Math 3 Enhancement Problem Solving Skills and Analysis
Math 3 Enhancement Problem Solving Skills and Analysis
Julie C. Borral
Instructor
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COURSE TITLE: Enhancement Problem Solving Skills and Analysis
COURSE DESCRIPTION:
This is a three-unit course which introduces the different types and levels of
problem solving. It also discussed different techniques such as looking for patterns,
working backwards, solving a simpler problem, parity, mathematical induction and
symmetry. This course will focus on proving theorems and problem solving.
COURSE OBJECTIVES:
COURSE REQUIREMENTS:
TOTAL 100%
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Course Outline and Time Frame
Course Content/
Time Subject Matter
Frame
UNIT 1: PROBLEM SOLVING SKILLS AND
REASONING
Week 1-2 Lesson 1: 21ST Century Skills
Lesson 2: Reasoning, If-Then Statements, Converse and
Proofs
Week 3-4
Lesson 3: Polya’s 4 Step’s in Problem Solving
MIDTERM UNIT 2: PROBLEM SOLVING AND STRATEGIES
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UNIT 1:
PROBLEM SOLVING SKILLS AND REASONING
Mathematics is not just about numbers. Much of it is problem solving and reasoning
– inductive and deductive. It also discusses intuition, proof and certainty. It utilizes Polya’s
4-steps in problem solving, varied problem solving strategies, mathematical problems
involving patterns and recreational problems using mathematics.
In this module, you are going to learn to use different types of reasoning to justify
statements and arguments made about mathematics and mathematical concepts; write
clear and logical proofs; solve problems involving patterns and recreational problems
following Polya’s Four Steps; and organize one’s methods and approaches for proving and
solving problems.
LESSON PROPER:
Problem solving skills refers to our ability to solve problems in an effective and timely
manner without any impediments. It involves being able to identify and define
the problem, generating alternative solutions, evaluating and selecting the best alternative,
and implementing the selected solution.
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According to Stephen Krulik and Jesse Rudnick a problem solving is:
Use these creative tips to improve problem-solving skills, develop more strategic
ways of thinking, and train your brain to do more.
• Active listening.
• Analysis.
• Research
• Creativity.
• Communication.
• Dependability.
• Decision making.
• Team-building.
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What Is Critical Thinking?
Critical thinking is the ability to think in an organized and rational manner in order to
understand connections between ideas and/or facts. It helps you decide what to believe in.
In other words, it’s “thinking about thinking”—identifying, analyzing, and then fixing flaws
in the way we think.
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How to improve critical thinking
The purpose of critical thinking is to ensure that people are able to think clearly and
rationally about what to do or what to believe. This is very important in any walk of life but
especially in the realm of formal education, where it's vital to be able to construct rational
arguments in support of one's ideas.
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These 5 skills are absolutely necessary for successful communication in the
workplace or private life.
Communication skills are essential for the successful future career of a student. In
today’s competitive world, communication skills in business are the most sought-after
quality of an educated person. Reading, writing and listening carefully are the three most
important communication skills for students.
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What are Collaboration Skills?
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6 Crucial collaboration skills (and how to foster them)
What is Creativity?
There are several activities and exercises you can try that can help improve your
creativity. These include:
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characters. Another easy way to practice mentally challenging games and puzzles is by using an app
on your phone or another mobile device.
4. Write
Try recording your thoughts in a journal at the end of each day. Writing encourages you to
think critically about your daily experiences and ideas. Finding ways to apply critical and analytical
thinking is a great way to exercise your mental abilities.
5. Exercise
Taking care of your physical and mental health can help put you in an optimal position to
practice and apply creative thinking. Adding regular exercise, if even for 20-30 minutes two to three
times per week, is one way to be your best self at work.
Some workplaces are creative due to the nature of the industry. Even if your workplace is
not a naturally creative environment, there are things you can do to practice creativity:
Change your process - Make a change to the way you normally do things. Perhaps
there is a particular task you have always done a certain way. Ask yourself why you do it
that way. If there is no good reason why, try doing it differently.
Draw your work - Whatever it is you are working on, whether a project, idea or a
task, describe it in a picture or a series of pictures. You don’t have to be particularly artistic
for this to be a helpful practice.
