DLP Gr9-Holticulture 1stQtr Week1-6-Final
DLP Gr9-Holticulture 1stQtr Week1-6-Final
DLP Gr9-Holticulture 1stQtr Week1-6-Final
REGION III
Division of City of San Fernando
PAMPANGA HIGH SCHOOL
PHS Blvd., Brgy. Lourdes, City of San Fernando, Pampanga
Tel. No. (045) 961-4261 website: www.pampangahigh.school
Day 1
Direction: Analyze the puzzle and find the TEN words related to entrepreneurship. Words
appear to straight, across, up. down and diagonally. Write your answer on a sheet of
paper mark day 1-Week 1
E H N S P M A H P H U O S K R
H N A Q L R Z O S E R V I C E
O B T I H O O A G A N S Q Y D
Q L I R Q T X D I L E L L E I
L U F X E E C B U U M E G H V
S T O S W P P M T C K T O R O
A M R Z A R R W D L T B C E R
D A P Y B O B E S N O E X L P
U R C U M D T G N G S D Z L N
G K Y J T U O Y T E F O R E C
V E U N G C D S K O U F N S Z
R T P B R E T A I L E R G Q F
J P E G L R F T U L Y V O C X
K R E J D H S K E L A N G T O
P I H S R U E N R P E R T N E
2
Day 2
Introduction:
Everybody loves to earn money and accumulate wealth, and it present times, we have
many ways to achieve it. Since we are developing our skills in crop production, the most
common ways is to offer good quality products and services to your friends, relatives and
other people in the community or even online activity that can cover global market. You
are encouraged to develop skills required in entrepreneurial activities that you may use
in the near future for income generation.
All the business activities undertaken in selling products and services to people is known
as entrepreneurship and the one who manage these business activities is called
entrepreneur. A person or a business that sells goods to the public in small quantity is
called a “retailer”, and a person or business that provides service to the public is a
“service provider while the producer is a person or a company that supplies goods or
commodities for sale.
Starting a business can be a motivating idea especially for first time entrepreneurs or employed
individuals who are tired of the 8am-5pm job. Having a business is a good decision; however, it
can also be stressful, challenging and not as simple as it looks like. Some people succeeded,
some didn’t because they only have insufficient experiences to address the problems posed by
the numerous business constraints. The following are the factors that need to be consider
before jumping in to the world of business.
. 2. Target Customer
Having a service or product to sell is not going to make you profitable if you do not have
customers who will buy it. If you plan to start a business and you know what to sell, before you
begin, study first if there is a market for it. Identify who your customers are. Remember the
saying, a product or service for everybody is a product or service for nobody.
3. Location
Make sure you identify or look for the best location for your business. Your business must
be seen by your target customer or at least near them.
4. Capital
Capital is the amount or value you need to put in the business to get it started and operating.
It can be cash or non-cash. To know how much capital you need, list down all the possible
spending you need to make to start and operate, such as assets to purchase, renovation, lease
payments, operating expenses etc.
E. Continuation of the discussion of new concepts
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Day 3
Knowledge alone does not guarantee success in business. Skills development can greatly help
in the production process, but it is not an assurance to the sustainability of the business as well.
It takes right attitude combined with adequate knowledge, competitive skills, and upheld
passion to make significant revenues, profit and
sustainability of the chosen business.
A successful entrepreneur has a strong inner drive that helps him/her to succeed and overcome
obstacle. They should not only set big goals for themselves but also see that they are actually
committed to achieving them regardless of the countless setbacks that occur.
The set of characteristics common to entrepreneurs who excel in business are the following:
1. Optimism – Be someone who always feel positive in every effort in order to achieve
something
2. Self- confidence – Assure yourself to overcome risks and many other forms of problem.
3. Self- Control – Never react immediately, instead respond to the situation in the most
legal and beneficial ways.
4. Courage – Be a risk taker with alternative courses of action on hand. One’s readiness to
face, reduce or eliminate depends on how brave you are.
5. Commitment – Keep every effort you have started, if problem arises never stop to invoke
your right to persist and regain a lost glory.
6. Creativity –Use your imagination to create marketable ideas and push it. If you thought
of a potential good one, be the first to act upon it.
7. Well –defined values – Goals coated with well-defined values, be precise in your
principles
8. High energy level – Success in business comes from being energetic.
9. Leadership ability – Guide, direct and influence people according to what benefits the
business.
10. Desire for responsibility- Value everyone and everything as you value oneself.
11. Decision-making skills – One’s ability to choose good decision may be experienced-
based
12. Desire for immediate feedbacks –The ultimate consumer of the product and service
must be heard and become the bases of further products or services development.
13. Strong desire to achieve – Work with the goal in mind and take the best way to achieve
them.
14. Ability to learn from past failures – Bad experiences in business should never be
taken as traumatic but it must be noted and archived.
F. Developing Mastery
Day 4
Activity#1
Observe your community
On one whole sheet of pad paper, lists down all the possible businesses that exist in your
community. In each business, identify the nature of business, target customer, location,
estimated capital, raw materials and forms of business.
