accountability.
• In the course of a social audit, individuals and communities get empowered and politicized in
a way that they experience the practical potential of participatory democracy.
• The audits are deliberately positioned to be a platform for sharing information about schemes,
and enhancing awareness amongst people about their entitlements; detecting beneficiaries
who were eligible, but had been left out; recording people's testimonies; identifying priorities
for inputs for planning; registering of grievances; and pinpointing systemic shortcomings.
• They help in identifying and bringing about evidence-based policy changes.
• They have served as an important tool to detect corruption and influence redress
• The experience of Meghalaya has taught us how social audit is intrinsically related to processes
of community participation and grievance redress
CASE STUDY
• Nearly Rs 100 crore has been identified as misappropriated funds through social audits under
the MGNREGA, out of which nearly Rs 40 crore has been recovered.
• Nearly 6,000 field personnel have been implicated/removed from duty based on findings of
social audits.
Challenges
• The Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) was the first
law to mandate social audit as a statutory requirement. However, even within the MGNREGA,
social audits made painfully slow progress.
• There is reluctance of most government establishments to share power or become accountable.
• There is weak state responsiveness to social audit findings. The monitoring through social
audits is informal and unprocessed with limited follow-up action.
10. "Fighting hunger is India's greatest challenge in 21st century, more than 250 million Indians
remain food insecure, ingesting less than 2100 calories every day". In this light examine
nature and extent of hunger in India. Evaluate the measures taken to address this problem?
Structure of the Answer
Introduction:
Give data about the level of hunger in India.
11. Though urbanization has been an instrument of economic, social and political progress, but in
India's scenario the complications due to rapid urbanization have assumed gigantic dimensions.
Discuss. Also suggest measures to make urban centers engines of economic growth in India.
Structure of the Answer:
Introduction: Urbanization in India is both a challenge and an opportunity
Body:
• Discuss the gigantic complications due to rapid urbanization
• Mention the measures to make urban centers engines of economic growth in India
• Give way forward
Conclusion: Rather than going by populist measures local solutions to local problems should be
evolved.
Model Answer:
India will be the third-largest economy by 2025 (HSBC 2018). Powering that growth is the country's
urbanization, which is accelerating rapidly in absolute numbers, although not as fast if considering
decadal growth rates. Either way, the urban population growth is substantial and at scale enough
12. Explain the key features of the draft National Education Policy, 2019 while discussing the
possible roadblocks in its implementation. What is the best course forward for the government
to give a new path to the Indian education system & new India?
Structure of the Answer:
Introduction: Briefly mention the background and objectives of the policy.
Body:
• Explain the key features of the draft National Education Policy, 2019
• Discuss the possible roadblocks in its implementation
• Give the best course forward for the government
Conclusion: Give futuristic comment about Indian Education scenario.
Model Answer:
The existent National Policy on Education, 1986 modified in 1992 required changes to meet the
contemporary and futuristic needs of India's large youth population. The New Education Policy is
designed to meet the changing dynamics of the requirements in terms of quality education,
innovation and research. The policy aims at making India a knowledge superpower by equipping
students with the necessary skills and knowledge. It also focuses on eliminating the shortage of
manpower in science, technology, academics and industry.
Key features
• The policy covers school education, higher education and professional education which in
turn include agricultural education, legal education, medical education and technical
education.
• It also looks at the verticals of vocational education by including teacher education and the
research and innovation.
13. Three Language Formula has not been successful in solving the issues arising out of linguistic
diversity in India. Comment. Should English be made the permanent link language of the
nation?
Structure of the Answer:
Introduction: Briefly mention the recent context of the question i.e. protests against three language
formula submitted by the Draft National Education Policy, 2019
Body:
• Discuss the Three language formula (TLF)
• Explain the cons of TLF
• Mention how 'English' can solve the language conundrum in India
• Explain the cons associated with 'English'
Conclusion: Compulsory learning should be limited to one's mother tongue while English can be
served as a link language within India.
Model Answer:
The Draft National Education Policy, 2019 prepared by a committee chaired by Dr K. Kasturirangan
has been shared by the Ministry of Human Resource and Development for public comments. Following
the submission of the draft National Education Policy 2019, there were protests against the suggested
three language formula.
Three language formula (TLF)
• The three-language formula has its roots back in the year 1961 and it was implemented as a
result of a consensus during the meeting of various CMs of the Indian states. The Three-
Language Formula was supposed to be not a goal or a limiting factor in language acquisition,
but rather a convenient launching pad for the exploration of the expanding horizon of knowledge
and the emotional integration of the country.
• According to the National Education Policy of 1968, the three-language formula means that a
third language (apart from Hindi and English), which should belong to Modern India, should be
used for education in Hindi-speaking states. In the states where Hindi is not the primary
language, regional languages and English, along with Hindi shall be used.
• This formula was altered and amended by Kothari Commission (1964-66) so as to accommodate
regional languages and mother tongues of the group identities. Also Hindi and English
remained at the two ends of the line.
However, the three language policy has the following cons:
• Though TLF provides scope for mother tongue language education, the emphasis is lost due
to varied implementation.
• Amidst asserting political rights of dominant ethnic groups, this policy fails to protect various
mother tongues from becoming extinct.
• Students have to face increased burden of subjects because of the three language formula. In
some areas, students are forced to learn Sanskrit.
14. The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme launched recently is seen as a
populist dole out rather than a true UBI. Do you agree? Do you think it can address the structural
issues being faced by the farmers?
Structure of the Answer:
Introduction: Mention the basic aim of the scheme.
Body:
• Discuss the significant features of the scheme.
• Debate whether the scheme is a populist dole out or a true UBI.
• Mention the structural issues being faced by the farmers.
• Write the structural issues that can be solved, if any, by the PM-Kisan scheme
15. Although it's the women who nurture a family, crimes against women have been in focus over
the past few months, with several heinous ones being reported across the country. Analyse
the causes for violence against women while discussing the key role families can play in
tackling crimes against women.
Structure of the Answer:
Introduction: Mention that women are revered in Indian society; still some of the most drastic
forms of violence perpetrated against women are at home.
Body:
• Discuss the causes for violence against women in families
• Explain the role of family in tackling crimes against women
• Give way forward/solutions
Conclusion: Gender targets & benchmarks should acknowledge fundamental family dimensions
Model Answer:
Indian Society has always revered women. The home is often equated with a sanctuary, a place
where individuals seek love, safety, security and shelter. However, for some women, the home is
a place that imperils lives and breeds some of the most drastic forms of violence perpetrated against
girls & women.
Causes for violence against women in families:
• The lack of gender equality makes girls and women vulnerable to increased discrimination,
violence, trafficking and other harmful practices.
• Girls and women's lack of power to make decisions about their own lives, coupled with limited
economic resources, makes their position in the global economy perilous at best.
• Regular consumption of alcohol by the husband has been strongly associated with poor mental
health of women.
• Patriarchy has been cited as the main cause of violence against women. Women engaged in
small business and farming were more likely to be abused than women who were housewives
or who had occupational status equal to that of husbands.
• Exposure to harsh physical discipline during childhood and witnessing the father beating the
mother during childhood is a predictor of victimization and perpetration of violence against
his wife in adulthood.
• Traditional and cultural practices perpetuating violence against women like Female Genital
Mutilation, Killing in the name of family honor, early marriages, Devadasi system etc.
16. Pradhan Mantri Jan ArogyaYojana (PM-JAY) scheme, launched recently aims to revitalise the
health sector in India but it also has several limitations. In this context, examine whether the
USA model based on insurance & private health care is a solution to India's health care woes?
17. "It has been four years since Skill India mission was launched and the problem of unemployment
remains." Critically analyze. Do you think that the practice of 'apprenticeships' can play a
vital role in the accomplishment of objectives of Skill India mission?
Structure of the Answer:
Introduction: Mention the target and main goal of Skill India mission
Body:
• Mention the measures taken under Skill India mission
• Explain the impact of the above measures
• Write down the limitations in implementation of Skill India mission
• Give the role of 'apprenticeships' in the accomplishment of Skill India mission objectives
18. Critically analyse the performance of project 'e-Shakti' launched by NABARD for digitisation of
all Self Help Groups (SHG) in the country. Give your suggestion for improving the performance
of SHGs.
Structure of the Answer:
Introduction: Give a brief description of the 'e-shakti' project
Body:
• Discuss the benefits of the project in short
• Explain the positive impacts of the project so far
• Mention the challenges to the effective implementation of the project.
• Suggest ways to improve the performance of SHGs
Conclusion: Government should play the role of a facilitator and promoter; to create a supportive
environment for the SHG movement.