Change your environment - Changing the space around you can stimulate you to
think in fresh ways about your work. This might involve reorganizing your office space or
even moving to a different office. If you are limited with how you can rearrange your office
space, consider decorating it and then periodically redecorating it. Not only is decorating a
creative exercise, but the change can help you think creatively in your work.
Listen to music - If your situation permits, play music while you work. Music helps
many people increase their creativity. Even if it doesn’t directly affect your creativity, it can
improve your mood, which may put you in a more creative frame of mind.
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Process in Solving problem.
EXPLORE
• Read the problem carefully. • Know your goal
• Identify the information given • Realize what you are trying to do.
PLAN
• Look for strategies to answer the • Consider different approaches
problem
SOLVE
• Carry out the plan • Revise and modify your plan as
required.
REFLECT
• Examine your solution carefully • Find a different way of attacking the
problem.
• Make sure you have used all the • Study the results or the strategy you
used in solving the problem, and see
Important information. Check if you can apply it in different
whether all the given conditions in situation.
the problem are satisfied.
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ACTIVITY: AM I IMPORTANT?
Direction: Cite some scenarios that involves the 21st century skills then explain
why it is important to develop these skills. (Explain briefly)
EVALUATION:
Direction: Identify what skill is being describe in the statement given.
__________ 1. Students learn how to ask and answer question, and form opinions.
__________ 4. Engage in discussions while reading, learn how to listen and see the perspective
of others.
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LESSON 2: REASONING, IF-THEN STATEMENTS &
CONVERSES, AND PROOFS
OBJECTIVES:
LESSON PROPER:
Mathematics is not just about numbers; much of it is problem solving and reasoning.
Problem solving and reasoning are basically inseparable. The art of reasoning is very
important in mathematics. This is the skill needed in exemplifying the critical thinking and
problem solving ability.
Logic and reasoning are very useful tools in decision making. People also do
deductive reasoning extensively to show that certain conjectures are true as these follow
the rules of logic. A conjecture is a conclusion made from observing data.
Examples:
• After the first meeting in her Statistics class, Mariah says, “I think I
will like Statistics.”
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2. Analogy is a form of reasoning in which other similarities are inferred from a
particular similarity between two things. It is reasoning by comparison.
Examples:
Examples:
• Two older brothers of Sir Pio are hot and handsome. Sir Pio is also hot
and handsome.
• In the given, 1x1=2, 1x2=2, 1x3=3,… therefore, any number multiplied
by 1 is the number itself.
Examples:
• Given 4(3x-8) + 5 = x – 5. Solve the value for x. Give reason for each
step in the process.
Solution:
4(3x – 8) + 5 = x – 5
12x-32 + 5 = x – 5 Apply Distributive Property
12x – 27 = x – 5 Combine similar terms
11x – 27 = -5 Apply Addition Property of Equality
11x = 22 Use Multiplication Property of Equality
x=2 Simplification
• Every Filipino of age 18 and above can vote. Fenoyat D. Jinuwa is a
Filipino of age 24. Therefore, Fenoyat D. Jinuwa can vote.
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If-then Statements and Converses
Conditional
Hypothesis
- States that the given facts are assumed as true. This is found in the “if” part of the
conditional.
Conclusion
- States what needs to be proven or established true. This is found in the “then”
part of the conditional.
Converse
Biconditional
- Is a statement that combines a conditional and its converse with the phrase “if
and only if” (abbreviated as “iff”).
-
A. Instruction: Given the conditional statement, find the hypothesis and conclusion.
1. Conditional: If the sum of the measures of two angles is 180°, then they are
supplementary.
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Converse: If two angles are supplementary, then the sum of their measures is
180°.
2. Conditional: If two segments are congruent, then they have equal lengths.
Converse: If two segments have equal lengths, then they are congruent.