Nature of Target Location Estimated Raw Forms of
business customer capital materials Business
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Activity #2
This is a self-examination activity. After knowing the different characteristics that an
entrepreneur may possess, examine yourself if you have it too. Simply put check (✔) if those
particular characteristics are present in you, an (X) if you do not possess it. Comment by giving
possible option that can help you acquire it. List down all the characteristics and follow the
instruction given above. Write this activity on a sheet of pad paper.
If you have a friend, relatives, or even neighbor that is running a business, make an assessment
of them applying the characteristics of entrepreneur. State the differences and similarities you
have observed with them.( Explain your answer briefly)
Directions: Read the statement carefully. Choose the correct answer inside the box.
Write your answer on one whole sheet of pad paper.( Note: Mark Week 1-
Day 5 Quiz #1)
Quiz #1
Nature of business Location Raw materials
Target customer Capital Form of Business (Sole proprietorship
Partnership, Corporation)
_________1. Mall _________6. Market
_________2. Millennials ________7. Leather
_________3. Php 50,000 _________8. Students
_________4. Airlines _________ 9. Fruit vendor
_________5. Landscaping Services _________10. Seedlings
Quiz#2
Directions: Fill in the blank with a word or group of words describing the characteristics
of an entrepreneur. ( You may use the paper in Quiz #1 with proper markings}
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Quiz#3
Draw me:
Put emoji smiley if the statement is Fact, sad if the statement is False.
Nelson P. Dungo
Signature over printed name
Lucia Y. Manalac
Signature over printed name
Jenibeth T. Estolloso
Signature over printed name
6
DEPARTMENT OF EDUCATION
REGION III
Division of City of San Fernando
PAMPANGA HIGH SCHOOL
PHS Blvd., Brgy. Lourdes, City of San Fernando, Pampanga
Tel. No. (045) 961-4261 website: www.pampangahigh.school
In this lesson you will assess one’s PEC’s lifestyles, attributes and skills, differentiate lifestyles
from attributes and skills. Assess practitioner’s entrepreneurial competencies in terms of
characteristics, lifestyle and skills.
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Day 2
Directions: Arrange the following words. (Note: these are lifestyles and skills)
1.
2.
3.
4.
5.
support a sense of family stamina communication
skill freedom and control energy and control Flexibility
of time
D. Discussing new concepts
People who plan to live in the world of entrepreneurship will live a life different from an ordinary
citizen. They adapt to the new lifestyles gradually and professionalize every task embedded into
it. They follow established standards and even customize some to fit to the task particular to a
business type. As business is sustained and entrepreneurs developed expertise in all task
including constrains and problem solution, excellent decision making is easier to achieve.
The common Lifestyle of successful entrepreneur are the following:
A sense of freedom and control- It is one of the highest lifestyle considerations that
entrepreneurs must adapt. Although inspired by their freedom
to lead and control all elements of the business, they must
exercise careful on choosing the right course of actions and
decision to take.
Family Support A family does not only serve as inspiration but also as a group of
people to oversee the welfare of entrepreneurs. Suggestions and
recommendation of a family member must be carefully
considered.
Entrepreneurial Skills:
Some people are more gifted in these entrepreneurial skills than others but you can learn and
improve this skill. The following are the different types of skills.
1. Interpersonal skills – do you deal with people with respect, integrity, fairness and
truthfulness?
● Leadership and motivation skills– Can you lead and motivate others to follow and
deliver your vision? As successful entrepreneur, you’ll have to depend on others to
get beyond a very early stage in your business, there’s just too much to do it on your
own.
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● Communication skills- You need to be able to communicate well to sell your vision
of the future to investors, potential clients, team members and more.
● Listening skills – Make sure that you are active and empathetic listener. To listen
“actively” means to be engaged, involved. Take the time to listen to your employees,
customers and other stakeholders
2. Creative thinking skills- creativity is a skill that you can develop if you invest time and
effort, integrating innovation and strategic business practices that increase market
competition
3. Practical Skills -
● Goal setting – Set goal regularly and create plan to achieve them and then carry
out that plan
● Decision making skill- Make decision based on relevant information and weighing
the potential consequences
F. Developing Mastery
Day 3
This is a self-examination activity. After knowing the different lifestyle that an entrepreneur
may possess, examine yourself if you have it too. Simply put check (✔) if those particular
lifestyle are present in you, an (X) if you do not possess it. Comment by giving possible option
that can help you acquire it. List down all the characteristics and follow the instruction given
above. Write this activity on one whole sheet of pad paper.
If you have a friend, relatives, or even neighbor that is running a business, make an assessment
of them applying the lifestyles of entrepreneur. State the differences and similarities you
observe.
H. Making generalizations and abstractions about the lesson
The different characteristics, skills and lifestyles of successful entrepreneurs we learned will
surely inspire us to do our best to start our own business. Be optimistic and take the risk, all
these qualities that can be attain through mind setting.
