Lending

Application.
Our aim is to make sure we understand what you want to achieve. Your answers will enable
us to help you with your borrowing.
If this is a joint application, one person needs to answer every question. The other person
only needs to fill in the parts where any answers are different. If there are more than two
of you, just fill in an extra application.

What do you need lending for?

Select one Personal needs or Business needs
Select all that apply Buy a house/property For cashflow
Build a house/property For business expansion/acquisition
Renovate Buy a property
Switch my loan to Westpac Buy a vehicle
Buy a car Buy equipment
Buy a boat Other DESCRIPTION
Debt consolidation
Holiday
Wedding
Other DESCRIPTION

Purchase price/cost of project $ 6000

Deposit (if applicable) $ Lending required $

New property being purchased (if applicable)

Owner occupied or Investment property

33 Grant
Address (if unknown, just write town/city) NUMBER Street, Tweed Heads NSW 2485Time at address
& STREET
2 years
SUBURB

TOWN/CITY POSTCODE

House Apartment m2 Farm/Lifestyle hectares

Vacant land – serviced Vacant land – non serviced Commercial DESCRIPTION

Other DESCRIPTION

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A. Your details First customer Second customer
Please confirm your
personal details George
Name FIRST Mary
Name FIRST

MIDDLE MIDDLE

LAST LAST

Mr Mrs Miss Ms Other PLEASE SPECIFY Mr Mrs Miss Ms Other PLEASE SPECIFY

Date of birth DD / MM / YYYY Date of birth DD / MM / YYYY

22 Elmslie
Current Address NUMBER & STREETStreet, North Parramatta NSWAddress
Current 22 Elmslie
2151 (if different) NUMBER & STREETStreet, North Parramatta NS

SUBURB SUBURB

TOWN/CITY POSTCODE TOWN/CITY POSTCODE

Living arrangement(s) Owner occupier Living arrangement(s) Owner occupier

Renter/boarder Renter/boarder
Other Other

Time at current address YEARS MONTHS Time at current address YEARS MONTHS

Time at previous address Time at previous address

(if at current address for less than 6 months) YEARS MONTHS (if at current address for less than 6 months) YEARS MONTHS

Email Email

Phone MOBILE Phone MOBILE

HOME HOME

WORK WORK

NZ Permanent Resident Yes No NZ Permanent Resident Yes No

Occupation Occupation

Employer Employer

Time at current employer YEARS MONTHS Time at current employer YEARS MONTHS

Time at previous employer Time at previous employer

(if at current employer for less than 6 months) YEARS MONTHS (if at current employer for less than 6 months) YEARS MONTHS

B. Guarantees If you are a guarantor for any other loans, please complete this section.

Borrower name

Type of guarantee Unlimited Limited Guarantee amount (if limited) $

C. C
 hildren or
Name D.O.B. DD / MM / YYYY Name D.O.B. DD / MM / YYYY
dependants
Name D.O.B. DD / MM / YYYY Name D.O.B. DD / MM / YYYY

D. A
 lternative Close friend or relative, over the age of 16 and residing separately from you in New Zealand
contact
not required for Name
home loans or
business lending Phone Email

2
E. Existing assets Property or land address Owner Value
NUMBER & STREET SUBURB TOWN/CITY Mary $

NUMBER & STREET SUBURB TOWN/CITY

George $

NUMBER & STREET SUBURB TOWN/CITY $

NUMBER & STREET SUBURB TOWN/CITY $

Vehicle(s)/boat Value
DESCRIPTION E.G. YEAR / MAKE / MODEL $

DESCRIPTION E.G. YEAR / MAKE / MODEL $

DESCRIPTION E.G. YEAR / MAKE / MODEL $

Investment/assets (Superannuation, shares, savings, cash) Owner Value
DESCRIPTION $

DESCRIPTION $

DESCRIPTION $

F. E xisting Loan amount To cease Repayments Frequency Limit Balance

liabilities
DESCRIPTION No Yes $ $ $

Interest rate Interest only term Loan term

Loan amount To cease Repayments Frequency Limit Balance

DESCRIPTION No Yes $ $ $

Interest rate Interest only term Loan term

Loan amount To cease Repayments Frequency Limit Balance

DESCRIPTION No Yes $ $ $

Interest rate Interest only term Loan term

Credit facility/overdraft To cease Repayments Frequency Limit Balance

DESCRIPTION No Yes $ $ $

DESCRIPTION No Yes $ $ $

Credit card/store card/Buy Now Pay Later To cease Repayments Frequency Limit Balance