Model Answer:
e-Shakti is a pilot project of National Bank for Agriculture and Rural Development (NABARD) for
digitization of Self Help Groups (SHGs). It is a project under which, the social and financial data of
the Self Help Groups and their members in the selected districts are digitized. Digitization brings
all the SHGs on to the technology platform and into the fold of financial inclusion, thereby helping
them access wider range of financial services. This helps bankers in client appraisal and credit
dispensation.
19. "Ageing is law of nature, India's young dividend is also going to age one day". In this context do
you think India's social security net is ready to face this challenge?
Structure of the Answer
Introduction:
Introduce the topic by giving census data about number and extent of old age in India.
Body:
a) Challenges faced by ageing population.
b) Social security net in India.
c) Challenges faced by Social security net in India
d) Way forward
Conclusion:
Concerted efforts needed to solve issue of old aged people.
Model Answer
According to Population Census 2011 there are nearly 104 million elderly persons (aged 60 years
orabove) in India; 53 million females and 51 million males. A report released by the United
NationsPopulation Fund and HelpAge India suggests that the number of elderly persons is expected
to grow to173 million by 2026.
Challenges faced by ageing population:
a) Majority of ageing population are depended on their son (or daughter) for their expenses,
which many times are seen as burden on them, resulting in loss of dignified life.
b) Increased medical expenses beyond sixty causes huge out of pocket expenditure.
c) Loneliness many times causes emotional bankruptcy and leads to suffering.
d) Lack of social security leads to huge economic burden on them which forces them to take
loans from relatives as formal sources deny them any loans.
• Central Civil Services Authority as recommended by 2nd ARC should take decision on posts
which could be advertised for lateral entry and such other matters that may be referred to it
by the Government.
• Longer tenure of Secretaries- Currently, by the time an officer is promoted from Additional
Secretary to Secretary, usually she has two years or less left before retirement.
Therefore, India's rusting steel frame require polishing with new ideas, vision and political will to
incorporate them.
1. ^^isQd U;wt dks jksdus gsrq izFke iz;kl ds :i esa ;g è;ku j[kuk vko';d gS fd ;g leL;k rduhdh ,oa ekuoh;
gLr{ksi dh rqyuk esa dgha vf/d xaHkhj :i ls blds vkdyu ls tqM+h gqbZ gSA** isQd U;wt dh izo`fÙk ds vkyksd
esa dFku dh ppkZ dhft,A
mÙkj dh lajpuk%
Hkwfedk% isQd U;wt dk vFkZ crkb,
eq[; Hkkx% isQd U;wt dks jksdus esa rduhd dh lhek,a ,oa ekuoh; gLr{ksi dh vko';drk dh ppkZ dhft,A
fu"d"kZ% isQd U;wt dks jksdus esa O;fDr] ljdkj] lks'ky ehfM;k bR;kfn dks lexz :i ls iz;kl djus pkfg,A
vkn'kZ mÙkj%
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ls izlkfjr gksrh gSaA dbZ ckj dqN lwpuk,a fujk/kj rF;ksa ls lacaf/r gksrh gSa rFkk ;s lwpuk,¡ yksxksa ds chp tkdj fujkèkkj fl¼karksa
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dks c<+kok feyrk gS cfYd lekt esa i`FkDdj.k dh Hkkouk Hkh izcy gksrh gSA
isQd U;wt ds izlkj dks jksdus esa rduhd dh Hkwfedk ,oa bldh lhek,a%
• isQd U;wt ds rRdky lek/ku ds :i esa Ñf=ke cqf¼eRrk (AI) dks n'kdksa ls LiSe bZ&esy dks jksdus gsrq iz;ksx esa yk;k
tkrk gSA
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ds izfr lpsr jgus esa enn feyrh gSA
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• xyr rF;ksa ij vk/kfjr isQd U;wt O;fDr;ksa dks vleatl esa Mky ldrh gSaA AI bl izdkj dh lkexzh dks igpkuus
esa lgk;d lkfcr gks ldrh gSA
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ugha gSA ;g leL;k O;kid Lrj ij ekuo cuke~ rduhdh leL;k gSA bldk lek/ku dsoy rduhd ij vk/kfjr gksus
ls vf/d izHkkoh ugha gks ik,xkA
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• pwafd isQd U;wt O;kid Lrj ij miHkksDrkvksa }kjk gh izlkfjr dh tkrh gSa] vr% bl leL;k ds lek/ku gsrq f'k{kk ,oa
tkx:drk dh izeq[k Hkwfedk gSA
• rF;ksa dh tkap ds rjhdksa ds ckjs esa tkx:d miHkksDrk bl izdkj dh [kcjksa ds izlkj dks jksdus esa egRoiw.kZ Hkwfedk
fuHkkrs gSaA Hkzked lkexzh ds lEcU/ esa miHkksDrkvksa }kjk fu;fer :i ls bldh tkap&iM+rky dj ysuk isQd U;wt ds
izlkj es deh ykrk gSA
• fofHkUu lks'ky lkbVksa ij lkexzh dks miyC/ djkus ij bZekunkjh dk ifjp; nsus ls iQsd U;wt dh leL;k esa deh
vkrh gS] tSls & fodhihfM;k ij LoSfPNd :i ls lwpukvksa dks yksxkas }kjk miyC/ djk;k tkrk gSA ,sls usVodks± ds
rF;ksa dh tk¡p djus gsrq MsVk dk izca/ fd;k tk ldrk gSA
• Ñf=ke cqf¼eÙkk vk/kfjr lkexzh ds izek.khdj.k esa tc blds lzksr dh izekf.kdrk u gks rc blds lEcU/ esa yksxksa
dsk psrkouh Hkh nh tk ldrh gSA
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ldrs gSaA
4. Hkkjr esa vktknh ds 70 o"kksZa ckn Hkh xjhch dh fujarjrk cus jguk uhfrxr ,oa 'kkluxr vliQyrk dks n'kkZrk gSA