I. Evaluating learning
Day 5
Supply the missing words:
Direction: Read the statement carefully and give the missing word/s of entrepreneurial
skills and lifestyles to complete the meaning.
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5. _____________is an ability to listen about the suggestions and recommendation.
6. _____________is a lifestyle of an entrepreneur to choose the right course of action
7. _____________is a relaxation that can help maintain good physicality and mental condition
8. _____________is a suggestion and recommendation by a family member.
9. _____________is seeking advice from an expert
10. _____________is the entrepreneur choice for the productive time.
Directions: Fill in the blank with a word or group of words to complete the sentence. Write the
answer on a sheet of paper
11. Use your imagination to create marketable ideas is a______________.
12. One’s readiness to face, reduce or eliminate business constraints is_____________.
13. Consumer’s comments and feedbacks must be heard is a________________.
14. Guide, direct and influence people according to what benefits the business is____________
15. Do not react harshly in any situation is ______________.
16. People who always think positive is a_______________.
17. Good decision must be sensible and culture-sensitive is_______________.
18. Develop a competitive attitude is_________________.
19. Success in business comes from being energetic is a_________________.
20. Invoke your right to persist and regain a lost glory is__________________.
Interview or call a friend or relative who are presently engaged in business. Ask him/her
their strongest and weakest PEC’s ( Personal Entrepreneurial Competencies) which
they think helped them in their entrepreneurial career.
Nelson P. Dungo
Signature over printed name
Lucia Y. Manalac
Signature over printed name
Jenibeth T. Estolloso
Signature over printed name
10
DEPARTMENT OF EDUCATION
REGION III
Division of City of San Fernando
PAMPANGA HIGH SCHOOL
PHS Blvd., Brgy. Lourdes, City of San Fernando, Pampanga
Tel. No. (045) 961-4261 website: www.pampangahigh.school
At the end of the lesson you should be able to differentiate attributes and traits of one self,
compare one’s PEC’s with that of a practitioner/ entrepreneur and align one’s PEC’s with that of a
practitioner or entrepreneur.
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Activity #2
Let us determine your understanding about the attributes, traits and skills. You have to
recognize the following adjectives if it is an attribute, trait or skills
1. Open-minded __________________
2. Communication __________________
3. Responsible __________________
4. Computer literacy __________________
5. Self-control __________________
Ask several people to explain the difference between attributes, skills and personality trait,
chances are; you get different explanations or even used these terms to describe a co-worker or
other people interchangeably.
Traits are ingrained behaviors that are mostly permanent and difficult to change (e.g. greedy,
faithful)
Attributes is a specific behavior that can be learned through external experiences. (e.g. for
attributes are committed, loyal and strong integrity.)
Skills are combination of competencies and behavior that are easily identified and measured.
Examples of skills are communication skills, computer skills, leadership skills and etc. These
characteristics play an important role in the life of entrepreneurs.
It is very vital that a beginner entrepreneur will benchmark his/her personal entrepreneurial
skills to successful one because the traits of a successful entrepreneur are proven to have a
guarantee for success. An entrepreneur should use this for him to identify the traits that he/she do
not possess and to overcome all of the hurdles of business.
A successful entrepreneur PEC's is a reliable to benchmark because it is based on real life situation
and it was proven effective to use. Also if the neophyte entrepreneur will become aware that there
are traits that is not present on his/her personal ,he/she must train himself/herself to develop to
those traits and if the entrepreneur will follow those traits, it will surely lead to success in overcoming
the hurdles or obstacles in business.
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Courtesy to
PEC’s are clustered into three clusters according to its area of application:
Achievement Cluster
● Pay attention to the needs and demands of people
Opportunity ● Never procrastinate. Act immediately on marketable ideas
Seeking and ● The common business are well competed in the market
Initiative while unique ones offer lower competition resulting to higher
revenues and profit
● Calculate risks by identifying the most beneficial alternative
Risk Taking courses of action to minimize effect of risks in the net profit
● Be proactive. Anticipate a loss and counter it with feasible
alternatives
● In business realities, seasoned entrepreneurs sometimes take
riskier business to get higher profits
Demand for ● Perform business tasks better, faster, cheaper, but do not put
Efficiency and safety and quality aside
Quality ● Accomplish tasks by meeting or exceeding standards of
excellence
● Face a significant obstacle with a good plan of action
● Identifies a good alternative to every decision to meet
challenge or overcome an obstacle
Persistence ● Act as the prime mover of resources in the achievement of
goals and objectives
● Offer personal sacrifices or give extraordinary efforts in
Commitment to completing tasks
the Work ● Accomplish targets on time, as agreed, to keep customers
Contract satisfied
Planning Cluster
● Gather data and information or feedbacks from clients,
Information suppliers, and competitors and use those for the
Seeking improvement of products or services
● Study the market personally for innovation of new product
development
● Talk with experts for technical advice
● Sets goals and objectives which are specific and must guarentee
Goal setting customer satisfaction
● Set calculated goals and objectives
● Make a well organized plan with clearly defined methods
Systematic ● Be logically flexible for the emergent constraints, challenges, and
Planning and needs
Monitoring ● Periodic gap-proof monitoring and response activities must be
scheduled to determine emergent constraints, challenges, and
needs
Power Cluster
Persuasion and ● Always ready to give facts and benefits to convince
Networking customers to patronize products and services offered.
