Imran Saputra D3

2/3/22, 1:40 PM Pefindo PEFINDO Report Plus
User name: MARTHINUS SIAMPA, SE, MM

Report Date: 2022-02-03
Reference Number: B949-226D-ECED-440D
PEFINDO Report Plus

Imran Saputra
KTP 7314030905000001 PEFINDO ID 7235838093
Date of Birth 2000-05-09 Address Btn Arawa Indah Blok R10 03 01,
Pangkajene Kepulauan, Kab. 91661, Batu
Lappa, Watangpulu, ID
Credit Data Available Yes
Dashboard
PEFINDO Score (PS)
High
Trend
PEFINDO
D3 Risk
572 Score
Inquiries
Number of Inquiries
Inquiring subscribers
4 during last 12 months

2 during last 12 months
https://fo.pefindobirokredit.com/Reports/CreditinfoReportPlus.aspx?p=TF9vDOrGz/xqM0s6iX1bUb6QWiyZXFsYCL48ajfHf9UN+jOnuQz5zTlmY… 1/15
Contracts
Payments Profile
Payments Profile
Past Due Amount Sum (Open Contracts) IDR 0
status
Worst Current Arrears 0 Days
Worst Arrears Last 12 Months 0 Days
Number of Different Creditors 3
Open Contracts
OPENED
SECTOR TYPE TOTAL BALANCE PAST DUE
UPDATED
2020-10-20 IDR 0
Banking Other With Agreement IDR 10,000,000 IDR 10,000,000
2021-11-30 0 Days
Non Banking Financial 2021-12-24 IDR 0

Other With Agreement IDR 309,210 IDR 309,300
Institutions 2021-12-31 0 Days
Non Banking Financial 2021-12-27 IDR 0

Other With Agreement IDR 5,261,000 IDR 5,261,000
Institutions 2021-12-31 0 Days
Sum - Debtor / Co-debtor 3 IDR 15,570,210 IDR 15,570,300 IDR 0
Closed Contracts
No Data.
Summary Calendar of Payments

MONTH/YEAR 3/2021 4/2021 5/2021 6/2021 7/2021 8/2021 9/2021 10/2021 11/2021 12/2021 1/2022 2/2022
Delinquency Status
Payments 3 / 2021 - 2 / 2022
DAYS
PERIOD CONTRACTS SUBMITTED PAST DUE COLLECTABILITY OUTSTANDING
PAST DUE
2/2022 0 No Data No Data Not Specified No Data
12/2021 2 IDR 0 0 1 - Current IDR 5,570,300
11/2021 1 IDR 0 0 1 - Current IDR 10,000,000
10/2021 1 IDR 0 0 1 - Current IDR 10,000,000
9/2021 1 IDR 0 0 1 - Current IDR 10,000,000
8/2021 1 IDR 0 0 1 - Current IDR 10,000,000
7/2021 1 IDR 0 0 1 - Current IDR 10,000,000
6/2021 1 IDR 0 0 1 - Current IDR 10,000,000
5/2021 1 IDR 0 0 1 - Current IDR 10,000,000
4/2021 1 IDR 0 0 1 - Current IDR 10,000,000
3/2021 1 IDR 0 0 1 - Current IDR 10,000,000
Collaterals
Number of Collaterals Total Value of NonCash Collaterals IDR 7,000,000

1
Securities
Number of Active Securities

0
Other Liabilities
Number of Open Agreements

0
Involvements
Number of Active Involvements

0
Relations
Number of
Number of
0 known relations
0 known involvements
PEFINDO Alert Quest (PAQ)
Number of
Number of
0 CIQ Fraud Alerts

0 CIQ Fraud Alerts
Third Party
Disputes
Number of
Sum of False
Court registered disputes
0 Active disputes
0 Disputes in the Past
0
Personal Information
NAME
Name Based on ID Imran Saputra Full Name Imran Saputra
Mother's Maiden Name Suyatmi Alias
ADDRESSES
Contact Address Btn Arawa Indah Blok R10 03 01, Pangkajene Kepulauan, Kab. 91661, Batu Lappa, Watangpulu, ID
CONTACTS
Mobile 082282981285 Email
Fixed Line 08228298128
MAIN IDS
KTP 7314030905000001
BIRTH DATA
Date of Birth 2000-05-09 Place of Birth PALOPO
MAIN PERSONAL DATA