D;k vki lger gSa\
mÙkj dh lajpuk%
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xjhch mUewyu gsrq Hkkjr }kjk fd, x, iz;kl ,oa xjhch dh orZeku fLFkfr
eq[; Hkkx%
crkb, fd ;g D;ksa vliQy jgk vkSj blesa lq/kj dh vko';drk gSA
fu"d"kZ% vk'kkoknh fu"d"kZ nsaA
mÙkj%
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iapo"khZ; ;kstuk ds y{; ^dY;k.kdjh n`f"Vdks.k* ds lkFk 'kq: gqbZA uhfrxr lq/kj ,oa izR;{k iz;kl tSls& fodkl ds ;kstukxr
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f'k{kk ij cy (f'k{kk dk vf/dkj)] jkstxkj gsrq eujsxk (MNREGA), jk"Vªh; [kk| lqj{kk fe'ku vkfn iz;kl fd, x,A
vktknh ds 70 lky ckn Hkh rsUnqydj desVh (21-9» tula[;k xjhch js[kk ls uhps)] jaxjktu desVh (29-5» tula[;k)
dh fjiksVZ n'kkZrh gS fd] iz'kklfud ,oa uhfrxr nksuksa Lrj ij lq/kj dh vko';drk gSA
uhfrxr vliQyrkvksa ds dkj.k%
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• dsUnz&jkT; esa leUo; dk vHkko (dBksj lh,l,l Ldhe)A
• yksdyqHkkou uhfr;ksa dk fuekZ.k tks okLrfod n`f"Vdks.k ls izHkkoh ugha gksrhA (vrkfdZd lfClMh tSls& bZaèku] fo|qr
vkfn ij)A
5. ukxfjd lsok iznk;xh dh xq.koÙkk dks cuk, j[kus ,oa bldh vliQyrk dh fLFkfr esa tokcnsfgrk lqfuf'pr djus
gsrq] Hkkjr dks ukxfjd lsok iznk;xh vf/fu;e dh vko';drk gSA jk"Vªh; Lrj ij bl izdkj ds dkuwu dh
okaNuh;rk dk ewY;kadu dhft,A
mÙkj dh lajpuk%
6. gky gh esa mPpÙke U;k;ky; }kjk ^jk"Vªh; ekuokf/dkj vk;ksx dks ^, VwFkysl Vkbxj* dh laKk nh xbZA bl laLFkk
dh izHkko'khyrk dk ijh{k.k dhft,A bl laLFkk dh fo'oluh;rk dks l`n`<+ djus gsrq dqN vko';d lq>ko nhft,A*
mÙkj% dh lajpuk%
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jk"Vªh; ekuokf/dkj vk;ksx (NHRC) ds ckjs esa crkrs gq, lqizhe dksVZ ds fu.kZ; dk lanHkZ crkb,A
eq[; Hkkx%
• NHRC dh dqN miyfC/;ksa ,oa vliQyrkvksa dks crkb,A
• bldh vliQyrk ds dkj.k crkb,& VwFkysl Vkbxj D;ksa dgk x;k\
• NHRC dh fo'oluh;rk esa o`f¼ gsrq lq>ko nhft,A
A-12/13 Ansal Building, Dr. Mukherjee Nagar, Delhi - 110009, 6
Tel. : 9205274741/ 42/ 43/ 44
fu"d"kZ%
,d fo'oluh; ekuokf/dkj vk;ksx dh vko';drk dks crkb,A
mÙkj%
lafo/ku ,oa varjkZ"Vªh; vfHkle; }kjk yksxksa dks iznÙk ekuokf/dkj tSls& thou] lekurk] Lora=krk ,oa xfjek dks lqfuf'pr
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LFkkiuk ds ckn ls gh ;g ekuokf/dkjksa ls lacaf/r fofHkUu eqíksa ds lek/ku gsrq iz;kljr gSA
NHRC }kjk ,pvkbZoh jksfx;ksa rFkk jsi ihfM+rksa ds izfr HksnHkko dks jksdus gsrq vfHk;ku pyk;k x;kA gky gh esa NHRC us
gfj;k.kk esa gq, djksM+ksa #i;s ds isa'ku ?kksVkys dks mtkxj djus esa enn dhA blus mÙkj&iwohZ {ks=k esa viQLik dh 'kfDr;ksa ds
nq#i;ksx dh vkykspuk rFkk lSU; cyksa ds 'kfDr iz;ksx dks fu;af=kr djus esa Hkh ;ksxnku fn;kA
fofHkUu miyfC/;ksa ds ckotwn NHRC fooknksa ls f?kjh jgrh gS] tSls& gky gh esa mÙkj izns'k rFkk eè; izns'k esa isQd ,UdkmaVj
rFkk tEew esa cPph dk jsi ,oa gR;k ekeys esa NHRC dh vkykspukA
Hkkjr esa NHRC ds le{k pqukSfr;ka%
• vè;{k rFkk lnL;ksa ds p;u dh izfØ;k ikjn'khZ ,oa mfpr ekun.Mksa ds vk/kj ij ugha gksrh gSA
• NHRC dh tkap izfØ;k Lora=k :i ls ugha gks ikrh] D;ksafd iqfyl Lo;a esa vfHk;qDr gksus dh n'kk esa Hkh tkap izfØ;k
esa iqfyl vf/dkjh gh 'kkfey gksrs gSaA
• 40]000 ls Hkh vf/d ekeys NHRC ds le{k yafcr gSaA
• bldk fu.kZ; ckè;dkjh izÑfr dk ugha gksus ds dkj.k ljdkj fcuk fdlh Bksl dkj.k ds blds funsZ'kksa dks [kkfjt dj
nsrh gSA
• iaQM rFkk ekuo lalk/u dk vHkko bldh dk;Ziz.kkyh esa ck/d gSA
• ekuokf/dkj laxBu vf/fu;e 1993 ds varxZr ekuokf/dkj vk;ksx ,d o"kZ iwoZ ls vf/d le; dh ?kVukvksa dh
tkap ugha dj ldrkA
• tEew d'ehj yky xfy;kjk] mÙkj&iwoZ {ks=k esa ekuokf/dkj guu dh ?kVukvksa ds vf/d gksus ds ckotwn Hkh bl {ks=k
esa bldh Hkwfedk lhfer gSA
Hkkjr esa NHRC dh dk;Ziz.kkyh esa lq/kj gsrq dqN lq>ko fuEu gSa&
• blds fu.kZ;ksa dks ckè;dkjh cuk, tkus ls bldh izHkkfork esa o`f¼ gksxhA
• flfoy lkslkbVh rFkk ekuokf/dkj dk;ZdrkZvksa dks vk;ksx esa 'kkfey fd;k tkuk pkfg,A
• dkuwu izorZu ,tsafl;ksa }kjk dkuwu dk nq:i;ksx ekuokf/dkjksa ds guu dk izeq[k dkj.k gksrk gS] vr% vkmVMsVsM dkuwuksa
(vizklafxd dkuwuksa) dks fu"izHkkoh cukus ds lkFk buesa vko';d la'kks/u Hkh fd;k tkuk pkfg,A
• jkT; ekuokf/dkj vk;ksx dks izHkkoh cukus gsrq mudk volajpukRed ,oa foÙkh; lqn`<+hdj.k djuk vko';d gSA
ekuokf/dkjksa ds laj{k.k gsrq jkT; ,oa xSj&jkT; vfHkdrkZvksa dks ,d lkFk Hkwfedk fuHkkuh pkfg,A ukxfjdksa ds vkèkjHkwr
ekuokfèkdkjksa dh lqj{kk gsrq ;g vko';d gS fd ekuokf/dkj laLFkku dks fo'oluh;] 'kfDr'kkyh ,oa tokcnsg cuk;k tk,A
,d ukxfjd ds :i esa gesa lHkh ds lkFk leku O;ogkj djrs gq, vuqPNsn&51 (A) esa fufgr drZO;ksa dk ikyu djuk pkfg,A
7. ^^Hkkjr lalk/uksa] volajpuk ,oa LokLF; {ks=kd dh xq.koÙkk esa O;kid deh ls tw> jgk gSA** bl izdk'k esa bu
dfe;ksa ds lekèkku gsrq vko';d mik;ksa dk vkykspukRed ewY;kadu dhft,A
mÙkj dh lajpuk%
Hkwfedk% Hkkjr esa LokLF; ra=k dh fLFkfr dks crkb,A
A-12/13 Ansal Building, Dr. Mukherjee Nagar, Delhi - 110009, 7
Tel. : 9205274741/ 42/ 43/ 44