Mathematical Proofs
A proof is a sequence of true facts (statements) placed in a logical order. In proving,
the following may be used as reasons:
Reflexive: x=x
Distributive: x (y+z) = xy + xz
Commutative Properties:
a. Addition: x+y=y+x
b. Multiplication: yz = zy
Associative Properties:
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a. If x = z then x ± y = z ± y
b. If x = w and y =z, w + y = w + z
Proof:
Statements Reasons
1. 2(x+1) = 6x + 4 Given
2. 2x + 2 = 6x + 4 Distributive Property
3. 2x + 2 – 6x – 2 = 6x + 4 – 6x – 2 Addition Property of Equality (APE)
4. -4x (-1/4) = 2 (-1/4) Multiplication Property of Equality (MPE)
5. x = -1/2 Simplification
Geometric Properties
The following properties may be used to justify proof of some mathematical
statements.
Statement: AB ≅ AB
Given: AB ≅ CD
Statement: CD ≅ AB
Given: AB ≅ CD, CD ≅ EF
Statement: AB ≅ EF
Given: AB ≅ CD
Statement: AB ± EF = CD ± EF
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Definition of Congruent Segments (DOCS)
Given: AB ≅ CD
Statement: AB = CD
Given:
Statement: AB + BC = AC
Given:
C is the midpoint of AB
Statement: AC ≅ CB
There are many ways on how to write proofs. We can have top-down or deductive
reasoning or bottom-up or inductive reasoning. It can be formal or informal procedure.
X Y Z
X B
Prove: XY ≅ AB
X
Statements Reasons
1. Y is a midpoint of XZ Given
2. XY ≅ YZ Definition of Midpoint (DOM)
3. YZ ≅ AB Given
4. XY ≅ AB Transitive Property
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1. By looking at the colour of the ripe mangoes, you can already tell the one is sweeter
than the other.
2. The four brothers of Juan love Geometry. The fifth brother, Juan must love Geometry
also.
3. Birds are noisy when they are hungry. The birds in the tree are noisy. These birds
must be hungry.
4. Hat is to head as slippers are to feet.
5. Juan drew five different triangles. He got the sum of the measures of the three angles
of each triangle. He discovered that the sum of the measures of the three angles of
any triangle is 180°.
EVALUATION: Write the formal and informal proof for the following:
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LESSON 3: POLYA’S 4-STEPS
IN PROBLEM SOLVING
OBJECTIVES:
LESSON PROPER:
4-Step Process:
Read and understand the problem. Identify what is the given information, known
data or values and what is known and to be solved as required by the problem.
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d. Make an organized list that shows all the possibilities.
e. Make a table or a chart.
f. Work backwards.
g. Try to solve similar but simpler problem.
h. Write an equation, as possible define what each variable represents.
i. Perform an experiment.
j. Guess at a solution and then check the result.
Solve the equation you have set up and observe analytical rules and procedures
until you arrive at the answer at the answer.
a. Work carefully.
b. Keep an accurate and neat record of all your attempts.
c. Realize that some of your initial plans will not work and that you will have to
devise another plan and modify your existing plan.
In order to validate the obtained value, you need to verify and check if the answer
makes sense or correct based on the situation posed in the problem. Label your final
correct answer.
a. Ensure that the solution is consistent with the facts of the problem.
b. Interpret the solution the context of the problem.
c. Ask yourself whether are generalization of the solution that you could apply to
similar problems.
Example 1: A police station has 25 vehicles of motorcycles and cars. The total number of
wheels is 70. Find the number of motorcycles and cars the station has.
Solution:
Given: 25 vehicles
70 wheels
Required: The number of cars and the number of motorcycles.
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Let x = the number of cars
y = the number of motorcyles
x + y = 25 vehicles
(1) x + y = 25
(2) 4x + 2y = 70
Solving two equations with two unknown using the process of elimination:
2x = 20
x = 10 (the number of cars)
Going back to the 1 equation,
st
y = 15 (number of motorcyles)
Therefore, there are 10 cars with 4 wheels and 15 motorcycles with 2 wheels. The
total number of wheels is 70 wheels.
Something to Remember:
1. Mathematics requires not only facility with numbers but also the ability to critically
think through situtations, to reason and argue logically and to creatively solve
problems.
2. Mathematics is an active human endeavour. We can create mathematics; we need to
solve problems.
3. Mathematics is for everyone and anyone who cares to learn it.
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4. Mathematical problem solving takes time. Solutions are not always apparent to the
solver.