● To accomplish the business objectives, key people can be
used as agents or chanels to hasten product and services
delivery to customers
Independence ● Develop self-trust in the attainment of goals and objectives
and self- ● Do not need external approval before acting constraints and
confidence challenges. Being, consultative does not purely mean
dependence on others advice. An entrepreneur must be brave
enough to use one’s ability to chose which alternative course of
action is the appropriate decision.
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Above are the examples of personal entrepreneurial competencies and the new entrepreneur
will compare it to the successful entrepreneur if those traits are present on his Personal
entrepreneurial competencies.
F. Developing Mastery
Activity #3
Are you now aware of your qualities that you may have? Make a list of your own attributes,
traits and skills by completing the table provided for you. Answer the realization table on
how to improve the negative qualities. The first one has been done for you. Write your
answer on a separate sheet of pad paper.
Day 3
Activity#4.
Identify the following if it is PEC’s under Achievement cluster, Planning cluster or
Power cluster. Write your answer on a sheet of paper
Activity # 5
Consider the PEC’s of successful entrepreneurs. Compare these competencies with you. As a
growing individual can you develop these in yourself?
Do I have Realizations
this? (If Yes how can I improve
Competencies of an entrepreneur this?)
YES NO
(If NO what will I do to
(/) (X)
acquire it)
Opportunity Seeking and Initiative
Risk Taking
Demand for Efficiency and Quality
Persistence
Commitment to the Work Contract
Information Seeking
Goal setting
Systematic Planning and Monitoring
Persuasion and Networking
Independence and self-confidence
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Look for your possible skills and develop it while you are at home. Document your work using your
cellphone. (ex: cooking. painting, planting etc)
Developing your personality and understanding your value is fundamental to lead a happy,
successful life. It’s vital to develop your sense of self and improve the qualities you want to
enhance and let go of the bad habits or bad traits.
Entrepreneurs have a great people skills and communication skills that enable them to
effectively sell their products or services to clients and customers. They are also natural leaders
with the ability to motivate, inspire and influence those around them. Passion is the most important
trait of the successful entrepreneur. They love their job and are willing to put those extra hours to
make their business grow. They get a genuine sense of pleasure from their work that goes way
beyond just cash. Very few people are fortunate enough to be born with all these characteristics
but the good news is that they can all be learned. Armed with these characteristics and skills,
you are now ready to go and start your own business…So what are you waiting for?
I. Evaluating learning
Day 4
B. Direction: Draw a smiley face on the space provided if the statement is true and sad
face if it is false.
_______1. A successful entrepreneur must focus only on knowledge and acquiring profit.
_______2. Entrepreneurs are willing to make personal sacrifices to achieve their goals.
_______3. Luis is good in convincing his customers that his products and services is not only
of best quality but safe to use, he has a computer skill.
_______4. The first trait that all successful entrepreneurs must possess is self-discipline.
_______5. Entrepreneurs are easily defeated by trials and challenges.
Match Me:
Directions: Match the PEC’s cluster in Column A with the items on Column B. Write the
letters of the correct answer.
Column A Column B
1. Risk Taking A. Gather data, feedbacks and information
2. Persistence B. Set calculated goals and objectives
3. Opportunity Seeking C. Accomplish target on time
4. Information Seeking D. Anticipate a loss for business
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5. Goal Setting E. Use agents or channel for delivery of products
6. Monitoring F. Develop convincing power to patronize products
7. Persuasion G. Develop self-trust
8. Networking H. Pay attention to the needs and demands of
people
9. Self-Confidence I. Identify alternative to every decision
10. Commitment to the work J. Periodic gap-proof monitoring
contract
Guide Questions:
1. What preparations did you make before you engaged in this type of business or job?
2. What special skills and characteristics do you have that is related with your business or job?
3. How did you solve business-related problems during the early years of your business operation?
4.Did you follow the tips from a successful businessman or practitioner before you engaged in
your business?
5.What best business practices can you share with aspiring entrepreneurs?
6. What do you think are the salient characteristics, attributes, lifestyle, skills and traits that made
you successful in your business or job?
Nelson P. Dungo
Signature over printed name
Lucia Y. Manalac
Signature over printed name
Jenibeth T. Estolloso
Signature over printed name
16
DEPARTMENT OF EDUCATION
REGION III
Division of City of San Fernando
PAMPANGA HIGH SCHOOL
PHS Blvd., Brgy. Lourdes, City of San Fernando, Pampanga
Tel. No. (045) 961-4261 website: www.pampangahigh.school
Last week, you have learn the entrepreneurial competencies that entrepreneur must
possess in order to achieve success in business. Today, we are going to demonstrate
our understanding in the market and the environment of the business.