eq[; Hkkx%
• lalk/uksa] volajpuk ,oa xq.koÙkk ls lacaf/r eqíksa dks crkrs gq, buds lek/ku gsrq ljdkjh iz;kl crkb,A
• lq/kjksa gsrq lq>ko nhft,A
fu"d"kZ% vius rdks± ls lacaf/r Hkfo";ksUeq[kh fVIi.kh fyf[k,A
mÙkj%
Hkkjr esa 10189 yksxksa ij ,d ,syksiSfFkd MkWDVj] 2046 yksxksa ij ,d ljdkjh vLirky dk csM rFkk 90343 yksxksa ij ,d
vLirky miyC/ gSA blls jksfx;ksa dh vf/drk ds dkj.k MkWDVj rFkk vLirkyksa ij vR;f/d dk;ZHkkj cuk jgrk gSA
lalk/uksa dh deh%
• ubZ LokLF; uhfr esa LokLF; ij lkoZtfud O;; dks c<+kus ls lacaf/r dksbZ fof'k"V izkoèkku ugha fd;k x;k (orZeku
esa ;g thMhih dk yxHkx 2» gS)A
• LokLF; ij c<+rs [kpZ ds dkj.k fczVsu dh dqy tula[;k ds leku yksx izR;sd o"kZ xjhch js[kk dh Js.kh esa igqap tkrs
gSAa
• LoPN Hkkjr midj ds rgr dqy tekjkf'k ds vf/dka'k Hkkx dk mi;ksx izHkkoh mi;ksx ugha fd;k tkrkA
volajpuk dh deh%
• xzkeh.k {ks=kksa esa LokLF; lsok iznkrkvksa ,oa vk/kjHkwr volajpuk dh vR;f/d deh gSA
• Hkkjrh; vLirkyksa dh [kjkc fLFkfr ds dkj.k vLirky tfur jksxksa esa o`f¼ gqbZA
• ns'k dh fpfdRlk 'kks/ iz.kkyh dks m".kdfVca/h; {ks=kksa esa ikbZ tkus okyh chekfj;ksa ds mipkj gsrq nok ,oa Vhds dh
[kkst ij è;ku dsfUnzr djuk pkfg, ftldh varjkZ"Vªh; nok daifu;ksa }kjk vuns[kh dh tkrh gSA
• dsoy dqN izfr'kr tula[;k dh igqap xq.koÙkkiw.kZ LoPNrk rd gSA
• fpfdRlk midj.k {ks=kd vYifodflr gSA
xq.koÙkk dk vHkko%
• Hkkjrh; fpfdRlk {ks=kd dk ,d fo'ks"k igyw ;g gS fd vkSipkfjd :i ls izf'kf{kr LokLF; lsok iznkrkvksa dh lhfer
miyC/rkA blds ifj.kkeLo:i Hkkjr ds xzkeh.k {ks=kksa tgka ns'k dh 75» tula[;k fuokl djrh gSA ogka vf/dka'k
LokLF; lsok iznkrk vkSipkfjd :i ls izf'kf{kr ugha gSA
• csgrj LokLF;] ekuo lalk/u dks c<+kok nsrk gS ijarq fpfdRlk ,oa vU; LokLF; laca/h lsokvksa dh fLFkfr Hkkjr ds
LokLF; {ks=kd esa xq.koÙkk dh deh dks n'kkZrh gSA
• Hkkjr esa LokLF; lsok [kpZ ,oa xq.koÙkk ds eè; cM+k varjky gSA ;g vkuqikfrd :i ls ifjofrZr ugha gksrk tcfd O;;
vR;f/d gksrk gSA
• jksdFkke okyh laØked chekfj;ksa ls Hkh vR;f/d la[;k esa jksfx;ksa dh e`R;q gks tkrh gS tSls& Mk;fj;k] tsbZ (fcgkj
ds lanHkZ esa)] Msaxw (fnYyh) vkfn us vLirkyksa esa mipkj ds nkSjku xq.koÙkk dh deh dks lkfcr djrs gSaA
ljdkj }kjk fd, x, iz;kl%
• ubZ LokLF; uhfr esa futh {ks=kd ds lg;ksx ls lh,lvkj (CSR) iaQM dk mi;ksx dj lalk/uksa dh xfr'khyrk ij cy
fn;k x;kA
• fMftVy bf.M;k vfHk;ku ds varxZr bZ&LokLF; dk;ZØe pyk;k x;k ftldk mís'; foÙkh;:i ls oguh; ,oa le;
ij LokLF; lsokvksa dks lHkh O;fDr;ksa rd igqpkuk gS fo'ks"kr% mu yksxksa rd ftudh LokLF; lsokvksa rd igqap lhfer
gSA
• fpfdRlk midj.kksa dk ?kjsyw Lrj ij mRiknu dj egRoiw.kZ fpfdRlk midj.kksa dh dher dks fu;af=kr dj mu rd
oguh; igqap dks c<+kukA
A-12/13 Ansal Building, Dr. Mukherjee Nagar, Delhi - 110009, 8
Tel. : 9205274741/ 42/ 43/ 44
• 10 djksM+ laosnu'khy xjhc ifjokjksa dks 5 yk[k #i;s rd izfro"kZ f}rh;d ,oa r`rh;d vLirkyh; LokLF; lqfoèkk
dks v;q"eku Hkkjr fe'ku }kjk miyC/ djukA
• tu vkS"kf/ ifj;kstukA
Hkfo"; gsrq lq>ko%
• volajpukRed eqís ds lek/ku gsrq chekfj;ksa dh tkap iz.kkyh esa csgrj ekun.M viukuk] xzkeh.k Dyhfudksa dk fuekZ.k]
LokLF; IT ra=k dk fodkl ,oa n{krk dks c<+kuk pkfg,A blds lkFk gh eq[;r% xzkeh.k {ks=kksa esa izf'kf{kr MkWDVjksa dh
igqap dks Hkh lqfuf'pr fd;k tkuk pkfg,A
• laLFkkxr Lrj ij vko';drk ds vuq:i uhfr fuekZ.k ds lkFk fuos'k gsrq yf{kr {kerk fuekZ.k ,oa xq.koÙkkiw.kZ o Hkjksles na
vkad.kksa dk mi;ksx djuk pkfg,A Hkkjr esa LokLF; ns[kHkky {ks=kd dh xq.koÙkk ,oa visf{kr ifj.kkeksa dh izkfIr ds fy,
ljdkj] fØ;kUo;u ,tsafl;ksa vkSj 'kks/drkZvksa dks lk{; vk/kfjr n`f"Vdks.k ds lkFk&lkFk lg;ksxkRed n`f"Vdks.k
viukuk pkfg,A
vr% gesa ,d cgqeq[kh n`f"Vdks.k dh vko';drk gS tks izkFkfed] f}rh;d ,oa r`rh;d rhuksa {ks=kdksa ij è;ku dsfUnzr djsaA
LokLF; lsokvksa rd igqap] oguh;rk vkSj miyC/rk dh izkfIr ;kstukvksa ds izHkkoh ,oa lrr~ fØ;kUo;u }kjk gh dh tk ldrh
gS tSls& vk;q"eku Hkkjr ;kstukA
8. Hkkjr esa mPp f'k{kk iz.kkyh dh fØ;kfof/ ls tqM+h leL;kvksa dks mtkxj dhft,A D;k vki lksprs gSa fd gky gh
esa fd, x, lq/kj ,oa mik; mPp f'k{kk ls lacaf/r bu leL;kvksa dk lek/ku dj ldrs gSa\
mÙkj dh lajpuk%
Hkwfedk% mPp f'k{kk esa ldy ukekadu vuqikr ls lacaf/r vkadM+s crkb,A
eq[; Hkkx%
• mPpf'k{kk dh dk;Ziz.kkyh esa fo|eku leL;k,aA
• gky gh esa fd, x, lq/kjA
• vU; D;k lq/kj djus dh vko';drk gSA
fu"d"kZ%
,d O;kid fu"d"kZ nsaA vki mPp f'k{kk dks ,lMhth (SDGs) dh liQyrk ls tksM+ ldrs gSaA
mÙkj%
fo'o ds nwljs lcls cM+s mPp f'k{kk ra=k ds ckotwn Hkh Hkkjr dk mPp f'k{kk esa ldy f'k{kk ukekadu (GER) dsoy 25»
gSA tcfd fo'o Lrj ij ;g 35» vkSlr gSA gky gh esa uhfr vk;ksx us U;w bafM;k @ 75 dk;ZØe ds rgr 2022 rd GER
dks 35» rd c<+kus dk y{; j[kk gSA
Hkkjr esa mPpf'k{kk dh dk;Ziz.kkyh ls tqM+h leL;k,a%
• mPp f'k{kk dh dk;Ziz.kkyh ls tqM+s vf/dka{k eqís cgqLrjh; fu;a=k.k dk;Z;kstuk ls lacaf/r gSA f'k{kk iznk;xh ds vafre
pj.k] ^d{kk* esa r`Lrjh; fofu;eu lapkfyr gksrk gS& fo'ofo|ky;] dkWyst vkSj ifj"kn~ (iB~;Øe ds vuqlkj)A ;s
