Uni-Statement

Account Number:
P.O. Box 1800
1 227 0555 7975
Saint Paul, Minnesota 55101-0800 Statement Period:
307 TRN S X ST01 Nov 21, 2017
through
Dec 20, 2017

Page 1 of 4

000001650 01 SP 106481363367117 E
MICHAEL L SOLIDAY OR To Contact U.S. Bank
KATHLEEN M SOLIDAY
8858 W 65TH AVE By Phone: 1-800-US BANKS
ARVADA CO 80004-3115 (1-800-872-2657)
Denver
Metro Area: (303-585-8585)
U.S. Bank accepts Relay Calls
Internet: usbank.com

INFORMATION YOU SHOULD KNOW

Changes effective now for cash transactions
At U.S. Bank we are committed to doing our part to deter criminal activities related to money laundering. We are
enhancing our level of security on cash transactions in order to meet regulatory guidelines. To comply with these requirements,
we need to clearly identify all individuals making cash transactions at our branches.
Because of this requirement, we will require additional information from individuals who make cash transactions at the branch.
Individuals who are not U.S. Bank accountholders will also be required to provide additional information, including individuals who
present or receive cash on behalf of a business.
What may be required for a cash transaction? This additional information includes: full name, address, date of birth, Taxpayer
Identification Number (of the individual), occupation and photo identification (driver's license or government issued ID). Once the
necessary information is established in our system, only photo identification will be required for subsequent cash transactions.
Please be ready to provide this information when asked. More information on these changes is available at
www.usbank.com/cashtransactions. Thank you for your assistance.

Protecting your accounts is our highest priority. We have many safeguards in place to help ensure your accounts are secure.
One of these is to close long-term inactive cards. If your U.S. Bank Visa Debit or ATM Card has not been used within the last 12
months, it may be closed. You will be notified at a later date in the event that your card will be closed. Please call us with any
questions at 800-USBANKS (800-872-2657).

SUMMARY OF YOUR U.S.BANK RELATIONSHIP

This section reflects the total balances for all accounts on this statement.

Deposit Accounts Account Number Balance Page

Premium Checking 1-227-0555-7975 $ 23,511.68 1
Total Deposit Balances $ 23,511.68
Lines of Credit Account Number Balance Page
Reserve Line 1-227-0555-7975 $ 0.00 3
Total Line of Credit Balances $ 0.00

PREMIUM CHECKING Member FDIC

U.S. Bank National Association Account Number 1-227-0555-7975
Account Summary
Beginning Balance on Nov 21 $ 22,489.28 Annual Percentage Yield Earned 0.00949%
Deposits / Credits 2,401.18 Interest Earned this Period $ 0.18
Card Withdrawals 1,210.85 - Interest Paid this Year $ 0.79
Other Withdrawals 167.93 - Number of Days in Statement Period 30
Average Account Balance $ 23,195.80
Ending Balance on Dec 20, 2017 $ 23,511.68
 BALANCE YOUR ACCOUNT
To keep track of all your transactions, you should balance your account every month. Please
examine this statement immediately. We will assume that the balance and transactions shown are
correct unless you notify us of an error.

Outstanding Deposits
DATE AMOUNT 1. List any deposits that do not appear on your statement in the Outstanding Deposits section at
the left. Record the total.
2. Check off in your checkbook register all checks, withdrawals (including Debit Card and ATM)
and automatic payments that appear on your statement. Withdrawals that are NOT checked off
TOTAL $ should be recorded in the Outstanding Withdrawals section at the left. Record the total.
3. Enter the ending balance shown on this statement. $_____________
Outstanding Withdrawals
DATE AMOUNT 4. Enter the total deposits recorded in the Outstanding Deposits section. $_____________
5. Total lines 3 and 4. $_____________
6. Enter the total withdrawals recorded in the Outstanding Withdrawals section. $_____________
7. Subtract line 6 from line 5. This is your balance. $_____________
8. Enter in your register and subtract from your register balance any checks, withdrawals or other
debits (including fees, if any) that appear on your statement but have not been recorded in your
register.
9. Enter in your register and add to your register balance any deposits or other credits (including
interest, if any) that appear in your statement but have not been recorded in your register.
10. The balance in your register should be the same as the balance shown in #7. If it does not
match, review and check all figures used, and check the addition and subtraction in your register.
If necessary, review and balance your statement from the previous month.
TOTAL $