Gender Male Citizenship Indonesia
Marital Status Single Residency Yes
Social Status Not Specified
Classification Individual
OTHER IDS
PEFINDO ID 7235838093
EMPLOYMENT, EDUCATION
Employment Other Employer Sector Others, Others
Employer Name 6533 Education No Education
DISPUTES
No. of Closed Disputes 0 No. of False Disputes 0
Historical Information
Subject Info Updates
ITEM CHANGE VALID FROM VALID UNTIL
Marital Status Married 2020-10-31 2020-12-31
Employer Name JUAL GORENGAN 2020-10-31 2020-12-31
Employer Name 6533 2020-12-31 2021-01-31
Employer Name NA 2021-01-31 2021-02-28
ID Updates
No Data
Address Updates
Btn Arawa Indah Kelurahan Arawa, Sidenreng Rappang, Kab. 91661,

Contact Address 2020-10-31 2020-12-31
Arawa, Watangpulu, ID
Contact Updates
Fixed Line 0 2020-10-31 2020-12-31
PEFINDO Score (PS)

PEFINDO SCORE INFO
PEFINDO Score 572 PEFINDO Grade D3
Probability of Default (%) 27.48 Description High Risk
Very High Risk High Risk Average Risk Low Risk Very Low Risk
Reason Codes
CODE DESCRIPTION
AGE1 Subject belongs to young age group
NQS3 2 subscribers have recently requested reports on subject
NSL2 Contracts from 2 different subscribers last 6 months
SCORE HISTORY
MONTH/YEAR 2/2021 3/2021 4/2021 5/2021 6/2021 7/2021 8/2021 9/2021 10/2021 11/2021 12/2021 1/2022
PEFINDO Score 607 613 626 629 640 640 640 651 651 636 581 572
Probability of Default 14.44% 12.81% 9.81% 9.22% 7.3% 7.3% 7.3% 5.76% 5.76% 7.95% 23.53% 27.48%
PEFINDO Grade D2 D2 D1 D1 C2 C2 C2 C1 C1 C3 D3 D3
PEFINDO Alert Quest (PAQ)

No Data.
Contracts List, Role: Main Debtor

SECTOR TYPE OPENED STATUS TOTAL BALANCE PAST DUE ARREARS
Other With Granted and

Banking 2020-10-20 IDR 10,000,000 IDR 10,000,000 IDR 0 0 Days
Agreement Activated
Non Banking Other With Granted and

2021-12-24 IDR 309,210 IDR 309,300 IDR 0 0 Days
Financial Institutions Agreement Activated
Non Banking Other With Granted and

2021-12-27 IDR 5,261,000 IDR 5,261,000 IDR 0 0 Days
Financial Institutions Agreement Activated
Sum IDR 15,570,210 IDR 15,570,300 IDR 0
Contracts List, Role: Guarantor

No Data.
Contracts Summary
SUMMARY OF ALL CONTRACTS
Worst Past Due Amount IDR 0 Last Delinquency (90+ days in due)
Worst No. of Due Days 0
AS MAIN DEBTOR / CO-DEBTOR - OPEN CONTRACTS

Total Amount Sum IDR 15,570,210 No. of Open Contracts 3
Past Due Amount Sum IDR 0 No. of Closed Contracts 0
Outstanding Amount Sum IDR 15,570,300
AS GUARANTOR - OPEN CONTRACTS

Total Amount Sum - No. of Open Contracts 0
Past Due Amount Sum - No. of Closed Contracts 0
Outstanding Amount Sum -
Summary Payment Calendar

MONTH/YEAR 3/2021 4/2021 5/2021 6/2021 7/2021 8/2021 9/2021 10/2021 11/2021 12/2021 1/2022 2/2022
Delinquency Status
Payments 3 / 2021 - 2 / 2022
DAYS
PAST DUE
12/2021 2 IDR 0 0 1 - Current IDR 5,570,300
11/2021 1 IDR 0 0 1 - Current IDR 10,000,000
10/2021 1 IDR 0 0 1 - Current IDR 10,000,000
9/2021 1 IDR 0 0 1 - Current IDR 10,000,000
8/2021 1 IDR 0 0 1 - Current IDR 10,000,000
7/2021 1 IDR 0 0 1 - Current IDR 10,000,000
6/2021 1 IDR 0 0 1 - Current IDR 10,000,000
5/2021 1 IDR 0 0 1 - Current IDR 10,000,000
4/2021 1 IDR 0 0 1 - Current IDR 10,000,000
3/2021 1 IDR 0 0 1 - Current IDR 10,000,000
Payments 3 / 2020 - 2 / 2021
DAYS
PAST DUE
2/2021 1 IDR 0 0 1 - Current IDR 10,000,000
1/2021 1 IDR 0 0 1 - Current IDR 10,000,000
12/2020 1 IDR 0 0 1 - Current IDR 10,000,000
11/2020 1 IDR 0 0 1 - Current IDR 10,000,000
10/2020 1 IDR 0 0 1 - Current IDR 10,000,000
Summary for Banking