In this lesson you will be able to determine the common characteristics of business
market, recognize the legal forms of business and checking the needs and wants of the
market through environmental scanning.
DAY 1
1. Picture Analysis
Guide Question:
Explain what can you see in the picture? What do you call these places? What are the activities
in these places?
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D. Discussing new concepts
Day 2
Entrepreneurs with enough knowledge and background in the market and environment where the
businesses operate will have better strategies and decisions and will find it easier to sustain
business. The intended market of a particular product and service must be carefully studied before
and during the actual operations of the business. Many entrepreneurs failed because of a very
simple reason, there is no enough information gathered about the target market consequently,
they incurred so much losses leading to bankruptcy.
. Market refers to a group of people with economically important needs and demands which open
entrepreneurial or business opportunities to everyone. It is a socially, politically and economically
organized people whose needs and demands are based on tradition, culture and technology.
Enumerable business opportunities are open in the market. Their needs and demands are
enormous depending on the class of people being referred to. These classes of people are known
as market segment. These are high end market segment, middle-end and low –end market
segment. The high end market consist of the most expensive products in that market( ex.
branded bags, perfume and low market segment consist of a cheap products.
2. One Commodity
● In economics, a market is not related to a place but a particular product
● There are separate markets for various commodities. For example, market for
clothes, grains, jewelry etc.
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4. Free Competition
● There should be free competition among buyers and sellers; this competition is
in relation to the price determination of a product among buyers and sellers.
5.The price of a product is the same in the market because of free competition
There are many established and emerging industries in the country. Having map all of those in
the community will give a would be- entrepreneur a chance to examine what entrepreneurial
opportunities it would bring to the community. Once these opportunities are identified,
entrepreneur will lay down their plan of actions and then start the business activities.
The following are the key industries distributed all over the country.
1. Agribusiness
2. Cyber services
3. Health and wellness
4. Hotel, Restaurant and Tourism
5. Mining
6. Construction
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7. Banking and Finance
8. Manufacturing
9. Transport and Logistic
10. Overseas Employment
Emerging Industries:
11. Creative Industries
12. Power and Utilities
13. Diversified/ Strategic Farming and Fishing
14. Renewable Energy
The needs and demands of the community can be determined through environmental
scanning. In this process, an aspiring entrepreneur must make a thorough examination of the
target market before a particular business is set. Many elements of the target market can
change from month to month or year to year, thus, updated data and information of the following
must be gathered shall become the bases of setting up planned business. Needs means
require
something because it is essential or very important, Wants means have to desire to possess or
Wish for while Demand is an economic principle referring to consumer’s desire and ability to
purchase a goods or services.
Activity # 1.
JUMBLED LETTERS
Identify what is being described in each sentence by arranging the letters properly to
unlock the correct answer.
1. It is a place consisting of a number of big or small shops, stalls and even hawkers selling
various types of goods.
A KTERM CEAPL _____________________
2. The owner can assume the role of manager, finance officer and worker
LOSE RIETOPROPSHIP _________________________
3. Business risks are shared by many people
NOCPORATIRO ____________________
4. There is check and balance among partners only
TARPRENRPISH ___________________
5.Refers to a group of people with economically important needs and demands which opens
entrepreneurial opportunities.
KATREM ___________________
Activity# 2.
Do a simple community mapping activity to develop a barangay-based market profile. Use
the template below in posting estimated and relevant data of your barangay.
Activity# 4 Application:
1. If you are going to operate a business which of the three legal forms of business will you
choose? Why?
2. Among the key industries distributed all over the country, which do you prefer if you would
be as entrepreneur? Why?
I. Evaluating learning
Day 5
Short Quiz :
Direction: Complete the following statement by writing the correct answer in the blank.
Write your answer in a one whole sheet of pad paper.
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A. Directions: Choose the letter of the correct answer. Write your answer in a
Separate sheet of pad paper.
Give the difference between sole proprietorship, partnership and corporation in a form
of paragraph. Write your answer on a whole sheet of paper.
Nelson P. Dungo
Signature over printed name
Lucia Y. Manalac
Signature over printed name
Jenibeth T. Estolloso
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Signature over printed name
DEPARTMENT OF EDUCATION
REGION III
Division of City of San Fernando
PAMPANGA HIGH SCHOOL
PHS Blvd., Brgy. Lourdes, City of San Fernando, Pampanga
Tel. No. (045) 961-4261 website: www.pampangahigh.school
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Jumbled Letters
Direction: Study the scrambled letters
and try to rearrange the letters in the
correct sequence to form a word.
1. WERNAMOP 6. NOITARTSIGER
2. 7.
EYONM DROCER KIPNGEE
4. SONPERNELN 9. FILYAM S G N I V AS
5. IONOCALT 10. SENIHCAM
Success in production is strictly determined with ( 4) factors popularly known as the 4 M’s.
Manpower Refer to all persons in the business who are also popularly called
labor force. That means the word manpower includes the entrepreneur
himself.