IMPORTANT DISCLOSURES TO OUR CONSUMER CUSTOMERS

In Case of Errors or Questions About Your Checking, Savings, ATM, Debit Card, ACH, Bill Pay and Other Electronic Transfers
If you think your statement or receipt is wrong or if you need more information about a transfer on the statement or receipt, we must hear from you no later than 60 days* after we sent you
the FIRST statement on which the error or problem appeared. Telephone us at the number listed on the front of this statement or write to us at U.S. Bank P.O. Box 64991 St. Paul, MN
55164-9505.
Tell us your name and account number.
Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe there is an error or why you need more information.
Tell us the dollar amount of the suspected error.
We will determine whether an error occurred within 10 business days after we hear from you and will correct any error promptly. If we need more time, we may take up to 45 days to
investigate your complaint. For errors involving new accounts, point-of-sale, or foreign-initiated transactions, we may take up to 90 days to investigate your complaint. If we decide to do this,
we will credit your account within 10 business days for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If
we ask you to put your complaint or question in writing and we do not receive it within 10 business days, we may not credit your account.
*Please note: Paper draft and paper check claims must be disputed within 30 days per Your Deposit Account Agreement.
IMPORTANT DISCLOSURES TO OUR BUSINESS CUSTOMERS
Errors related to any transaction on a business account will be governed by any agreement between us and/or all applicable rules and regulations governing such transactions, including the
rules of the National Automated Clearing House Association (NACHA Rules) as may be amended from time to time. If you think this statement is wrong, please telephone us at the number
listed on the front of this statement immediately.
CONSUMER BILLING RIGHTS SUMMARY REGARDING YOUR RESERVE LINE
What To Do If You Think You Find A Mistake on Your Statement
If you think there is an error on your statement, write to us at:
U.S. Bank, P.O. Box 3528, Oshkosh, WI 54903-3528.
In your letter, give us the following information:
Account information: Your name and account number.
Dollar Amount: The dollar amount of the suspected error.
Description of problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake.
You must contact us within 60 days after the error appeared on your statement.
You must notify us of any potential errors in writing. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question.
While we investigate whether or not there has been an error, the following are true:
We cannot try to collect the amount in question, or report you as delinquent on that amount.
The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to
pay the amount in question or any interest or other fees related to that amount.
While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
We can apply any unpaid amount against your credit limit.
Reserve Line Balance Computation Method: To determine your Balance Subject to Interest Rate, use the dates and balances provided in the Reserve Line Balance Summary section.
The date next to the first Balance Subject to Interest is day one for that balance and is applicable up to (but not including) the date of the next balance (if there is one). We multiply the
Balance Subject to Interest by the number of days it is applicable and add them up to get the same number of days in the billing cycle. We then divide the result by the number of billing
days in the cycle. This is your Balance Subject to Interest Rate. Any unpaid interest charges and unpaid fees are not included in the Balance Subject to Interest. The ***INTEREST
CHARGE*** begins from the date of each advance.
REPORTS TO AND FROM CREDIT BUREAUS FOR RESERVE LINES
We may report information about your account to credit bureaus. Late payments, missed payments or other defaults on your account may be reflected in your credit report.
CONSUMER REPORT DISPUTES
We may report information about negative account activity on consumer and small business deposit accounts and consumer reserve lines to Consumer Reporting Agencies (CRA). As a
result, this may prevent you from obtaining services at other financial institutions. If you believe we have inaccurately reported information to a CRA, you may submit a dispute by calling
844.624.8230 or by writing to: U.S. Bank Attn: CRA Management, P.O. Box 3447, Oshkosh, WI 54903-3447. In order for us to assist you with your dispute, you must provide: your name,
address and phone number; the account number; the specific information you are disputing; the explanation of why it is incorrect; and any supporting documentation (e.g., affidavit of
identity theft), if applicable.