Summary for Non Banking Financial Institutions


Contracts Details
Open Contracts as Debtor

Other With Agreement
CONTRACT DETAILS
Role of Client Main Debtor, Main Applicant Phase of Contract Open
Contract Type Other With Agreement Contract Status Granted and Activated
Contract Characteristics Other Negative Status 1 - Current
Purpose of Financing Working Capital Other Orientation Of Use Other
Economic Sector Others, Others Syndicated Loan No
Credit Classification Other Medium Ent Name of Insured
Contract Currency IDR Project Location Pangkajene Kepulauan, Kab.
Contract Code 506301018450101 Project Value IDR 10,000,000
Government Program Not a government program loan Creditor Type Banking
Creditor PT. BANK RAKYAT INDONESIA (PERSERO),

TBK
Branch 192
Contract Subtype Conventional

KEY DATES
Disbursement Date 2020-10-20 Last Restructuring Date
Start Date 2020-10-20 Initial Restructuring Date
Last update 2021-11-30 Maturity Date 2022-10-20
Condition Date Real End Date

INITIAL CONTRACT DETAILS
Total Amount IDR 10,000,000 Initial Agreement No. 10
Initial Total Amount - Initial Agreement Date 2020-10-20
Total Taken Amount IDR 0 Initial Interest Rate Type Floating interest rate
Initial Interest Rate 6%

CURRENT CONTRACT DETAILS
Total Facility Amount IDR 10,000,000 Last Agreement No. 10
Outstanding Amount IDR 10,000,000 Last Agreement Date 2020-10-20
Principal Balance IDR 10,000,000 Credit Usage in Last 30 -

Days
Counterparty Bank (For L/C)
Penalty IDR 0
Restructured Count 0
Guarancy Deposit (For -
Restructuring Reason Not Specified B/G & L/C)
Last Interest Rate 6% Prolongation Count 0
Last Interest Rate Type Floating interest rate
Description

PAST DUE STATUS
Past Due Amount IDR 0 Past Due Days 0
Past Due Interest IDR 0 Last Delinquency (90+ days in due)
Worst Past Due Amount IDR 0 Delinquency Date
Principal Arrears IDR 0 Default Date
Principal Arrears Freq. 0 Default Reason Not Specified
Interest Arrears - Default Description
Interest Arrears Freq. Worst No. of Due Days 0

OTHER RELATED SUBJECTS
No Data.

COLLATERALS
No Data.

DISPUTES

MONTH/YEAR 3/2021 4/2021 5/2021 6/2021 7/2021 8/2021 9/2021 10/2021 11/2021 12/2021 1/2022 2/2022
Delinquency Status
Payments 3 / 2021 - 2 / 2022
DAYS
PERIOD PAST DUE COLLECTABILITY OUTSTANDING INTEREST RATE
PAST DUE
2/2022 No Data No Data Not Specified No Data No Data
11/2021 IDR 0 0 1 - Current IDR 10,000,000 6%
10/2021 IDR 0 0 1 - Current IDR 10,000,000 6%
9/2021 IDR 0 0 1 - Current IDR 10,000,000 6%
8/2021 IDR 0 0 1 - Current IDR 10,000,000 6%
7/2021 IDR 0 0 1 - Current IDR 10,000,000 6%
6/2021 IDR 0 0 1 - Current IDR 10,000,000 6%
5/2021 IDR 0 0 1 - Current IDR 10,000,000 6%
4/2021 IDR 0 0 1 - Current IDR 10,000,000 6%
3/2021 IDR 0 0 1 - Current IDR 10,000,000 6%
Payments 3 / 2020 - 2 / 2021
DAYS
PAST DUE
2/2021 IDR 0 0 1 - Current IDR 10,000,000 6%
1/2021 IDR 0 0 1 - Current IDR 10,000,000 6%
12/2020 IDR 0 0 1 - Current IDR 10,000,000 6%
11/2020 IDR 0 0 1 - Current IDR 10,000,000 6%
10/2020 IDR 0 0 1 - Current IDR 10,000,000 6%
CONTRACT DETAILS
Purpose of Financing Other Consumer Credit Orientation Of Use Other
Credit Classification Non MSME Name of Insured
Contract Currency IDR Project Location Sidenreng Rappang, Kab.
Contract Code 202112317581612739993602 Project Value -
Government Program Not a government program loan Creditor Type Non Banking Financial Institutions
Creditor Akulaku Finance Indonesia, PT.
Branch 000