izR;sd Lrj ij izos'k] lapkyu ,oa fudkl ck/kvksa esa vfregRoiw.kZ gSaA
• fofHkUu fofu;eu laLFkk,a tSls esfMdy dkmafly vkWiQ bf.M;k (MCI)] vf[ky Hkkjrh; rduhdh f'k{kk ifj"kn~
(AICTE) vkSj Hkkjrh; ckj dkmafly (BCI) vkfn vyx&vyx O;olk;ksa ls lacaf/r ikB~Øe dk izcaèku djrh gSaA
buesa ls nks ekU;rk izkIr laLFkkvksa ds uke fuEu gSa&
(i) jk"Vªh; ekU;rk cksMZ (NBA)& AICTE }kjk LFkkfirA
(ii) jk"Vªh; ewY;kadu vkSj ekU;rk ifj"kn~&UGC }kjk LFkkfirA
9. lks'ky vkWfMV (lkekftd vad{s k.k) egRoiw.kZ gS ijarq lks'ky vkWfMV dh izfØ;k ds le{k fofHkUu pqukSfr;ka fo|eku
gSa ,oa blesa lq/kj gsrq izHkkoh j.kuhfr dh vko';drk gSA Hkkjr ds lanHkZ esa ppkZ dhft,A
mÙkj dh lajpuk &
Hkwfedk%
lks'ky vkWfMV dk vFkZ crkb,A
eq[; Hkkx%
mnkgj.kksa ds lkFk lks'ky vkWfMV dk egRo crkrs gq, blds le{k fo|eku pqukSfr;ksa ,oa buds lq/kj gsrq j.kuhfr lq>kb,A
(b) dqiks"k.k& ekuo LokLF; ds fy, vko';d dqN ;k lHkh iks"kd rRoksa dk vHkko tSls&
(c) eksVkik
Hkq[kejh dk foLrkj&
oSf'od [kk| lqj{kk ,oa iks"kd fLFkfr fjiksVZ 2017 ds vuqlkj Hkkjr esa 190-7 fefy;u yksx Hkq[kejh ds f'kdkj gSa tks dqy
tula[;k dk 14-5» gSAa 5 o"kZ ls de vk;q ds 38-4» cPps LVafVax rFkk 51-4» efgyk,a xHkkZoLFkk ds nkSjku ,uhfe;k ds f'kdkj
gksrh gSaA gaxkek laosZ{k.k ds vuqlkj ns'k ds 100 yf{kr ftyksa esa ckyiks"k.k dh fLFkfr eas lq/kj gqvk gSA gkykafd bu yf{kr
ftyksa esa yxHkx 40» ls Hkh vf/d cPps vYiotu okys rFkk 60» cPps LVafVax ds f'kdkj gSaA
;g leL;k eq[; :i ls [kk| lqj{kk ls tqM+h gqbZ gSA Hkkjr }kjk vfrfjDr [kk|kUk mRiknu ds ckotwn Hkh 25» tula[;k Hkq[kejh
dk f'kdkj gSA
fo'o cSad dh fjiksVZ ds vuqlkj Hkkjrh; cPpksa esas vYiiks"k.k dh fLFkfr phu dh rqyuk esa 5 xquk ,oa milgkjk vizQhdk dh
rqyuk 2 xquk gSA
eka ,oa cPpksa esa dqiks"k.k dks nwj djus gsrq Hkkjr }kjk fofHkUu dne mBk, x, gSa ftlesa ls dqN mik; fuEu gSa&
• uhfr vk;ksx us fgr/kjdksa ds lkFk ijke'kZ dj jk"Vªh; iks"k.k j.kuhfr dks tkjh fd;k gS tks fofHkUu foHkkxksa ds eè;
leU;o; LFkkfir dj ;kstukvksa ds dojst] le; ij y{;ksa dh izkfIr vkSj fuxjkuh dks izHkkoh cuk,xhA
• xHkZorh efgykvksa vkSj Lruiku djkus okyh ekrkvksa gsrq ekr`Ro ykHk (iz/kuea=kh ekr` oanuk ;kstuk) ds rgr 5000 gtkj
:i;s rd dh /ujkf'k miyC/ djkbZ tkrh gSA
• ljdkj us ns'k esa vkaxuckM+h dsanzksa ,oa fd'kksj ckfydkvksa ds fy, ;kstukvksa gsrq 12000 djksM+ :i;s rd dh vfrfjDr
/ujkf'k vkoafVr dh gSA
• fofHkUu ljdkjh dk;ZØeksa tSls& ICDS, MDM ,oa PDS ds vUrxZr iQwM iQksfVZfiQds'ku dks vko';d cuk;k x;kA
• efgyk ,oa cky fodkl ea=kky; us ICDS ds rgr MIS ds fMftVyhdj.k dh 'kq:vkr dh gSA bl laca/ esa ik;yV
izkstsDV ds :i esa ICDS & CAS ra=k dks fodflr fd;k x;k gSA
11. gkykafd 'kgjhdj.k vkfFkZd] lkekftd vkSj jktuhfrd izxfr dk ,d midj.k gS] ijUrq Hkkjr ds ifjn`'; esa rhoz
'kgjhdj.k dh tfVyrkvksa us fo'kky vk;ke xzg.k fd;k gSA ppkZ dhft,A lkFk gh Hkkjr esa 'kgjh dsUnzksa dks fodkl
dk batu cukus gsrq mik; lq>kb,A
Hkwfedk & Hkkjr esa 'kgjhdj.k ls tqM+h pqukSfr;k¡ vkSj volj
eq[; Hkkx
• rhoz 'kgjhdj.k ls mRiUu tfVyrkvksa dh ppkZ djsaA
• Hkkjr esa 'kgjh dsUnzksa dks fodkl dk batu cukus gsrq lq>ko 'kkfey djsaA
• Hkfo"; dh jkg
fu"d"kZ% LFkkuh; leL;kvksa ds fy, LFkkuh; mik;ksa dks viuk;k tkuk pkfg,A
mÙkj%
2025 rd Hkkjr nqfu;k dh rhljh lcls cM+h vFkZO;oLFkk gksxk (HSBC 2018)A bl o`f¼ dk dkj.k ns'k dk 'kgjhdj.k gS tks
rsth ls iw.kk±dksa esa o`f¼ dj jgk gS_ gkykafd ;fn n'kdh; vk/kj ij o`f¼ nj dh x.kuk dh tk, rks ;g rhoz ugha gSA fo'o
cSad ds vuqlkj Hkkjr] phu] b.Mksusf'k;k] ukbthfj;k ,oa la;qDr jkT; vesfjdk tSls ns'kksa esa 2050 rd 'kgjh tula[;k dh o`f¼
vius pje ij igqap tk,xhA Hkkjr esa gks jgs 'kgjhdj.k ls volj ,oa pqukSfr;k¡ nksuksa dk l`tu gksxkA
pqukSfr;k¡
• ;kstuk % orZeku le; esa xzkeh.k 'kgjh ckÞ; {ks=kksa esa 'kgjhdj.k dk rhoz foLrkj gks jgk gSA blfy, bu ckÞ; {ks=kksa ds
lrr fodkl gsrq ;Fkk 'kh?kz nh?kkZof/d ;kstuk cukus dh vko';drk gSA
• ifjogu ,oa lapkj % Hkfo"; esa ifjogu lqfo/kvksa dks vkil esa tksM+uk loZizeq[k pqukSrh gSA ladjh lM+ds] jsy vkSj
eSVªks lajpuk dh vi;kZIrrk ds dkj.k 'kgjksa esa ifjogu ra=k /hek ,oa detksj gSA
• vkokl % esVªksiksfyVu {ks=kksa esa thou ;kiu dh dher vR;f/d gSA
13. Hkkjr dh Hkk"kkbZ fofo/rk ls mHkjus okys eqn~nksa ds lek/ku gsrq f=kHkk"kk iQkWewZyk liQy ugha gks ik;kA fVIi.kh dhft,A
D;k vaxzsth dks LFkk;h :i ls jk"Vªh; tqM+ko dh Hkk"kk ds :i esa ekU;rk nh tkuh pkfg,\
Hkwfedk & jk"Vªh; f'k{kk uhfr] 2019 }kjk izLrqr fd, x, f=kHkk"kk iQkWewZyk ls lacaf/r fojks/ dks crkb,A
eq[; Hkkx
• f=kHkk"kk iQkWewZyk rFkk bldh gkfu;ksa dh ppkZ dhft,A
• vaxzsth fdl izdkj Hkkjr esa Hkk"kkbZ la?k"kZ dks lekIr dj ldrh gS rFkk vaxzsth ls lacaf/r gkfu;k¡ crkb,A
fu"d"kZ% vfuok;Z f'k{kk {ks=kh; Hkk"kk esa rFkk vaxzsth dks Hkkjr dh tqM+ko okyh Hkk"kk ds :i esa fodflr djuk pkfg,A
mÙkj%
dLrwjhjaxu dh vè;{krk esa cuh jk"Vªh; f'k{kk uhfr] 2019 dks ukxfjdksa ds ijke'kks± gsrq bls ekuo lalk/u ,oa fodkl ea=kky;
dks lkSai fn;k x;k gSA bl uhfr esa izLrkfor f=kHkk"kk iQkWewZyk dk fojks/ fd;k x;kA
f=kHkk"kk iQkWewZyk%