Member FDIC
 MICHAEL L SOLIDAY OR Uni-Statement
KATHLEEN M SOLIDAY Account Number:
8858 W 65TH AVE
ARVADA CO 80004-3115 1 227 0555 7975

Statement Period:
Nov 21, 2017
through
Dec 20, 2017

Page 2 of 4

PREMIUM CHECKING (CONTINUED)

U.S. Bank National Association Account Number 1-227-0555-7975
Overdraft Protection
The following account(s) are linked to your checking account for Overdraft Protection. The account(s) are listed in the order that they would be
used to transfer funds to your checking account if the available account balance is negative. If you wish to make changes to your Overdraft
Protection account order; log in to your account at usbank.com, visit your local U.S. Bank branch or call U.S. Bank 24-Hour Banking at the
number listed above.
1st Position: Reserve Line account ending in 7975

Deposits / Credits
Date Description of Transaction Ref Number Amount
Nov 24 Deposit 9255880283 $ 250.00
Dec 4 Deposit 8058592394 1,750.00
Dec 13 Deposit 8655664171 401.00
Dec 20 Interest Paid 2000004368 0.18
Total Deposits / Credits $ 2,401.18

Card Withdrawals
Card Number: xxxx-xxxx-xxxx-4129
Date Description of Transaction Ref Number Amount
Nov 27 Debit Purchase SHERWIN WILLIAMS LAKEWOOD CO 8911271541 $ 13.42-
863989 On 112717 ILNKILNK REF 733121863989
Nov 27 Debit Purchase - VISA On 112517 3304329206 CO 9083356784 139.67-
PARK SUPPLY OF A REF # 24431057329083356784693
Nov 29 Debit Purchase - VISA On 112717 856-533-3261 FL 2004026529 24.46-
IBI - BARNETT #2 REF # 24610437332004026529708
Nov 29 Debit Purchase SHERWIN WILLIAMS LAKEWOOD CO 3511291410 56.08-
768135 On 112917 ILK1TERM REF 733320768135
Nov 29 Debit Purchase SHERWIN WILLIAMS LAKEWOOD CO 0611281746 80.25-
256206 On 112817 ILNKILNK REF 733223256206
Dec 4 Debit Purchase THE HOME DEPOT # WESTMINSTER CO 4012041621 16.52-
092840 On 120417 ILNKILNK REF 733822092840
Dec 4 Debit Purchase THE HOME DEPOT 1 LAKEWOOD CO 4012021105 32.08-
372040 On 120217 ILK1TERM REF 733617372040
Dec 4 Debit Purchase LOWE'S #1630 LITTLETON CO 7412021716 32.36-
360574 On 120217 ILK1TERM REF 733618360574
Dec 5 Debit Purchase LOWE'S #340 ARVADA CO 1412042029 31.24-
551414 On 120417 ILK1TERM REF 733821551414
Dec 7 Debit Purchase - VISA On 120617 DENVER CO 0034707621 14.76-
TOOL AND ANCHOR REF # 24323007340034707621184
Dec 7 Debit Purchase - VISA On 120517 856-533-3261 FL 0004024059 125.78-
IBI - BARNETT #2 REF # 24610437340004024059591
Dec 8 Debit Purchase THE HOME DEPOT # ARVADA CO 2612071646 10.73-
654126 On 120717 ILNKILNK REF 734122654126
Dec 8 Debit Purchase - VISA On 120617 856-533-3261 FL 1004024009 93.63-
IBI - BARNETT #2 REF # 24610437341004024009306
Dec 11 Debit Purchase ADVANCE AUTO PA WHEAT RIDGE CO 14.57-
103044 On 120917 MAESTERM REF 103044
Dec 11 Debit Purchase THE HOME DEPOT 1 LAKEWOOD CO 7212110836 21.47-
233172 On 121117 ILNKILNK REF 734514233172
Dec 11 Debit Purchase - VISA On 121017 LITTLETON CO 5207879100 373.27-
LUMBER LIQUIDATO REF # 24431067345207879100041
Dec 13 Debit Purchase - VISA On 120917 DENVER CO 7102025709 23.70-
CADE CLINIQUE REF # 24224437347102025709379
Dec 14 Debit Purchase - VISA On 121317 DENVER CO 7034783133 43.41-
TOOL AND ANCHOR REF # 24323007347034783133677
 MICHAEL L SOLIDAY OR Uni-Statement
KATHLEEN M SOLIDAY Account Number:
8858 W 65TH AVE
ARVADA CO 80004-3115 1 227 0555 7975