DESCRIPTION No Yes $ $ $

DESCRIPTION No Yes $ $ $

DESCRIPTION No Yes $ $ $

Other (Hire purchase, student loans, tax, etc) To cease Repayments Frequency Limit Balance

DESCRIPTION No Yes $ $ $

DESCRIPTION No Yes $ $ $

3
G. Income First customer Second customer
Please circle Income Amount Before After
Tax Tax
Frequency Amount Before After
Tax Tax
Frequency
the option
Salary/wages $ $

Benefits $ $

Self-employed/business income $ $

Overtime and allowances $ $

Commissions $ $

Pension/Super/Regular annuity $ $

Interest/Dividends/other investment $ $

Child Maintenance/Support $ $

Rental income $ $

Boarders/flatmates $ $

H. E xpenses Fixed commitments Amount Frequency

Rent/board $
Child/Support maintenance $
Private School/education $
Personal insurances $
Investment property rates/insurance/body corporate $
Owner occupied rates/insurance/body corporate $
Superannuation contributions $
Other $

Essential living costs Amount Frequency

Food and groceries $
Transport/vehicle running costs $
Power/gas/water/internet/phone $
State education/Childcare $
Required medical costs $
Clothing/Personal services $
Other $

Discretionary living costs Amount Frequency

Regular recreation, cultural/sporting $
Regular entertainment/holidays $
Entertainment $
Regular donations $
Other $

I. Insurance As part of your banking solution it's important to consider how you will protect yourself, your assets and your family, if the unexpected
happens. Westpac can discuss this with you and provide you with information, to help you protect what's important.
I would like to discuss my insurance needs
I already have adequate cover in place to protect my assets and family.

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 J. Y our statement I/We understand that: Where I/we wish to apply for finance:
– I/we authorise Westpac and its related companies to use all – I/we acknowledge that all applications for finance are subject to
information that they hold about me/us now or in the future Westpac’s applicable lending criteria.
to make available to me/us the full range of financial services – I/we certify that all information supplied in this application is true, correct
offered by them. and complete in every respect.
– I/we have the right to access and correct this information subject – I/we authorise Westpac to make all necessary enquiries (now or
to the provisions of the Privacy Act 1993. This information will throughout the life of any account issued as a consequence of this
also be referred to as a record of the interview with me/us during application) concerning my/our credit record, residence, employment,
which this information is collected. financial status, or any information provided by me/us in this application
– Westpac may communicate with me/us by fax, phone, for purposes related to provision of credit to me/us, from whatever
electronically and may accept telephone, facsimile, electronic source Westpac considers appropriate, including any credit reporting
or other instructions in the course of the banker/customer agency and I/we authorise any party approached to provide such
relationship. However, Westpac: information to Westpac.
– is not obliged to accept them; and – I/we authorise Westpac to disclose my/our relevant personal information
– will not be liable to you or any other party if the instructions (including default information) to such credit reporting agencies and
are unauthorised, forged or fraudulently given and I/we also understand that such credit reporting agencies will use
Westpac could not have reasonably detected that from the the information provided to them by Westpac, to update their credit
instructions received. reporting databases and may disclose any information they hold on me/
– I/we have the permission of the alternative contact named in us to their own customers.
section D to disclose their personal details to Westpac. I/we – Westpac may also use the credit reporting agency’s monitoring service to
acknowledge that this person may be asked to provide contact receive updates, if any, of the information it holds about me/us.
information for me. – I/we authorise Westpac to disclose my/our relevant personal information
– I/we can get a copy of the current disclosure statement for (including default information) to any person Westpac may appoint to
Westpac New Zealand Limited from any Westpac branch in New collect any outstanding debt.
Zealand free of charge. – I/we acknowledge that if I/we apply for a Westpac credit card that earns
rewards Westpac may disclose and exchange any information held
about me/us now or in the future to any party associated with a rewards
programme for the purposes of administration of the applicable rewards
programme, provision of related services and for marketing and research
purposes.

K. S ignature
Signature first customer Date DD / MM / YYYY

Signature second customer Date DD / MM / YYYY

12290WT-1 04-21 COMM. ONLY

Bank use only Westpac Advice disclosure statement provided (MMM channel) Westpac New Zealand Limited.