HDFC ERGO General Insurance Company Limited

Certificate of Insurance cum Policy Schedule

Private Car Package Policy

Vehicle Details Policy Details

Make MARUTI Policy No. 2311 1008 3917 6900 000
Model -DZIRE VDI - Period of From 29 Jun, 2021 00:01 hrs
Registration No AP-37-BP-7704 Insurance To 28 Jun, 2022 Midnight
2311100839176900000 RTO KHAMMAM Issuance Date 04 Jun 2021
Chassis No. MA3CZF03SHJ189263 Invoice No. 100839176900000
MR YANNAM JAYA RAJA SHEKAR REDDY Cubic Capacity
S/O SATYANARAYANA REDDY,H NO 2-2MAIN ROAD 1248 Seats 5
BANIGANDLAPADU, /Watts
Year of Manufacture 2017 Body Type SEDAN
Tel. 9959343435 Engine No. D133A3112603 PAN No. :
Email ID poornacharyseo@gmail.com
Insured's Declared Value (IDV) (`)
Vehicle Electrical Accessories Non Electrical Accessories CNG/LPG Kit Trailer Total IDV
46,810 0 0 0 0 46,810
Premium Details (`)
Own Damage Premium(a) (`) Liability Premium(b) (`)
Basic Own Damage: 612 Basic Third Party Liability: 2072
Total Basic Premium 612 Net Liability Premium (b) 2072
Less: No Claim Bonus (20%) 122 Total Package Premium (a+b) 2562
Total - Less 122 Integrated Tax 18% 461
Net Own Damage Premium (a) 490 Total Premium 3023
Geographical Area India , Compulsory Deductible (IMT-22) 1,000 Voluntary Deductible (IMT-22A) 0
Payment Details
Cheque / DD / Fund Transfer No. Fund Transfer No. MT2008904934 Dated : NA Drawn on BizDirect
Previous Policy No. NA Valid NA NCB 0%
If declaration found incorrect, benefits under the present policy in respect of own damage section will stand forfeited.
Compulsory PA cover for owner driver has not been provided to the insured basis his/her declaration of not holding an effective driving license Or having Alternate PA / Stand alone CPA policy with minimum sum
insured of Rs 15 Lakhs.
Nominee for Owner driver Appointee

Named Persons & Nominee(IMT -15)

LIMITATIONS AS TO USE: The Policy covers use of the vehicle for any purpose other than: a) Hire or Reward b) Carriage of goods (other than samples or personal luggage) c) Organized racing d) Pace making
e) Speed testing f) Reliability Trials g) Any purpose in connection with Motor Trade. Persons or Class of Persons entitled to drive: Any person including the insured, provided that a person driving holds an
effective driving license at the time of the accident and is not disqualified from holding or obtaining such a license. Provided also that the person holding an effective learner's license may also drive the vehicle and
that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989. Limits of Liability 1. Under Section II-1 (i) of the policy - Death of or bodily injury - Such amount as is
necessary to meet the requirements of the Motor Vehicles Act, 1988. 2. Under Section II - 1(ii) of the policy -Damage to Third Party Property- ` 750000 3. P. A. Cover under Section III for Owner - Driver(CSI): `
1500000 Terms, Conditions & Exclusions: As per the Indian Motor Tariff. A personal copy of the same is available free of cost on request and the same is also available at our website.

Warranted that the Assured named herein/owner of the vehicle insured holds a valid Pollution Under Control (PUC) Certificate on the date of commencement of the Policy. If the PUC is not found valid on the date
of commencement of the Policy, the Company reserves its right to repudiate the Own Damage claim made under the Policy.
I / We hereby certify that the policy to which the certificate relates as well as the certificate of insurance are issued in accordance with the provision of chapter X, XI of M. V.Act 1988.The stamp duty of 0.50 paid
by Demand Draft, vide Receipt/Challan no. CSD/36/2019/2289/19 dated 27-05-2019 as prescribed in Government of Maharashtra Order No. Mudrank ? 2004/4125/CR690/M-1, dated the 31/12/2004. IMPORTANT
NOTICE: The Insured is not indemnified if the vehicle is used or driven otherwise than in accordance with this Schedule. Any payment made by the Company by reason of wider terms appearing in the Certificate in
order to comply with the Motor Vehicle Act, 1988 is recoverable from the Insured. See the clause headed "AVOIDANCE OF CERTAIN TERMS AND RIGHT OF RECOVERY". Disclaimer: The Policy shall be void
from inception if the premium in full is not realised by the company. In the event of misrepresentation, fraud or non-disclosure of material fact, the Company reserves the right to cancel the Policy. Please note that
the insured vehicle was pre-inspected and a report was prepared accordingly. The existing damages to the vehicle as mentioned in the report shall not be paid by the Company. The policy is issued basis the
information provided by you, which is available with the company. In case of discrepancy or non recording of relevant information in the policy, the insured is requested to bring the same to the notice of the company
within 15 days. Goods and Service Tax for this invoice is not payable under reverse charge basis.