KEY DATES

Total Amount IDR 309,210 Initial Agreement No. 122021-AFI-317581612739993602
Total Taken Amount IDR 0 Initial Interest Rate Type Fixed interest rate
Initial Interest Rate 0.12%

Total Facility Amount IDR 309,210 Last Agreement No. 122021-AFI-317581612739993602
Outstanding Amount IDR 309,300 Last Agreement Date 2021-12-24
Principal Balance IDR 309,300 Credit Usage in Last 30 -

Days
Penalty IDR 0
Last Interest Rate 0.12% Prolongation Count 0
Last Interest Rate Type Fixed interest rate
Description

PAST DUE STATUS

No Data.
https://fo.pefindobirokredit.com/Reports/CreditinfoReportPlus.aspx?p=TF9vDOrGz/xqM0s6iX1bUb6QWiyZXFsYCL48ajfHf9UN+jOnuQz5zTlm… 10/15

COLLATERALS
No Data.

DISPUTES

MONTH/YEAR 3/2021 4/2021 5/2021 6/2021 7/2021 8/2021 9/2021 10/2021 11/2021 12/2021 1/2022 2/2022
Delinquency Status
Payments 3 / 2021 - 2 / 2022
DAYS
PAST DUE
12/2021 IDR 0 0 1 - Current IDR 309,300 0.12%
CONTRACT DETAILS
Purpose of Financing Other Consumer Credit Orientation Of Use Other
Credit Classification Other Guarantor Small Ent Name of Insured
Contract Currency IDR Project Location Sidenreng Rappang, Kab.
Contract Code 601821120079 Project Value -
Government Program Not a government program loan Creditor Type Non Banking Financial Institutions
Creditor MANDALA MULTIFINANCE
Branch 000

KEY DATES

Total Amount IDR 5,261,000 Initial Agreement No. 601821120079
Total Taken Amount IDR 5,261,000 Initial Interest Rate Type Fixed interest rate
Initial Interest Rate 56.55%

Total Facility Amount IDR 5,261,000 Last Agreement No. 601821120079
Outstanding Amount IDR 5,261,000 Last Agreement Date 2021-12-27
Principal Balance IDR 5,261,000 Credit Usage in Last 30 -

Days
Penalty IDR 0
Last Interest Rate 56.55% Prolongation Count 0
Last Interest Rate Type Fixed interest rate
Description

PAST DUE STATUS

No Data.

COLLATERALS
Other 6018211200794
Collateral Code 6018211200794 Collateral Status Not Specified
Tax Value IDR 7,000,000 Valuation Date by Bank
Bank Value IDR 7,000,000 Acceptance Date
Appraisal Value - Valuation Date
3rd party Appraiser Debtor’s Rating
Is Shared No Rating Institution Not Specified
Shared Portion Insurance Insured
Owner Name ASPRIANI Ownership Proof K00580574R
Security Assignment Other

Type
Address JL BAJO, Sidenreng Rappang, Kab.
Description

DISPUTES

MONTH/YEAR 3/2021 4/2021 5/2021 6/2021 7/2021 8/2021 9/2021 10/2021 11/2021 12/2021 1/2022 2/2022
Delinquency Status
Payments 3 / 2021 - 2 / 2022
DAYS
PAST DUE
12/2021 IDR 0 0 1 - Current IDR 5,261,000 56.55%
Closed Contracts as Debtor

No Contracts
Open Contracts as Guarantor

No Contracts
Closed Contracts as Guarantor
No Contracts
Securities
No data.
Other Liabilities
No data.
Involvements
No data.
Related Parties
No Data.
Involvements
No Data.
Contract Relations
No Data.
Inquiries
No. of Inquiries During Last Months
1 month 3 months 6 months 12 months 24 months
2 4 4 4 4
Last 15 inquiries
INQUIRY DATE PURPOSE SECTOR
Non Banking Financial