5. There may be more than one approach in solving mathematical problems.
EVALUATION: Solve the following problems using the 4-Steps of George Polya.
1. Two boats leave a river dock and travel in opposite directions. Boat X travels 8 km
east, where its cargo is unloaded. Boat Y travels 6 km west, where its passengers
disembark. At 2:00 pm, Boat X has travelled 4 km east of its first stop, and Boat Y has
travelled 3 km east from its first stop. How far apart are the boats at 2:00 pm?
2. Sam had $6 more than Ian. If Ian had $8, how much did they have altogether?
3. Diana found a piece of 8 inches rope. She cut the rope into equal length. She made 3
cuts. How long is each piece of the rope now?
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References and Website Links Used
Asaad, Abubakar S (2004). Statistics Made Simple for Researchers. Rex Bookstore, Manila.
Daligdig, Romeo M. (2019). Mathematics in the Modern World. LORIMAR Publishing Inc.,
Metro Manila, Philippines.
Guerra, Eugenia, Puro, Lucy, et.al (2014). 21st Century Mathematics. Phoenix Publishing
House. Quezon City
Nivera, Gladys C. (2011). Mathematics Patterns and Practicalities. Salesiana Books. Makati
City
Romero, Karl Friedrich Jose D. (2003). Geometry in the Real World Expectations and
Applications. Salesiana Books, Makati City.
Zuela, Edna B. and Melosantos, Luiz Allan B. (2009) Geometry. Phoenix Publishing House.
Quezon City.
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UNIT 2:
PROBLEM SOLVING AND STRATEGIES
Unlike exercises, there is never a simple recipe for solving a problem. You can get
better and better at solving problems, both by building up your background knowledge and
by simply practicing. As you solve more problems (and learn how other people solved
them), you learn strategies and techniques that can be useful. But no single strategy works
every time.
These are the common problem solving strategies:
In this module, you are going to use Polya’s 4 Steps in Problem Solving and develop
honesty, confidence, and accuracy in solving word problems in every techniques and
strategies presented in every lesson. Have fun and enjoy!
LESSON PROPER:
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Searching for Patterns
The ability to recognize patterns is one important problem solving skill. It enables a
person to see order or regularity in what takes place in our surroundings and so be able to
make sense of what is going on.
Example 1:
Solution:
4 4 4 4 4
There is a common difference of 4.
Therefore, the next number in the sequence is 29.
4. Look back. (Check)
Example 2:
Find the next number in the sequence: 2, 6, 18, 54, 162, 486 …
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Solution:
3 3 3 3 3
There is a common ratio of 3.
Therefore, the next number in the sequence is 1, 458.
4. Look back. (Check)
a) Find the number of dots for a pattern with 6 hexagons in the first column.
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EVALUATION: Solve the following problems. Show your complete
solution:
1. Each member of a club shook hands with every other member who came for a
meeting. There were a total of 45 handshakes. How many members were
present at the meeting?
• 3, 6, 9, 12, ___ …
• 27, 23, 19, 15, 11, ___ …
• 2, 3, 5, 7, 11, 13, ___ …
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LESSON 2: WORKING BACKWARDS
OBJECTIVES:
LESSON PROPER:
Working Backwards
- A strategy that starts at the end of the problem and works backward which
states that the opposite of addition is subtraction and the opposite of
multiplication is division.
Example 1:
Anne has a certain amount of money in her bank account on Friday morning. During
the day, she wrote a check for Php 25.50, made an ATM withdrawal of Php 80 and
deposited a check for Php 235. At the end of the day, she saw that her balance was Php
451.25. How much money did she have in the bank at the beginning of the day?
Solution:
Given: Php 24.50 check, ATM withdrawal Php 80, check deposit Php 235
Required: The money she had in the bank at the beginning of the day
Start with 451.25. Subtract 235, add 80, and then add 24.50
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So, 451.25 – 235 + 80 + 24.50 = Php 320.75
4. Look back. (Check)
Therefore, Anne had Php 320.75 in the bank at the beginning of the day.
Example 2:
Julie is thinking of a number. If you double it, and subtract 7, you obtain 11. What is
Julie’s number?