Money It known to be the life juice of the business and has to do with the
economic status of the business. These can be in paper bills or coins,
generally used to pay for goods and services, repayment of debts, and
saving or restoring purchasing power of the business.
Materials These can raw materials or finished [products which shall undergo
certain process or combined which shall end as the expected output of
production.
Machines Any semi or fully-automated devices that are used in converting raw
materials into marketable products or output.
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Family Savings Low or no interest at all will be In rare cases, if problem exist
charged to the would –be between parties, capital or at
entrepreneurs once by parents.
Well- reputed lending institutions I the community can offer the following types of loans
according to term of repayment
Short -term loans In this type of loan, monthly amortizations
which will include a low interest will be paid in
a year or less. Advanced or on-time payment
of monthly amortization increases trust and
confidence of a bank on the entrepreneur.
Intermediate loans Term of repayment can range from one year
to three years.
Long- term loans Depending on the soundness of the feasibility
or the established trust and confidence of the
bank on the entrepreneur, terms of
repayment can stretch from four to ten years
where lending policies of banks or credit
cooperatives apply.
Before the actual operations of the business begin, hiring the right task must be
considered. Your business plan will tell you how many workers you need for the start and
how many will be hired again as the operations progress. Excess personnel will be an
extra cost of the business and the condition must be avoided.
New business must be registered in the name of legalities. Before you let your well- planned
business rocks the market, the following processes must be undertaken:
a. Register your official business name in the Department of Trade and Industry (DTI)
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b. Apply for a Mayor’s Permit to operate the business and the Municipal Business License of
the business.
c. Register your business at the Securities and Exchange Commission (SEC). The Articles of
Incorporation and By- Laws are required for all corporations and for partnership.
d. Register your business in the Bureau of Internal Revenue whereupon your business will
be
assigned a Tax Identification Number (TIN)
e. Register your employees with the Phil health, PAG-IBIG, and Social Security System(SSS)
Registration in other agencies which provide welfare and other benefits must also be
consulted and legally followed.
Entrepreneurs must be knowledgeable on the operations of the business. This practice helps
you monitor the progress of your business and to carefully track the profit and losses.
Record keeping is the process of recording the money received and spent by the operations of
the business. The following are the most important activities in bookkeeping:
Generally, the benefits of recording system and the good records kept are the following:
a. Easy monitoring of the success or failure of your business.
b. Information needed to make decisions is provided and accessible
c. Information needed to take bank financing package is available.
d. References for budgeting are at hand
e. Easy preparation of income tax return
f. Easy computation of sales taxes
g. Profit distribution is facilitated by organized record keeping.
F. Developing Mastery
Day 3
Activity #1
Based on the community mapping activity, analyze and identify business opportunities as
well as challenges these data can offer to aspiring entrepreneurs.
Dimension Data to be Business Challenge to aspiring
gathered Data Opportunities Entrepreneurs
Offered
Market Number of
demographics households
Numbers of Number of
businesses retailers
Numbers of
wholesalers
Number of
service-based
business
Numbers of
producers
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Activity#2
Identification:
Direction: Read the statement carefully and identify the 4 M’s ,start-up capital and types
of loans. Write your answer on separate sheet of pad paper.
1. It refers to the people who work in the business entity.
2. It is a type of loan which include low interest and can be paid in a year or less
3. A type of start-up capital with no payment of interest
4. It is finished products that undergo certain process.
5. It is a type of loans that can be paid from four to ten years.
6. A lending institution that can be paid in monthly amortization
7. A fully automated device used in converting raw materials into marketable product.
8. It refers to the life juice of the business
9. An economic activity that process raw materials to be sold to an identified market
segment
10. The term of payment can be range from one to three years.
Application:
Answer the following question in a paragraph ( Explain your answer briefly)
1. How big is your potential market?(Draw a location where you want to set-up your
business)
2. Who is the buying art and the target market?
3. Who are your competitors?
An aspiring entrepreneur must consider a lot of factors prior to setting up business. The
important task of entrepreneur is to determine how much capital is needed to start a business.
Selection of the best location is crucial too. Record keeping or bookkeeping is also a skill that
entrepreneur must possess to ascertain the financial status of the business.
I. Evaluating learning
Day 5
Short Quiz
Matching Type: Match Column A to Column B. Write the letter of your answer in one
whole sheet of pad paper
Column A Column B
A. Securities and Exchange Commission 1. Lending institution
B. Book keeping 2. Life juice of the business
C. Tax Identification Number 3. Nearness to target market
D. Money 4. Labor force
E. Long term loan 5. Register the official business name
F. Location 6. Record the incurred expenses
G. Manpower 7. Registration for corporation
H. Personnel 8. 4-10 years of payment
I. Department of Trade and industry 9. Workers in the business
J. Banks 10. Registration for taxes
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TRUE or FALSE
Direction: Write true if the statement is correct and false if the statement is wrong.