2022-01-31 Providing Facilities
Institutions

Institutions

Institutions

Institutions
Disputes
No data.
Disclaimer PBK
This Credit Information is based on data collected from Debtor Information System of Bank Indonesia / Financial Information Services System (SLIK) of Financial Service Authority
(OJK), Financial Institutions who are Members or Partners of PEFINDO Biro Kredit (PBK), public institutions as well as private entities who are data sources to PBK.
PBK is not responsible for correctness and accuracy of the data collected from the data providers.
PBK is not responsible for all outcomes arising from the data incorrectness and inaccuracy and the use of the Credit Information in the future.
PBK accepts complaint on indication of the data incorrectness and inaccuracy and will follow-up in accordance with the prevailing laws and regulations.
END OF REPORT
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Imran Saputra D3

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2/3/22, 1:40 PM Pefindo PEFINDO Report Plus

User name: MARTHINUS SIAMPA, SE, MM

PEFINDO Report Plus

KTP 7314030905000001 PEFINDO ID 7235838093

Credit Data Available Yes

PEFINDO Score (PS)

4 during last 12 months

Non Banking Financial 2021-12-24 IDR 0

Non Banking Financial 2021-12-27 IDR 0

Sum - Debtor / Co-debtor 3 IDR 15,570,210 IDR 15,570,300 IDR 0

Summary Calendar of Payments

Payments 3 / 2021 - 2 / 2022

2/2022 0 No Data No Data Not Specified No Data

1/2022 0 No Data No Data Not Specified No Data

12/2021 2 IDR 0 0 1 - Current IDR 5,570,300

11/2021 1 IDR 0 0 1 - Current IDR 10,000,000

10/2021 1 IDR 0 0 1 - Current IDR 10,000,000

9/2021 1 IDR 0 0 1 - Current IDR 10,000,000

8/2021 1 IDR 0 0 1 - Current IDR 10,000,000

7/2021 1 IDR 0 0 1 - Current IDR 10,000,000

6/2021 1 IDR 0 0 1 - Current IDR 10,000,000

5/2021 1 IDR 0 0 1 - Current IDR 10,000,000

4/2021 1 IDR 0 0 1 - Current IDR 10,000,000

3/2021 1 IDR 0 0 1 - Current IDR 10,000,000

Number of Collaterals Total Value of NonCash Collaterals IDR 7,000,000

Number of Active Securities

Number of Open Agreements

Number of Active Involvements

PEFINDO Alert Quest (PAQ)

0 CIQ Fraud Alerts

Mother's Maiden Name Suyatmi Alias

Fixed Line 08228298128

MAIN PERSONAL DATA

Marital Status Single Residency Yes

Social Status Not Specified

Employer Name 6533 Education No Education

Marital Status Married 2020-10-31 2020-12-31

Employer Name JUAL GORENGAN 2020-10-31 2020-12-31

Employer Name 6533 2020-12-31 2021-01-31

Employer Name NA 2021-01-31 2021-02-28

Btn Arawa Indah Kelurahan Arawa, Sidenreng Rappang, Kab. 91661,

Fixed Line 0 2020-10-31 2020-12-31

PEFINDO Score (PS)

PEFINDO Score 572 PEFINDO Grade D3

Probability of Default (%) 27.48 Description High Risk

AGE1 Subject belongs to young age group

NQS3 2 subscribers have recently requested reports on subject

NSL2 Contracts from 2 different subscribers last 6 months

PEFINDO Alert Quest (PAQ)

Contracts List, Role: Main Debtor

Other With Granted and

Non Banking Other With Granted and

Non Banking Other With Granted and

Sum IDR 15,570,210 IDR 15,570,300 IDR 0

Contracts List, Role: Guarantor

Worst No. of Due Days 0

AS MAIN DEBTOR / CO-DEBTOR - OPEN CONTRACTS

Past Due Amount Sum IDR 0 No. of Closed Contracts 0

Outstanding Amount Sum IDR 15,570,300

AS GUARANTOR - OPEN CONTRACTS

Past Due Amount Sum - No. of Closed Contracts 0

Outstanding Amount Sum -

Summary Payment Calendar