Solution:
9 x 2 = 18 -7 = 11
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EVALUATION: Solve the following problems. Show your
complete solution.
1. Jack walked from Santa Clara to Palo Alto. It took 1 hour 25 minutes to walk from
Santa Clara to Los Altos. Then it took 25 minutes to walk from Los Altos to Palo Alto.
He arrived in Palo Alto at 2:45 P.M. At what time did he leave Santa Clara?
2. Diego went into a store and spent half of the money and then Php 20 more. He went
into a second store and spent half of his money and then Php 20 more. Then he had
no money left. How much money did he have when I went into the first score?
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LESSON 3: DRAWING PICTURES AND
DIAGRAMS
OBJECTIVES:
LESSON PROPER:
DRAWING A PICTURE/DIAGRAM/MODEL
- Is the most common problem-solving strategy. Very often, students need to draw
a picture/diagram/model just to understand the problem.
Example 1:
Diana found a piece of 8 inches rope. She cut the rope into equal length. She made 3
cuts. How long is each piece of the rope now?
Solution:
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3. Carry out the plan. (Do)
By inspection, we can say that the rope is divided into 4 pieces of rope with equal
length.
Since the rope measures 8 inches, we divide 8 by 4 (8/4), and the result is 2.
Example 2:
Sam had $6 more than Ian. If Ian had $8, how much did they have altogether?
Solution:
By drawing a model, you can visualize the problem and solidify your concrete
thinking.
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We can say that Sam’s money is $ 14 while Ian’s money is $ 8.
If we add their money ($14 + $8), the sum is $22.
4. Look back. (Check)
Luke wants to fence a lot for his dog, Charlie. The area to be fenced is a rectangle
with a measurement of 36 feet long and 24 feet wide. If the fence posts are to be placed 6
feet apart, how many posts are needed?
1. A frog is at the bottom of a 10-meter well. Each day he climbs up 3 meters. Each
night, he slides down 1 meter. On what day will he reach the top of the well and
escape?
2. In a stock car race, the first five finishers in some order were a Ford, a Pontiac, a
Chevrolet, a Buick and a Dodge.
In what order did the cars finish the race? What strategy did you use?
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LESSON 4: MAKING LISTS AND TABLES
OBJECTIVES:
LESSON PROPER:
Example 1:
You save $3 on Monday. Each day after that, you save twice as much as you saved
the day before. If this pattern continues, how much would you save on Friday?
Solution:
Given: $3 on Monday; You save twice as much as you find the day before.
You can make a table like the one below. List the amount of money you save each
day. Remember to double the number each day.
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Day Amount of Money Saved
Monday $3
Tuesday $6
Wednesday $12
Thursday $24
Friday $48
Example 2:
Judy is taking pictures of Jim, Karen and Mike. She asks them, "How many different
ways could you three children stand in a line?"
Solution:
Given: Jim, Karen, and Mike (Any of the students can be first, second or third)
Required: The number of ways of the three children stand in the line
You can make a list to help you find all the different ways. Choose one student to be
first, and another to be second. The last one will be third.
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Karen Mike Jim
Mike Karen Jim
Mike Jim Karen
Therefore, there are 6 ways that the children could stand in line.
How many ways can you arrange the letters A, B, C? Find all the possible ways.
1. Maria has 3 poster-size pictures that she wants to put on her door, but only 2
pictures will fit. She has a picture of her dog, a picture of her hamster, and of a super
cool guitar. How many different ways can she arrange the posters?
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LESSON 5: GUESS AND CHECK
OBJECTIVES:
LESSON PROPER:
Example 1:
Mr. Jones has a total of 25 chickens and cows on his farm. How many of each does he
have if all together there are 76 feet?
Solution:
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Required: The number of cows and number of chickens
Make a table reflecting the data in the problem. If done in an orderly way, such a
table will often reveal patterns and relationships that suggest how the problem
can be solved.
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4. Look back. (Check)
Example 2:
Amy and Judy sold 12 show tickets altogether. Amy sold 2 more tickets than Judy.
How many tickets did each girl sell?
Solution:
Given: 12 tickets were sold; Amy sold 2 more tickets than Judy.