Nelson P. Dungo
Signature over printed name
Lucia Y. Manalac
Signature over printed name
Jenibeth T. Estolloso
Signature over printed name
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DEPARTMENT OF EDUCATION
REGION III
Division of City of San Fernando
PAMPANGA HIGH SCHOOL
PHS Blvd., Brgy. Lourdes, City of San Fernando, Pampanga
Tel. No. (045) 961-4261 website: www.pampangahigh.school
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Day 1
Look at the pictures.
Why do you think these businesses became successful? What makes them stay on top?
(Possibilities that you can take advantage to ( things that may prevent you for achieving
achieve your goals and ambitions) your goal)
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N. Discussing new concepts
Day 2
SWOT analysis is a framework for identifying and analyzing the internal and external
factors that can have an impact on the viability of a project, product, place or person.
Business ideas must be carefully analyzed prior to its actual operations. A popular way of doing
this is to do business idea assessment through the use of SWOT Analysis SWOT stands for
Strengths, Weaknesses. Opportunities, Threat.
Helpful Harmful
(to achieve the objective) (to achieve the objective)
Strengths are the internal positive qualities of the business idea that offers advantages and
benefits to the aspiring entrepreneur.
Weaknesses are the negative indications that deter the good future of the business idea
probably contributory to business losses.
Opportunities are the external indications that offer chance for progress or advancement of the
business.
Threats are the external indications of unfavorable situation leading to business problems and
other difficulties that will put profit into risks
a. Be realistic about the strengths and weaknesses of your business when conducting SWOT
analysis
b. SWOT analysis should distinguish between where your business is today, and where it could
be in the future.
d. Always apply SWOT in relation to your competition such as better than as or worse than your
competition.
e. Keep your SWOT short and simple. Avoid complexity and over analysis
f. SWOT is subjective
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Financial Plan Project Cost What is the total capital requirement?
Financing Plan and Loan What collateral can be given to the
Requirement bank?
Security for Loan What does the Profit and Loss
Profit and Loss Statement Statement indicate?
Cash Flow Statement What does the Cash flow Statement
Balance Sheet indicate?
Loan Repayment Schedule What does the Cash Flow Statement
Break-even Point indicate
Return of Investment
Financial Analysis
Business Plan
Jean’s Garden
Contents: (Note to the readers: the table of content is not presented here)
Executive Summary
Brief description of the Project:
Jean’s Garden is a landscaping plants trading business that offers variety of quality
landscaping plants both ornamental and flowering types. It is located in a rented space at the
heart of General Santos City. This business sells competitively priced plants to cater the demand
of small and large scale landscaping services of the city and the adjacent municipalities.
The owner –entrepreneur is a plant hobbyist who wishes to see all types of plants in her
backyard. Her collection ranges from partial shades. Outdoor and even plants in very dry semi-
and parts of the world. Her family is into the challenging yet successful breeding program of
desert rose or Adenium especially of single, double, and triple/ multiple petals.
This trading business aims to provide commercial landscapers with quality, affordable,
and well –hardened landscaping plants. The business also aims to create a trading network
between commercial landscapers and other landscaping- related service providers in the
General
Santos City and other nearby cities and municipalities.
Marketing Plan
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The target market will include the small and large-scale commercial landscapers of
General Santos City and other nearby cities and municipalities Walk- in customers like tourists,
homeowners, and plant collectors who will buy few pieces only likewise valued as important
customers who can possibly create word of mouth about the business to other enthusiast.
Production Plan
Production or propagation of plants happens in other gardens which are the potential
suppliers of Jean’s Garden. Outsourcing of landscaping plants will be done regularly by
contacting the owner about the availability list.
Plants will be delivered by the producers’ propagators to the store as soon as the
ordering processes is completed and finalized.
Financial Plan
Financial Requirements
Jean’s Landscaping Plants Trading
Total Project Costs
Particulars Amount(Php)
Fixed Asset:
Dipper 20
Pale 60
Watering hose 120
Subtotal: 200.00
Working Capital(1 month)
Direct Materials 23,000.00
Direct Labor 3.000.00
Overhead Expenses 1,800.00
Operating Expenses 200.00
Subtotal: . 28,00000
Total Project Costs 28.200.00
Underlying Assumption:
1) 360 pcs. Or assorted ornamental and flowering plants are assumed to be sold per month.
Katsura (100 pcs.) Pandakaki (100 pcs.)
Bougainvillea( 100 pcs.) Adenium (100pcs.)
2) Purchase price for:
Katsura (P20) Pandakaki (P25)
Boungainvillea (P25) Adenium (single P200)
Adenium ( double P250)
Adenium ( triple P300)
3) Operating hours per day is 8-9 hours from Monday to Sundays and 30 days a month
(P100/day paid for sales personnel)
4) Fixed assets are subject to depreciate in 3 years.
P. Developing Mastery
Day 3
Direction: Prepare a SWOT sheet. Make a presentation of your business strengths,
weaknesses, opportunities and threats. Upon analyzing the proposed business idea, make
a decision whether to pursue your business idea or consider other alternative business.
INTERNAL
Strengths Weaknesses
Examples: Examples:
Special expertise, reputation, Limited service lines, marketing
cost advantages, technology deficiency, management of staff
advantages, etc. problems, etc.
