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    Chapter-5 Analysis of Financial Statement: Statement of Profit & Loss Account For The Year Ended 31 March

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    Acchu R
    This document contains an analysis of the financial statements of a bank for the years ending March 31st 2016-2020. It includes the statement of profit and loss, showing revenues, expenses, and net profit each year. It also includes the balance sheet, outlining assets, liabilities, and capital each year. Over the 5-year period, the bank's total income, net profit, assets, and capital and reserves all increased substantially.

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    Chapter-5 Analysis of Financial Statement: Statement of Profit & Loss Account For The Year Ended 31 March

    Uploaded by

    Acchu R
    54 views5 pages
    This document contains an analysis of the financial statements of a bank for the years ending March 31st 2016-2020. It includes the statement of profit and loss, showing revenues, expenses, and net profit each year. It also includes the balance sheet, outlining assets, liabilities, and capital each year. Over the 5-year period, the bank's total income, net profit, assets, and capital and reserves all increased substantially.

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    Chapter.5

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    This document contains an analysis of the financial statements of a bank for the years ending March 31st 2016-2020. It includes the statement of profit and loss, showing revenues, expenses, and net profit each year. It also includes the balance sheet, outlining assets, liabilities, and capital each year. Over the 5-year period, the bank's total income, net profit, assets, and capital and reserves all increased substantially.

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    54 views5 pages

    Chapter-5 Analysis of Financial Statement: Statement of Profit & Loss Account For The Year Ended 31 March

    Uploaded by

    Acchu R
    This document contains an analysis of the financial statements of a bank for the years ending March 31st 2016-2020. It includes the statement of profit and loss, showing revenues, expenses, and net profit each year. It also includes the balance sheet, outlining assets, liabilities, and capital each year. Over the 5-year period, the bank's total income, net profit, assets, and capital and reserves all increased substantially.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    of 5

    Chapter-5

    Analysis of financial statement


    Statement of profit & loss account for the year ended
    31st march…
    Particulars N As at 31st march….
    ot 2016 2017 2018 2019 2020
    e
    (Rs) (Rs) (Rs) (Rs) (Rs)
    N
    o
    1.Income

    Interest earned 13 527,394,348 541,562,793 549,658,922 634,011,926 747,983,166

    Other income 14 153,230,516 195,044,831 174,196,326 145,121,636 164,486,220


    680,624,864 736,607,624 723,855,248 779,133,562 912,469,386
    Total income

    2.Expenditure

    Interest expended 15 315,153,949 324,189,585 319,400,463 363,863,951 415,312,517

    Operating expenses 16 126,835,582 147,550,576 157,039,436 180,890,620 216,144,109

    Provision and
    contingencies(refer note
    141,372,460 166,856,557 179,641,120 200,745,975 201,704,636
    18.41)

    Total expenditure 583,361,991 638,596,718 656,081,019 745,500,546 833,161,262

    3.Profit/(Loss)
    97,262,873 98,010,906 67,774,229 33,633,016 79,308,124
    Net profit for the year
    172,614,164 171,321,884 187,449,376 184,952,554 178,795,703
    Profit brought forward
    269,877,037 269,332,790 255,223,605 218,585,570 258,103,827
    Total profit/(loss)

    4.Appropriations/Transf
    ers 24,316,000 24,503,000 19,828,000
    16,944,000 8,409,000
    Transfer to statutory
    reserve
    9,340 9,824 3,670
    Transfer to reserve fund 10,541 7,568
    23,822,375 52,933,000 3,954,400
    25,654,600 280,000
    Transfer to capital
    - - -
    reserve - 3,500,000

    Transfer to capital
    redemption reserve - - 6,690,000
    - 12,692,000
    Transfer to investment
    fluctuation reserve
    5,000,000 - -
    7,000,000 -
    Transfer to revenue and
    13,500,000 4,500,000 7,900,000
    other reserve 6,000,000 5,250,000

    Transfer to special
    reserve 38,513 (62,410) 6,453,078
    14,574,649 9,651,292
    Dividend {including
    corporate dividend tax}
    29,075,153 - -
    for the previous year - -
    paid during the year

    Proposed equity share 35 - -


    dividend - -
    2,793,737 - -
    87,261 7
    Proposed preference
    share dividend
    171,321,884 187,449,376 213,274,679
    184,952,554 178,795,703
    Corporate dividend tax

    Balance carried over to


    balance sheet

    269,877,037 269,332,790 255,223,605 218,585,570 258,103,827

    17
    Total &
    18
    Significant accounting
    policies and notes to
    16.75 16.84 10.56 5.23 12.28
    accounts
    15.65 16.77 10.46 5.17 12.08
    Earnings per share(refer
    note 18.1) 2.00 2.00 2.00 2.00 2.00

    Basic(Rs)

    Diluted(Rs)

    Face value per share(Rs)

    Balance sheet for the year ended 31st march...


    Particulars Note As at 31st march….
    no 2016(Rs) 2017(Rs) 2018(Rs) 2019(Rs) 2020(Rs)

    CAPITAL &
    LIABILITIES
    1
    Capital
    11,631,656 11,651,071 12,858,598 12,894,598 12,947,649
    Employees 67,019 62,562 55,699 46,755 34,858
    stock options
    outstanding
    885,657,157 987,797,070 1,038,675,565 1,070,739,063 1,152,061,563
    Reserve & 2
    surplus 4,214,257,086 4,900,390,648 5,609,752,085 6,529,196,711 7,709,689,946
    3
    Deposits
    4
    Borrowings 1,748,073,779 1,475,561,521 1,828,586,206 1,653,199,742 1,628,967,599
    5
    Other 347,264,350 342,451,588 301,963,958 378,514,609 479,949,877
    liabilities &
    provisions 7,206,951,047 7,717,914,460 8,791,891,613 9,644,591,478 10,983,651,492

    Total capital
    and liabilities
    6
    Assets:
    271,060,888 317,024,051 331,023,817 378,580,118 12,947,649
    Cash and
    balances 7
    with reserve
    bank of India
    327,626,531 440,106,563 510,669,991 424,382,742 34,858
    Balances
    with banks
    and money 8
    1,604,117,966 1,615,065,454 2,029,941,808 2,077,326,800 1,152,061,563
    at call and
    short notice 9 4,352,639,419 4,642,320,842 5,123,952,856 5,866,465,827 7,709,689,946

    Investments 10 75,769,200 78,052,072 79,035,149 79,314,287 1,628,967,599

    Advances 11 575,737,043 625,345,478 717,267,992 818,521,704 479,949,877

    Fixed assets 12

    Other assets
    7,206,951,047 7,717,914,460 8,791,891,613 9,644,891,613 10,983,651,492
    Total assets 16 9,007,987,789 10,309,937,127 12,892,440,018 19,220,382,868 25,238,257,975

    Contingent
    liabilities
    216,547,286 226,231,852 285,883,604 493,919,862 482,162,417
    Bills for
    collection

    17&18

    Significant
    accounting
    policies and
    notes to
    accounts

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