Branch :LEELA BUSINESS PARK, 6TH FLR, ANDHERI - KURLA RD, MUMBAI, 400059. Phone No. : +91-22-66383600
Goods and Service Tax Registration No: 27AABCL5045N1Z8 HSN Code 997134
Agent Name : INVICTUS INSURANCE BROKEING SERVICES PVT LTD(D2)1 Agent Code : For HDFC ERGO General Insurance Company Ltd
201841905656 Contact No : 1800-266-0101

Duly Constituted Attorney

Scan for Instant Policy Info

HDFC ERGO General Insurance Company Limited.(Formerly HDFC General Insurance Limited from Sept 14, 2016 and L&T General Insur ance Company Limited upto Sept 13, 2016).CIN: U66030MH2007PLC177117.
Registered & Corporate Office: 1st Floor,HDFC House, 165 - 166 Backbay Reclamation,H. T. Parekh Marg, Churchgate, Mumbai - 400 020. Customer Service Address: D-301, 3rd Floor, Eastern Business District
(Magnet Mall), LBS Marg, Bhandup (West), Mumbai - 400 078. Customer Service no : 022 - 6234 6234 / 0120 - 6234 6234 Te.: +91 22 6638 3600 | Fax: 91 22 6638 3699 | care@hdfcergo.com | www.hdfcergo.com.
UIN : HDE-MO-P14-40-V02-14-15 IRDAI Reg No.146
HDFC ERGO General Insurance Company Limited

Frequently Asked Question’s (FAQ’s) - Motor Insurance

WHAT ARE THE MAJOR COVERS UNDER THE POLICY? HOW DO I FILE A CLAIM?
Loss or Damage to the Insured Vehicle caused due to: For Accidental Damage to Insured Vehicle (Own Damage Claims):
a. Fire, explosion, self ignition or lightning.  Mobile App: Simply download HDFC ERGO Mobile App - Insurance Portfolio Organizer
b Burglary, housebreaking or theft from Play Store. Link your policy by providing few simple details and register a claim. 
c All act of God perils like earthquake, flood, cyclone etc  Call Toll Free 1800 2700 700 (Accessible from India only) and provide your policy
d Accidental external means, terrorism, riot and strike number for reference and register a claim 
Liability to Third Parties:
Provides cover for any legal liability arising out of the use of the vehicle for Please keep the following details handy while intimating a claim
a Accidental death / injury to any third party a. Policy Number
b Any damage to property owned by third party b. Registration Details / RC Copy
Personal Accident Cover: c. Drivers details at the time of accident including driving License Number
The policy provides for a mandatory Personal Accident cover for owner driver and optional d. FIR on a case to case basis
cover for passengers covering accidental death and permanent total disability e. Repair estimate