Opportunities Threats
Examples: Examples:
New technology, lack of New or increased competition,
dominant competition, new insurance plan changes, adverse
markets or services, etc. government policies, economic
slowdown, etc.
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Q. Finding practical applications of concepts and skills in daily living
Day 4
EXTERNAL
Project making:
Since you have chosen one viable business idea, it is just time to develop an impressive
Business Plan. Refer to the sample business plan provided. Your own plan must not be
limited to few pages only, as the example is presented. All data and information must be
given in order to come up with a completely sound and impressive business plan.
( Note: Prepare this business plan on short bond paper)
Part of a Business Business Plan Development Guides
Plan
Focus
Business Name Business Address:
Telephone/Contact Number:
Contact Person:
Contents The usual table of contents
Background of the business Brief history
Information of the business
Form of ownership
Organizational set-up
Industry where it plays
Benefits to the Community Brief statement of business social responsibility, economic,
community and human resources development
Executive Summary Brief Description of the Project
Brief Profile of the Entrepreneur
Project’s Contributions to the Economy
Marketing Plan Description of the Product
Comparison of the Products with its Competitors
Location
Market Area
Main Customers
Total Demand
Market Share
Selling Price
Sales Forecast
Promotional Measures
Marketing Strategy
Marketing Budget
Production Plan Production Process
Fixed Capital
Life of Fixed Capital
Maintenance and Repairs
Sources of Equipment
Planned Capacity
Future Capacity
Terms and Conditions of Purchase of Equipment
Factory Location and Lay out
Raw Materials
Cost of Raw Materials
Raw Materials Availability
Labor
Cost of Labor
Factory Overhead Expenses
Production Cost
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Organization and Form of Business
Management Plan Organizational Structure
Business Experience and Qualifications of the
Entrepreneur
Pre-operating activities
Pre-operating expenses
Office Equipment
Administrative Expenses
Financial Plan Project Cost
Financing Plan and Loan Requirement
Security for Loan
Profit and Loss Statement
Cash Flow Statement
Balance Sheet
Loan Repayment Schedule
Break-even Point
Return of Investment
Financial Analysis
R. Making generalizations and abstractions about the lesson
An aspiring entrepreneur must consider a lot of factors prior to setting up a business.
Careful examination on the needs and demands must be made. Competition must be clearly
addressed because it may either lead to accumulation of profit or, worse incurring losses.
The purpose of a business plan is to help articulate a strategy for starting your business. It also
provides insight on steps to be taken, resources required for achieving your business goals and a
timeline of anticipated results.
S. Evaluating learning
Day 5
Short Quiz
A. Identification
Direction: Read the following statement, you will be expected to clearly identify each item
using the SWOT analysis.
B. MULTIPLE CHOICE
Directions: Read and understand the questions carefully. Write the letter of the correct
answer in one whole sheet of pad paper. (Note: Mark Day 5)
1. Parts of the business plan that intend to show how to promote the products or
services.
A. Executive Summary C. Marketing plan
B. Financial plan D. Production plan
2. A short document that summarizes a longer report or proposal in a way that reader
can easily acquainted with a large body of materials in business.
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A. Executive Summary C. Marketing plan
B. Financial Plan D. Production Plan
3. It is a part of the business plan where availability of raw materials can be seen.
A. Financial Plan C. Production Plan
B. Marketing Plan D. Organization and Management Plan
4. It is show how the business and the working force are being operated.
A. Executive Summary C. Marketing Plan
B. Financial Plan D. Organization and Management Plan
5. It shows the return of investment of the business.
A. Executive Summary C. Marketing Plan
B. Financial Plan D. Production Plan
6. It shows the brief profile of the entrepreneur.
A. Executive Summary C. Marketing Plan
B. Financial Plan D. Organization and Management Plan
7. It is the form of gathering, recording and evaluating data regarding specific marketing.
A. Financial Plan C. Production Plan
B. Marketing Plan D. Organization and Management Plan
8. It shows the factory layout and location of the business.
A. Financial Plan C. Production Plan
B. Marketing Plan D. Organization and Management Plan
9. It shows the assigning qualified people to approved position in the organization of the
business.
A. Executive Summary C. Production Plan
B. Marketing Plan D. Organization and Management
10. A part of a business plan where it contribute something in the community and human
resources development.
A. Business name C. Benefits to the Community
B. Background of the Business D. Contents
________1. SWOT Analysis is a written document containing business goals and objectives and
the time frame in which these goals need to be achieved.
________2. Weaknesses stand for the negative indications that deter the future of the business.
________3. A business plan consists of 6 majors parts.
________4. Marketing plan tells the nature of the business, competencies and qualifications
of entrepreneur.
________5. A sound and impressive business plan is likely to approved for a loan package.
T. Additional activities for application or remediation
Answer the following:
1. Explain why an aspiring entrepreneur must make a sound and impressive business plan?
2. What are the advantages and disadvantages of making a business plan before engaging
to any business?
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