• bldh 'kq:vkr 1961 ls ns[kh tk ldh gS tc Hkkjr ds fofHkUu jkT;ksa ds eq[;eaf=k;ksa }kjk bls vkilh lgefr ij ykxw
fd;k x;kA bldk mn~ns'; Kku ds foLrkj ds lkFk&lkFk ns'k esa HkkoukRed ,dhdj.k dks c<+kok nsuk FkkA
• jk"Vªh; f'k{kk uhfr 1968 ds vuqlkj f=kHkk"kk iQkWewZyk dk rkRi;Z fganh ,oa vaxzsth ds vfrfjDr ,d {ks=kh; Hkk"kk dks f'k{kk
ds ekè;e ds :i esa 'kkfey djuk FkkA
• bl iQkWewZyk dks dksBkjh ;kstuk (1964&66) }kjk la'kksf/r fd;k x;k] ftlesa {ks=kh; Hkk"kk rFkk ekr`Hkk"kk dks 'kkfey djus
dk funsZ'k fn;k x;kA
;|fi f=kHkk"kk uhfr dh fuEufyf[kr gkfu;k¡ Hkh gSa
• f=kHkk"kk iQkWewZyk {ks=kh; Hkk"kk esa f'k{kk ds voljksa dks c<+kok nsrk gS ijUrq blds izHkkoh fØ;kUo;u dk vHkko gSA
• ;g foyqIr gksrh {ks=kh; Hkk"kkvksa ds laj{k.k esa vliQy jgkA
• fo|kfFkZ;ksa ij vfrfjDr fo"k;ksa ds vè;;u dk ncko c<+rk gS tSls& dqN {ks=kksa esa laLÑr dks vfuok;Z cuk;k x;k gSA
• bl uhfr esa fgUnh 54» Hkkjrh;ksa dh Hkk"kk gksus ds dkj.k bl ij vf/d cy fn;k x;k gSA
• 2001 dh tux.kuk ds vuqlkj 121 djksM+ yksxksa esa ls 52 djksM+ yksxksa dh Hkk"kk ds :i esa fgUnh dks igpku feyh
tcfd yxHkx 32 djksM+ yksxksa us fgUnh dks ekr`Hkk"kk ds :i esa Lohdkj fd;kA
• bldk rkRi;Z gS fd fgUnh 44» ls Hkh de Hkkjrh;ksa dh Hkk"kk gS rFkk yxHkx 25» yksxksa dh ekr`Hkk"kk gSA
14. gky gh esa 'kq: dh xbZ iz/kuea=kh fdlku lEeku fuf/ (PM - KISAN) ;kstuk dks okLrfod lkoZHkkSfed vk/kjHkwr
vk; lqfuf'pr djus ds brj ,d yksdyqHkkou ;kstuk ds :i esa ns[kk tk jgk gS] D;k vki lger gSa\ D;k vki
lksprs gSa fd ;g fdlkuksa ds le{k fo|eku laLFkkxr eqn~nksa dk lek/ku dj ldrh gS\
Hkwfedk & ;kstuk dk mn~ns'; crkb,A
eq[; Hkkx
• bldh fo'ks"krk,¡ ,oa okLrfod lkoZHkkSfed vk/kjHkwr vk; (UBI) ds lanHkZ esa ;kstuk dh ppkZ dhft,A
• fdlkuksa ds le{k fo|eku laLFkkxr pqukSfr;ksa ds lek/ku gsrq ;g ;kstuk fdl lhek rd lgk;d gS\
fu"d"kZ% fdlkuksa ds le{k fo|eku pqukSfr;ksa dks nwj djus gsrq laLFkkxr mik;ksa dh vko';drk dks crkb,A
mÙkj%
vke ctV 2019 esa PM - KISAN ;kstuk ds rgr nks gsDVs;j rd tehu okys fdlkuksa gsrq 6000 :i;s okf"kZd lgk;rk nsus
dh ?kks"k.kk dh xbZA bldk mn~ns'; fdlkuksa dh vk; dks lqfuf'pr dj mudk l'kDrhdj.k djuk gSA
PM - KISAN dk egRo
• bl ;kstuk ds varxZr dsUnz ljdkj }kjk 2019&20 esa yxHkx 75000 djksM+ :i;s dks NksVs ,oa lhekar fdlkuksa dks
vkoafVr dj budk l'kfDrdj.k djus dk mn~ns'; j[kk x;k gSA
• gky gh esa blds nk;js dks c<+kdj 2 djksM+ vfrfjDr fdlkuksa dks blesa 'kkfey fd;k x;k blls ykHkkfUor yksxksa
dh la[;k 14-5 djksM+ gks xbZ gSA blesa lHkh Hkwfe/kjdksa dks 'kkfey fd;k tk,xkA
,d yksdyqHkkou uhfr ;k ,d okLrfod lkoZHkkSfed vk/kjHkwr vk;
• jaxjktu desVh dh fjiksVZ] 2014 ds vuqlkj ,d xzkeh.k ifjokj dk vkSlr ekfld [kpZ 4860 :i;s gksrk gS vr%
bl ;kstuk ds rgr bUgsa vko';d vk/kjHkwr vk; Hkh izkIr ugha gks ik,xhA
15. ;g efgyk,¡ gh gSa tks ifjokj dk ikyu&iks"k.k djrh gSa] fiQj Hkh fiNys dqN eghuksa esa buds fo:¼ vijk/ dsUnz
fcUnq esa jgs gSa] ftuesa dbZ t?kU; vijk/ iwjs ns'k esa ik, x, gSaA efgykvksa ds fo:¼ vijk/ksa dks jksdus esa ifjokjksa
dh Hkwfedk dh ppkZ djrs gq, efgykvksa ds fo:¼ gksus okyh fgalk ds dkj.kksa dk ijh{k.k dhft,A
Hkwfedk & efgykvksa ds lkFk dbZ izdkj dh fgalk,¡ ikfjokfjd Lrj ls gh 'kq: gks tkrh gSaA
eq[; Hkkx
• ifjokjksa esa efgykvksa ds fo:¼ fgalk ds dkj.kksa ,oa buds lek/ku esa ifjokjksa dh Hkwfedk dks crkrs gq, Hkfo"; dh jkg
lq>kb,A
16. iz/kuea=kh tu vkjksX; ;kstuk (PM-JAY) Ldhe dks gky gh esa Hkkjr ds LokLF; {ks=kd dks laof/Zr djus ds mn~ns';
ls yk¡p fd;k x;k ijUrq bldh vusd lhek,¡ Hkh gSaA bl lanHkZ esa ijh{k.k dhft, fd ;w,l, vk/kfjr chek ,oa futh
LokLF; ns[kHkky ekWMy fdl izdkj Hkkjrh; LokLF; {ks=kd ds lao/Zu gsrq ,d mik; gSA
Hkwfedk & PM-JAY ;kstuk ds mn~ns'; crkb,A
eq[; Hkkx
• PM-JAY ;kstuk fdl izdkj Hkkjr esa LokLF; {ks=kd dk lao/Zu dj ldrh gSA
• PM-JAY dh lhek,¡
• Hkkjr ds fy, USA vk/kfjr chek ,oa futh LokLF; ns[kHkky ekWMy dh laxrrk ds lanHkZ esa vius fopkj nhft,A
A-12/13 Ansal Building, Dr. Mukherjee Nagar, Delhi - 110009, 19
Tel. : 9205274741/ 42/ 43/ 44
fu"d"kZ% Hkkjr ds lanHkZ esa Hkfo"; gsrq lq>ko nhft,A
mÙkj%
PM-JAY dks vk;q"eku Hkkjr ds varxZr xjhc ,oa oafpr leqnk;ksa dh LokLF; rd igqap ,oa mu ij iM+us okys vkfFkZd ncko
dks de djus gsrq 'kq: fd;k x;k gSA Hkkjr esa vYiiks"k.k] dqiks"k.k lfgr fofHkUu izdkj dh LokLF; laca/h leL;k,¡ fo|eku
gSaA PM-JAY bu leL;kvksa ds lek/ku gsrq mBk, x, izeq[k dneksa esa ls ,d gSA
egRo
• ;g f}rh;d ,oa r`rh;d Lrjh; LokLF; ns[kHkky gsrq izfro"kZ] izfr ifjokj dks 5 yk[k :i, rd dh lgk;rk miyC/
djkrh gSA
• blds rgr izh rFkk iksLV gkfLiVy ykHk lfgr ifjogu HkÙkk Hkh iznku fd;k tk,xkA
• ykHkkFkhZ ns'k Hkj esa ljdkjh rFkk fpfUgr futh vLirkyksa ls dS'kys'k lgk;rk izkIr dj ldrs gSaA
pqukSfr;k¡
• Hkkjr esa 2008 ls 2015 ds chp jk"Vªh; vk; dk 1-3» lkoZtfud LokLF; lsokvksa ij [kpZ fd;k x;kA bl ;kstuk esa
ns'k dh yxHkx 44» tula[;k 'kkfey gks tkrh gS ftlds fy, cM+h ek=kk esa foÙk dh vko';drk gSA
• Hkkjr esa u dsoy LokLF; {ks=kd volajpuk ij vfrfjDr ncko gS cfYd vyx&vyx jkT;ksa dh lsokvksa dh xq.koÙkk