Statement Period:
Nov 21, 2017
through
Dec 20, 2017

Page 3 of 4

PREMIUM CHECKING (CONTINUED)

U.S. Bank National Association Account Number 1-227-0555-7975
Card Withdrawals (continued)
Card Number: xxxx-xxxx-xxxx-4129
Date Description of Transaction Ref Number Amount
Dec 18 Debit Purchase - VISA On 121517 3038252211 CO 9200118600 63.45-
RIO GRANDE REF # 24493987349200118600640
Card 4129 Withdrawals Subtotal $ 1,210.85-
Total Card Withdrawals $ 1,210.85-

Other Withdrawals
Date Description of Transaction Ref Number Amount
Dec 11 Electronic Withdrawal To PAYPAL $ 121.50-
REF=173450060293440N00 PAYPALSI77INST XFER ROADHEALTHI
Dec 18 Electronic Withdrawal To PAYPAL 30.99-
REF=173520110587290N00 PAYPALSI77INST XFER DEATHWISHCO
Dec 20 Electronic Withdrawal To PAYPAL 15.44-
REF=173530118814100N00 PAYPALSI77INST XFER CLICKBANK
Total Other Withdrawals $ 167.93-

Balance Summary
Date Ending Balance Date Ending Balance Date Ending Balance
Nov 24 22,739.28 Dec 5 24,063.20 Dec 13 23,664.79
Nov 27 22,586.19 Dec 7 23,922.66 Dec 14 23,621.38
Nov 29 22,425.40 Dec 8 23,818.30 Dec 18 23,526.94
Dec 4 24,094.44 Dec 11 23,287.49 Dec 20 23,511.68
Balances only appear for days reflecting change.

RESERVE LINE
U.S. Bank National Association Account Number 1-227-0555-7975
Activity Summary Payment Information
Previous Balance $ 0.00 New Balance $ 0.00
Interest Charged 0.00
New Balance as of Dec 20, 2017 $ 0.00

Credit Line $ 5,000.00

Available Credit $ 5,000.00
2017 Totals Year to Date
Total Fees Charged in 2017 $ 0.00
Total Interest Charged in 2017 $ 0.00

Reserve Line Balance Summary

Balance Subject
Date to Interest
Nov 21 0.00
Balances only appear for days reflecting change.

Payments received before 5:00 p.m. Central Time at our Payment Processing Center will be applied to your account effective the
same business day. Payments received after the cutoff time, or on weekends or legal holidays, will be applied to your account the
next business day.
 MICHAEL L SOLIDAY OR Uni-Statement
KATHLEEN M SOLIDAY Account Number:
8858 W 65TH AVE
ARVADA CO 80004-3115 1 227 0555 7975

Statement Period:
Nov 21, 2017
through
Dec 20, 2017

Page 4 of 4

RESERVE LINE (CONTINUED)

U.S. Bank National Association Account Number 1-227-0555-7975
After a payment has been made, we reserve the right to withhold available advances in the amount of the principal portion of the
payment up to 7 business days from the date we receive the payment. Any credit available before the payment is received will
continue to be available for advances during this time.
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