Required: The number of ways of the three children stand in the line.
You can guess and check to find two numbers with a sum of 12 and a difference
of 2.
If your first guess does not work, try two different numbers.
First Guess:
Amy = 8 tickets
Judy = 4 tickets
Check:
8 + 4 = 12
8 - 4 = 4 ( Amy sold 4 more tickets)
These numbers do not work!
Second Guess:
Amy = 7 tickets
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Judy = 5 tickets
Check:
7 + 5 = 12
7- 5 = 2 ( Amy sold 2 more tickets)
These numbers do work!
Copy the figure below and place the digits 1, 2, 3, 4 and 5 in these circles so
that the sums across (horizontally) and down (vertically) are the same. Is there
more than one solution?
1. Old McDonald has 250 chickens and goats in the barnyard. Altogether there are 760
feet . How many of each animal does he have? Make sure you use Polya’s 4 problem
solving steps.
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References and Website Links Used
Daligdig, Romeo M. (2019). Mathematics in the Modern World. LORIMAR Publishing Inc.,
Metro Manila, Philippines.
https://math.libretexts.org/Courses/Monroe_Community_College/MTH_155_Mathematics_
for_Elementary_Teachers_I_(placeholder)/Chapter_1%3A_Problem_Solving_Strategies/Mo
dule_1%3A_Problem_Solving_Strategies
https://www.onlinemathlearning.com/find-patterns.html
https://www.mathinaction.org/uploads/1/9/5/3/19539617/make_an_organized_list_or_
a_table_ed.pdf
http://www.mathstories.com/strategies_makealist.htm
https://www.mathinaction.org/uploads/1/9/5/3/19539617/draw_a_picture_ed.pdf
http://www.mathstories.com/strategies_working_backward.htm
https://www.onlinemathlearning.com/math-problem-solving-strategies.html
https://www.teachervision.com/mathematics/problem-solving-draw-picture
https://www.mathinaction.org/uploads/1/9/5/3/19539617/guess_and_check_ed.pdf
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UNIT 3:
SOLVING SIMPLER PROBLEMS
Solve a simpler problem is something that mathematicians do all the time. They get
good at identifying ways to make a problem simpler, and applying what they learned from
the simpler problem to give them insight into whatever they're trying to figure out.
In our experience, students often see what's making a problem hard for them (the
numbers are hard, there are too many possibilities, it takes a lot of calculations, etc.) but
don't know that they're allowed to (or that it would be worthwhile to) work on a simpler
version.
So we offer concrete ways for students to develop and work on simpler versions of a
problem, and then share what they learned from the simpler version that they might build
on.
In this module, you are going to solve simpler problems in simple interest,
compound interest, age word problems, ratio and proportion. Having basic skills in algebra
will be of great help and also enhance your critical and high-order thinking skills. Have fun
and enjoy!
OBJECTIVES:
LESSON PROPER:
I=Prt
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In other words Interest (I) is calculated by multiplying Principal (P) times the Rate
(r) times the number of Time (t) periods.
This means, if we borrow money from someone, we usually pay a fee. This fee is
called “interest”. “Simple” interest, or “flat rate” interest. The amount of simple interest
paid each year is a fixed percentage of the amount borrowed or lent at the start.
For example, if I invest P10,000 (the principal) at a 5% annual rate for 1 year the
simple interest calculation is:
I=Prt
I= P10,000 x 5% x 1 yr
I= P10,000 x 0.05 x 1 yr
I= P500
Definitions
Interest is money paid for the use of money. I will be the symbol used to denote
interest
Principal is the amount of money borrowed or invested. P will be the symbol used
to denote principal.
Interest rate (simple) is the rate, or percent, stated on an annual (or yearly) basis.
r will be the symbol to denote the simple interest rate.
Time Money borrowed or invested will always be for some period of time. Since the
interest rates are expressed on an annual basis, some appropriate multiple, or fractional
representation of time must be used. This is denoted by t.