esa Hkh vUrj gSA WHO dh fjiksVZ ds vuqlkj Hkkjr esa izfr 10]000 yksxksa ij 8 MkWDVj miyC/ gSaA
• lkoZtfud rFkk futh vLirkyksa ds chp izfrLi/kZ gsrq leku IysViQkeZ dk vHkko gSA
chek ,oa futh LokLF; ns[kHkky ij vk/kfjr USA ekWMy dh Hkkjr ds laca/ esa oguh;rk
• PM-JAY ds varxZr yxHkx 500 fefy;u yksx 'kkfey gSaA blls izkIr MkVk u dsoy uhfr fuekZ.k cfYd uhfr;ksa ds
fØ;kUo;u esa Hkh lgk;d gks ldrk gSA
• blls LokLF; volajpuk& vLirky] Dyhfud vkfn dk fØ;kUo;u csgrj gksxkA
• blds rgr LokLF; lsokvksa dh xq.koÙkk ,oa igqap esa lrrrk Hkh lqfuf'pr dh tk,xhA
• izkFkfed LokLF; ns[kHkky dks vLirky dh ;kstuk ls tksM+uk ,oa bldk lqn`<+hdj.k djuk csgrj LokLF; lsokvksa dks
iznku djus esa lgk;d gSA
Hkfo"; dh jkg%
• PM-JAY ;kstuk dh liQyrk ds le{k u dsoy foÙkh; ,oa volajpukRed Lrj ij pqukSfr;k¡ fo|eku gS cfYd blesa
yksxksa dh Hkkxhnkjh Hkh ,d cM+k eqn~nk gSA
• bl lUnHkZ esa yksxksa dks LokLF; rFkk LokLF; lEcUèkh ;kstukvksa ds izfr tkx:d djus dh vko';drk gSA
• LFkkuh; Lrj ij csgrj LokLF; lsok,¡ lqfuf'pr dh tkuh pkfg,A
PM-JAY ds le{k fo|eku pqukSfr;k¡ bldh vliQyrk ugha gSa cfYd ;g lkoZHkkSfed LokLF; chek dh fn'kk esa mBk;k x;k
,d mfpr dne gSA Hkkjr bl lUnHkZ esa vU; ns'kksa vuqHkoksa ls lh[k ys ldrk gSA FkkbZ ekWMy ds vUrxZr mRÑ"V lkoZtfud
LokLF; chek iznku dh xbZ gSA
17. ^^dkS'ky Hkkjr vfHk;ku dh 'kq:vkr gksus ds pkj o"kZ i'pkr Hkh csjkstxkjh dh leL;k cuh gqbZ gSA** vkykspukRed
ewY;kadu dhft,A D;k vki lksprs gSa fd ^izf'k{kqrk* dh izfØ;k dkS'ky Hkkjr vfHk;ku ds mís';ksa dh izkfIr esa
egRoiw.kZ Hkwfedk fuHkk ldrh gS\
Hkwfedk& dkS'ky Hkkjr vfHk;ku ds y{;ksa dk mYys[k dhft,A
18. ns'k ds lHkh Lo;a lgk;rk lewgksa (SHGs) ds fMftVyhdj.k gsrq ukckMZ }kjk 'kq: dh xbZ bZ&'kfDr ifj;kstuk ds
izn'kZu dk vkykspukRed ewY;kadu dhft,A Lo;a lgk;rk lewgksa ds izn'kZu esa lqèkkj gsrq lq>ko Hkh nhft,A
Hkwfedk% bZ&'kfDr ifj;kstuk ds ckjs esa crkb;sA
eq[; Hkkx% bl ifj;kstuk ds ykHk ,oa blds izHkkoh fØ;kUo;u esa fufgr pqukSfr;ksa ,oa buds lekèkku gsrq lq>ko nhft,A
fu"d"kZ% ljdkj dks SHG ds l'kfDrdj.k gsrq lgk;d dh Hkwfedk fuHkkuh pkfg,A
mÙkj%
bZ 'kfDr SHG ds fMftVyhdj.k gsrq ukckMZ }kjk 'kq: dh xbZ ,d ik;ysV ifj;kstuk gS ftlds rgr p;fur ftyksa ds SHG
ds foÙkh; rFkk lkekftd MsVk dk fMftVyhdj.k fd;k tk;sxk ftlls buds foÙkh; lekos'ku dks c<+kok feysxkA
bl ifj;kstuk ds ykHk&
• blls izkIr MsVk }kjk lkekftd ,oa foÙkh; l'kfDrdj.k dks c<+kok nsus esa lgk;rk feysxh lkFk gh SHG ds lqn`<+hdj.k
gsrq mBk;s tkus okys vko';d dneksa dh Hkh igpku gksxhA
• fMftVyhdj.k ls izR;{k ykHk gLrkarj.k rFkk vU; ljdkjh ykHkksa dh izkfIr esa Hkh n{krk vk;sxhA
ldkjkRed izHkko&
• 15 twu] 2018 rd bl ifj;kstuk }kjk 3-89 yk[k SHG dk liQyrkiwoZd fMftVyhdj.k fd;k x;k lkFk gh ns'k ds
22 jkT;ksa ,oa ,d la?k 'kfklr {ks=k ds 100 ftyksa ds 44 yk[k lnL;ksa dh ØsfMV fgLVªh ds vkadM+s Hkh tqVk;s x;s rFkk
blls SHG dh dk;Z iz.kkyh ds izfr cSadksa ds tkx:drk Lrj esa lqèkkj gqvkA
• fMftVyhdj.k }kjk cSadksa ds ekè;e ls foÙk gLrkarj.k esa lgtrk c<+h ftlls lsfoax&ØsfMV fydst vUrjky esa deh
vkbZA
• SHG dh ikjnf'kZrk esa o`f¼ gksus ds lkFk&lkFk bldk vU; ljdkjh dk;ZØeksa ls csgrj tqM+ko LFkkfir gqvkA
pqukSfr;ka&
• fjdkWMZ ,oa MsVk ra=k dk vfodflr gksukA
• SHG ds lnL;ksa gsrq izf'k{k.k ra=k dk vHkkoA
• GPRS dusfDVfoVh rFkk cSadksa ds lkFk csgrj tqM+ko dk vHkkoA
• ns'k ds 86 yk[k SHG dks blesa 'kkfey djus gsrq cM+h ek=kk esa foÙk dh vko';drk gksxhA
19. ¶vk;q esa o`f¼ gksuk izÑfr dk fu;e gS] Hkkjr dk ;qok ykHkka'k ,d fnu o`¼koLFkk dh vksj vxzlj gksxkA¸ bl
lanHkZ esa D;k vki lksprs gSa fd Hkkjr dk lkekftd lqj{kk ra=k buls mRiUu pqukSfr;ksa dk lkeuk djus gsrq rS;kj gS\
Hkwfedk% Hkkjr esa o`¼ tula[;k ds vkadM+s nhft,A
eq[; Hkkx% o`¼ tula[;k ds le{k pqukSfr;ka ,oa muls lEcfUèkr lkekftd lqj{kk ra=k dks crkrs gq, Hkfo"; gsrq lq>ko nhft,A
fu"d"kZ% o`¼ yksxksa ds le{k fo|eku pqukSfr;ksa ds lekèkku gsrq Bksl dne mBk;s tkus dh vko';drk gSA
mÙkj%
2011 dh tux.kuk ds vuqlkj Hkkjr esa yxHkx 104 fefy;u o`¼ tula[;k (60 o"kZ ;k mlls vfèkd) gSA buesa ls 53 fefy;u
efgyk,a rFkk 51 fefy;u iq#"k gSaA la;qDr jk"Vª tula[;k iQaM rFkk gsYi ,t bafM;k }kjk tkjh fjiksVZ ds vuqlkj 2026 rd
Hkkjr essa o`¼ yksxksa dh la[;k 173 fefy;u rd gksus dk vuqeku gSA
o`¼ tula[;k ds le{k fo|eku pqukSfr;ka&
• vfèkdka'kr% ;s viuh vkthfodk gsrq vius cPpksa ij fuHkZj jgrs gSa ftlls dbZ ckj buds xfjekiw.kZ thou ij iz'ufpÉ
yxrk gSA
• LokLF; lsokvksa esa c<+rs [kpZ rFkk lkekftd lqj{kk ds vHkko ds dkj.k ;s vius lEcfUèk;ksa ls èku ysus gsrq etcwj gksrs
gSAa
Hkkjr dk lkekftd lqj{kk ra=k&
Hkkjr dh lkekftd lqj{kk ;kstukvksa esa fuEufyf[kr izdkj dh lkekftd chek dks 'kkfey fd;k x;k gS&
• is'a ku
• LokLF; chek ,oa fpfdRlk ykHk
• fnO;kaxrk ykHk
• ekr`Ro ykHk
• xzPs ;qVh (Gratuity)
vUrjkZ"Vªh; Je laxBu dh fo'o lkekftd lqj{kk fjiksVZ 2014&15 ds vuqlkj Hkkjr dh dqy isa'ku ;ksX; tula[;k dk ek=k
1@4 Hkkx gh fdlh u fdlh izdkj dk isa'ku ykHk izkIr dj jgk gSA
20. ¶Hkkjr ds tax yxs LVhy ds <kaps¸ dh n{krk vkSj izn'kZu esa lqèkkj gsrq ik'oZ izos'k le; dh vko';drk gSA¸