WHAT ARE THE MAJOR EXCLUSIONS OF THE POLICY? WHAT IS THE CLAIM PROCESS?
a. General aging, wear & tear, mechanical or electrical breakdown, failure, depreciation, 1. If your vehicle can be driven, take it to the nearest dealer / garage.
any consequential loss 2. Get a repair estimate, fill up the claim form and attach a copy of the registration
b. Damage by a person driving without a valid license certificate and driving license of the person driving at the time of the accident.
c. Damage by a person driving under the influence of liquor or drugs 3. If the garage is within our network, you could avail of cashless claim facility. Pay for non
d. Loss/damage attributable to war, mutiny, nuclear risks accident related repairs, depreciation and deductible. We would settle the rest.
e. Damage to tyres and tubes, unless damaged during an accident 4. If the garage is outside our network, you would have to get the claim reimbursed
f. Usage on hire & reward (applicable for all classes except public commercial vehicles) subsequently.
g. Loss or damage to bonnet side parts, mudguard, bumpers, lamps, tyres, tubes,
headlights, paint work (applicable for all commercial vehicles; unless opted CLAIMS DOCUMENTS -
additionally) FOR ACCIDENTAL DAMAGE TO INSURED VEHICLE
h. Loss or damage resulting from overturning arising out of operation as a tool (applicable a. Duly filled and signed claim form & satisfaction voucher
for mobile cranes, drilling rigs, mobile plants, navvies, shovels, grabs, rippers unless b. Registration Certificate (RC)
opted for additionally) c. Driving license of the person driving at the time of the accident
i. Loss of or damage to accessories by burglary housebreaking or theft unless the vehicle d. Policy Copy, original repair estimate, repair invoice
is stolen at the same time (applicable to all commercial vehicles & two wheelers) e. Payment receipt for non-cashless claims
f. Original repair invoice for cashless claims
TRANSFER OF INSURANCE (INCASE VEHICLE IS SOLD) g. AML documents for amount more than `1 lakh (PAN card, 2 passport size photo,
To place your request for Transfer of Insurance, visit Customer Support section on our residence proof)
website www.hdfcergo.com. h. Form 35 & original NOC from financer incase of total loss where payment is made to
insured
WHAT CHANGES CAN BE DONE IN MY POLICY ENDORSEMENT i. Acopy of police FIR/panchnama is required for TP injury / death / property damage
j. Sale deed / Delivery note / Form 29 and 30 / transferred RC Copy in 'Used Car' cases
To place your request for any ''Changes in Policy', visit Customer Support section on our
website www.hdfcergo.com. Additional documents required for commercial vehicles:
a. Spot survey b. Load challan c. Fitness certificate d. Route permit
CLAIMS DOCUMENTS: IN CASE OF LOSS DUE TO THEFT
WHAT IS NCB?
a. Duly filled and signed claim form & discharge voucher ( after loss settlement )
b. Original Registration Certificate (RC) NO CLAIM BONUS (NCB):
c. Original Policy Copy NCB is provided for every claim free year basis the slab as provided by Tariff.
d. Copy of FIR lodged at the nearest police station How can I get No Claim Bonus Reserving Letter?
e. All original keys & vehicle invoice copy NCB Reserving letter can be provided only on Sale of vehicle evidenced by transferred RC
f. No trace report confirming that the stolen vehicle is not traceable copy OR Sale Deed and Form 29 & 30. The OD section of the policy needs to be transferred
g. Original NOC from financer incase of hypothecation / HPA to the new owner or cancelled.
h. Intimation to RTO for theft of vehicle HOW DO I RENEW MY POLICY?
i. Duly signed RTO transfer papers (Form 26, 28,29,30,35)
a. Visit www.hdfcergo.com to renew c. Visit our nearest branch / your agent
j. RC extract with stolen remark from the concerned RTO after the loss
k. AML documents for amount more than 1 lac (PAN card, 2 passport size photo, residence instantly online
proof) d. Send a copy of the renewal notice along
b. SMS "RENEW <POLICY NO> " to 9999 with premium cheque to our branch
l. Deed of subrogation cum indemnity on judicial stamp paper
700700 office /Corporate office
Disclaimer: Where it is brought to the notice of the Company, that vehicle insured
HOW TO CONTACT US?
which is not a new vehicle but shown as a new vehicle with a malafide intention,
claims for total loss of such vehicle would not be admissible, if there is a gap of more Visit Customer Support section on our website www.hdfcergo.com and avail host of
than 10 days from date of invoice of vehicle and the proposal date. services online which is easy, instant & convenient

Convenience at your fingertips

On the Customer Support section of our website, you can:
Ver.Feb18

Get Policy Copy/ Make Changes Track Claim Update Contact

` 80D Tax Certificate on Policy Status Details
This document is a summary of the benefits offered. The information mentioned above is illustrative and not exhaustive. Information must be read in conjunction with the policy wordings.
In case of any conflict between this document and the policy wordings, the terms and conditions mentioned in the policy wordings shall prevail.