Time T
n years N
n months n/12
n days n/365, exact interest
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Derived Formulas from I = Prt and F = P + I
𝐼
1. 𝑃 = 𝑟𝑡
𝐼
2. 𝑟 = 𝑃𝑡
𝐼
3. 𝑡 = 𝑃𝑟
4. F = 𝑃(1 + 𝑟𝑡)
𝐹
5. 𝑃 = 1 + 𝑟𝑡
6. P = 𝐹 − 𝐼
Simple Interest problems can involve lending or borrowing. In both cases, the same
formulas are used.
Examples:
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2. Accumulate P9,000 for 30 days at 16 2/3 %.
Solution:
Given:
P = P9,000
r = 16 2/3 %
t = 30 days
Find: I and F
a) I = Prt
2
16+
= P9,000 ( 100 ) (30/360)
3
𝑃6,650
= 𝑃20,000 𝑥 0.095
4. If P12,000 accumulates to P13,680 when invsted at simple interest for 2 years, find
the interest rate.
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Solution:
Given:
F = P13, 680
P = P12,000
t = 2 years
Find: r
𝐼
𝑟=
𝑃𝑡
𝐹−𝑃
r=
𝑃𝑡
𝑃13,680−𝑃12,000
r=
𝑃12,000 (2)
1,680
r=
24,000
r = 0.07 or 7%
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LESSON 2: COMPOUND INTEREST FORMULA
OBJECTIVES:
LESSON PROPER:
Albert Einstein considered compound interest as the “eighth wonder of the world.”
Compound Interest works wonder over time because it allows individuals to earn interest
not only on the original amount they invested, but also they earn interest on the interest
they earned from that original investment.
For example, if you deposit P1,000 in the bank for 1 year at 10% interest, then at the
end of the year you would have P1,100 (the original P1,000 + P100 interest). Now, if you
left the P1,100 in the bank for another year, you would now have P1,210 (your P1,100 +
P110 in interest). You now have an additional P10, which is the interest on the interest.
In another year, you would have a total of P1,331 (P1,210 + P121 in interest). Now
you have P31 which is the interest on the interest. If this process were allowed to continue
for a length of time, the amount of interest on interest begins to grow exponentially.
In formula,
F = P (1 + i)n
P = principal
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The rate of interest per conversion period, i, is computed as j/m, where j is
the compound interest rate and m is the frequency of interest conversion period per
year. Interest may be compounded annually, m=1; semi-annually, m=2; quarterly,
m=4, and monthly, m=12. The frequency of conversion for the whole term is n=mt,
where t is the time or term of transaction.
Examples:
Solution:
Given:
Find: F
F = P (1 + i)n
F = P100,000 (1 + 0.01)12
F = P112,682.50
Solution:
Given:
Find: F
F = P (1 + i)n
F = P120,000 (1 + 0.0375)4.5
F = P141, 621.02
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ACTIVITY: CAN YOU PAY?
Indicate how long you answer the activity. Show your complete solution by
illustrating with the use of table.
If interest is compounded quarterly, how much will P100,000 be at the end of one
year at 12% compound interest?
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LESSON 3: AGE WORD PROBLEMS
OBJECTIVES:
LESSON PROPER:
Example 1:
Phil is Tom's father. Phil is 35 years old. Three years ago, Phil was four times as old
as his son was then. How old is Tom now?
Solution:
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Therefore, Tom is now 11 years old.
Example 2:
Lisa is 16 years younger than Kathy. If the sum of their ages is 30, how old is Lisa?
Solution:
(Note that since Lisa is 16 years younger than Kathy, you must add 16 years to Lisa
to denote Kathy's age.)
Therefore, there are 6 ways that the children could stand in line.
The present age of Jacob’s father is three times that of Jacob. After 5 years,
sum of their ages would be 70 years. Find their present ages.
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EVALUATION: Solve the following problem. Show your complete
solution.
1. After 15 years, Ariel’s age will become four times that of her present age. Find
her age
2. Leah is 6 years older than Henry. Six years ago, she was twice as old as him. How
old is each now?
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LESSON 4: RATIO & PROPORTION
OBJECTIVES:
LESSON PROPER:
Ratios
A ratio compares values.
A ratio says how much of one thing there is compared to another thing.
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Here the ratio is also 3 blue squares to 1 yellow square,
even though there are more squares.