vkykspukRed fo'ys"k.k dhft,A
Hkwfedk% Hkkjrh; flfoy lsok ds fuekZ.k ds lanHkZ esa ik'oZ izos'k dh vko';drkA
eq[; Hkkx% ik'oZ izos'k ds foi{k esa rdZ nhft,A
fu"d"kZ% vU; fodYiksa ds lkFk fu"d"kZ nsaA
mÙkj%
Hkkjrh; iz'kklfud lsok dks Hkkjr ds yksgs (LVhy) ds <kaps ds :i esa Hkh tkuk tkrk gSA Hkkjr dh fodkl ;k=kk esa flfoy
lsok dh fo'ks"krkvksa tSls& mPp Lrjh; n{krk] ;ksX;rk mUeq[kh pfj=k] ewY; rVLFkrk vkfn dk fo'ks"k ;ksxnku gSA gkykafd gky
gh esa blesa] ykyiQhrk'kkgh] vn{krk] Hkz"Vkpkj] iz'kklfud tM+rk tSls y{k.kksa dks Hkh ns[kk x;kA bl vkèkkj ij dsUnz ljdkj
us gky gh esa vH;fFkZ;ksa dks mPp Lrj ij ik'oZ izo's k gsrq vkeaf=kr fd;k ftldh vuq'kalk ckloku lfefr vkSj f}rh; iz'kklfud
lqèkkj vk;ksx }kjk dh xbZ FkhA
ik'oZ izos'k ds i{k esa rdZ&
• uhfr fuekZ.k Lrj ij dkS'ky fo'ks"kKrk vkSj fof'k"V {ks=k esa fo'ks"kKrk izkIr yksxksa dh mifLFkfr ls uhfr fuekZ.k esa lgk;rk
feysxhA orZeku esa uhfr;ksa dh izÑfr tfVy gSA
• 'kklu vkSj n{krk esa o`f¼& jktuhfrd vkSj vkfFkZd tksf[ke ijke'kZ fyfeVsM 2012 dh fjiksVZ ds vuqlkj Hkz"Vkpkj
vkSj vn{krk ds dkj.k Hkkjr dh iz'kklfud lsok ,f'k;k dh lcls [kjkc iz'kklfud lsok gSA
• izfrLièkkZ esa o`f¼& IAS vfèkdkfj;ksa dh inksUufr lkekU;r% Lopkfyr rjhds ls gksrh gS] blfy;s os vius lqfoèkk {ks=k
esa jgdj gh dk;Z djrs gSaA ik'oZ izos'k ds ekè;e ls iz'kklfud ra=k esa izfrLièkkZRed o`f¼ gks ldrh gSA uhfr vk;ksx
dh rhu o"khZ; dk;Z;kstuk 2017&2020 esa LFkkfir ukSdj'kkgh esa dSfj;j ls lEcfUèkr izfrLièkkZ ykus dh ckr dgh xbZ
gSA
• ljdkj esa izos'k vkSj izfrHkkvksa dks èkkj.k djuk& tfLVl ch-,u- JhÑ".kk& NBh dsUnzh; osru vk;ksx dh fjiksVZ
(2006) esa dgk x;k fd ¶ljdkj esa ik'oZ izos'k vkSj izfØ;k dks èkkj.k djuk pkfg,¸A
A-12/13 Ansal Building, Dr. Mukherjee Nagar, Delhi - 110009, 24
Tel. : 9205274741/ 42/ 43/ 44
• dk;kZy;ksa dk vHkko& dkfeZd] tu f'kdk;r vkSj isa'ku ea=kky; dh fjiksVZ ds vuqlkj ns'k esa yxHkx 1500 IAS inkas
dh deh gSA ckloku lfefr us inksa dh deh gsrq ik'oZ izos'k dk leFkZu fd;k gSA
• ik'oZ izos'k dksbZ ubZ ?kVuk ugha gS& ik'oZ izos'k dh ladYiuk dks RBI, ;kstuk vk;ksx vkSj uhfr vk;ksx esa
liQyrkiwoZd ykxw fd;k x;kA ;g ladYiuk UK, USA vkfn ns'kksa esa igys ls gh izpfyr gSA
• fdlh {ks=k fo'ks"k esa fo'ks"krk izkIr yksx uhfr fuekZ.k (eq[;r% 1991 ds LPG lqèkkjksa ds ckn) esa lgk;d gksaxs tSls &
fu%'kL=khdj.kA
• ;g ukSdj'kkgh esa izfrLièkkZ ds lkFk&lkFk vkthou 'kkyhurk dks c<+kok nsxk& (ICS vfèkdkfj;ksa dh lEiw.kZ lqj{kk dks
pqukSrh nsdj)A
• blls vU; vf[ky Hkkjrh; lsokvksa tSls& IPS esa x`g lfpo] IRS esa jktLo lfpo] IFOS esa i;kZoj.k vkSj ouksa ds in
gsrq izfrLièkkZ c<+sxhA
• Hkkjr esa ik'oZ izos'k ds mnkgj.k& MkWDVj eueksgu flag] eksUVsd flag vgywokfy;k] vjfoUn lqcze.;eA
ik'oZ izos'k ds foi{k esa rdZ&
• tokcnsfgrk vkSj mÙkjnkf;Ro dk vHkko& futh {ks=kd ds fo'ks"kKksa dh lsokvksa dk dk;Zdky 3 ls 5 o"kZ dk gksus ds
dkj.kA
• nh?kkZofèk fgrèkkjd ugha& orZeku flfoy lsodksa ds ljdkj esa nh?kZofèkd fgr fo|eku gksrs gSaA
• laoSèkkfud ra=k dh vuns[kh& orZeku esa dSfcusV lfpo ds in }kjk ljdkj funsZf'kr gksrh gS tks la?k yksd lsok lfefr
dk eqf[k;k gksrk gSA ;g laLFkk vfèkdkfj;ksa dh fu;qfDr gsrq p;u djrh gS tks fd Lo;a esa ,d Lora=k laxBu gSA
• p;u esa ikjnf'kZrk dk vHkko& jktuhfrd gLr{ksi ds dkj.kA
• tehuh Lrj ij {ks=k fo'ks"k ds vuqHko dk vHkkoA
• ik'oZ izos'k iznf'kZr djrk gS fd flfoy lsodksa esa n{krk dk vHkko gS ftlls ekStwnk izfrHkk,a grksRlkfgr gksrh gSaA
• vuqHko n'kkZrs gSa fd ;g vko';d ugha gS fd lkoZtfud miØe dks futh izcaèku }kjk gh vfèkd mRiknd cuk;k tk
ldrk gS tSls& ,;j bafM;k] bf.M;u ,;jykbUl bR;kfnA
• ;g Li"V ugha gS fd ik'oZ izos'k ds vUrxZr vkj{k.k dk izkoèkku fd;k tk;sxk ;k ughaA
bl lanHkZ esa lqèkkj gsrq vko';d lq>ko&
• ,l- vkj- nkl fjiksVZ esa lq>k;k x;k gS fd fMIVh dysDVj dk fdlh LFkku ij de ls de lkr eghus dk dk;Zdky
gksuk pkfg,A lkFk gh 2nd ARC ,oa 2013 esa lqizhe dksVZ us vius ,d fu.kZ; esa fu;r dk;Zdky dh ckr dghA
• ik'oZ izos'k esa fofu;eu gsrq fofu;ked ra=k dh O;;oLFkk ds lkFk&lkFk fo'ks"kKksa dh lykg gsrq lfefr;ksa dh lgk;rk
yh tk ldrh gSA
• flfoy lsok esa lqèkkj ds lkFk Hkkjr esa fuokZpu ,oa jktuhfrd lqèkkjksa dh vfr vko';drk gSA
vkxs dk jkLrk&
ik'oZ izo's k ,d ldkjkRed iz;kl gS tks flfoy lsok esa lqèkkj gsrq jktuhfrd bPNk'kfDr dks n'kkZrk gSA ijUrq dqN vU; vko';d
dne Hkh mBk;s tkus pkfg,&
(i) futh {ks=kd esa IAS ,oa IPS vfèkdkfj;ksa dh rSukrh dj bUgsa izfrLièkhZ okrkoj.k ds lkFk vuqHko Hkh izkIr gksxkA
(ii) dsUnzh; flfoy lsod izkfèkdj.k }kjk ik'oZ izos'k ls lacafèkr foKkiu gsrq ijke'kZ fd;k tk ldrk gSA (f}rh; iz'kklfud
lqèkkj vk;ksx (2nd ARC) ds vuqlkj)A
(iii) ljdkj ds 360 fMxzh tSls izn'kZu ewY;kadu ra=k dk csgrj fØ;kUo;uA
(iv) lfpoksa ds fy, dk;Zdky dh vofèk esa o`f¼ djukA
vr% Hkkjr ds ^^tax yxs LVhy <kaps** dks u;s fopkjksa ds lkFk ^ikWfy'k* djuk pkfg, ftlesa jktuhfrd bPNk'kfDr egRoiw.kZ
Hkwfedk fuHkk;sxhA
A-12/13 Ansal Building, Dr. Mukherjee Nagar, Delhi - 110009, 25
Tel. : 9205274741/ 42/ 43/ 44