Using Ratios
The trick with ratios is to always multiply or divide the numbers by the
same value.
Example:
Example: A Recipe for pancakes uses 3 cups of flour and 2 cups of milk.
But a ratio can also show a part compared to the whole lot.
Part-to-Part:
Part-to-Whole:
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The ratio of boys to all pups is 2:5 or 2/5
SCALING
We can use ratios to scale drawings up or down (by multiplying or
dividing).
If we made the flag 40 cm high, it should be 60 cm wide (which is still in the ratio 2:3)
A "Concrete" Example
For example concrete is made by mixing cement, sand, stones and water.
We can multiply all values by the same amount and still have the same
ratio.
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So when we use 10 buckets of cement, we should use 20 of sand and 60
of stones.
Example:
Ratio Needed: 1 2 6
You Have: 12
That is OK; you simply have twice as many stones as the number in the
ratio ... so you need twice as much of everything to keep the ratio.
Ratio Needed: 1 2 6
You Have: 2 4 12
And the ratio 2:4:12 is the same as 1:2:6 (because they show the
same relative sizes)
So the answer is: add 2 buckets of Cement and 4 buckets of Sand. (You
will also need water and a lot of stirring....)
Why are they the same ratio? Well, the 1:2:6 ratios say to have:
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So it should be just right!
That is the good thing about ratios. You can make the amounts bigger or
smaller and so long as the relative sizes are the same then the ratio is the
same.
Example: Rope
So:
201 = 402
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When shapes are "in proportion" their relative
sizes are the same. Here we see that the
ratios of head length to body length are the
same in both drawings.
Example: International paper sizes (like A3, A4, A5, etc.) all
have the same proportions:
Example: you want to draw the dog's head ... how long should
it be?
Let us write the proportion with the help of the 10/20 ratio from above:
?42 = 1020
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? = (42 × 10) / 20
= 420 / 20
= 21
Sam tried using a ladder, tape measure, ropes and various other things,
but still couldn't work out how tall the tree was.
Sam measures a stick and its shadow (in meters), and also the shadow of
the tree, and this is what he gets:
Now Sam makes a sketch of the triangles, and writes down the "Height to
Length" ratio for both triangles:
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Multiply across the known corners, then divide by the third number:
1. There are 10 animals: 5 are chicken, 2 are dogs and the rest are cats.
a) What is the ratio of chicken to dogs?
b) What is the ratio of cats to chicken?
c) What is the ratio of total number of animals to cats?
d) What is the ratio of dogs to cats?
1. In a bag of red and green sweets, the ratio of red sweets to green sweets is 3:4. If
the bag contains 120 green sweets, how many red sweets are there?
2. David paints 3 rooms in 7 hours. At the same pace, how long would it take him
to paint 15 rooms?
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References and Website Links Used
Altares, Arce, Aquino, et. al. “Mathematics of Investment, Rex Book Store, 2007 Edition.
Bluman, A.G. Business Math Procedures. McGraw Hill Irwin, Ninth Edition
Daligdig, Romeo M. (2019). Mathematics in the Modern World. LORIMAR Publishing Inc.,
Metro Manila, Philippines.
Guerra, Eugenia, Puro, Lucy, et.al (2014). 21st Century Mathematics. Phoenix Publishing
House. Quezon City
Mejia L. DP, Gabuyo, Y.A, Ignacio J.C, Sajise, J. Business Mathematics: A Complete Textbook
and Workbook. Books Atbp. Publishing Corp., 2008
Nelson M., Hoy C. M. Essentials of Math with Business Application. McGraw Hill Irwin,
Seventh Edition
Slater, J. Practical Business Math Procedures. McGraw Hill Irwin, Ninth Edition
https://www.cliffsnotes.com/study-guides/algebra/algebra-i/word-problems/age-
problems
https://www.ask-math.com/algebra-age-problems.html
https://www.lwtech.edu/campus-life/learning-lab/resources/docs/lwtech-learning-lab-
math-algebra-word-problems-2.pdf
https://www.mathsisfun.com/numbers/ratio.html
https://www.mathsisfun.com/algebra/proportions.html
https://www.onlinemathlearning.com/proportion-problems.html
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